Tower Credit Union Linthicum MD | Affordable Auto Loans & ATM Access

Introduction

Welcome to Tower at our Fanx Branch, located at 840 Elkridge Landing Rd, Linthicum, MD 21090. Since our establishment in 1953, we have been dedicated to serving our community with integrity and commitment. With a strong membership base of over 226,000 members, we take pride in being a trusted partner for your financial needs. At Tower, we believe in putting our members first. Our assets total an impressive $4,581,628,230, allowing us to offer competitive rates on loans and deposits. Currently, we provide more than 172,500 loans and leases, ensuring that you have access to the funds you need whether it's for a new vehicle, home financing, or personal loans. We maintain a solid financial foundation with total deposits of $586,920,087 and a net worth of $620,561,604. While you can easily visit us at our Linthicum branch for all your banking needs, official correspondence should be directed to our mailing address: PO Box 123, Annapolis Junction, MD 20701-0123. Our friendly staff is here to assist you from Monday to Friday, between 8:00 AM and 3:30 PM. Led by our CEO Richard Stafford and Board President Arland White Jr., our team of 620 dedicated employees is passionate about helping you achieve your financial goals. We offer a wide range of services including checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and even business banking options. Join us today and experience the difference that comes with being part of the Tower family. For more information or to open an account online, visit us at towerfcu.org or give us a call at 301-497-7000. Your journey towards better banking starts here!

Branch History & Mission

Community Focus

Beyond traditional banking services, we take pride in our community outreach efforts. By partnering with local organizations and participating in events throughout Linthicum and beyond, Tower Credit Union actively supports initiatives that enrich lives and strengthen connections within our neighborhoods. We invite you to join us on this journey towards financial wellness. Experience firsthand how Tower Credit Union can make a positive impact on your life by becoming a member today. Visit us online at towerfcu.org or call us at 301-497-7000 for more information about joining or accessing our wide array of services. Together, let's build a brighter future!

Our Journey

Since opening our doors, Tower Credit Union has witnessed remarkable growth and change. We started with a simple goal: to provide accessible financial services while fostering a sense of belonging among our members. Over the years, we've expanded our offerings significantly. Today, we proudly hold total assets amounting to $4,581,628,230. This growth reflects not only our financial health but also the trust that our members place in us. Our journey has included embracing technology and ensuring that we meet the needs of all members. From online banking to mobile payment options, we have made it easier than ever for you to manage your finances on your terms. Additionally, we remain committed to ADA compliance and providing an inclusive environment for everyone who walks through our doors.

Our Mission

At Tower Credit Union, our mission is clear: we strive to empower individuals and families through superior financial services and support. We believe that financial education and accessibility are key components in building strong communities. That's why we offer a range of services tailored to meet your needs be it personal banking options like checking accounts or auto loans or business solutions such as merchant services. While you can visit us at 840 Elkridge Landing Rd for all your banking needs during our lobby hours from Monday to Friday between 8:00 am and 3:30 pm, official correspondence should be sent to PO Box 123, Annapolis Junction, MD 20701-0123 if needed.

Branch Location & Accessibility

Connect With Us

Have questions or need assistance? Feel free to call us at 301-497-7000. We look forward to welcoming you into our Tower family! Whether you're a long-time member or new to credit unions, we're here to help make your banking experience easy and enjoyable. Come visit us today!

Nearby Landmarks and Accessibility

Our branch is just a stone's throw away from local landmarks such as the Baltimore/Washington International Thurgood Marshall Airport and the beautiful Patapsco Valley State Park. With ample parking available and ADA-compliant features like ramps, we ensure everyone can access our services comfortably.

Operating Hours and Services Offered

We are here for you Monday through Friday from 8:00 AM to 3:30 PM. During these hours, our friendly staff is ready to assist with everything from personal banking services like checking and savings accounts to auto loans and mortgage refinancing. Plus, enjoy the convenience of our ATM on-site for quick cash withdrawals or balance checks. Although we do not have drive-thru banking at this location, our team is eager to help you inside the branch. And if you're looking for a wider range of services or support, we also offer online and mobile banking options for your convenience.

Member Eligibility

Joining the Tower community is more than just opening an account; it's about becoming part of a supportive family that values your financial well-being. At Tower, we welcome anyone who lives, works, or worships in our local area, as well as those who are related to existing members. This inclusive approach means that if you're looking for a place that prioritizes your needs and offers personalized service, you're in the right spot. To find out more about eligibility requirements, you can visit this link for detailed information. Getting started with Tower is simple! Once you confirm your eligibility, you can easily open an account online. Just head over to this page to begin the application process. If you have any questions along the way, feel free to reach out to us at 301-497-7000. We're here to help you take that important step toward better banking!

Business Banking & Commercial Services

Empowering Transactions with Merchant Services

In addition to loans, we offer merchant services that make it easier for you to manage everyday transactions. Imagine having a system that seamlessly accepts payments from customers while providing valuable insights into sales trends. This not only simplifies your payment process but also helps you make informed decisions for future growth. Located at 840 Elkridge Landing Rd Linthicum Md 21090 in Linthicum, MD, our team is ready to assist you with tailored solutions that fit your business model. Connect with us today at (301) 497-7000 and discover how we can help your business thrive!

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For local entrepreneurs, we offer specialized business banking services, including merchant services and business loans. Whether you're starting out or looking to expand, our team is ready to help guide you through the financial aspects of running a successful business.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why Tower provides robust online and mobile banking platforms. Manage your accounts from anywhere with features like online bill pay, mobile payments, and person-to-person transfers. You can easily access your funds at our ATMs located throughout the area, allowing you quick cash withdrawals and balance checks whenever you need them.

Credit Cards and Rewards

Our credit cards with rewards program is designed to add value to your everyday purchases. Earn points on what you spend and redeem them for exciting rewards that fit your lifestyle.

Get in Touch

If you're ready to explore how our services can work for you, don't hesitate to reach out! Visit us at 840 Elkridge Landing Rd Linthicum Md 21090, call us at (301) 497-7000, or check out our website at Fanx Branch for more information about opening an account or applying for a loan. We look forward to serving you at Tower!

Personal Banking Solutions

We offer an array of personal banking options tailored for your everyday needs. Our checking and savings accounts provide flexible choices for managing your money, whether you're saving for a special occasion or just need a reliable account for daily transactions. If you're planning to purchase a new car, our auto loans and vehicle financing services can help make that dream a reality with competitive rates and terms. For those considering homeownership, our mortgage loans and refinancing options give you the support needed to navigate buying or refinancing your home smoothly. If unexpected expenses arise, our personal loans and debt consolidation solutions allow you to manage your finances effectively without added stress.

Digital & Online Banking

Accessibility and Ease-of-Use

At Tower, we prioritize accessibility. Our services cater to all members, whether you're tech-savvy or just starting out with online banking. Even if you're not comfortable with electronic signatures for certain transactions (as we currently don't support this feature), rest assured that our staff is here to help you navigate any challenges. In summary, our digital banking services provide a blend of convenience, security, and ease-of-use that fits seamlessly into your lifestyle. Visit us online at https://www.towerfcu.org/ today and take control of your financial journey!

Key Services

Our online banking platform at https://www.towerfcu.org/ provides a user-friendly experience, allowing you to check balances, transfer funds, and pay bills with just a few clicks. You can also enjoy the benefits of e-statements, which provide you with quick access to your financial documents while helping you reduce paper clutter. For those on the go, our mobile application offers robust features that put banking at your fingertips. Whether you're making mobile payments or sending money through person-to-person transfers, everything is streamlined for your convenience. Plus, the app's secure design ensures that your information remains protected while you manage your finances.

Financial Strength

Commitment to Growth

With $610,582,282 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $40,515 in used auto loans and a total of $3,387,825,443 in loans and leases.

Member Trust

Total Share Accounts stand at 478,835, showcasing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $7,381,923. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Tower is your trusted partner. Visit us at 840 Elkridge Landing Rd Linthicum Md 21090 or call (301) 497-7000 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 610 full-time employees and 10 part-time employees ready to assist you with knowledge and dedication.

Secure Savings Options

Members' savings are secured through $839,031,059 in share certificates and $471,197,123 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $620,561,604, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,352 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $683,102,364 in used vehicle loans and $165,321,268 in new vehicle loans already helping members get on the road. We provide flexible terms that suit different budgets and preferences.

Credit Lines

For those who need a little extra flexibility in managing their finances, our credit lines totaling $1,158,913,500 are an excellent choice. They can help you cover larger purchases or unexpected expenses without stress.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $1,351,420,673, providing you with the support needed to secure your dream home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $154,242,944 in loans helping members manage their finances effectively. These cards come with various rewards and benefits tailored to fit your lifestyle. If you're considering refinancing or want to know more about eligibility options for any of these products, feel free to ask our team during your visit or give us a call. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Tower, we are committed to providing you with transparent and reliable financial solutions tailored to help you succeed. Visit us today to learn more about how we can assist you on your financial journey!

Loan Aggregator

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ), ensuring fair and transparent offers. This commitment to sourcing verified data means users can trust that the loan options presented are genuine and competitive.

TOWER FEDERAL CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Community Focus

Our Journey

Our Mission

Branch Location & Accessibility

Connect With Us

Nearby Landmarks and Accessibility

Operating Hours and Services Offered

Member Eligibility

Business Banking & Commercial Services

Empowering Transactions with Merchant Services

Financing Your Growth

Comprehensive List Of Services

Business Banking Services

Convenient Digital Banking

Credit Cards and Rewards

Get in Touch

Personal Banking Solutions

Digital & Online Banking

Accessibility and Ease-of-Use

Key Services

Financial Strength

Commitment to Growth

Member Trust

Operational Efficiency

Secure Savings Options

Strong Financial Health

Loan Offering

Auto Loans

Credit Lines

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Comparisons

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