Tower Credit Union Laurel MD | Quick Personal Loans & ATM Access

Introduction

Welcome to Tower, your trusted credit union located at 7901 Sandy Spring Rd, Laurel, MD 20707. Since our establishment in 1953, we have been dedicated to serving our community with integrity and commitment. With a proud membership of over 226,817 individuals, we strive to provide personalized financial solutions that meet the unique needs of our members. At Tower, we believe in the power of community and are committed to making a positive impact through our services. As of now, we manage total assets of $4,581,628,230 and offer a range of financial products including auto loans, mortgages, and credit cards with rewards. Our total deposits stand at an impressive $586,920,087, reflecting the trust our members place in us. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address: PO Box 1280, Laurel, MD 20725. This ensures that all communications reach us promptly and securely. Our leadership team is here to guide you every step of the way. Under the stewardship of CEO Richard Stafford and Board President Arland White, Jr, we prioritize transparency and member satisfaction. Our dedicated staff of 620 employees is ready to assist you during our operating hours from Monday to Friday, 8:00 AM to 4:30 PM. Join us at Tower where your financial well-being is our top priority! For more information or assistance, don't hesitate to call us at 301-497-7000 or visit our website at towerfcu.org. Your journey towards financial empowerment starts here!

Branch History & Mission

A Commitment to Excellence

We understand that convenience is key in today's fast-paced world. That's why we offer services like drive-thru banking and ATM access to ensure you can manage your finances easily. Our operating hours from Monday through Friday, 8:00 AM to 4:30 PM, provide ample opportunity for you to connect with us. As we move forward, Tower remains dedicated to enhancing member experiences through technology and personalized service. We are proud of our ADA compliance efforts and customer-centric initiatives designed for everyone.

Join Us!

If you're looking for a financial partner who values community as much as you do, look no further than Tower. Join us today and experience firsthand the benefits of being part of an organization that truly cares about its members. Visit us online at Tower FCU or call us at 301-497-7000 for more information on how we can help you achieve your financial goals!

Our Legacy

Tower's journey has been marked by significant milestones that reflect our dedication to serving the needs of our members. From our humble beginnings at 7901 Sandy Spring Rd, Laurel, MD 20707, we have consistently expanded our offerings to meet the evolving demands of the community. In addition to providing essential banking services such as checking and savings accounts, auto loans, and mortgages, we pride ourselves on innovative digital banking solutions that make managing finances easier than ever. While members can visit us at 7901 Sandy Spring Rd Laurel Md 20707, official correspondence should be sent to PO Box 1280, Laurel, MD 20725.

Our Mission

Our mission is clear: We strive to enhance the financial well-being of our members while fostering an inclusive environment that supports growth and opportunity for all. We believe in the power of community helping not just individuals but also local businesses thrive. Through various partnerships and outreach programs, we actively contribute to initiatives that promote financial literacy and economic development. Tower is more than just a place to bank; it's a community hub where you can find support for your financial journey. Whether you're looking for personal loans or business banking solutions, we are here to guide you every step of the way.

Branch Location & Accessibility

Easy Access and Convenient Services

At our Laurel Headquarters, we understand that convenience matters. That's why we offer ample parking for our members right outside the branch. If you prefer not to enter the building, our drive-thru banking service is available for quick transactions like deposits and withdrawals. Plus, if you need cash on the go, our ATM is ready to serve you 24/7. We also ensure that all members can access our services comfortably with ADA-compliant features throughout the branch.

Join Us Today!

At Tower Credit Union, we offer a wide range of services including checking and savings accounts, auto loans, mortgage options, and more all designed with your needs in mind. Our friendly staff looks forward to welcoming you to our branch! Don't hesitate; come visit us today or explore more about our services online at Tower FCU.

Operating Hours

Our dedicated team is here to assist you during our lobby hours from Monday to Friday, 8:00 AM to 4:30 PM. We encourage you to stop by during these times or give us a call at 301-497-7000 if you have any questions or need assistance. While members can visit us at 7901 Sandy Spring Rd, official correspondence should be sent to PO Box 1280, Laurel, MD 20725.

Member Eligibility

Becoming a member of Tower is like joining a family that supports your financial journey every step of the way. If you live, work, or go to school in the area, you're likely eligible to join us! We welcome individuals from all walks of life, and our goal is to make banking accessible for everyone. To find out more about specific eligibility requirements, feel free to check out our detailed guide at https://www.towerfcu.org/about/membership. Once you're ready to take the next step, opening an account is straightforward and convenient. You can easily start the process online by visiting https://www.towerfcu.org/loans/apply-for-a-loan or give us a call at (301) 497-7000 if you have any questions. Our friendly team at 7901 Sandy Spring Rd Laurel Md 20707 is here to help, so don't hesitate to reach out!

Business Banking & Commercial Services

Merchant Services That Work for You

In today's fast-paced market, efficient payment processing is crucial. Our merchant services offer reliable solutions that simplify transactions, allowing you to focus on what matters most growing your business. Imagine accepting payments effortlessly while managing your finances all in one place; that's the power of partnering with Tower. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses in Laurel, MD. Let us help you take the next step in your business journey! For more information, call us at (301) 497-7000 or visit us at 7901 Sandy Spring Rd Laurel Md 20707.

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions that adapt to your needs.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing services are here for you. We understand that buying a vehicle is a significant investment, which is why we offer competitive rates and flexible terms to help you get behind the wheel without breaking the bank.

Business Banking Services

For entrepreneurs and business owners, our business banking services are designed to support your venture's growth. From merchant services that make transactions easier to tailored business loans, we're here to help turn your vision into reality.

Convenient Access Points

We also feature basic drive-thru banking services at our branch located at 7901 Sandy Spring Rd Laurel Md 20707, making it simple for you to conduct deposits or withdrawals without leaving your car. For those who prefer ATMs, enjoy access that fits into your schedule. At Tower, we strive to create a welcoming environment where every member feels valued and understood. If you're ready to explore these services further or have any questions, don't hesitate to reach out at (301) 497-7000 or visit us in person. We look forward to helping you achieve your financial goals!

Credit Cards with Rewards

Don't forget about our credit cards with rewards! These cards not only offer convenience but also give you points for every purchase you make. It's like getting rewarded just for using your card perfect for travel enthusiasts or anyone who enjoys great perks!

Digital Banking Features

With today's busy lifestyles in mind, we've invested in robust digital banking features. Our members benefit from online and mobile banking, ensuring they can manage their finances anytime, anywhere. Plus, our ATMs are readily available for quick cash withdrawals or balance checks.

Mortgage Loans & Refinancing

For those considering homeownership or looking to refinance their current mortgage, our mortgage loans come with personalized guidance throughout the process. Whether it's your first home or an investment property, we'll help find the right fit for your needs.

Personal Banking

Starting with personal banking, we offer various checking and savings accounts designed to fit different lifestyles and preferences. Imagine needing quick access to funds while shopping; our accounts come with easy online and mobile banking options, allowing you to check balances, transfer money, and even make payments right from your phone.

Personal Loans & Debt Consolidation

If you're facing challenges with multiple debts or unexpected expenses, our personal loans can provide the relief you need. With options for debt consolidation, we aim to simplify your financial obligations into one manageable payment, making it easier for you to regain control.

Digital & Online Banking

Accessibility and Support

At Tower, we prioritize making banking accessible for everyone. Our digital solutions are crafted to be easy to navigate so that even those new to online banking can feel comfortable using them. Plus, our dedicated team is always ready to assist you with any questions or concerns regarding your digital banking experience. Join us at Tower and discover how our digital and online banking services can simplify your financial management. With a focus on accessibility and ease-of-use, we're here to help you manage your money efficiently whenever you need it!

Key Features

Managing your money has never been easier. Enjoy the benefits of e-statements, which allow you to receive your bank statements electronically no more waiting for the mail! Plus, if you're on the go, our mobile application lets you handle transactions right from your smartphone. You can also utilize mobile payments for quick and secure purchases directly from your device. Need to send money to a friend or family member? Our person-to-person transfer feature makes it simple and fast to share funds with just a few taps. And while we currently do not support electronic signature authorization, we ensure that all other services are designed with security in mind.

Financial Strength

Dedicated Team for Your Service

We also take pride in having 610 full-time employees and 10 part-time employees. Our knowledgeable team is always ready to assist you with your banking needs. We understand that personal service matters; that's why we make sure there's always someone available to help you navigate your options.

Member-Focused Savings

Members' savings are secured through $839,031,059 in share certificates and $471,197,123 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting for Growth

With $610,582,282 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This ongoing investment in our infrastructure means you receive the best possible experience when managing your finances with us.

Strong Capital Base

With a net worth of $620,561,604, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,352 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

Our lending capacity is robust, with $40,515 in used auto loans and $3,387,825,443 in total loans and leases ready to support your financial goals across various sectors. Additionally, our operational efficiency is highlighted by a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members.

Trusted Partner for Your Future

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Tower is your trusted partner. Visit us at 7901 Sandy Spring Rd Laurel Md 20707 or call (301) 497-7000 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $683,102,364 in used vehicle loans and $165,321,268 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to make financing your next vehicle easier than ever.

Credit Lines

If you're looking for additional flexibility, our credit lines are another option worth considering. With total credit lines amounting to $1,158,913,500, these offerings allow you to borrow only what you need while maintaining control over your finances.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,351,420,673, make buying or refinancing simple. We have various mortgage products that cater to different financial situations, ensuring you find the right fit for your budget and lifestyle.

Refinancing Options

For those interested in refinancing existing loans, we provide various options tailored to meet your needs. Our team is here to assist you in evaluating your current loan situation and finding the best possible terms for refinancing. If you're interested in exploring any of these loan products or want more information about eligibility, feel free to reach out! You can contact us at (301) 497-7000 or visit us at our branch located at 7901 Sandy Spring Rd Laurel Md 20707 in Laurel, MD. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $154,242,944 in loans helping members manage their finances effectively. This product is designed to provide you with quick access to funds whenever you need them.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Users can trust that the information they receive is accurate and up-to-date. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results that help users find the best options without influence from advertising. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, LendMesh helps users make informed decisions quickly. This feature allows borrowers to take advantage of competitive offers as soon as they arise. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the platform's effectiveness in facilitating smarter financial choices. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers when comparing loans. Each listing reflects current market conditions, allowing for accurate comparisons tailored to individual needs.

Tower

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

A Commitment to Excellence

Join Us!

Our Legacy

Our Mission

Branch Location & Accessibility

Easy Access and Convenient Services

Join Us Today!

Operating Hours

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Work for You

Tailored Loan Solutions

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Business Banking Services

Convenient Access Points

Credit Cards with Rewards

Digital Banking Features

Mortgage Loans & Refinancing

Personal Banking

Personal Loans & Debt Consolidation

Digital & Online Banking

Accessibility and Support

Key Features

Financial Strength

Dedicated Team for Your Service

Member-Focused Savings

Reinvesting for Growth

Strong Capital Base

Supporting Your Financial Goals

Trusted Partner for Your Future

Loan Offering

Auto Loans

Credit Lines

Mortgage Loans

Refinancing Options

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Loan Comparisons

Join Our Community