Tower Credit Union Gambrills MD | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Tower Credit Union, your trusted financial partner located at 1077 State Route 3 N, Gambrills, MD 21054. Established in 1953, we have proudly served our community for over 70 years, growing alongside our members and adapting to their needs. With a total membership of 226,817 and assets exceeding $4.58 billion, we are dedicated to providing exceptional services that empower our members financially. At Tower, we believe in building strong relationships with our members. Whether you're looking for personal banking solutions like checking and savings accounts or financing options such as auto loans and mortgages, we've got you covered. Our experienced team, led by CEO Richard Stafford and Board President Arland White, Jr., is here to guide you through every financial decision. For official correspondence, please send mail to PO Box 123, Annapolis Junction, MD 20701-0123. We invite you to visit us at our branch or reach out by phone at 301-497-7000 to learn more about how we can assist you on your financial journey. With total deposits amounting to $586,920,087 and net worth of $620,561,604, Tower Credit Union stands strong in the community. We're not just a bank; we're a cooperative built on the principles of trust and shared success. Join us today and experience the difference that comes from being part of a member-focused credit union! For more information about our services and how to become a member, visit us online at Tower FCU.

Branch History & Mission

Community Engagement

Tower actively participates in various community outreach programs and partnerships that reflect our commitment to making a difference. We engage in local events and initiatives aimed at fostering economic growth and providing educational resources to those in need. This community-centric approach reinforces our belief that strong relationships are vital for both individual and collective success. As part of our dedication to accessibility, we offer an ATM at our branch and drive-thru services for quick transactions. If you prefer official correspondence via mail, please send it to PO Box 123, Annapolis Junction, MD 20701-0123.

Join Us!

If you're looking for a credit union that truly cares about its members and their communities, look no further than Tower's Gambrills Branch. Visit us during our operating hours Monday through Thursday from 9 AM to 5 PM; Friday from 9 AM to 6 PM; and Saturday from 9 AM to 1 PM or give us a call at 301-497-7000. Experience firsthand how Tower can help you achieve your financial dreams!

Our Evolution

Over the decades, Tower has evolved significantly while maintaining our core values. We began with a simple mission: to provide our members with affordable financial services that empower them to achieve their goals. As we expanded our offerings, including auto loans, mortgages, and personal banking solutions, we never lost sight of our commitment to the community. Today, with total assets exceeding $4.58 billion, we remain dedicated to helping members navigate their financial journeys. Our headquarters is situated in Laurel, MD, where our leadership team works diligently to ensure that every branch upholds the same high standards of service. With a robust workforce of over 620 employees across all locations, including the Gambrills Branch, we focus on creating an environment that fosters growth and trust.

Our Mission Statement

At Tower, our mission is clear: we aim to deliver quality financial services while supporting the communities we serve. We believe in enhancing the lives of our members through personalized assistance and innovative products. From checking and savings accounts to vehicle financing and credit cards with rewards, every service we offer is designed with your needs in mind. We also understand the importance of staying connected with technology. Our digital banking solutions allow members to manage their finances conveniently from home or on-the-go. Whether you need access to online banking or mobile payments, we've got you covered.

Branch Location & Accessibility

Welcome to Tower at our Gambrills Branch, conveniently located at 1077 State Route 3 N in the heart of Gambrills, MD. We're proud to serve our community in Anne Arundel County, making it easy for you to access your banking needs. Whether you're stopping by for a quick deposit or seeking financial advice, our friendly team is here to help! While members can visit us at our branch address, please note that official correspondence should be sent to our mailing address: PO Box 123, Annapolis Junction, MD 20701-0123. Our branch is not far from local landmarks like the Waugh Chapel Towne Centre and the beautiful Broadneck Park, making it a convenient stop during your day. We offer ample parking for your convenience and ensure that our facilities are accessible to everyone, including those with mobility challenges. At Tower's Gambrills Branch, we want to make your banking experience as smooth as possible. Our operating hours are designed to fit your busy schedule: we're open Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. If you need assistance outside of these hours, feel free to give us a call at 301-497-7000. For added convenience, we offer an ATM on-site along with drive-thru banking services. You can easily make deposits, withdrawals, and other simple transactions without leaving your car. We're committed to providing a full range of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Whether you prefer online or mobile banking, we've got you covered. We invite you to stop by and discover all that Tower has to offer! Our team is ready to assist you with any questions or services you may need. Come visit us soon!

Member Eligibility

At Tower, we believe that everyone deserves a chance to be part of a caring and supportive community. Joining us as a member is straightforward and welcoming! To become part of the Tower family, you simply need to meet some basic eligibility criteria. Generally, anyone who lives, works, or worships in the area can apply for membership. We invite you to explore the full details of these criteria on our website at https://www.towerfcu.org/about/membership. Once you're ready to take the next step, opening an account is easy! Just visit us online at https://www.towerfcu.org/loans/apply-for-a-loan or give us a call at (301) 497-7000 if you have any questions. We're here to help you on your journey toward financial wellness at our branch located at 1077 State Route 3 N Gambrills Md 21054. Join us today and discover all the benefits that come with being a member!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine a busy Saturday at your local store; with our reliable systems, you can accept payments quickly and efficiently, allowing you to focus on what matters most your customers. Our services help streamline transactions, making it easier for you to manage cash flow and enhance customer satisfaction. If you're ready to take your business to the next level, visit us at 1077 State Route 3 N Gambrills Md 21054 in Gambrills, MD or call us at (301) 497-7000. Let's work together to make your business dreams a reality!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessing Your Funds

We understand that accessing your money quickly is important. That's why we provide ATM and cash withdrawal services along with basic drive-thru banking for deposits, withdrawals, and simple transactions. With these options available, managing your finances is just a tap or drive away.

Connect With Us

Ready to explore how Tower can assist you? Our friendly team is just a phone call away at (301) 497-7000. We invite you to visit us during our operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. Join us today at Tower in Gambrills, MD for all your financial needs! Visit our website at Gambrills Branch for more information about our services or how to become a member. We look forward to serving you!

Convenient Online & Mobile Banking

To ensure that banking is as convenient as possible, we offer robust online and mobile banking features. You can access your accounts anytime, anywhere whether it's through our user-friendly mobile app or via online banking on our website. Features like person-to-person payments make it simple to send money when you need to.

Flexible Loan Options

Life can be unpredictable, which is why we offer personal loans and debt consolidation options to help you navigate financial challenges. Our credit cards come with rewards that allow you to earn while you spend, making every purchase more rewarding.

Personal Banking Made Simple

Our personal banking services include checking and savings accounts that help you manage your money effectively. For those planning to buy a car, our auto loans and vehicle financing options can help get you on the road without breaking the bank. Additionally, if you're looking to buy a home or refinance your current mortgage, our mortgage loans offer competitive rates and flexible terms to fit your budget.

Supporting Your Business Needs

If you're a business owner, you'll find our business banking services invaluable. We provide merchant services and business loans designed to support your growth and operational needs. We're here to help your business thrive.

Digital & Online Banking

Key Features

With our online banking platform, available at https://www.towerfcu.org/, you can manage your accounts 24/7 from the comfort of your home or on the go. Whether you want to check your balance, pay bills, or transfer money between accounts, it's all just a few clicks away. You can also take advantage of our e-statements feature, which allows you to receive your account statements electronically saving you time and reducing paper clutter. Need to send money to a friend or family member? Our person-to-person transfer feature makes it simple and fast. Just enter the recipient's information and amount, and the funds are on their way! Plus, if you're out shopping or dining, enjoy the ease of mobile payments with our secure mobile application. It's perfect for making quick transactions without needing cash or cards.

Security and Accessibility

We prioritize your security with every transaction. While we don't currently support electronic signature authorization, rest assured that our online banking system is built with safety in mind. Our mobile application offers features like biometric login for added protection while ensuring ease of use. Navigating your financial needs has never been easier at Tower. With 24/7 online banking services and a user-friendly mobile app, managing your money is straightforward and accessible whenever you need it. We invite you to explore all that our digital banking options have to offer and see how they can enhance your banking experience!

Financial Strength

At Tower, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We pride ourselves on our robust financial standing, which reflects our commitment to serving you better every day. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $620,561,604, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1352 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $839,031,059 in share certificates and $471,197,123 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. Our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks. With $610,582,282 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals across various sectors with $40,515 in used auto loans and an impressive $3,387,825,443 in total loans and leases. Our operational efficiency is reflected in our net income of $0 this period; nonetheless, it highlights our commitment to sustainable growth rather than short-term gains. We also take pride in having 610 full-time employees and 10 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team dedicated to your needs. Net Shares (Funds available for lending and investments): $7,381,923. Total Share Accounts: 478,835, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving or borrowing or planning for the future, Tower is your trusted partner. Visit us at 1077 State Route 3 N Gambrills Md 21054 or call 301-497-7000 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $683,102,364 in used vehicle loans and $165,321,268 in new vehicle loans, helping members get on the road comfortably. Our team can assist you with refinancing options if you currently have an auto loan elsewhere.

Credit Lines and Credit Cards

Managing day-to-day expenses is crucial for financial stability. We provide flexible terms on unsecured credit card loans, with a total of $154,242,944 in loans helping members manage their finances effectively. Additionally, our total credit lines amount to $1,158,913,500, giving you access to funds when you need them most. If you're unsure about eligibility or want more information on how our loans can work for you, please feel free to reach out at 301-497-7000 or visit us at 1077 State Route 3 N Gambrills Md 21054. We're open Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our loan offerings today and take the next step toward achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,351,420,673, make buying or refinancing simple. Whether you're purchasing your first home or upgrading to something larger, our mortgage experts are here to guide you through the process.

Loan Aggregator

Benefits of Using LendMesh

One of the key advantages of using LendMesh is its commitment to providing verified data. Loan offers are sourced only from legitimate financial institutions, ensuring transparency in the information provided. Additionally, LendMesh does not feature sponsored listings; lenders are not prioritized based on paid promotions. This means that users can trust they are seeing unbiased results. Moreover, LendMesh offers real-time rate comparisons from multiple institutions, allowing users to stay updated with the latest loan rates. This timely information helps individuals make informed decisions tailored to their financial needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness and reliability of this tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This approach guarantees that users receive fair and transparent offers. By relying on verified data, LendMesh ensures that every loan option presented is legitimate and trustworthy.

Tower

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Community Engagement

Join Us!

Our Evolution

Our Mission Statement

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Work for You

Tailored Loan Solutions

Comprehensive List Of Services

Accessing Your Funds

Connect With Us

Convenient Online & Mobile Banking

Flexible Loan Options

Personal Banking Made Simple

Supporting Your Business Needs

Digital & Online Banking

Key Features

Security and Accessibility

Financial Strength

Loan Offering

Auto Loans

Credit Lines and Credit Cards

Mortgage Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Comparisons

Join Our Community