Tower Credit Union Ft Meade MD | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Tower, your trusted financial partner located at 9840 Obrien Road, Ft Meade, MD 20755. Since our establishment in 1953, we have been dedicated to serving our community and fostering strong relationships with our members. With a total membership of over 226,817, we pride ourselves on being a member-focused credit union that puts you first. At Tower, we understand that financial stability is key to achieving your dreams. That's why we manage total assets of $4,581,628,230 and offer a wide range of services tailored to meet your needs from personal banking solutions like checking and savings accounts to auto loans and mortgages. We currently have $586,920,087 in deposits, which reflects the trust our members place in us. Our leadership team is committed to ensuring that you receive the highest level of service. Led by CEO Richard Stafford and Board President Arland White, Jr, our experienced staff of 620 employees is here to assist you every step of the way. Whether you prefer visiting us in person or utilizing our online banking options, we're ready to help you achieve your financial goals. While members can visit us at our branch location, official correspondence should be sent to PO Box 123, Annapolis Junction, MD 20701-0123. If you have any questions or need assistance, don't hesitate to call us at 301-497-7000. Join us today and experience how Tower can help you build a brighter financial future! Visit our website at towerfcu.org for more information or to apply for a loan. Your journey towards financial wellness starts here!

Branch History & Mission

Welcome to Tower, where our rich legacy meets a commitment to serving the community. Since we opened our doors in 1953, we have grown alongside our members in Ft Meade, MD, evolving from a small credit union into a trusted financial partner for over 226,000 members. Our branch is located at 9840 Obrien Road, Ft Meade, MD 20755, a central spot that is easily accessible for all your banking needs. At Tower, our mission is simple yet powerful: to provide exceptional financial services while fostering community support and engagement. We understand that banking goes beyond numbers; it's about building relationships and making a positive impact in the lives of our members. With total assets exceeding $4.58 billion, we are dedicated to ensuring that each member receives personalized care tailored to their unique financial goals. Throughout our journey, we've embraced advancements that make banking easier for everyone. Our services include personal checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Members can also take advantage of our online and mobile banking options for convenient access to their finances anytime, anywhere. We are proud to offer ATM availability for quick cash withdrawals and balance checks. While we focus on providing top-notch financial services, we also prioritize community involvement. Our outreach efforts aim to uplift those around us by supporting local initiatives and partnering with organizations that share our values. We believe that when our community thrives, so do our members. For any official correspondence, please send mail to PO Box 123, Annapolis Junction, MD 20701-0123. We invite you to visit us during our lobby hours Monday through Friday from 7:30 AM to 3:00 PM and experience firsthand the warmth and dedication of our staff. Join Tower today and discover how we can help you achieve your financial dreams while being part of a community-focused organization that truly cares. Together, let's build a brighter future! For more information or to open an account online, visit Tower's website.

Branch Location & Accessibility

Welcome to Tower Credit Union, conveniently located at 9840 Obrien Road in the heart of Ft Meade, MD. Our branch is designed with your banking needs in mind, making it easy for you to access a wide range of financial services. Whether you're here to open a new account, apply for a loan, or simply need assistance with your current banking needs, our friendly staff is ready to help. While members can visit us at our Ft Meade location, official correspondence should be sent to our mailing address at PO Box 123, Annapolis Junction, MD 20701-0123. This ensures that your important documents reach us promptly. Located near several local landmarks, our branch is easily accessible and offers ample parking for your convenience. We prioritize accessibility and have features in place to ensure that everyone can visit us comfortably. If you have any specific needs, please let us know we're here to assist! Our operating hours are Monday through Friday from 7:30 AM to 3:00 PM, allowing you to visit us at a time that works for you. Need cash? We've got you covered with an ATM available on-site for easy withdrawals and balance checks. At Tower Credit Union, we offer a variety of services tailored to meet your financial goals, including personal banking options like checking and savings accounts, auto loans and vehicle financing, mortgage loans and refinancing, as well as credit cards with rewards. Additionally, enjoy the convenience of online and mobile banking for managing your finances wherever you are. We invite you to stop by or give us a call at 301-497-7000. Come experience the friendly service and commitment to community that Tower Credit Union stands for!

Member Eligibility

At Tower, we believe that joining our community is about more than just opening an account it's about becoming part of a supportive family. To become a member, you simply need to meet a few friendly eligibility criteria. If you live, work, worship, or attend school in the local area, you're already on your way! We also welcome family members of existing members, making it easy for you to share the benefits of our services with your loved ones. For a deeper dive into the specifics and any updates on eligibility requirements, feel free to check out our detailed resource at https://www.towerfcu.org/about/membership. Getting started with us is straightforward. You can open an account online or visit us at our welcoming branch located at 9840 Obrien Road Ft Meade Md 20755. If you have any questions or need assistance along the way, don't hesitate to give us a call at (301) 497-7000. We're here to help you take the first step toward enjoying all the advantages of being a member at Tower!

Business Banking & Commercial Services

Practical Merchant Services

When it comes to managing daily transactions, our merchant services make life easier for business owners. Imagine quickly processing payments from customers while keeping your cash flow healthy. Our tools help streamline operations, allowing you to focus on what matters most growing your business. Visit us at 9840 Obrien Road Ft Meade Md 20755 in Ft Meade, MD, or give us a call at (301) 497-7000 to learn more about how we can help you achieve your business goals.

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Support

We also understand the needs of local businesses. Our business banking services include merchant services and business loans designed to help you thrive in today's competitive environment. Whether you're starting a new venture or expanding an existing one, we have the tools to support your business goals.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why Tower offers robust online and mobile banking features. Manage your accounts from anywhere with ease transfer funds, pay bills, and check balances right from your smartphone or computer. Plus, with ATM access available at various locations, cash withdrawals are just moments away. Whether you're in need of personal banking solutions, loans for vehicles or homes, or support for your business ventures, Tower has got you covered. We're committed to making banking simple and accessible for everyone in Ft Meade and beyond. Feel free to reach out at (301) 497-7000 if you have any questions or want to learn more about how we can assist you! Visit us today at 9840 Obrien Road Ft Meade Md 20755 and let us help you take the next step towards achieving your financial dreams!

Home Loans Made Easy

Homeownership can be a rewarding journey, and we're here to make it easier. Our mortgage loans and refinancing options are tailored to meet the diverse needs of our members. Whether you're buying your first home or looking to refinance an existing mortgage for better rates, our knowledgeable staff can guide you through the process.

Personal Banking Solutions

Our personal banking services include checking and savings accounts designed to fit various lifestyles. For those who need access to funds for immediate purchases or emergencies, our checking accounts come with no monthly fees and easy online access. If you're saving for future goals, our savings accounts offer competitive interest rates to help your money grow over time.

Personal Loans & Credit Cards

For unexpected expenses or consolidating debt, our personal loans offer flexibility and low-interest rates. Additionally, our credit cards come with rewards programs that give you benefits for your everyday spending. Imagine earning points on groceries or gas rewards that add value back into your life!

Vehicle Financing

Thinking about getting a new vehicle? At Tower, we provide auto loans and vehicle financing options that make purchasing or refinancing a car straightforward and affordable. With flexible terms and competitive rates, we ensure that owning a vehicle is within reach for everyone.

Digital & Online Banking

Easy Access and Real-Time Management

The user-friendly interface of our online banking system ensures that even those who may not be tech-savvy will find it easy to navigate. Whether you're logging in from home or using our mobile app on the go, managing your finances has never been more straightforward. Join us at Tower today and explore how our digital banking services can enhance your financial experience. Visit us online at https://www.towerfcu.org/ to get started!

Key Features to Simplify Your Banking

One of the standout features at Tower is the ability to send money quickly through person-to-person transfers. This means you can pay back friends or family without the hassle of cash or checks. Our mobile payments feature also allows you to make purchases seamlessly using just your phone great for those busy days when you forget your wallet! We also offer e-statements, making it easy for you to keep track of your finances without the clutter of paper statements. You can access these secure documents whenever you need them. And while we currently don't support electronic signature authorization, rest assured that our processes are designed with your security in mind.

Financial Strength

Commitment to Growth

With $610,582,282 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $40,515 in used auto loans and $3,387,825,443 in total loans and leases.

Member Trust

Total Share Accounts stand strong at 478,835, showcasing a growing member base that trusts us with their finances. Our Net Shares (Funds available for lending and investments) total $7,381,923, underscoring our readiness to meet your needs today and tomorrow. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Tower is your trusted partner. Visit us at 9840 Obrien Road Ft Meade Md 20755 or call (301) 497-7000 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our ability to generate income is also evident; our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We pride ourselves on having 610 full-time employees and 10 part-time employees, ensuring that our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $839,031,059 in share certificates and $471,197,123 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Foundation

With a net worth of $620,561,604, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,352 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $683,102,364 in used vehicle loans and $165,321,268 in new vehicle loans already helping members get on the road. We provide flexible terms to fit your budget and lifestyle. If you're considering refinancing an existing auto loan, talk to us about your options; we can guide you through the process and see if it makes sense for you.

Credit Lines and Personal Loans

Managing everyday expenses can sometimes be challenging. That's why we offer credit lines totaling $1,158,913,500 to give you access to funds when you need them most. Additionally, our unsecured credit card loans amounting to $154,242,944 come with flexible terms that allow you to manage your finances effectively without the burden of collateral.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $1,351,420,673, making buying or refinancing simple. We work closely with our members to ensure that the mortgage process is as straightforward as possible. Don't hesitate to ask about eligibility requirements or refinancing opportunities.

Summary of Offerings

No matter what type of loan you're interested in be it an auto loan for a new vehicle or a mortgage for your future home Tower is here to support you every step of the way. You can reach out to us at 301-497-7000 during our business hours from Monday to Friday between 7:30 AM and 3:00 PM for personalized assistance or visit our website at towerfcu.org for more information. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you find the right loan product tailored just for you!

Loan Aggregator

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Tower

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Practical Merchant Services

Tailored Loan Solutions

Comprehensive List Of Services

Business Banking Support

Digital Banking Convenience

Home Loans Made Easy

Personal Banking Solutions

Personal Loans & Credit Cards

Vehicle Financing

Digital & Online Banking

Easy Access and Real-Time Management

Key Features to Simplify Your Banking

Financial Strength

Commitment to Growth

Member Trust

Operational Efficiency

Secure Savings Options

Solid Foundation

Loan Offering

Auto Loans

Credit Lines and Personal Loans

Mortgage Loans

Summary of Offerings

Loan Aggregator

Benefits of Using LendMesh

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