Tower Credit Union Ft Meade MD | Affordable Auto Loans & Quick Personal Loans

Introduction

At Tower Credit Union, we believe in the power of community and the importance of personal connections. Located at 9824 Herczog Rd, Ft Meade, MD 20755, our Burgin Branch has been serving members since 1953. With a dedicated team of 620 employees, we are proud to support over 226,817 members with their financial needs. As a trusted financial partner, Tower Credit Union boasts impressive assets totaling $4,581,628,230 and deposits amounting to $586,920,087. Our commitment to responsible lending is evident with over 172,523 loans granted to help our members achieve their goals. We stand strong with a net worth of $620,561,604, ensuring that your finances are in capable hands. While you can visit us at our branch for personalized service, please note that official correspondence should be directed to our mailing address: PO Box 123, Annapolis Junction, MD 20701-0123. Our leadership team is dedicated to enhancing your banking experience. Under the guidance of CEO Richard Stafford and Board President Arland White, Jr., we strive to offer services that truly benefit our community from checking and savings accounts to auto loans and mortgage financing. Explore all that we have to offer by visiting our website at towerfcu.org. Whether you're looking for reliable banking options or need assistance with loans and credit cards with rewards, we're here for you! Feel free to give us a call at 301-497-7000 or stop by during our lobby hours from 7:30 AM to 3:00 PM (M-F). Your financial future starts here!

Branch History & Mission

Community Engagement

Our commitment extends beyond banking. We actively partner with local organizations and participate in community events to support causes that matter most to you. From financial education workshops to charity drives, we aim to make a positive impact in Ft Meade and beyond. As part of this commitment, we've embraced digital advancements like online banking and mobile payments, ensuring that managing your finances is convenient and secure.

Join Us Today!

We invite you to be part of the Tower family! Experience firsthand the difference that comes from being a member of a credit union dedicated to your success. Visit us during our operating hours Monday through Friday from 7:30 AM to 3:00 PM or call us at 301-497-7000 for more information on how we can help you achieve your financial goals. Join us today and let's build a brighter financial future together!

Our Journey

From its humble beginnings, Tower has evolved significantly while staying true to its core values. The journey began with a vision: to provide accessible financial services that empower individuals and families in our community. Over the years, we have adapted to meet the changing needs of our members, embracing technology and expanding our offerings without losing sight of our commitment to exceptional service. In the heart of Ft Meade, our branch is conveniently located for easy access. While you can visit us at our address, official correspondence should be sent to PO Box 123, Annapolis Junction, MD 20701-0123 if needed. We're proud of our fully accessible facilities that ensure everyone can utilize our services comfortably.

Our Mission

At Tower, our mission goes beyond just offering financial products; it's about building relationships and fostering community growth. We strive to deliver a range of personal banking solutions from checking and savings accounts to auto loans and mortgages while ensuring every member feels valued and supported. Our goal is to help you achieve your financial dreams while also giving back through various community outreach initiatives. We understand that trust is earned, not given. That's why we focus on transparency and integrity in all our dealings. Whether you are looking for advice on debt consolidation or need assistance with your business banking needs, our dedicated team is here to guide you every step of the way.

Branch Location & Accessibility

Banking Services Tailored for You

While we currently do not have ATM services or drive-thru banking available, our team is eager to help you with all your banking inquiries right inside the branch. From credit cards with rewards to business banking options, we offer a variety of services designed to enhance your financial journey.

Convenient Access and Amenities

At Tower, we understand that convenience is key. Our branch features ample parking and is designed with accessibility in mind, ensuring that everyone can visit us comfortably. If you need to send official correspondence, please note that it should be directed to our mailing address at PO Box 123, Annapolis Junction, MD 20701-0123.

Operating Hours for Your Convenience

We invite you to stop by during our lobby hours from Monday through Friday, opening at 7:30 AM and closing at 3:00 PM. Our friendly staff is always ready to assist you with a range of services tailored just for you. Whether you're looking for personal banking solutions like checking and savings accounts or need help with auto loans and mortgages, we're dedicated to meeting your financial needs.

Visit Us Today!

We encourage you to come by and see how Tower can support your financial goals. For any questions or if you need assistance before visiting, feel free to call us at 301-497-7000. We look forward to welcoming you soon!

Member Eligibility

Joining the Tower family means becoming part of a caring community that values your financial well-being. If you're looking to become a member of Tower, the process is straightforward and welcoming! You're eligible if you live, work, or worship in certain areas or if you have family members who are already part of our credit union. This means that many people in our community can take advantage of the personalized services we offer. Once you confirm your eligibility, opening an account is a breeze! Just visit us at 9824 Herczog Rd, Ft Meade, MD 20755 or give us a call at 301-497-7000 for more information. For full details on membership criteria, check out our website at https://www.towerfcu.org/about/membership. We can't wait to help you achieve your financial goals with all the benefits and support that come with being a member at Tower!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer merchant services that make daily transactions smoother. Imagine being able to accept payments easily from customers, whether they're using credit cards or mobile payments. This convenience not only enhances customer satisfaction but also allows you to focus on what matters most growing your business. Located at 9824 Herczog Rd Ft Meade Md 20755 in Ft Meade, MD, we're here to help you navigate the financial landscape and achieve your business goals. Contact us at (301) 497-7000 for more information about how our services can work for you!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Though we don't have ATMs at this location, we ensure access to cash withdrawal services when needed making it simple for you to get funds quickly without hassle. At Tower, we're more than just a credit union; we're a community partner committed to supporting your financial journey. If you have questions about any of these services or would like assistance in getting started, don't hesitate to reach out at (301) 497-7000 or visit us during our lobby hours: Monday through Friday from 7:30 AM to 3:00 PM. Let's work together towards achieving your financial goals! Visit us at [https://www.towerfcu.org/] for more information about membership eligibility and how we can serve you better.

Auto Loans & Vehicle Financing

If you're considering purchasing a new car or refinancing an existing loan, our Auto Loans & Vehicle Financing options can make that process smoother. We understand that buying a vehicle is a big decision, so we provide competitive rates and flexible terms to ensure you find a loan that works for your budget.

Business Banking

For entrepreneurs and small business owners, our Business Banking services include merchant services and business loans tailored specifically for your company's needs. Whether you're looking to expand operations or manage daily expenses, we've got solutions that support local businesses.

Credit Cards with Rewards

Take advantage of our Credit Cards with Rewards, which not only provide purchasing power but also allow you to earn rewards on everyday spending. Imagine earning points for every dollar spent points that can be redeemed for travel, merchandise, or even cash back.

Mortgage Loans & Refinancing

Homeownership is a dream for many, and at Tower, we aim to help make that dream come true with our Mortgage Loans & Refinancing services. Whether you're buying your first home or looking to refinance your current mortgage for better rates, our experienced team will guide you through every step of the process.

Online & Mobile Banking

In today's fast-paced world, convenience matters. That's why our Online & Mobile Banking features allow you to manage your accounts anytime, anywhere. From mobile payments to person-to-person transfers, accessing your finances has never been easier.

Personal Banking

Whether you're opening your first account or looking to manage your savings, our Personal Banking services are designed for you. We offer checking and savings accounts that fit various lifestyles. Imagine having easy access to your money through our online and mobile banking platforms. With just a few taps on your phone, you can check your balance, transfer funds, or pay bills all from wherever you are.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, which is why we offer Personal Loans & Debt Consolidation services. If you need extra cash for home repairs or medical bills, we're here to help. Our loans are designed with your needs in mind, allowing you to consolidate debt into one manageable payment.

Digital & Online Banking

Key Features for Your Convenience

We know that security is a top priority. That's why our online banking system is built with robust security measures to protect your personal information. You can feel confident making transactions and accessing your accounts anytime. For those who prefer mobile convenience, our mobile application makes it easy to bank on the go. With features like mobile payments and person-to-person transfers, sending money to friends or family has never been easier. You can also enroll in e-statements, so you'll always have access to your statements without the clutter of paper. One of the standout features at Tower is our electronic signature authorization service. This means you can complete important documents from anywhere without needing to print or physically sign anything making banking not only easier but also more eco-friendly. In summary, Tower is committed to offering you comprehensive digital and online banking solutions that enhance accessibility and provide real-time account management. Explore all the ways we make your banking experience smooth and enjoyable by visiting us at https://www.towerfcu.org/ today!

Financial Strength

At Tower, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that your trust is built on our performance, which is why we are proud to share our financial strength with you. With a net worth of $620,561,604, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1352 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $839,031,059 in share certificates and $471,197,123 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $610,582,282 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $40,515 in used auto loans and a total of $3,387,825,443 in loans and leases. While our current net income stands at $0, it reflects our commitment to operating efficiently while focusing on the needs of our members first. We also take pride in having 610 full-time employees and 10 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at an impressive 478,835, showcasing the strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Tower is your trusted partner. Visit us at 9824 Herczog Rd Ft Meade Md 20755 or call 301-497-7000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Additional Options and Refinancing

If you're considering refinancing any existing loans, we encourage you to reach out for more information about eligibility options available at Tower. Refinancing can potentially lower your monthly payments and save you money over time. At Tower, we're dedicated to making your borrowing experience as smooth as possible. You can reach us at (301) 497-7000 or visit us at 9824 Herczog Rd Ft Meade Md 20755 in Ft Meade, MD. Explore our loan offerings today and take the next step towards achieving your financial aspirations! For performance insights and financial data, please refer to the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $683,102,364 in used vehicle loans and $165,321,268 in new vehicle loans already helping members get on the road. We provide both new and used vehicle loan options that are straightforward and easy to understand, ensuring you can make your purchase with confidence.

Credit Lines

For those who prefer having access to revolving credit, our total credit lines amounting to $1,158,913,500 give you the flexibility to borrow as needed. This can be especially useful for managing unexpected expenses or consolidating debt at lower interest rates.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,351,420,673, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance your current mortgage, our team is here to guide you through the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $154,242,944 in loans helping members manage their finances effectively. This option allows you to have access to funds when you need them most while enjoying the convenience of making purchases without collateral.

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Real-Time Rate Comparisons

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Verified Data

Loan offers are sourced from legitimate financial institutions, ensuring transparency. LendMesh only works with lenders who meet strict regulatory standards, making it easier for users to find reliable options.

Tower

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Community Engagement

Join Us Today!

Our Journey

Our Mission

Branch Location & Accessibility

Banking Services Tailored for You

Convenient Access and Amenities

Operating Hours for Your Convenience

Visit Us Today!

Member Eligibility

Business Banking & Commercial Services

Practical Merchant Services

Tailored Loan Options

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Auto Loans & Vehicle Financing

Business Banking

Credit Cards with Rewards

Mortgage Loans & Refinancing

Online & Mobile Banking

Personal Banking

Personal Loans & Debt Consolidation

Digital & Online Banking

Key Features for Your Convenience

Financial Strength

Loan Offering

Additional Options and Refinancing

Auto Loans

Credit Lines

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

No Sponsored Listings

Real-Time Rate Comparisons

Verified Data

Join Our Community