Tower Credit Union Fort Meade MD | Affordable Auto Loans & Business Banking

Introduction

Welcome to Tower, your trusted financial partner located at 9250 Sigaba Way, Fort Meade, MD 20755. Since our establishment in 1953, we have been dedicated to serving our community and providing exceptional financial services tailored to meet the needs of our members. With over 226,817 members and a robust asset base of $4,581,628,230, we pride ourselves on being a reliable resource for all your banking needs. At Tower, we understand that personal finance can be overwhelming. That's why our experienced team is here to help guide you through options such as checking and savings accounts, auto loans, mortgage refinancing, and credit cards with rewards. We are committed to ensuring that your financial journey is smooth and rewarding. While you can always visit us at our branch address, for official correspondence, please send your mail to 7901 Sandy Spring Rd, Laurel, MD 20707. Our operations run smoothly with the support of 620 dedicated employees, led by CEO Richard Stafford and Board President Arland White Jr. Together, they ensure that we maintain a strong commitment to member satisfaction and community impact. With total deposits amounting to $586,920,087 and net worth standing at $620,561,604, Tower is not just a credit union; it's a community-focused organization that prioritizes its members' financial health. Whether you're looking for personal loans or business banking solutions, we're here to support your goals. Ready to take the next step? Contact us today at 301-497-7000 or explore our website at towerfcu.org for more information on how we can help you achieve your financial dreams!

Branch History & Mission

Commitment to Community

At Tower, we are more than just a financial institution; we are a cornerstone of the community. Our outreach initiatives focus on supporting local organizations and events that enhance the quality of life for residents in Fort Meade and beyond. We partner with various groups to create opportunities for education, empowerment, and support within our neighborhoods. Our commitment extends into the digital realm as well. We offer modern conveniences such as online and mobile banking services that make managing your finances easier than ever. Whether it's checking your balance or transferring funds on-the-go, we're here to help you bank with confidence. For official correspondence, please note that while you can visit us at 9250 Sigaba Way, all mail should be directed to 7901 Sandy Spring Rd, Laurel, MD 20707.

Join Us

We invite you to become part of the Tower family. Experience firsthand how our member-centric approach can benefit you and your loved ones. With operating hours from Monday through Friday from 7:30 AM to 3:00 PM, feel free to stop by or give us a call at 301-497-7000 for more information about how we can serve your financial needs. Together, let's build a brighter future one member at a time!

Our Evolution

From our humble beginnings at 9250 Sigaba Way, we have evolved into a vital financial resource for many. Our branch is conveniently located near key landmarks, making it easy for members to access essential services. As we expanded, so did our offerings. Today, Tower boasts total assets of over $4.58 billion, reflecting our dedication to providing sound financial solutions while ensuring the highest level of service. Our mission is simple yet impactful: to empower our members through comprehensive financial services while fostering community growth and well-being. We believe that everyone deserves access to quality banking options, which is why we provide a range of services including personal banking accounts, auto loans, mortgage loans, and business banking solutions.

Branch Location & Accessibility

Additional Features

For your convenience, we also have ATM availability right at our location for quick cash withdrawals and balance checks. Unfortunately, we do not currently offer drive-thru banking services. Feel free to reach out with any questions at 301-497-7000 or drop by during our operating hours. We look forward to welcoming you to Tower Credit Union!

Operating Hours and Services

We're here for you Monday through Friday, from 7:30 AM to 3:00 PM. During these hours, our friendly staff is ready to assist you with a variety of personal banking needs including checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. If you're looking for business banking solutions, we have merchant services and business loans available as well. While members can visit us at 9250 Sigaba Way, official correspondence should be sent to our mailing address at 7901 Sandy Spring Rd, Laurel, MD 20707.

Parking and Accessibility

We offer ample parking spaces to ensure that your visit is hassle-free. The branch is designed with accessibility in mind, featuring ramps and other ADA-compliant facilities, making it easy for everyone to access our services.

Member Eligibility

At Tower, we believe that everyone deserves a supportive financial community, and becoming a member is your first step toward experiencing that. If you live, work, worship, or attend school in the areas we serve, you're already eligible to join us! We welcome individuals from all walks of life who are looking for a place where their financial needs are understood and prioritized. By becoming a member at Tower, you gain access to a variety of benefits including personalized service, competitive rates on loans and savings accounts, and various online banking tools designed to make managing your finances easier. Ready to take the next step? Opening an account with us is simple! Just visit our website for more details on how to apply: https://www.towerfcu.org/loans/apply-for-a-loan. If you have any questions or need assistance during the process, don't hesitate to give us a call at (301) 497-7000. For complete eligibility criteria, feel free to check out our detailed information here: https://www.towerfcu.org/about/membership. We're excited to welcome you into our community at Tower, located at 9250 Sigaba Way Fort Meade Md 20755!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine being able to streamline your payment processes while enhancing customer satisfaction. Our merchant services do just that, allowing you to accept payments easily and efficiently. This means more time for you to focus on what you do best growing your business. From point-of-sale systems to online payment solutions, we have the tools to help your business thrive. Located at 9250 Sigaba Way Fort Meade Md 20755 in Fort Meade, MD, we're here to partner with you on your business journey. Reach out today at (301) 497-7000 and discover how we can help your business succeed!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Convenient Access

We understand how important access is in today's fast-paced world. That's why we offer Online & Mobile Banking that allows you to manage your accounts anytime, anywhere. Need cash? Our ATM services provide basic access for withdrawals and balance checks at your convenience. With a dedicated team ready to assist you by phone at (301) 497-7000, or during lobby hours from 7:30 AM to 3:00 PM Monday through Friday, help is always just around the corner.

Credit Cards and Business Banking

Don't forget about our Credit Cards with Rewards, designed for those who want to earn while they spend. Enjoy cashback or points on purchases that fit your lifestyle. For entrepreneurs, our Business Banking solutions offer essential tools like merchant services and business loans, ensuring that your business has the support it needs to thrive.

Final Thoughts

At Tower, we are more than just a credit union; we are a community partner focused on helping you achieve your financial goals. Explore all that we have to offer by visiting us online at Ecb2 or stopping by our branch today! Your journey towards financial success starts here let's take that step together!

Loans and Financing

When it comes to financing needs, Tower offers a variety of options including Auto Loans & Vehicle Financing, which make purchasing a new car or refinancing an existing loan simple and straightforward. With competitive rates and flexible terms, we aim to get you on the road without added stress. If you're considering buying a home, our Mortgage Loans & Refinancing services can guide you through the process, whether you're a first-time homebuyer or looking to lower your current mortgage payments. We also provide Personal Loans & Debt Consolidation, which can help you manage expenses or consolidate existing debt into one manageable payment.

Personal Banking

For those managing everyday finances, our Personal Banking services include checking and savings accounts tailored to help you save and manage your money effectively. Imagine being able to easily track your spending or set aside funds for a dream vacation all accessible through our user-friendly online and mobile banking platforms. You can enjoy the convenience of checking balances and making transfers right from your phone.

Digital & Online Banking

Accessibility and Real-Time Management

At Tower, we prioritize making banking accessible for everyone. Our online banking services let you take control of your finances whenever it suits you best. No more rushing before closing hours manage your accounts in real-time at any hour that works for you. Experience the freedom of modern banking with us! Join Tower today and enjoy all the conveniences of digital and online banking tailored just for you.

Key Features for Your Convenience

We know that keeping track of your finances should be straightforward. Our e-statements feature allows you to view your account statements online, saving you time and paper. For those who are always on the move, our mobile payments option lets you make purchases quickly and securely with just a tap. Need to send money to friends or family? With our person-to-person transfers, sending cash has never been easier. All these features come with the peace of mind that your information is protected through advanced security measures.

Financial Strength

Growing Trust

Total Share and Deposit Accounts stand at 478,835, showcasing a strong and growing member base that trusts us with their finances. With Net Shares (funds available for lending and investments) totaling $7,381,923, we have the resources to support your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Tower is your trusted partner. Visit us at 9250 Sigaba Way Fort Meade Md 20755 or call (301) 497-7000 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $839,031,059 in share certificates and $471,197,123 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 610 full-time employees and 10 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $610,582,282 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $40,515 in used auto loans and $3,387,825,443 in total loans and leases.

Solid Financial Health

With a net worth of $620,561,604, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,352 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $683,102,364 in used vehicle loans and $165,321,268 in new vehicle loans already helping members get on the road. We provide flexible financing options tailored to your budget, whether you're considering a brand-new model or a reliable pre-owned vehicle.

Business Loans

For business owners, our outstanding commercial loans provide the capital needed to grow and expand. Though there are currently no outstanding commercial loans available at this branch, we encourage entrepreneurs to reach out as our offerings may evolve based on community needs.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $154,242,944 in loans helping members manage their finances effectively. These cards come with added benefits that can help you earn rewards while making everyday purchases.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,351,420,673, make buying or refinancing simple. We offer competitive rates and terms to help you navigate the path to owning your own home.

Refinancing Options

If you're looking for ways to lower your monthly payments or consolidate debt, be sure to ask about our refinancing options. We can help assess your eligibility and tailor solutions that fit your financial goals. At Tower, we're committed to providing personalized service and support throughout your borrowing journey. If you have questions or would like more information about any of our loan products, don't hesitate to contact us at (301) 497-7000. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your financial future is important to us, and we're here to help you take the next step with confidence.

Loan Aggregator

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers are fair and transparent, giving users peace of mind in their search for the right loan.

Key Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness and reliability of this tool. Ready to find the best rates? Compare real-time loan offers today at LendMesh and discover options tailored to your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Tower

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Commitment to Community

Join Us

Our Evolution

Branch Location & Accessibility

Additional Features

Operating Hours and Services

Parking and Accessibility

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Matter

Tailored Loan Options

Comprehensive List Of Services

Convenient Access

Credit Cards and Business Banking

Final Thoughts

Loans and Financing

Personal Banking

Digital & Online Banking

Accessibility and Real-Time Management

Key Features for Your Convenience

Financial Strength

Growing Trust

Member-Centric Savings

Operational Efficiency

Reinvestment for Growth

Solid Financial Health

Loan Offering

Auto Loans

Business Loans

Credit Card Loans

Mortgage Loans

Refinancing Options

Loan Aggregator

Ensuring Accurate Comparisons

Key Benefits of Using LendMesh

Join Our Community