Tower Credit Union Columbia MD | Affordable Auto Loans & Business Banking

Introduction

Welcome to Tower Credit Union, proudly serving our community from the heart of Columbia, MD, at 9021 Snowden Square Dr, 21046. Since our establishment in 1953, we have been dedicated to providing exceptional financial services to our 226,817 members. With total assets reaching an impressive $4,581,628,230 and a solid net worth of $620,561,604, we stand as a trusted partner in your financial journey. At Tower, we believe that banking should be more than just transactions it should be about building relationships. Our commitment to our members is reflected not only in our comprehensive range of services including personal checking and savings accounts, auto loans, mortgages, and credit cards but also in our community involvement and support. We want you to feel valued and understood every time you interact with us. Our team of over 620 dedicated employees, led by CEO Richard Stafford and Board President Arland White, Jr., is here to guide you through your financial decisions. Whether you need assistance with loans or are looking for investment advice, we're just a phone call away at 301-497-7000. While members can visit us at our Columbia branch, official correspondence should be sent to PO Box 123, Annapolis Junction, MD 20701-0123. Explore more about what we offer by visiting our website at towerfcu.org or stop by during our lobby hours: Monday-Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. Join us today and experience the difference that comes with being part of the Tower family! Your financial success is our priority.

Branch History & Mission

Community Commitment

Tower is deeply rooted in community engagement. We continuously seek partnerships with local organizations to uplift those around us through outreach initiatives and volunteer efforts. By investing back into Columbia and surrounding areas, we strive to create lasting change that benefits everyone. As we look toward the future, we invite you to join our family at Tower. Experience firsthand how we blend tradition with modern conveniences for your financial well-being. Together, let's build a brighter future! For more information or to explore membership options, feel free to reach out at (301) 497-7000 or visit us online at Tower Federal Credit Union. Join us today and discover how Tower can help you achieve your financial goals!

Our Journey

Located at 9021 Snowden Square Dr, Columbia, MD 21046, our branch has evolved significantly since its inception. What started as a small credit union has blossomed into a vital institution with over 226,000 members and total assets reaching an impressive $4.58 billion. This growth reflects not only our dedication to excellent service but also the trust placed in us by our members. Throughout the years, Tower has embraced innovation to enhance member experience. We offer various digital banking options including online and mobile banking, ensuring that accessing your finances is always convenient. Our commitment to accessibility is paramount; we are proud to be ADA compliant and offer multiple ways for members to interact with us whether through our ATM services or drive-thru banking.

Our Mission

At the heart of Tower's mission is a genuine desire to empower our members financially while making a positive impact on the communities we serve. We believe that everyone deserves access to financial resources that can help them achieve their goals. Our services range from personal banking and auto loans to business banking solutions each designed with the member's needs in mind. We don't just focus on transactions; we focus on building relationships. Our team is dedicated to understanding the unique circumstances of each member and providing tailored solutions that support their financial journeys. We're here not only as a financial institution but as a partner in achieving dreams. While members can visit us at 9021 Snowden Square Dr Columbia Md 21046, official correspondence should be sent to PO Box 123, Annapolis Junction, MD 20701-0123 if different from the branch address.

Branch Location & Accessibility

Comprehensive Services at Your Fingertips

The Tower Credit Union offers a wide range of services designed for your financial success from checking and savings accounts to auto loans and mortgages. Need cash? Our ATM is readily available for quick withdrawals and balance checks. Plus, if you're on the go, our online and mobile banking options let you manage your finances right from your smartphone. While members can visit us at 9021 Snowden Square Dr, official correspondence should be sent to PO Box 123 in Annapolis Junction, MD. We invite you to explore all that the Tower Credit Union has to offer! Feel free to call us at 301-497-7000 with any questions or just drop by during our hours of operation. We're excited to help you achieve your financial goals!

Convenient Hours Just for You

Our operating hours are tailored to fit your busy schedule. Visit us Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. We aim to make banking as convenient as possible so you can get back to what matters most.

Friendly and Accessible Banking

At our branch, we pride ourselves on being accessible for everyone. We have ample parking available, making it easy for you to stop by. Our facility is ADA compliant, ensuring that all members can enjoy a comfortable banking experience. Whether you prefer to walk in or use our drive-thru service, we are here to serve you.

Member Eligibility

At Tower, we believe that becoming a member is like joining a family that cares about your financial well-being. If you're looking to be part of our supportive community, you'll be happy to know that membership is open to anyone who lives, works, or worships in our area, along with their family members. We welcome individuals from diverse backgrounds and aim to provide services that cater to your unique needs. To learn more about the specific eligibility requirements, feel free to check out our detailed guide at https://www.towerfcu.org/about/membership. Joining us is simple! You can start the process by visiting us at 9021 Snowden Square Dr Columbia Md 21046 or give us a call at (301) 497-7000. We're here to help you every step of the way. For those ready to open an account, check out the details at https://www.towerfcu.org/loans/apply-for-a-loan. Enjoy the benefits of being part of Tower, where we put our members first and strive to make your banking experience as easy and rewarding as possible.

Business Banking & Commercial Services

Merchant Services That Simplify Payments

In addition to loans, our merchant services can streamline your payment processes, allowing you to focus on what really matters: growing your business. Imagine being able to accept payments seamlessly, whether in-store or online. This convenience helps you enhance customer satisfaction and boost sales, giving you an edge over competitors. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses. Located at 9021 Snowden Square Dr Columbia Md 21046 in Columbia, MD, our team is ready to assist you with all your business banking needs. Connect with us today at (301) 497-7000 or visit our website at https://www.towerfcu.org/ to learn more about how we can help your business succeed!

Tailored Business Loan Options

Imagine securing the funds you need to invest in new equipment or hire additional staff. With our member commercial loans totaling over $0, we have helped many local businesses like yours achieve their goals. We believe in the potential of our community and work hard to provide financing solutions that fit your unique needs. We also recognize that not everyone is a member yet, which is why we offer non-member commercial loans amounting to $0. This means more options for local entrepreneurs seeking flexible financing.

Comprehensive List Of Services

Business Banking

For our business members, we offer tailored solutions through Business Banking, including merchant services and business loans that support your growth ambitions. Whether you're just starting out or looking to expand, we're here to assist every step of the way.

Credit Options and Rewards

Don't forget about our Credit Cards with Rewards, which allow you to earn points on everyday purchases. This could mean free travel or cash back for things you already buy!

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we provide robust Online & Mobile Banking services. You can easily manage your accounts from anywhere pay bills, transfer funds, or check balances right from your smartphone or computer. Our ATM services also ensure quick access to cash with ease.

Drive-Thru Services

We know some days are busier than others. That's why our branch offers basic drive-thru banking for deposits and withdrawals along with simple transactions. If you'd prefer to handle things in person but want a quick stop instead of going inside, this option is perfect for you!

Get Started Today!

At Tower, we're here to help you achieve your financial goals with personalized service and comprehensive resources. If you're ready to take the next step in managing your finances more effectively, give us a call at (301) 497-7000 or visit us at 9021 Snowden Square Dr Columbia Md 21046 in Columbia, MD. We look forward to serving you! For more information about all our services, check out our website at Snowden Branch.

Personal Banking Solutions

We understand that managing finances can be overwhelming at times. That's why we offer Personal Banking options like checking and savings accounts designed for everyday use. Whether you're saving for a vacation or just need a safe place for your daily expenses, we've got you covered. Our Auto Loans & Vehicle Financing make purchasing your dream car easier than ever, with competitive rates and flexible terms. If you're considering buying a home, our Mortgage Loans & Refinancing services provide the guidance you need to make informed decisions. Or perhaps you're looking to consolidate debt? Our Personal Loans & Debt Consolidation options can help simplify your payments and reduce financial stress.

Digital & Online Banking

Key Services

Explore our user-friendly online banking platform at https://www.towerfcu.org/. Here, you can easily check your account balances, pay bills, and transfer money without the hassle of visiting a branch. Plus, with 24/7 online banking services, you'll have access to your accounts around the clock. Need to send money to a friend or family member? Our person-to-person transfers feature allows you to do just that with ease. You can send funds directly from your account to theirs, making it simple to split bills or help someone out when they need it. For those who prefer managing their finances on the go, our mobile application offers all the features of online banking right in your pocket. You can make mobile payments, view e-statements, and even authorize transactions using an electronic signature (though note that we currently do not support electronic signature authorization).

Security & Accessibility

Your security is our top priority. We utilize advanced encryption and security protocols to keep your information safe while you bank online. And because we know how important ease-of-use is for our members, our digital services are designed to be intuitive and straightforward. You can also opt for e-statements, which not only help reduce paper clutter but also allow you to access your financial documents anytime. With these tools at your fingertips, managing your money has never been easier. At Tower, we're committed to providing you with modern banking solutions that fit into your lifestyle. Whether you're at home or on the move, our digital banking services ensure you're always in control of your finances.

Financial Strength

At Tower, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to providing a solid foundation that empowers our community with reliable services and support. With a net worth of $620,561,604, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1352 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $839,031,059 in share certificates and $471,197,123 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $610,582,282 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is substantial; with $40,515 in used auto loans and $3,387,825,443 in total loans and leases, we're here to support your financial goals across various sectors. Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 610 full-time employees and 10 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand strong at 478,835, showing a robust and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Tower is your trusted partner. Visit us at 9021 Snowden Square Dr., Columbia MD 21046 or call us at 301-497-7000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $683,102,364 in used vehicle loans and $165,321,268 in new vehicle loans already helping members get on the road. Our financing options are flexible and tailored to fit your budget.

Credit Lines

For those who need additional flexibility in their finances, we offer credit lines totaling $1,158,913,500. This option allows you to borrow as needed while only paying interest on the amount you use an ideal solution for managing unexpected expenses or larger purchases. If you're interested in any of these loan products or would like more information on refinancing options and eligibility criteria, feel free to reach out to us at 301-497-7000. Our friendly staff is ready to assist you during our operating hours: Monday-Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Tower Credit Union, we're here to support you every step of the way as you navigate your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,351,420,673, make buying or refinancing simple. We provide guidance through every step of the process to ensure you make informed decisions regarding your home investment.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $154,242,944 in loans helping members manage their finances effectively, our credit cards come with benefits that suit your lifestyle.

Loan Aggregator

Ensuring Accurate Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to compliance guarantees that all offers are fair and transparent, allowing users to make informed choices without hidden surprises.

Key Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency and reliability. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results so that users receive the best options available. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can quickly find the most favorable terms for their specific needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial reflects the value and effectiveness of using LendMesh as your go-to comparison tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Tower

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Community Commitment

Our Journey

Our Mission

Branch Location & Accessibility

Comprehensive Services at Your Fingertips

Convenient Hours Just for You

Friendly and Accessible Banking

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Simplify Payments

Tailored Business Loan Options

Comprehensive List Of Services

Business Banking

Credit Options and Rewards

Digital Banking Convenience

Drive-Thru Services

Get Started Today!

Personal Banking Solutions

Digital & Online Banking

Key Services

Security & Accessibility

Financial Strength

Loan Offering

Auto Loans

Credit Lines

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Ensuring Accurate Comparisons

Key Benefits of Using LendMesh

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