Tower Credit Union Clarksville MD | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Tower Credit Union, your trusted financial partner since 1953. Located at 6030 Daybreak Cir Ste A100, Clarksville, MD 21029, we are committed to serving our community with a personal touch and a strong focus on member satisfaction. With over 226,817 members, we pride ourselves on being more than just a credit union; we are a family dedicated to helping you achieve your financial goals. At Tower, we understand that everyone's financial journey is unique. That's why we offer a wide range of services tailored to meet your needs whether it's checking and savings accounts, auto loans, mortgage financing, or credit cards with rewards. With total assets exceeding $4.58 billion and total deposits of $586,920,087, you can trust that your money is in safe hands. Our leadership team, headed by CEO Richard Stafford and Board President Arland White, Jr, brings years of experience and a commitment to enhancing the financial well-being of our members. We have a team of 620 dedicated employees ready to assist you with any inquiries or services you may need. While members can visit us at our Clarksville branch for all their banking needs, official correspondence should be sent to PO Box 123, Annapolis Jct, MD 20701-0123. If you're looking for personalized service from a credit union that truly cares about its community, look no further than Tower Credit Union. Ready to take the next step? Visit us online at towerfcu.org or call us at 301-497-7000 today! We're here to help you navigate your financial future with confidence.

Branch History & Mission

Commitment to Accessibility

We understand the importance of accessibility in today's world. That's why we offer ATM services right at our branch location along with various digital banking tools designed for convenience. Although we do not have drive-thru services available at this location, our operating hours from Monday through Friday ensure that you have ample time to meet your banking needs.

Join Us!

As we continue this journey together into the future, we invite you to become a part of the Tower Credit Union family. Experience firsthand how we blend personalized service with modern banking solutions tailored just for you. Whether you're looking for an auto loan or simply want advice on managing your savings better, we're here for you every step of the way. Visit us or call us at 301-497-7000 today! Let's build a brighter financial future together!

Our Evolution

Tower Credit Union began with a simple mission: to provide accessible financial services that empower individuals and families. From our humble beginnings in the early '50s, we have expanded our offerings to include personal banking, auto loans, mortgages, credit cards with rewards, and business banking solutions. As we evolved, so did our commitment to utilizing technology to enhance member experiences. Today, we offer online and mobile banking options that make managing finances easier than ever. In addition to our financial services, we are deeply committed to supporting the community. Through various outreach programs and partnerships, we strive to make a positive impact on the lives of our members and neighbors alike. We believe in creating opportunities not just for financial growth but also for personal development within our community.

Our Mission

At Tower Credit Union, our mission is clear: We are dedicated to serving our members by providing high-quality financial products and exceptional customer service while fostering a sense of community. We focus on building lasting relationships based on trust and integrity. Our team is here to ensure that every member feels valued and supported in their financial journey. While members can visit us at 6030 Daybreak Cir Ste A100, official correspondence should be sent to PO Box 123, Annapolis Jct, MD 20701-0123 if needed.

Branch Location & Accessibility

Come Visit Us!

Have questions or want to learn more about what we offer? Feel free to give us a call at 301-497-7000. We invite you to stop by the Tower Clarksville Branch today your financial journey starts here!

Comprehensive Services at Your Fingertips

Our Clarksville Branch offers a range of services designed with you in mind from checking and savings accounts to auto loans and mortgage options. We also provide online and mobile banking solutions so you can manage your finances on the go. Plus, with ATM access available, withdrawing cash is simple and hassle-free. While members can visit us at 6030 Daybreak Cir Ste A100 Clarksville Md 21029, official correspondence should be sent to PO Box 123, Annapolis Jct, MD 20701-0123.

Convenient Banking Hours

We're here for you during flexible hours! Visit us Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. These extended hours mean you can find time for your banking needs that fits your busy schedule.

Our Commitment to Accessibility

At Tower, we understand how important it is for our members to have a comfortable banking experience. That's why our branch features ADA-compliant access, ensuring that everyone can enjoy our services without any barriers. Whether you're visiting us for personal banking needs or seeking assistance with loans and accounts, you'll find parking readily available and friendly staff eager to help.

Member Eligibility

Joining the Tower community means becoming part of a supportive family that looks out for each other's financial well-being. At Tower, we welcome individuals who live, work, worship, or attend school in our service areas, as well as their immediate family members. This inclusive approach ensures that everyone has the opportunity to benefit from our wide range of financial services. If you're interested in becoming a member, you'll find that the process is straightforward and welcoming. For detailed eligibility criteria, feel free to visit this page which offers all the information you need. Once you know you qualify, opening an account at Tower is just a click away! You can start your journey towards financial empowerment by visiting this link to complete your application online. If you have any questions or need assistance during this process, don't hesitate to reach out to us at 301-497-7000. We're excited to help you take this important step toward joining our community at 6030 Daybreak Cir Ste A100, Clarksville, MD 21029!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer comprehensive merchant services that simplify everyday transactions. Imagine accepting payments seamlessly, whether in-store or online. Our merchant services help you manage sales efficiently, allowing you to focus on what you do best running your business. With tools designed for easy integration, you can enhance customer experiences while keeping track of your finances effortlessly. Located at 6030 Daybreak Cir Ste A100 Clarksville Md 21029 in Clarksville, MD, we're here to help you take the next steps in your business journey. Reach out to us at (301) 497-7000 to explore how we can partner with you for success!

Comprehensive List Of Services

Business Banking Services

For small business owners, our Business Banking solutions are essential. From Merchant Services that simplify payment processing to tailored Business Loans, we're dedicated to helping local businesses thrive in the community.

Convenient Digital Banking

In addition to traditional banking methods, we embrace technology to make banking more convenient for you. With our robust Online & Mobile Banking, managing your finances from anywhere is simple and secure. You can check balances, transfer funds, and even pay bills right from your smartphone or computer. Need cash quickly? Visit one of our ATMs for easy access to cash withdrawals or balance checks without stepping into the branch. Our ATM & Cash Withdrawal Services are designed for ease and efficiency so you can get what you need when you need it.

Get Started Today!

We invite you to visit us at 6030 Daybreak Cir Ste A100 Clarksville, MD 21029 or give us a call at 301-497-7000. Our team is ready to assist you with any questions about our comprehensive services or how we can help you reach your financial goals. Join us at Tower and discover how easy and rewarding banking can be! For more information on membership eligibility or opening an account, check out our website at towerfcu.org.

Personal Banking Solutions

For individuals seeking financial flexibility, we offer various Personal Banking services. Start with our checking and savings accounts designed to help you manage your money easily. Need a new vehicle? Our Auto Loans & Vehicle Financing options make purchasing that dream car achievable with competitive rates and terms. If home ownership is your goal, explore our Mortgage Loans & Refinancing services. We understand that every member's situation is unique, so our friendly staff can guide you through the mortgage process, whether it's buying your first home or refinancing an existing loan to lower monthly payments. In today's world, unexpected expenses can arise at any moment. That's why we provide Personal Loans & Debt Consolidation options that can give you quick access to funds when needed most. And for those who love rewards, our Credit Cards with Rewards allow you to earn points for every purchase.

Digital & Online Banking

Key Features

Explore our online banking options at https://www.towerfcu.org/ to experience a world of convenience. With 24/7 access, you can check your account balances, pay bills, and transfer money all from the comfort of your couch. Need to send money quickly? Our person-to-person transfers make it easy to send funds to friends and family with just a few clicks. For those who prefer mobile banking, our mobile application allows you to handle your finances right from your smartphone. You can also enjoy mobile payments, giving you the flexibility to pay for goods and services without needing cash or cards.

Security and Accessibility

Security is a top priority at Tower. While we currently do not offer electronic signature authorization, we ensure that all transactions are protected with state-of-the-art security measures. Plus, our e-statements provide an eco-friendly way to keep track of your finances while reducing paper clutter. Managing your accounts has never been easier or more accessible. With real-time updates and intuitive navigation in our online platform and mobile app, you'll always have control over your financial decisions. Experience the ease of digital banking with us today! For more information about our services, visit https://www.towerfcu.org/ or give us a call at (301) 497-7000. Your financial journey is important to us, and we're here to help every step of the way!

Financial Strength

A Growing Member Base

Total Share Accounts: 478,835, show a strong and growing member base that trusts us with their finances. This trust fuels our passion for providing exceptional service. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Tower is your trusted partner. Visit us at 6030 Daybreak Cir Ste A100 Clarksville Md 21029 or call (301) 497-7000 to learn more about how we can help you achieve your financial goals.

Focused on Our Members

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 610 full-time employees and 10 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in Your Future

With $610,582,282 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment helps us adapt and grow as your needs evolve.

Secure Savings Opportunities

Members' savings are secured through $839,031,059 in share certificates and $471,197,123 in money market shares, offering stable and rewarding financial growth opportunities. This means your hard-earned money is not only safe but also working for you.

Strong Financial Health

With a net worth of $620,561,604, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,352 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

Our lending capacity supports members' financial goals across various sectors with $40,515 in used auto loans and $3,387,825,443 in total loans and leases. Whether you're looking to finance a vehicle or secure funding for other needs, we're here to help.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $683,102,364 in used vehicle loans and $165,321,268 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new car or a reliable used vehicle, our competitive rates and flexible terms make it easy for you to get behind the wheel.

Credit Lines

For those looking for additional flexibility in managing expenses, our total credit lines amount to $1,158,913,500. This option allows you to access funds when needed without the hassle of reapplying for a loan each time. At Tower, we prioritize accessibility and support. If you're considering refinancing any existing loans or need assistance determining eligibility for our various products, our team is ready to help guide you through every step of the process. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Visit our website at Tower FCU for more information about our loan offerings or to start your application today!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $1,351,420,673, making buying or refinancing simple. We strive to guide you through the process and ensure that your transition into homeownership is smooth and straightforward.

Unsecured Credit Card Loans

Managing everyday expenses? We also offer flexible terms on unsecured credit card loans, with a total of $154,242,944 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and rewards programs designed to benefit your spending habits.

Loan Aggregator

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers presented are fair and transparent. By focusing on verified data, LendMesh helps users feel confident in their choices.

Key Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means you can trust that the comparisons are based solely on your needs. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions allow users to make informed decisions quickly. This feature is essential in a market where rates can change frequently. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of the tool in simplifying the loan search process. To explore your options further, compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Tower

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Commitment to Accessibility

Join Us!

Our Evolution

Our Mission

Branch Location & Accessibility

Come Visit Us!

Comprehensive Services at Your Fingertips

Convenient Banking Hours

Our Commitment to Accessibility

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

Business Banking Services

Convenient Digital Banking

Get Started Today!

Personal Banking Solutions

Digital & Online Banking

Key Features

Security and Accessibility

Financial Strength

A Growing Member Base

Focused on Our Members

Operational Efficiency

Reinvesting in Your Future

Secure Savings Opportunities

Strong Financial Health

Supporting Your Financial Goals

Loan Offering

Auto Loans

Credit Lines

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Ensuring Accurate Comparisons

Key Benefits of Using LendMesh

Join Our Community