Total Community Credit Union Taylor MI | Best Auto Loans & Personal Banking

Introduction

Welcome to Total Community Credit Union, where your financial success is our top priority. Located at 25155 Goddard Rd, Taylor, MI 48180, we have been proudly serving our community since 1960. With a dedicated team of 25 employees, led by our CEO Susette Schirm and Board President Robert Merriman, we strive to create a welcoming environment for all members. At Total Community, we understand that financial decisions can be challenging. That's why we offer a range of services tailored to meet your needs, whether you are looking for personal banking solutions like checking and savings accounts, auto loans, or credit cards with rewards. Our total assets stand at an impressive $100,714,308, ensuring that we have the resources to support your financial journey. As part of our commitment to the community, we currently serve over 6,811 members and manage total deposits of $14,806,033. We believe in building strong relationships with our members based on trust and reliability. With total loans amounting to 5,837, we are here to help you achieve your financial goals. While you can visit us at our branch for personalized service, official correspondence should be sent to our mailing address: P.O. Box 547, Taylor, MI 48180-3923. We invite you to explore how Total Community Credit Union can make a difference in your life. Whether you're planning for a big purchase or just need some guidance on managing your finances, don't hesitate to reach out! Call us today at 313-291-3300 or visit our website at tccu.us for more information. Your financial future starts here!

Branch History & Mission

Total Community Credit Union, located at 25155 Goddard Rd in Taylor, MI, has been a vital part of our community since it first opened its doors in 1960. With a strong commitment to serving our members and neighbors, we have grown from a small credit union into a trusted financial partner for over 6,800 members. Our total assets have reached an impressive $100,714,308, showcasing our stability and dedication to providing quality financial services. Over the years, Total Community has evolved significantly while staying true to its mission of empowering individuals and families through accessible banking solutions. We believe that everyone deserves the opportunity to achieve their financial goals. Whether it's through personal banking, auto loans, or mortgage refinancing, we strive to make financial success achievable for all. Our mission statement reflects this passion: "To provide our members with personalized financial services that foster growth and improve lives." This isn't just words on a page; it's what drives us every day. We offer a wide range of services including checking and savings accounts, credit cards with rewards, and business banking solutions designed to meet the unique needs of our community. While members can visit us at 25155 Goddard Rd Taylor Mi 48180, official correspondence should be sent to 25155 Goddard Rd, Taylor, MI 48180-3923. Our branch is equipped with modern amenities such as ATM availability and drive-thru banking services for your convenience. We understand the importance of accessibility and are proud to comply with ADA standards to ensure everyone can use our facilities without barriers. Community outreach is at the heart of what we do. Over the years, we've partnered with local organizations to provide support and resources that uplift our neighbors. From financial literacy programs to charitable donations, Total Community Credit Union believes in giving back and helping those around us thrive. As technology advances, so do we. Our digital banking options allow members to manage their finances easily from anywhere while still enjoying the personal touch that makes us unique. Whether you prefer online banking or using our mobile application, we're here to make your experience as smooth as possible. If you're looking for a credit union that puts people first, consider joining Total Community Credit Union today! Experience how we can help you achieve your financial dreams while being an active part of a caring community. Contact us at (313) 291-3300 or visit our website at Total Community Credit Union for more information on how you can become a member!

Branch Location & Accessibility

Accessibility and Features

We pride ourselves on being accessible to everyone. Our branch features ADA-compliant entrances and pathways to ensure ease of access for all members. Ample parking is available, so you can park with ease when you visit us. Plus, we offer a drive-thru service for quick transactions without leaving your car perfect for those busy days when time is of the essence.

Operating Hours and Services

Our lobby hours are designed with your convenience in mind, open from 10:00 a.m. to 5:00 p.m. on weekdays. Whether you need assistance with personal banking services like checking and savings accounts or exploring options for auto loans and mortgages, our dedicated staff is ready to help. And if you're ever in need of cash, you'll be pleased to know that we have an ATM available for easy withdrawals and balance checks right at the branch. At Total Community Credit Union, we want to be your go-to resource for financial needs. Whether you're looking to open an account or simply want some advice on managing your finances, don't hesitate to give us a call at 313-291-3300 or stop by today! We can't wait to meet you!

Member Eligibility

Becoming a member of Total Community is like joining a close-knit family that truly cares about your financial well-being. If you live, work, or worship in the local community, you're likely eligible to join us! We embrace individuals from various walks of life and are dedicated to providing personalized services that meet your needs. Membership at Total Community means access to a wide range of financial products and support tailored just for you, whether it's personal loans, auto financing, or business banking solutions. Getting started is simple! Just visit us at 25155 Goddard Rd Taylor Mi 48180 or give us a call at (313) 291-3300 for more information on the membership process. You can also check out the detailed eligibility criteria on our website at . Ready to take the next step? You can easily open an account online by visiting https://forms.joinmycu.com/mop/285/apply. We look forward to welcoming you into our community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions that meet diverse needs. Imagine needing funds to purchase new equipment or expand your operations. With our competitive rates and personalized service, you can focus on what really matters running your business.

Merchant Services

Beyond loans, we offer comprehensive merchant services that simplify transactions and enhance customer experiences. Picture this: a busy Saturday at your store, and customers are eager to check out. With our efficient payment processing systems, you can serve them quickly and keep the lines moving. This means happier customers and increased sales potential for your business. If you're in the Taylor area and want to learn more about how Total Community can support your business journey, don't hesitate to reach out at (313) 291-3300 or visit us at 25155 Goddard Rd Taylor Mi 48180. Your success is our priority!

Comprehensive List Of Services

Business Banking

For entrepreneurs and small business owners, we offer tailored solutions through our Business Banking services. From Merchant Services that simplify payment processing to flexible Business Loans designed to help you grow, we understand the unique challenges businesses face.

Convenient Access

We know how important convenience is in today's fast-paced world. That's why we provide robust Online & Mobile Banking platforms. Whether it's accessing ATM services for cash withdrawals or utilizing our basic drive-thru banking for quick transactions, we're here to make banking as simple as possible.

Credit Options

Looking to build or improve your credit? Our Credit Cards with Rewards program not only helps you manage everyday purchases but also rewards you for them. It's like getting cash back just for using the card!

Loans and Financing

When it comes to financing, we've got options! If you're dreaming of a new car, our Auto Loans & Vehicle Financing can help turn that dream into reality with competitive rates and flexible terms. For those considering home ownership or refinancing, our Mortgage Loans & Refinancing services provide guidance every step of the way. Plus, if unexpected expenses arise, our Personal Loans & Debt Consolidation can offer the relief you need.

Personal Banking

Whether you're starting your first savings account or looking for the right checking account to fit your lifestyle, our Personal Banking services have you covered. You can choose from various options tailored to different needs. Imagine easily managing your finances with online and mobile banking right at your fingertips, allowing you to check balances and transfer funds without visiting the branch.

Stay Connected

If you have questions or need assistance, don't hesitate to reach out! Our friendly team at Total Community is ready to help you navigate your financial journey. Call us at 313-291-3300, and let's explore how we can support your goals together. In summary, Total Community offers a comprehensive suite of services that cater to both personal and business financial needs. We invite you to visit us at our branch in Taylor or check out our website at https://www.tccu.us for more information on how we can assist you today!

Digital & Online Banking

Key Features

With our user-friendly mobile application, you can take control of your finances right from your smartphone. Whether you want to check your balance, deposit checks, or transfer money between accounts, it's all just a few taps away. And if you need to send money to friends or family, our person-to-person transfer feature makes it simple and fast. For those who prefer digital documentation, we provide e-statements that let you view your account statements online instead of waiting for them to arrive in the mail. Plus, with electronic signature authorization available, signing important documents is quick and secure no more printing out forms or mailing them back.

Security and Accessibility

Your security is important to us. Our online banking platform uses advanced encryption technology to protect your information while ensuring that your banking experience is smooth and efficient. You can bank with peace of mind knowing that your data is safe. Whether you're at home or on the go, managing your money has never been easier. From checking balances to making payments, everything is designed with you in mind. Join us at Total Community today and experience the ease of digital banking!

Financial Strength

Commitment to Growth

With $12,224,064 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is demonstrated by the $992 in used auto loans and $46,881,342 in total loans and leases, supporting members' financial goals across various sectors.

Growing Member Base

Total Share and Deposit Accounts: 14,489, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Total Community is your trusted partner. Visit us at 25155 Goddard Rd Taylor Mi 48180 or call (313) 291-3300 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $1,534,192 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 20 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $9,131,571 in share certificates and $1,080,341 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Position

With a net worth of $13,858,516, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,375 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,084,456 in used vehicle loans and $6,186,327 in new vehicle loans already helping members get on the road. We provide financing for both new and used vehicles and our flexible terms make it easier than ever to drive away in the car you desire.

Credit Lines

For those who want flexibility in their borrowing options, we provide credit lines totaling $13,000,000. This allows you to access funds as needed while only paying interest on what you use. It's an excellent choice for emergencies or unexpected expenses. At Total Community Credit Union, we aim to support your financial journey every step of the way. If you're interested in refinancing or learning about eligibility options for any of our loan products, please don't hesitate to reach out. You can contact us at 313-291-3300 during our operating hours from 10:00 a.m. - 5:00 p.m., and our friendly staff will assist you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how our loan offerings can empower you today!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $6,176,874, which means you have access to affordable financing when it comes time to invest in your future home.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans. With a total of $3,273,784 in unsecured credit card loans available, we help our members manage their finances effectively without the burden of high-interest rates.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to accuracy ensures that users receive fair and transparent offers.

Total Community