Total Choice Credit Union Boutte LA | Best Auto Loans & ATM Services

Introduction

Welcome to Total Choice, your trusted partner in financial success right here in Boutte, Louisiana. Located at 13111 Highway 90, our branch has been serving the community since 1976, and we are proud to have built lasting relationships with over 5,610 members. At Total Choice, we understand that banking isn't just about numbers; it's about people and their dreams. With a robust asset base of $60,709,452 and total deposits reaching $3,188,091, we prioritize the financial well-being of our members. Our dedicated team, led by CEO Anna Meyer and Board President Mary Champagne, is committed to providing personalized service that truly makes a difference in your financial journey. We offer a wide range of services including checking and savings accounts, auto loans, mortgage refinancing, personal loans, and credit cards with rewards ensuring we meet your unique needs. While members can visit us at our main branch in Boutte, official correspondence should be sent to the same address: 13111 Highway 90, Boutte, LA 70039-3001. You can reach us easily at (985) 785-6943 or through fax at (985) 783-2905. At Total Choice, we believe in giving back to the community that supports us. Our focus on member satisfaction is evident in our commitment to transparency and responsible lending practices. With total loans amounting to 2,364 and a net worth of $4,631,708, you can trust that your financial future is in safe hands. Visit our website at totalchoicefcu.com to learn more about how we can help you achieve your financial goals. Whether you're looking to open a new account or need assistance with a loan application, we're here for you every step of the way. Join us today and experience the Total Choice difference!

Branch History & Mission

Community Focus

At Total Choice, we understand the importance of giving back. We actively participate in local initiatives and partnerships that uplift our community. Whether it's sponsoring local events or supporting educational programs, we are dedicated to making Boutte a better place for everyone. We invite you to join us on this journey! Experience firsthand how Total Choice can help you achieve your financial dreams while being part of a community-focused credit union. Visit us today or check out our website at Total Choice for more information on membership eligibility and how to get started. Together, let's build a brighter financial future!

Our Journey

From our inception, Total Choice has focused on providing accessible and reliable financial services tailored to meet the needs of our members. We opened our doors with a simple mission: to empower individuals and families by helping them achieve their financial goals. This mission remains central to everything we do today. As we evolved, we embraced innovations that enhance member experiences like online banking and mobile applications while ensuring that personal service is always just a visit or phone call away.

Our Mission

The mission of Total Choice is clear: We strive to deliver exceptional financial services while fostering a strong sense of community. We believe that when our members succeed financially, our entire community thrives. We offer a range of services including personal banking accounts, auto loans, mortgage options, business banking solutions, and more all designed with you in mind. Our dedicated team is here to support your journey every step of the way. While members can visit us at 13111 Highway 90 Boutte La 70039, official correspondence should be sent to 13111 Highway 90, Boutte, LA 70039-3001. We are also proud to provide features such as ATM availability and drive-thru banking for added convenience during your busy days.

Branch Location & Accessibility

Welcome to Total Choice, your friendly credit union located at 13111 Highway 90 in beautiful Boutte, LA. Nestled conveniently near local landmarks, our branch is easy to find and even easier to access. Whether you're coming from the bustling heart of Boutte or traveling from nearby areas, our location offers ample parking and is designed with accessibility in mind. We're proud to ensure that everyone can easily visit us, thanks to features like ADA-compliant ramps. While you can reach us at our branch address for all your banking needs, please note that official correspondence should be sent to the same address: 13111 Highway 90, Boutte, LA 70039-3001. Our doors are open for you during convenient hours: Monday through Wednesday and Friday from 9:00 AM to 5:00 PM, with extended hours on Thursday until 6:30 PM. If you're looking for a quick transaction or need assistance with your accounts, we offer a variety of services including personal banking options such as checking and savings accounts, auto loans, mortgage refinancing, and more. Plus, our drive-thru service makes it even easier for you to complete simple transactions without leaving your vehicle. For those on the go, you can also take advantage of our ATM availability right here at the branch. Feel free to stop by or give us a call at 985-785-6943 if you have any questions or need assistance. At Total Choice, we're here to support your financial journey every step of the way!

Member Eligibility

At Total Choice, we believe in building a supportive community where everyone has the opportunity to thrive. Becoming a member is easier than you might think! If you live, work, worship, or attend school in Saint Charles Parish, you're already on the right path to joining us. We also welcome family members of current members, making it simple to share the benefits with your loved ones. To explore all the details about eligibility and ensure you're a perfect fit, feel free to visit our website at http://www.totalchoicefcu.com/become-a-member . Once you're ready to take the next step, opening an account is straightforward! Just head over to our account opening page at http://www.totalchoicefcu.com/loan-application , or give us a call at (985) 785-6943 if you have any questions. We're excited to help you start your journey with Total Choice, located at 13111 Highway 90 Boutte La 70039. Join us today and experience the advantages of being part of our family!

Business Banking & Commercial Services

Business Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. If you're not yet a member, don't worry! We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions tailored to your goals.

Merchant Services for Everyday Success

In today's fast-paced market, having reliable payment solutions is vital. Our merchant services simplify transactions, allowing you to focus on what matters most growing your business. Imagine effortlessly processing payments and managing sales data all in one place. That's the power of partnering with us at Total Choice. Located at 13111 Highway 90 Boutte La 70039 in Boutte, LA, we invite you to explore how our business banking services can unlock new opportunities for your enterprise. Reach out today at (985) 785-6943!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans and vehicle financing options come with competitive rates and flexible terms that fit your budget. Whether you're purchasing a brand-new model or a reliable used vehicle, we have the resources to help make your dream car a reality.

Business Banking Services

For small business owners, we provide essential business banking services, including merchant services and business loans. We understand the unique challenges businesses face and are here to support your growth with tailored financial solutions.

Convenient Banking Features

To make banking easier than ever, we also offer ATM services for quick cash withdrawals and balance checks. If you prefer in-person transactions, our drive-thru service allows for simple deposits and withdrawals without leaving your car. With Total Choice, you'll find all these services housed under one roof at our branch located at 13111 Highway 90, Boutte, LA 70039. For any questions or assistance, feel free to give us a call at 985-785-6943. Whether you're looking for personal finance solutions or business services, we are ready to assist you in achieving your financial goals. Come visit us today or explore more about our offerings by visiting our website. Join us at Total Choice where your financial well-being is our priority!

Credit Cards with Rewards

Our credit cards come with rewards programs that allow you to earn points for everyday purchases. Enjoy benefits like cash back or travel rewards while managing your spending effectively.

Mortgage Loans & Refinancing

Homeownership is within reach with our mortgage loans and refinancing options. We guide you through the home-buying process, ensuring you find the right mortgage solution that meets your financial goals. Our team is committed to helping you navigate all aspects of home financing, from application to closing.

Personal Banking Solutions

We understand that managing your finances is essential. That's why at Total Choice, we offer personal banking options such as checking and savings accounts designed for convenience and flexibility. You can easily access your accounts online or through our mobile banking app, making it simple to check balances, transfer funds, and pay bills anytime and anywhere.

Personal Loans & Debt Consolidation

If you need extra cash for unexpected expenses or want to consolidate debt into one manageable payment, our personal loans can help ease your financial burden. We offer straightforward terms and competitive rates so you can focus on what matters most your peace of mind.

Digital & Online Banking

Accessibility and Support

Need to send money to a friend? While we don't have person-to-person transfers right now, our platform is built for ease of use. Our friendly team is here to help if you have any questions or need assistance while using our digital services. In a world where time is precious, Total Choice aims to give you real-time control over your finances without sacrificing security. Join us today and experience the freedom of digital banking!

Key Features

Our online banking platform allows you to access your accounts anytime, anywhere. You can check your balances, transfer funds, and pay bills with just a few clicks. Plus, we offer electronic signature authorization, making it simple for you to complete transactions quickly and securely. For those who prefer paperless options, we provide e-statements that allow you to view your account statements online whenever you need them. This not only helps the environment but also makes it easier to keep track of your finances without clutter. If you're always on the move, our mobile application is perfect for you. Available for download, it offers features such as quick account access and bill payment right from your smartphone. While mobile payments aren't currently offered at Total Choice, our app still ensures that managing your money is straightforward and efficient.

Financial Strength

Continuous Growth and Support

With $4,063,572 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $269 in used auto loans and $20,898,991 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 15 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Community Trust

The trust placed in us by our community is evident with a strong base of 8,862 accounts. This shows that more people are choosing Total Choice as their go-to financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Total Choice is your trusted partner. Visit us at 13111 Highway 90 Boutte La 70039 or call (985) 785-6943 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $5,873,442 in share certificates and $915,090 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $4,478,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $4,631,708, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $763 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $4,649,531 in used vehicle loans and $7,198,841 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have options tailored for you.

Credit Lines

For those who need ongoing access to funds for various purposes, our total credit lines amounting to $6,825,000 provide the flexibility and support you need. Whether it's for personal projects or managing cash flow, our credit lines can help smooth out financial bumps along the way. If you're considering refinancing any existing loans or exploring eligibility options for our products, don't hesitate to reach out. Our knowledgeable team is here to help guide you through every step of the process. For more information about our loan offerings or to start your application today, feel free to give us a call at 985-785-6943 or visit us online at Total Choice. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to assisting you on your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,061,130, make buying or refinancing simple. We aim to make the process straightforward and affordable so you can focus on making your house a home.

Unsecured Credit Card Loans

Managing day-to-day expenses or planning for unexpected costs? We also offer flexible terms on unsecured credit card loans, with a total of $2,595,519 in loans helping members manage their finances effectively. This option allows you to maintain control over your spending while enjoying the benefits of credit.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With so many options available, it's essential to have a reliable tool that helps you make informed decisions. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to compliance guarantees that users receive fair and transparent offers. One of the standout features of LendMesh is its focus on verified data. Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. Additionally, there are no sponsored listings LendMesh does not prioritize lenders based on paid promotions. This means you can trust that the results you see are unbiased and reflect the best options available. Another key benefit is LendMesh's real-time rate comparisons. Users can access up-to-date loan rates from multiple institutions, empowering them to make educated choices about their financing needs. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" If you're ready to take control of your borrowing options, compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

TOTAL CHOICE FEDERAL CREDIT UNION