TOPSIDE FEDERAL CREDIT UNION

Welcome to Topside, your trusted financial partner located at 5472 James Madison Pkwy, King George, VA 22485. Established in 1961, we have been proudly serving our community for over six decades, helping 42,029 members achieve their financial goals. As a member-focused credit union, we understand the unique needs of our community and strive to provide services that empower you. At Topside, we take pride in our robust financial health, with total assets amounting to an impressive $468,580,640. Our commitment to serving you is reflected in our total deposits of $12,128,514 and our net worth of $38,026,920, ensuring that your funds are secure and well-managed. We offer a variety of loan options with a total of 19,177 loans and leases available to cater to your individual needs. Under the leadership of CEO Bruce Six and Board President David Martin, our dedicated team of 115 employees works tirelessly to provide outstanding service. Whether you're looking for personal banking solutions or business financing options, we're here to help you navigate your financial journey. While members can visit us at our branch for face-to-face service or use our convenient online banking features at topsidefcu.org, we encourage you to reach out via phone at 540-663-2181 if you have questions or need assistance. We invite you to join the Topside family today because together, we can build a brighter financial future!

At Topside, we take pride in our rich history and unwavering commitment to our members and community. Founded in 1961, our Plaza Drive Branch located at 5472 James Madison Pkwy, King George, VA 22485, has grown alongside the vibrant community it serves. With a total membership of over 42,000 and assets reaching $468,580,640, we have established ourselves as a trusted financial partner for individuals and families in King George and beyond. From our humble beginnings, Topside has focused on providing accessible financial services that empower our members to achieve their goals. Over the years, we have introduced various products and services to meet the evolving needs of our community. Whether it's personal banking solutions like checking and savings accounts or vehicle financing options, we are dedicated to helping members navigate their financial journeys. Our mission is simple yet powerful: to enhance the quality of life for our members through exceptional service and support. We believe that everyone deserves access to affordable financial services, which is why we strive to create a welcoming environment where members can feel valued and understood. We also prioritize community engagement through partnerships with local organizations and outreach programs that uplift those in need. While members can visit us at our branch location on James Madison Parkway, official correspondence should be sent to our mailing address if necessary. Our operating hours are designed to accommodate busy schedules: Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 2:00 PM. We also offer ATM availability and drive-thru banking for added convenience. As we look toward the future, Topside remains committed to embracing digital advancements while ensuring compliance with ADA standards. We are proud to offer online banking services, mobile payments, and electronic signatures that enhance member experience without sacrificing security. We invite you to join Topside today! Experience the benefits of being part of a credit union that truly cares about its members and strives for excellence in all aspects of service. Together, we can build a stronger community for all. Reach out to us at 540-663-2181 or visit us online at topsidefcu.org to learn more about how you can become a member of Topside!

Welcome to the Topside family, where joining us means becoming part of a caring community that truly values its members! At Topside, we believe in making banking accessible and beneficial for everyone. To become a member, you simply need to meet some friendly eligibility criteria. This includes living, working, or worshipping in our service area, which is outlined in detail at http://topsidefcu.org/individual-membership . Whether you're looking for a checking account, loans, or other financial services, being a member opens up a world of advantages tailored just for you. Getting started with your membership is easy! Just visit us at our branch located at 5472 James Madison Pkwy King George Va 22485, or give us a call at (540) 663-2181 to learn more about how you can open an account. You can also check out the account opening process through this link: https://mortgages.cumortgage.net/apply.asp?siteid=05f7a35b-0616-4b05-8a20-3218bac44269 . We're excited to welcome you and support your financial journey!

At Topside, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share insights about our financial strength, which reflects our commitment to serving you reliably and effectively. With a net worth of $38,026,920, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $812 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $72,513,649 in share certificates and $29,375,913 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $38,026,920 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $1,418 in used auto loans and $288,847,820 in total loans and leases, we support members' financial goals across various sectors. Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 90 full-time employees and 25 part-time employees who ensure our branches are always ready to serve you with a knowledgeable, committed team. In total, we have 73,099 share and deposit accounts showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments stand at $174,614, reflecting our commitment to providing ample resources for your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Topside is your trusted partner. Visit us at 5472 James Madison Pkwy King George Va 22485 or call (540) 663-2181 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

At Topside, we understand that financing your dreams is essential. Whether you're looking to buy a new car, own a home, or manage your day-to-day expenses, we offer a variety of loan products tailored to meet your needs. Our branch, located at 5472 James Madison Pkwy, King George, VA 22485, is here to help you navigate your financial journey. With over 19177 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans stand out with more than $20,500,243 in used vehicle loans and $10,482,652 in new vehicle loans already helping members get on the road. If you're considering purchasing a vehicle, our competitive rates make it easier than ever to finance your next ride. Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $81,395,135, designed to make buying or refinancing simple and accessible. We offer flexible terms and refinancing options that can accommodate various financial situations. For those looking for additional funding flexibility, we also provide unsecured credit card loans. With a total of $14,300,659 in unsecured credit card loans available, you can manage your finances effectively without the stress of collateral requirements. If you are a business owner seeking growth opportunities, our outstanding commercial loans totaling $7,421,256 provide the capital needed to expand your operations and achieve your business objectives. Our team is dedicated to providing personalized service and guidance throughout your borrowing experience. For more information about our loan offerings or eligibility requirements, feel free to reach out to us at 540-663-2181. We are here during our lobby hours from 9:00 AM to 5:00 PM Monday through Thursday and until 6:00 PM on Fridays; we also open on Saturdays from 9:00 AM to 2:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Visit us online at Topside for more details on how we can help you secure the right loan for your needs!