TOPSIDE FEDERAL CREDIT UNION - Fredericksburg, VA

Welcome to Topside, your trusted financial partner located at 2004 Augustine Ave, Fredericksburg, VA 22401. Since opening our doors in 1961, we have been dedicated to providing exceptional service and a wide range of financial solutions tailored to meet the needs of our 42,029 members. With total assets amounting to an impressive $468,580,640 and total deposits reaching $12,128,514, we are committed to helping you achieve your financial goals. At Topside, we pride ourselves on being more than just a credit union; we are a community hub where members can access personal banking services, including checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Our experienced team of 115 employees is here to assist you with any questions or concerns you may have. Our CEO, Bruce Six, along with Board President David Martin, leads our organization with a focus on trust and reliability. We understand that managing your finances can be challenging, which is why we offer convenient services like online and mobile banking, ATM access, and drive-thru banking for simple transactions. While members can visit us at our branch for all their banking needs, official correspondence should be sent to the same address: 2004 Augustine Ave, Fredericksburg, VA 22401. Whether you're looking for a new loan or need assistance managing your current accounts, we're here to help! Call us today at 540-373-5127 or visit our website at topsidefcu.org to learn more about how we can support you on your financial journey.

Welcome to the Topside branch, your friendly neighborhood credit union located at 2004 Augustine Ave in beautiful Fredericksburg, VA! We pride ourselves on being accessible and convenient for all our members. Whether you're visiting us for personal banking or need assistance with loans, we're here to help. Situated near popular local landmarks, our branch is easy to find and reach. You'll appreciate the ample parking available right outside, making it hassle-free for you to stop by. Our facility is designed with accessibility in mind, featuring ADA-compliant ramps and entrances to ensure everyone can visit us comfortably. At Topside, we understand that your time is valuable. That's why we offer flexible operating hours: Monday through Thursday from 9 AM to 5 PM, Fridays until 6 PM, and Saturdays until 2 PM. Whether you're on your way to work or running errands over the weekend, there's a good chance we're open when you need us most! For your convenience, we also have an ATM on-site and a drive-thru banking option for quick transactions without leaving your car. Our drive-thru service allows you to handle deposits, withdrawals, and simple transactions with ease. If you need assistance or have any questions about our services ranging from checking accounts to auto loans don't hesitate to give us a call at 540-373-5127. We look forward to welcoming you at Topside!

Joining the community at Topside is a wonderful way to access a range of financial services while enjoying the support of fellow members. If you live, work, or go to school in the Fredericksburg area, you may be eligible for membership! We also welcome immediate family members of existing members, making it easy for families to benefit from our offerings together. At Topside, we pride ourselves on being more than just a financial institution; we are your partners in achieving your financial goals. To learn more about specific eligibility criteria and see if you qualify, feel free to visit our website at http://topsidefcu.org/individual-membership . Opening an account is straightforward and welcoming! Just head over to our account opening page at https://mortgages.cumortgage.net/apply.asp ?siteid=05f7a35b-0616-4b05-8a20-3218bac44269 where you can complete the process online or reach out to us directly at (540) 373-5127 if you have any questions. Our friendly team is here to help you every step of the way as you become a part of our growing family at Topside, located at 2004 Augustine Ave Fredericksburg Va 22401. Join us today and experience the difference that comes with being a member!

At Topside, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our strong financial health with you, ensuring that your trust is well-placed. With a net worth of $38,026,920, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $812 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $72,513,649 in share certificates and $29,375,913 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $38,026,920 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $1,418 in used auto loans and $288,847,820 in total loans and leases. Our commitment to operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 90 full-time employees and 25 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts: 73,099, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $174,614. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Topside is your trusted partner. Visit us at 2004 Augustine Ave Fredericksburg Va 22401 or call (540) 373-5127 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.