Topside Credit Union Dahlgren VA | Best Auto Loans & ATM Services

Introduction

At Topside, located at 17442 Dahlgren Rd, Dahlgren, VA 22448, we pride ourselves on being more than just a financial institution; we are a vital part of our community. Since our establishment in 1961, we've grown alongside our members, now proudly serving over 42,000 individuals. Our commitment to providing exceptional service is reflected in our robust financial standing, with total assets reaching an impressive $468,580,640 and total deposits amounting to $12,128,514. As a member-focused credit union, we understand the importance of trust and reliability in managing your finances. Whether you're looking for personal banking solutions like checking and savings accounts or need assistance with auto loans and mortgages, our dedicated team is here to help. With a net worth of $38,026,920 and cash in hand totaling $14,121,079, you can feel secure knowing that your financial well-being is our top priority. While members can visit us at the branch for all their banking needs, official correspondence should be sent to our mailing address: PO Box 519, Dahlgren, VA 22448. Under the leadership of CEO Bruce Six and Board President David Martin, our team of 115 employees is committed to making your experience as seamless as possible. Ready to take the next step toward your financial goals? Give us a call at 540-663-2181 or visit us online at topsidefcu.org to learn more about how we can support you on your journey!

Branch History & Mission

At Topside, we take pride in our deep-rooted history and unwavering commitment to serving our community in Dahlgren, VA. Established in 1961, our branch has grown alongside its members, evolving from a small financial institution into a trusted partner with over 42,000 members today. As we continue to thrive, we remain dedicated to enhancing the financial well-being of individuals and families in our area. Located at 17442 Dahlgren Rd, just a stone's throw from local landmarks, Topside is conveniently situated to meet the needs of our members. With total assets exceeding $468 million, we have consistently focused on providing personalized financial services that make a real difference in people's lives. Our operating hours are designed for your convenience: Monday, Tuesday, Thursday, and Friday from 7:45 AM to 2:00 PM and Wednesday from 8:45 AM to 2:00 PM. Our mission at Topside is clear: to empower our members through accessible financial solutions while actively supporting our community. We believe that strong communities lead to stronger individuals, which is why we engage in various outreach programs and partnerships aimed at uplifting those around us. Whether it's offering competitive loan rates or community scholarships, we are here to help you achieve your dreams. While members can visit us at 17442 Dahlgren Rd, official correspondence should be sent to PO Box 519, Dahlgren, VA 22448 if needed. We also provide modern conveniences such as ATM access and online banking options. Although we do not have drive-thru services or shared service centers available, we assure you that our team is always ready to assist you directly inside the branch. As technology advances, so do we. Our digital offerings include mobile banking, e-statements, and person-to-person payment options designed for ease of use and security. We aim to keep pace with the needs of our membership while ensuring ADA compliance for accessibility. Join us at Topside and experience firsthand the benefits of being part of a credit union that truly cares about its members. Together, let's build a brighter financial future for everyone in Dahlgren and beyond! For more information or to become a member today, visit us online at Topside or call us at 540-663-2181.

Branch Location & Accessibility

Come Visit Us!

We invite you to stop by and see how we can help with your financial journey. At Topside Credit Union, our dedicated team is eager to assist you in achieving your financial goals. Whether you're a long-time member or considering joining us for the first time, we look forward to welcoming you soon!

Convenient Access and Parking

When you arrive, you'll find ample parking available, ensuring that your visit is hassle-free. Our branch is fully ADA compliant, featuring ramps and accessible entrances for all members of the community. We want everyone to feel welcome and comfortable while banking with us.

Friendly Operating Hours

At Topside, we know that life can get busy. That's why we offer flexible operating hours to fit your schedule. You can visit us from 7:45 AM to 2:00 PM on Monday, Tuesday, Thursday, and Friday. On Wednesdays, we're open a bit later, starting at 8:45 AM but still closing at 2:00 PM. If you have any questions or need assistance, feel free to give us a call at 540-663-2181.

Services Tailored for You

Our branch offers a variety of services designed to meet your financial needs from personal checking and savings accounts to auto loans and mortgages. We even provide ATM access for quick cash withdrawals and balance checks. While we don't currently have a drive-thru service, our friendly staff is ready to assist you inside the branch. If you need to send official correspondence, please note that our mailing address is PO Box 519, Dahlgren, VA 22448.

Member Eligibility

Joining the family at Topside is not just about banking; it's about being part of a caring community that supports your financial journey. To become a member, you'll need to meet some friendly eligibility criteria, which can include living, working, or attending school in specific areas. It's easy to find out if you qualify simply check out the detailed information at http://topsidefcu.org/individual-membership. Once you're ready, opening an account is a breeze! You can start the process online by visiting https://mortgages.cumortgage.net/apply.asp?siteid=05f7a35b-0616-4b05-8a20-3218bac44269, or feel free to give us a call at (540) 663-2181 if you have any questions. We can't wait to welcome you to our branch located at 17442 Dahlgren Rd Dahlgren Va 22448, where you'll enjoy all the benefits of membership and personal service tailored just for you!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $52 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $20 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $7,421,256, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that make transactions smooth and efficient. Think about how easy it would be for your customers to pay with various options at their fingertips credit cards, mobile payments, and more. Our services not only streamline payment processes but also help you manage your cash flow effectively. Located at 17442 Dahlgren Rd Dahlgren Va 22448 in Dahlgren, VA, we're here to partner with you on your journey toward success. Contact us today at (540) 663-2181 to learn how we can help your business grow!

Comprehensive List Of Services

Business Banking Services

If you're a business owner, we've got you covered too! Our business banking services include merchant services and business loans tailored to support your operations and growth. We understand how important it is to have reliable banking solutions that keep your business running smoothly.

Digital Banking Convenience

In today's fast-paced world, we know that ease of access is key. That's why our members enjoy robust online and mobile banking features that allow you to manage your accounts anytime, anywhere. Whether it's checking your balance, transferring funds, or making payments on the go, our digital tools are designed with your convenience in mind. Plus, with ATM access, you can easily withdraw cash or check balances without visiting a branch.

Engage with Us

We invite you to explore all that Topside has to offer. For more information or to get started with any of our services, give us a call at (540) 663-2181, or visit us online at http://topsidefcu.org. Join our community today and experience the difference personalized service can make in your financial journey!

Personal Banking Solutions

Our personal banking services include everything from checking and savings accounts that help you manage your day-to-day expenses, to auto loans and vehicle financing options that make purchasing your dream car a reality. If you're considering buying a home, we offer mortgage loans and refinancing to fit your needs, ensuring you have the right support throughout the process. We also provide personal loans and debt consolidation services, perfect for those moments when unexpected expenses arise or when you want to simplify your finances. For those who enjoy earning rewards on their spending, our credit cards with rewards can help you get more out of every purchase while offering flexibility and convenience.

Digital & Online Banking

Accessibility and Real-Time Management

With 24/7 online banking services, you have real-time access to your financial information. Whether you're at home or on the move, managing your account is just a tap away. Our person-to-person transfer feature also allows you to send money quickly and easily to friends and family without any fuss.

Key Services

Our online banking platform at http://topsidefcu.org provides a host of features designed to meet your needs. You can check your account balances, transfer funds, and pay bills all with just a few clicks. Plus, if you prefer paperless options, e-statements are available to help you stay organized while reducing clutter.

Mobile Payments

For those who love convenience, our mobile payments feature makes it easy to pay for purchases directly from your phone. This means less time fumbling for cash or cards and more time enjoying what matters most in life. With all these tools at your fingertips, Topside ensures that banking fits seamlessly into your busy lifestyle. Experience the freedom of digital banking today!

Security and User-Friendliness

Security is a top priority for us. We offer electronic signature authorization, so you can confidently sign documents online without the hassle of printing or mailing them. Our mobile app provides an added layer of security along with user-friendly navigation, making it simple to access your accounts whenever you need.

Financial Strength

Commitment to Growth

With $38,026,920 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $1,418 in used auto loans and $288,847,820 in total loans and leases.

Efficient Operations

Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 90 full-time employees and 25 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Trust

Total Share Accounts: 73,099, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $174,614. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Topside is your trusted partner. Visit us at 17442 Dahlgren Rd Dahlgren Va 22448 or call (540) 663-2181 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $72,513,649 in share certificates and $29,375,913 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $38,026,920, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $812 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $20,500,243 in used vehicle loans and $10,482,652 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable pre-owned vehicle, our financing options make it easier than ever.

Business Financing

For business owners seeking growth opportunities, our outstanding commercial loans totaling $7,421,256 provide the capital needed to expand operations or invest in new projects. We know that running a business comes with its own set of challenges and rewards. At Topside, we pride ourselves on our transparency and commitment to customer satisfaction. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore your borrowing options today and see how we can assist you in achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $81,395,135, making buying or refinancing simple. We offer competitive rates and flexible terms designed for your unique situation. If you're considering refinancing your current mortgage or exploring eligibility options for first-time homebuyers, we are here to guide you through the process.

Unsecured Credit Card Loans

Managing daily expenses can be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $14,300,659 in loans helping members manage their finances effectively. This option provides you with the freedom to make purchases while enjoying benefits that fit your lifestyle.

Loan Aggregator

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This approach ensures that users receive fair and transparent offers without hidden fees or misleading information. LendMesh prides itself on several key features: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly.

User Experiences

Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This feedback illustrates how effective LendMesh can be in helping individuals secure better financial outcomes. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

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