Topmark Credit Union Lima OH | Affordable Auto Loans & Business Banking

Introduction

Welcome to Topmark, your trusted credit union located at 2301 Allentown Rd, Lima, OH 45805. Established in 1963, we have proudly served our community for over five decades, building strong relationships with our members and fostering financial growth. With a total membership of 9,355 individuals, we are committed to providing personalized banking solutions that cater to your unique needs. At Topmark, we understand the importance of reliable financial services. Our assets total an impressive $57,567,084, allowing us to support our members effectively. Whether you're looking for auto loans, mortgages, or personal loans, our team is here to help you navigate your financial journey with confidence. We take pride in our leadership under CEO Angie Maynard and Board President LaDoyt Martz, who embody our mission of community service and member satisfaction. Our dedicated staff of 21 employees is ready to assist you during our operating hours from 8:30 AM to 5 PM on weekdays. While members can visit us at our branch location, official correspondence should be sent to the same address: 2301 Allentown Rd, Lima, OH 45805. Feel free to reach out by phone at 419-228-4321 or via fax at 419-229-1273 for any inquiries. Explore how Topmark can enhance your banking experience today! Visit our website at http://www.topmarkfcu.com or stop by to see how we can support your financial goals. Your future starts here!

Branch History & Mission

At Topmark, we take pride in our rich history and commitment to serving our community in Lima, Ohio. Founded in 1963, Topmark has grown from a small financial institution into a trusted partner for over 9,355 members. Our branch, located at 2301 Allentown Rd, Lima, OH 45805, has become a cornerstone of the community, providing essential financial services and support. From our early days, our mission has been clear: to empower our members through accessible financial solutions while fostering a spirit of community engagement. Over the years, we have built a strong foundation based on trust and service excellence. With total assets now exceeding $57 million, we continue to expand our offerings to meet the evolving needs of our members. Our dedication goes beyond just banking; we believe in uplifting the communities we serve. We are proud to offer various services including personal banking, auto loans, mortgage options, and business financing. Additionally, we provide online and mobile banking features that make managing finances convenient and efficient for everyone. Topmark is also committed to accessibility. Our branch is ADA compliant and features drive-thru banking for added convenience. For those who prefer personal interactions, our dedicated staff is here during operating hours from 8:30 am to 5 pm on weekdays. We understand that every member's journey is unique, which is why we focus on personalized service tailored to individual needs. Whether you're looking for basic checking accounts or more complex loan solutions, Topmark stands ready to support you every step of the way. While members can visit us at our branch address in Lima for all their banking needs, official correspondence should be sent to the same location as our mailing address: 2301 Allentown Rd, Lima, OH 45805. As we look toward the future, Topmark remains devoted to community outreach initiatives and partnerships that enhance local life. We invite you to join us on this journey experience firsthand the benefits of membership with Topmark and discover how together we can achieve greater financial well-being. For more information or to become a member today, visit us at Topmark's website or call us at 419-228-4321. Join us as we continue to build a brighter future for Lima!

Branch Location & Accessibility

Accessibility Features

At Topmark, we understand that accessibility matters. Our branch is equipped with ADA-compliant features, including ramps and designated parking spaces to ensure everyone can visit us comfortably. We also offer drive-thru banking for those who prefer quick service without leaving their vehicles.

Nearby Landmarks

Situated just off major roads, our branch is close to local landmarks like the Lima Public Library and the Allen County Fairgrounds. This makes it simple to swing by while you're out running errands or enjoying a day in town.

Operating Hours

We are open Monday through Friday from 8:30 AM to 5:00 PM, making it easy for you to fit your banking needs into your busy schedule. Our team is always ready to assist you during these hours.

Services Offered

Our branch provides a variety of services tailored to meet your financial needs. From personal checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Need cash? Our ATM is available on-site for convenient withdrawals and balance checks. Plus, we offer shared services for partner credit union members, so even if you're not a member yet, you can still take advantage of our offerings. If you have any questions or need assistance, don't hesitate to call us at 419-228-4321. We invite you to visit us at Topmark and experience the difference a community-focused credit union can make in your financial journey!

Member Eligibility

Becoming a member of Topmark feels like joining a welcoming family where your financial goals are supported and nurtured. If you live, work, or worship in the Lima area, or have a family member who is already part of our community, you're eligible to join us! We pride ourselves on offering personalized service and a range of benefits that make banking easier for you. From competitive rates on loans to helpful financial resources, being a member means you have access to the tools that can help you thrive. The process of joining Topmark is simple and straightforward. You can find all the details about our membership eligibility at https://www.topmarkfcu.com/membership. Once you're ready to open an account, just visit this link or give us a call at (419) 228-4321 for assistance. We're here to help you take this exciting step towards better banking!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we provide essential merchant services that simplify transactions for your business. Imagine easily accepting payments from customers with our secure systems whether online or in-person making it easier for you to focus on what you do best: running your business. Our services are designed to streamline your operations and enhance your customer experience. If you're ready to take your business to the next level, visit us at Topmark or give us a call at (419) 228-4321. Let's explore how we can help you achieve your goals!

Comprehensive List Of Services

Business Banking Solutions

For our business members, we provide comprehensive Business Banking services. From merchant services that simplify transactions to various business loans designed to help you grow, we're here to support local businesses every day.

Convenient Access

We know convenience is key in today's fast-paced world. That's why we offer ATM & Cash Withdrawal Services for easy access to your cash whenever you need it. Our basic drive-thru banking service allows for quick deposits and withdrawals without stepping inside the branch. Additionally, if you're a member of a partner credit union, take advantage of our basic shared branch transactions. This means you can make deposits and withdrawals at participating locations without any hassle.

Credit and Rewards

For those who love rewards, our Credit Cards with Rewards program allows you to earn points on purchases that can be redeemed for various perks. It's a great way to get more from your everyday spending while managing your credit responsibly.

Personal Banking Services

Managing your money shouldn't be a hassle. That's why we offer Personal Banking services, including checking and savings accounts that suit your lifestyle. You can easily access your funds through our online and mobile banking platforms, ensuring you can manage your finances from anywhere. Want to buy a new car? Our Auto Loans & Vehicle Financing options make it easy to drive off in your dream vehicle without breaking the bank. If you're considering home ownership or looking to refinance, our Mortgage Loans & Refinancing services are tailored just for you. We help make the process straightforward, so you can focus on what truly matters your new home. Additionally, if you're facing unexpected expenses or need some extra cash, our Personal Loans & Debt Consolidation options provide flexible solutions to meet your needs.

We're Here For You

At Topmark, we're proud of our commitment to serving our members with care and dedication. If you have questions about any of our services or want more information about how we can assist you further, please don't hesitate to reach out at (419) 228-4321. Visit us today at 2301 Allentown Rd Lima Oh 45805 or check out our website at http://www.topmarkfcu.com for more details. We're excited to help you navigate your financial journey!

Digital & Online Banking

At Topmark, we understand that managing your finances should be simple and secure. That's why we offer a range of digital and online banking services designed to fit your lifestyle. Whether you're at home, at work, or on the go, our online tools help you keep track of your accounts with ease. One of the standout features is our robust online banking platform, available 24/7 at http://www.topmarkfcu.com. This allows you to check balances, pay bills, and transfer funds whenever it suits you. Plus, with electronic signature authorization, signing important documents has never been easier or safer. We also provide e-statements for quick access to your account information without the clutter of paper statements. Stay organized and reduce your environmental footprint all at once! If you prefer using your smartphone, our mobile application offers a user-friendly experience for banking on the go. You can make payments quickly and securely through our mobile payments feature, ensuring that you can manage your money anytime, anywhere. Want to send money to friends or family? Our person-to-person transfer service makes it easy to send cash directly from your account without any hassle. With all these features combined, managing your finances is not only convenient but also secure. Join us at Topmark and experience banking made simple! For more information about our digital services, visit us at http://www.topmarkfcu.com. Your financial freedom is just a click away!

Financial Strength

Growing Trust

Total Share Accounts: 15,307, show a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $149,679. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Topmark is your trusted partner. Visit us at 2301 Allentown Rd Lima Oh 45805 or call (419) 228-4321 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $7,148,765 in share certificates and $8,882,087 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $54,598 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 21 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Better Services

With $4,393,859 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to excellence is reflected in our lending capacity. With $1,173 in used auto loans and $38,609,314 in total loans and leases, we support members' financial goals across various sectors.

Solid Financial Health

With a net worth of $5,874,199, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.20% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $18,730,297 in used vehicle loans and $1,883,001 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable pre-owned vehicle, our team is here to assist you every step of the way.

Credit Lines and Unsecured Credit Card Loans

For those looking for additional financial flexibility, we also offer credit lines with a total available amount of $6,000,000. This gives our members access to funds when needed without having to apply for another loan each time. Additionally, our flexible terms on unsecured credit card loans amounting to $1,617,442 help members manage their finances effectively while enjoying rewards along the way.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $5,648,414, make buying or refinancing simple. We provide flexible terms and personalized support to ensure you find the right solution for your needs.

Refinancing Options

If you're considering refinancing existing loans or exploring eligibility options for any of our products, our knowledgeable staff is ready to guide you through the process. We're dedicated to ensuring that you make informed decisions that align with your financial situation. No matter what your borrowing needs are, Topmark is here to help. Reach out to us today at 419-228-4321 or visit us at 2301 Allentown Rd, Lima, OH 45805. Let's work together towards achieving your financial dreams! *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

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TOPMARK FEDERAL CREDIT UNION - Lima, OH

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