Topline Financial Credit Union Plymouth MN | Affordable Auto Loans & Quick Personal Loans

Introduction

Welcome to Topline Financial, your trusted partner in personal and community banking located at 4190 Vinewood Ln N, Plymouth, MN 55442. Since our establishment in 1935, we have been dedicated to serving our members with a wide array of financial solutions tailored to meet their needs. Whether you're looking for checking and savings accounts, auto loans, mortgage refinancing, or business banking services, we are here to help you thrive. As a proud member of the community with over 69,000 members and total assets exceeding $1.1 billion, Topline Financial is committed to ensuring your financial well-being. Our strong foundation is supported by a net worth of $102,579,825 and total deposits of $61,553,482, showcasing our stability and reliability as a credit union. Led by our CEO Mick Olson and Board President Paul Jacobsen, our dedicated team of 176 employees works tirelessly to provide exceptional service. With an impressive loan portfolio consisting of 40,728 loans, we aim to empower individuals and businesses alike. While members can visit us at our Plymouth branch for all their banking needs, official correspondence should be sent to our mailing address at 9353 Jefferson Highway, Maple Grove, MN 55369. At Topline Financial, we believe in fostering relationships built on trust and integrity. We invite you to explore how we can support your financial journey. For more information or assistance, please don't hesitate to call us at 763-391-9494 or visit our website at toplinecu.com. Your success is our priority!

Branch History & Mission

Community Engagement

Throughout our years in service, we've built strong ties within the Plymouth community through various outreach programs and partnerships. Our focus on local initiatives ensures that we contribute positively to the well-being of our neighborhoods. Whether it's through financial education workshops or supporting local events, we strive to give back as much as possible. In addition to our physical presence, we've embraced modern technology by offering online and mobile banking services. This means you can manage your finances anytime, anywhere making banking simpler and more convenient for everyone. We also provide amenities like ATM availability and drive-thru banking to cater to your needs without hassle. Our shared service center allows members from partner credit unions access to essential banking services. As we look toward the future, we invite you to join us on this journey. Discover how Topline Financial can support your financial aspirations while becoming part of a community-focused credit union that truly cares about its members. Connect with us today at Topline Financial or call us at 763-391-9494!

Our Mission

The mission of Topline Financial is simple yet powerful: we aim to empower our members with the financial tools and resources they need to achieve their goals. Our commitment goes beyond just offering personal banking services; it includes making a real impact in the lives of those we serve. We offer a wide range of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. While members can visit us at 4190 Vinewood Ln N Plymouth Mn 55442, official correspondence should be sent to 9353 Jefferson Highway, Maple Grove, MN 55369. This dual address ensures that you can reach us easily for any inquiries or services.

Branch Location & Accessibility

Accessibility Features

We understand the importance of accessibility. Our branch complies with ADA guidelines, ensuring everyone can comfortably enter and use our facilities. Ramps and designated parking spaces are available for those who need them.

Get In Touch

Ready to visit? Feel free to call us at 763-391-9494 if you have any questions or need assistance before coming in. At Topline Financial, we're dedicated to making your banking experience smooth and enjoyable. We look forward to seeing you soon!

Nearby Landmarks and Parking

Our Plymouth branch is ideally situated near local favorites like the beautiful French Regional Park and the bustling Parkers Lake. This prime location means you can stop by before or after enjoying a stroll or a picnic! We have ample parking available right outside our doors, making it easy for you to visit us without any hassle.

Operating Hours

Topline Financial is committed to serving you during convenient hours. Our lobby is open Monday through Friday from 8:00 AM to 6:00 PM, and on Saturdays from 9:00 AM to 1:00 PM. Whether you're juggling a busy work week or looking to manage your finances over the weekend, we're here when you need us!

Services Offered

At our Plymouth branch, we offer a range of services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we've got you covered! We also provide drive-thru banking for quick deposits and withdrawals, as well as ATM access for easy cash withdrawals and balance checks. Additionally, if you're part of another credit union that participates in shared services, feel free to take advantage of basic transactions at our location as well.

Member Eligibility

At Topline Financial, we believe that everyone deserves a chance to be part of a supportive community where financial well-being is prioritized. Becoming a member is simple and welcoming! If you live, work, or attend school in the areas we serve, you're likely eligible to join us. Whether you're looking for a checking account, auto loan, or just a friendly face to help with your financial questions, we're here for you. Plus, as a member, you gain access to a variety of benefits designed to help you reach your financial goals. To get started on your membership journey with Topline Financial, visit us at our branch located at 4190 Vinewood Ln N Plymouth Mn 55442 or give us a call at (763) 391-9494. For detailed eligibility criteria, feel free to check out our website at https://www.toplinecu.com/join/become-member/join-now . We can't wait to welcome you into our community!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, we offer merchant services designed to streamline your operations. Imagine easily accepting payments from customers through various channels, allowing you to focus on what you do best running your business. From credit card processing to online payment solutions, our merchant services help simplify transactions and improve cash flow. Located at 4190 Vinewood Ln N Plymouth Mn 55442 in Plymouth, MN, our team is ready to partner with you on your journey toward growth. Contact us at (763) 391-9494 to learn more about how we can help your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $114 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $48 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $25,198,430, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

At Topline Financial, we understand the needs of small businesses too. Our business banking services include merchant services that help streamline transactions and business loans designed to support growth. We aim to be your partner in success by offering resources that make managing your business finances straightforward.

Convenient Access

We also prioritize convenience with our ATM and cash withdrawal services available at multiple locations. Need to make a quick deposit or withdrawal? Our basic drive-thru banking service is perfect for those on the go, allowing you to handle essential transactions without stepping out of your car. Additionally, if you're a member of another credit union that partners with us, our shared branch transactions enable you to perform deposits and withdrawals easily.

Get Started Today!

We invite you to explore all these services and more at Topline Financial. Visit us during our operating hours from Monday to Friday, 8:00 AM - 6:00 PM, or Saturday from 9:00 AM - 1:00 PM. Have questions? Give us a call at 763-391-9494! Whether you're looking for personal banking solutions or business support, we're here to help make every financial decision a little easier. Discover how we can assist you today by visiting our website!

Personal Banking Solutions

Our personal banking services include checking and savings accounts designed to help you manage your money effectively. Imagine having the freedom to check your balance or transfer funds anytime through our user-friendly online and mobile banking platforms. With features like e-statements and mobile payments, managing your finances has never been easier. If you're in the market for a new vehicle, our auto loans and vehicle financing options are here for you. We offer competitive rates that can fit any budget, making it simple to drive away in the car you want. Additionally, our mortgage loans and refinancing options allow you to invest in your dream home or save on your current mortgage payments. For those unexpected expenses or debt consolidation needs, our personal loans provide flexible solutions tailored just for you. Plus, with credit cards that offer rewards, every purchase can earn you something back!

Digital & Online Banking

Key Features

Our online banking service is available 24/7, so you can access your accounts whenever it suits you. Whether you're checking your balance or making transfers, everything is just a click away. Need to send money to a friend? Our person-to-person transfer feature makes it simple and fast. Plus, with the ability to authorize electronic signatures, signing documents has never been more straightforward.

Mobile Convenience

On the go? Our mobile application lets you manage your finances right from your smartphone. You can make mobile payments, check e-statements, and even deposit checks all from the palm of your hand. No need to visit a branch; do it all from wherever you are!

Security First

We prioritize your security with robust measures in place to protect your information. Our user-friendly interface makes navigation easy for everyone, whether you're tech-savvy or just getting started with online banking. With Topline Financial, you get more than just a bank you gain a partner in managing your financial life efficiently and securely. Experience the benefits of modern banking with us today!

Financial Strength

Growing Community Trust

Total Share and Deposit Accounts stand at 133,065, showing a strong and growing member base that trusts us with their finances. This trust is fundamental to our mission as we strive to provide exceptional service tailored to your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Topline Financial is your trusted partner. Visit us at 4190 Vinewood Ln N Plymouth Mn 55442 or call (763) 391-9494 to learn more about how we can help you achieve your financial goals.

Investment in Growth

With $70,946,757 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $10,652 in used auto loans and $863,526,908 in total loans and leases, we support members' financial goals across various sectors.

Member-Centric Savings

Members' savings are secured through $167,029,298 in share certificates and $105,551,152 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $5,289,958 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 161 full-time employees and 15 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Foundation

With a net worth of $102,579,825, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $923 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $194,403,473 in used vehicle loans and $59,570,332 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, we have options that fit your budget.

Credit Lines and Unsecured Loans

We also offer flexible terms on unsecured credit card loans, with a total of $18,800,682 in loans helping members manage their finances effectively. If you need additional cash flow for personal projects or unexpected expenses, our credit lines can provide the support you need. For business owners looking for financing options, our outstanding commercial loans totaling $25,198,430 provide the capital needed to grow and expand your business.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Property loans totaling $112,350,771, making buying or refinancing simple. We provide guidance throughout the mortgage process to ensure you feel confident in your decisions.

Refinancing and Eligibility Options

If you're considering refinancing an existing loan or want to know more about eligibility for our various products, our team is ready to assist you. We believe in providing transparent information so you can make informed decisions about your financial future. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Topline Financial, we are committed to supporting our members with personalized service and competitive loan options that make sense for their unique circumstances. Visit us today and take the first step toward achieving your financial goals!

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TOPLINE FINANCIAL CREDIT UNION