Topline Financial Credit Union Bloomington MN | Best Auto Loans & Low Mortgage Rates

Introduction

Welcome to Topline Financial, your trusted credit union located at 900 American Blvd W, Bloomington, MN 55420. Since our establishment in 1935, we have been dedicated to serving our community with a focus on building strong relationships and providing exceptional financial services. With over 70,000 members and assets totaling more than $1.12 billion, we pride ourselves on being a stable and reliable partner for all your banking needs. At Topline Financial, we understand that every member has unique financial goals. That's why we offer a wide range of services, including personal banking accounts, auto loans, mortgages, credit cards, and business banking solutions. Our experienced team, led by CEO Mick Olson and Board President Paul Jacobsen, is committed to helping you navigate your financial journey with ease. We know that convenience matters. That's why our branch offers flexible hours open Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 12:00 PM along with an ATM and drive-thru service for quick transactions. If you need assistance or have questions about your account, don't hesitate to call us at 763-391-9494. While members can visit us at our physical location in Bloomington, official correspondence should be sent to the same address for consistency. With total deposits amounting to $95,301,468 and a net worth of $105,060,269, we are not only here to serve but also to ensure your money is in safe hands. Join us today at Topline Financial where our commitment goes beyond just banking; we are invested in your financial success. Visit us online at toplinecu.com or stop by our branch to learn more about how we can help you achieve your financial dreams!

Branch History & Mission

Innovation and Accessibility

We understand that modern banking requires innovative solutions. That's why we've embraced digital advancements like online banking, mobile payments, and e-statements making it easier for you to manage your finances anytime, anywhere. We're proud to be ADA compliant, ensuring everyone in our community can access our services comfortably. Our branch also features an ATM for quick cash withdrawals and offers drive-thru services for added convenience. Whether you prefer coming inside or staying in your car, we are here to serve you efficiently.

Join Us Today!

As we continue to grow and adapt to the changing needs of our members, we invite you to become part of the Topline Financial family. Experience the benefits of membership by visiting us or checking out our website at Topline Financial. Together, let's build a brighter financial future for you and our community! For any inquiries or assistance, feel free to reach out at 763-391-9494. We look forward to serving you!

Our Mission

At Topline Financial, our mission is simple yet profound: to enhance the financial well-being of our members while supporting the communities we serve. We aim to provide a comprehensive range of services including personal banking, auto loans, mortgages, and business banking that cater to the diverse needs of our members. Beyond just financial transactions, we believe in building lasting relationships based on trust and mutual respect. Our commitment extends beyond banking; we actively participate in community outreach efforts that strengthen bonds within Bloomington. By partnering with local organizations and initiatives, we strive to make a positive impact on lives around us.

Branch Location & Accessibility

Welcome to Topline Financial, your friendly neighborhood credit union located at 900 American Blvd W in Bloomington, MN. Our branch is nestled in the vibrant Hennepin County, conveniently situated near popular spots like the Mall of America and numerous dining options. We understand that accessibility is key for our members, which is why our location features ample parking and ADA-compliant facilities, including ramps and accessible entrances. While you can visit us at our physical address for all your banking needs, please note that any official correspondence should be sent to the same address: 900 American Blvd W, Bloomington, MN 55420. At Topline Financial, we aim to make your banking experience as smooth as possible. Our lobby hours are welcomingly set from Monday to Friday, 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 12:00 PM. If you prefer the convenience of drive-thru services, we're here for you Monday through Friday from 8:30 AM to 5:00 PM and Saturday from 9:00 AM to 12:00 PM as well. We're proud to offer a variety of services tailored to meet your financial needs. Whether you're looking for personal banking options like checking and savings accounts, auto loans, or even mortgage refinancing, our knowledgeable team is ready to assist you. Additionally, our branch provides ATM access for quick cash withdrawals and basic transactions. Plus, we participate in shared services with partner credit unions for added convenience. If you have any questions or need assistance, don't hesitate to call us at 763-391-9494. We invite you to stop by and see how we can help you achieve your financial goals today!

Member Eligibility

Becoming a member of Topline Financial is like joining a family that truly cares about your financial well-being. If you live, work, or attend school in our community, you are already on your way to enjoying all the benefits we offer! Membership is open to anyone who meets these simple criteria, making it easy for you to connect with us and take advantage of our personalized banking services. With a welcoming environment and dedicated staff, Topline Financial is here to support your financial journey. Getting started is simple! Just visit us at 900 American Blvd W Bloomington Mn 55420 or give us a call at (763) 391-9494 for more information. You can also check out the detailed eligibility requirements on our website at https://www.toplinecu.com/join/become-member/join-now . Once you're ready, opening an account is just as straightforward find the steps online at https://www.toplinecu.com/personal/loans/apply . Join us today and experience the advantages of being part of the Topline Financial community!

Business Banking & Commercial Services

Merchant Services That Matter

In today's marketplace, having the right tools can make all the difference. Our merchant services allow you to accept payments easily, whether in-store or online. Imagine a busy Saturday at your shop customers line up, eager to buy. With our reliable payment solutions, you can serve them quickly without hassle. This not only enhances customer satisfaction but also boosts your sales potential. Whether you're just starting out or looking to expand, Topline Financial is here to provide the financial support you need. Visit us at 900 American Blvd W Bloomington Mn 55420 in Bloomington, MN or call us at (763) 391-9494 to learn more about how we can help your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $116 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $45 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $27,202,837, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

When it comes to accessing cash, our ATM services are available for quick withdrawals and balance checks. Plus, if you're on the go but still need assistance with deposits or simple transactions, our basic drive-thru banking service makes it simple.

Business Banking Services

For entrepreneurs and small business owners, our business banking services include merchant services and business loans designed to help you grow. Whether you need funding for inventory or equipment, we're here to assist.

Credit Cards & Rewards

We also offer credit cards with rewards that allow you to earn while you spend. Imagine using your card for everyday purchases and watching those rewards add up it's an excellent way to get more value from your money!

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we provide online and mobile banking features that let you manage your finances anytime, anywhere. With our mobile payments option and person-to-person payment feature, sending money to friends or paying bills has never been easier.

Personal Banking Solutions

Whether you're looking to open a new checking or savings account, or you're planning for the future with a mortgage loan or refinancing options, we have you covered. Our personal banking services cater to various needs. For example, if you're thinking about buying a new car, our auto loans and vehicle financing options make it easy to drive away in your dream vehicle. If debt is weighing you down, consider our personal loans and debt consolidation services that can help lighten your financial load.

Shared Branch Transactions

If you're a member of another partner credit union, don't worry! We also facilitate basic shared branch transactions like deposits and withdrawals so you can access your funds easily. At Topline Financial, we strive to make every aspect of banking as straightforward as possible. With friendly staff ready to help answer questions and guide you through any process, you'll always feel supported. To learn more about how we can assist you in achieving your financial goals or to get started today, give us a call at 763-391-9494 or visit us online at Topline Financial. Your financial journey starts here!

Digital & Online Banking

Key Features for Your Convenience

Our online banking service operates 24/7, giving you the freedom to check balances, pay bills, and transfer funds whenever it suits you. Need to send money to a friend? Our person-to-person transfer feature makes it quick and hassle-free. You can also take advantage of our mobile payments option, allowing you to make purchases directly from your smartphone. Keeping track of your financial statements has never been easier with our e-statements availability. Go paperless and access your statements online with just a few clicks. Plus, with electronic signature authorization, signing documents digitally is simple and secure no need for printing or scanning!

Security You Can Trust

Your security is our top priority. Our online banking services come equipped with robust security measures to protect your personal information and transactions. Enjoy peace of mind knowing that your data is safe while you manage your accounts through our user-friendly mobile application.

Stay Connected Anytime

With our mobile application available at https://www.toplinecu.com/ , managing your finances is right at your fingertips. Download the app and enjoy real-time account management wherever you are. Whether you're checking your balance during lunch or transferring money while waiting in line, we've got you covered. At Topline Financial, we're committed to providing accessible and efficient banking solutions tailored to fit your lifestyle. Join us today and experience the ease of digital banking!

Financial Strength

Member-Centric Savings

Your savings are secured through $168,618,649 in share certificates and $90,260,526 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $1,213,290 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 165 full-time employees and 17 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $77,503,869 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $10,524 in used auto loans and $853,581,681 in total loans and leases.

Solid Financial Health

With a net worth of $105,060,269, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $936 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Membership Base

Total Share and Deposit Accounts stand at 133,454, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0.

Your Trusted Partner

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Topline Financial is your trusted partner. Visit us at 900 American Blvd W Bloomington Mn 55420 or call (763) 391-9494 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $190,318,457 in used vehicle loans and $52,132,457 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a pre-owned one, we have flexible financing options tailored to fit your budget.

Credit Lines and Commercial Loans

If you're looking for more flexibility with your finances, consider our credit lines totaling $249,084,846. For business owners, our outstanding commercial loans totaling $27,202,837 provide the capital needed to grow and expand your business.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $119,199,276, make buying or refinancing simple. We believe that owning a home should be accessible to everyone and are ready to assist you through every step of the process.

Refinancing Options

If you're considering refinancing any of your existing loans or need assistance assessing eligibility options, our team is here to help. We can guide you through various refinancing solutions that may lower your monthly payments or consolidate your debt. At Topline Financial in Bloomington, we pride ourselves on being more than just a lender; we're a partner in your financial journey. You can explore more about our services and apply for a loan through our website at Topline Financial. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're committed to helping you achieve financial success today and into the future!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $18,402,696 in loans helping members manage their finances effectively. Our credit cards come with rewards and no annual fees, making them an excellent choice for everyday purchases.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This data is continually updated based on the latest results (Source: https://www.ncua.gov ), guaranteeing that users receive fair and transparent offers. One key benefit of using LendMesh is its commitment to verified data. All loan offers are sourced from legitimate financial institutions, ensuring transparency in what users see. Additionally, LendMesh features no sponsored listings, meaning lenders are not prioritized based on paid promotions. The goal is to provide unbiased results that empower users to make informed decisions. Another advantage is the real-time rate comparisons available on the platform. Users can view up-to-date loan rates from multiple institutions, which helps them find the best options quickly and easily. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" If you want to explore your options further, compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

TOPLINE FINANCIAL CREDIT UNION - Bloomington, MN