Tongass Credit Union Sitka AK | Quick Personal Loans & ATMs

Introduction

Welcome to Tongass, your trusted financial partner located at 401 Halibut Point Rd, Sitka, AK 99835. Since our establishment in 1963, we have been dedicated to serving the local community, currently supporting over 13,710 members with a commitment to personal and professional growth. Our mission goes beyond simply providing financial services; we strive to make a positive impact on the lives of our members. With total assets of $224,747,878 and total deposits amounting to $15,893,141, we ensure that your money is secure and working for you. Our dedicated team of 88 employees, led by CEO Helen Mickel and Board President Scott Edwards, is here to provide you with personalized service tailored to your financial needs. We offer a variety of services including checking and savings accounts, auto loans, mortgage loans, personal loans, and business banking solutions. For those who prefer digital banking options, we provide online and mobile banking services that make it easy for you to manage your finances anytime, anywhere. Whether you're looking for an auto loan or planning for your future with a savings account, Tongass is here to help every step of the way. While members can visit us at our branch location, official correspondence should be sent to our mailing address: 401 Halibut Point Road, Sitka, AK 99835. We invite you to reach out at 907-747-6261 or explore our website at tongassfcu.com for more information on how we can assist you. Join us today and experience the Tongass difference! Your journey towards financial wellness starts here.

Branch History & Mission

A Journey of Growth

From our humble beginnings over six decades ago, Tongass Credit Union has experienced significant growth and change. Initially established to provide essential financial services to our community, we have expanded our offerings to include everything from personal banking accounts to auto loans and mortgage options. With total assets now exceeding $224 million, we stand strong as a pillar of support for our members. Our mission is simple yet profound: to empower our members through accessible financial services while actively contributing to the well-being of our community. We believe that when our members thrive, so does the community around us. This commitment drives us to continually enhance our services and outreach efforts.

A Vision for the Future

As we look ahead, Tongass Credit Union remains committed to embracing digital advancements while ensuring compliance with ADA standards. Our goal is to provide an inclusive banking experience that meets every member's needs whether through mobile payments or online banking features. With operating hours from 9:30 am to 5:30 pm Monday through Friday and dedicated staff ready to assist you at every turn, we're here to help you navigate your financial journey with confidence.

Committed to Community

At Tongass Credit Union, we understand that banking is more than just transactions; it's about building relationships. Our dedication extends beyond numbers and accounts; it encompasses a genuine desire to support local initiatives and organizations that make Sitka a better place for everyone. Through various partnerships and outreach programs, we strive to uplift those in need while fostering a sense of belonging among our members. While members can visit us at 401 Halibut Point Rd for all their banking needs, official correspondence should be sent to 401 Halibut Point Road, Sitka, AK 99835 if different from the branch address. We offer convenient services such as ATM access and drive-thru banking to make your experience as smooth as possible.

Join Us Today!

We invite you to become part of the Tongass family! Experience firsthand the benefits of membership by reaching out today at 907-747-6261 or visiting our website at Tongass FCU. Together, let's build a brighter future for ourselves and our beloved community!

Branch Location & Accessibility

Accessibility Features

At Tongass Credit Union, we understand that accessibility is important. Our facility is designed with features that ensure everyone can enjoy our services comfortably. From ADA-compliant ramps to ample parking space, we strive to make your visit as convenient as possible.

Contact Us Today!

If you have any questions or need assistance, don't hesitate to call us at 907-747-6261. Our dedicated team is eager to help you achieve your financial dreams. Come by and see how we can support you today!

Convenient Location

Situated in Sitka County, our branch is just a stone's throw away from popular local landmarks, making it easy for you to pop in during your daily errands. We pride ourselves on being part of this vibrant community and providing services tailored to meet your needs.

Operating Hours & Services

We invite you to visit us during our operating hours from 9:30 AM to 5:30 PM, Monday through Friday. Whether you're looking to open a new account, apply for an auto loan, or inquire about personal banking options, our team is ready to assist you. Plus, we offer drive-thru banking for quick transactions and ATM access for when you're on the go. While members can visit us at 401 Halibut Point Rd, official correspondence should be sent to our mailing address at 401 Halibut Point Road, Sitka, AK 99835 if it differs from the branch location.

Member Eligibility

Becoming a member of Tongass is like joining a friendly community where your financial needs are understood and valued. To qualify for membership, you simply need to live, work, or worship in the areas we serve, or have a family member who is already part of our credit union family. This means that whether you're new to the area or have deep roots here, there's a place for you at Tongass. Our members enjoy a range of benefits, from competitive loan rates to personalized service that makes banking feel less like a chore and more like a partnership. Getting started is easy! You can find detailed eligibility criteria by visiting https://www.tongassfcu.com/about/membership/. When you're ready to open an account, just follow the straightforward steps outlined at https://forms.joinmycu.com/mop/928/apply. If you have any questions or need assistance along the way, feel free to give us a call at (907) 747-6261. We can't wait to welcome you into our community at Tongass, located at 401 Halibut Point Rd Sitka Ak 99835!

Business Banking & Commercial Services

At Tongass, we understand that every business has unique needs and ambitions. Whether you're just starting or looking to expand, our business banking and commercial services are designed to support your journey. Imagine walking into your local shop with the ability to accept payments effortlessly; that's where our merchant services come in. We provide solutions that make transactions simple, allowing you to focus on what truly matters growing your business. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $221 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $35,343,599, we continue to drive economic growth by financing new and expanding businesses. Located at 401 Halibut Point Rd Sitka Ak 99835 in Sitka, AK, we're here to help you navigate the financial landscape with confidence. For more information on how we can assist your business, give us a call at (907) 747-6261 or visit us online at https://www.tongassfcu.com/. Let's build a prosperous future together!

Comprehensive List Of Services

Business Banking Services

For entrepreneurs, we offer business banking solutions that include merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we're here to support you with the financial tools necessary for success.

Convenient Access

Accessing your accounts is straightforward at Sitka Branch. We provide ATM services for quick cash withdrawals and balance checks, ensuring you're never left without access to your funds. Our drive-thru service allows for simple transactions like deposits and withdrawals without leaving your vehicle a perfect option for busy days!

Lending Options

If you're considering purchasing a new car or refinancing your home, Tongass offers competitive auto loans and mortgage options. Picture yourself driving away in that new vehicle, knowing you received a great rate on your loan. For those times when unexpected expenses arise, our personal loans can help with debt consolidation or other financial needs. We also provide credit cards with rewards, giving you more back on your everyday purchases.

Personal Banking Solutions

We understand that managing your finances is essential. That's why our personal banking services include checking and savings accounts designed to fit your lifestyle. Imagine having easy access to your funds whenever you need them through our online and mobile banking platforms. With features like e-statements and electronic signatures, handling your money has never been easier.

Shared Branching Opportunities

In addition to our own offerings, members have the benefit of shared branching transactions. If you're a member of partner credit unions, you can make deposits and withdrawals easily at our location. We invite you to explore all that Tongass has to offer. For more information about any of these services or if you're ready to get started with an account, please give us a call at (907) 747-6261 or visit our website at https://www.tongassfcu.com/. Your financial journey starts here!

Digital & Online Banking

At Tongass, we understand that convenience and security are essential for managing your finances in today's busy world. That's why we offer a comprehensive range of digital and online banking services designed to make your banking experience as smooth and efficient as possible. With our online banking platform, accessible anytime at https://www.tongassfcu.com/, you can easily monitor your accounts, pay bills, and transfer funds all from the comfort of your home or on the go. Our user-friendly interface ensures that even those who aren't tech-savvy can navigate their accounts with ease. Plus, with 24/7 online banking services, your financial information is always at your fingertips. One standout feature is our ability to handle electronic signature authorization. This means you can sign documents securely online without the hassle of printing or scanning, making transactions faster and more efficient. Additionally, our members benefit from e-statements, allowing you to receive your account statements electronically saving paper and reducing clutter while keeping everything organized. For those who prefer mobile banking, our mobile application lets you manage your finances right from your smartphone. You can set up mobile payments, making it simple to pay for purchases directly from your account. Need to send money to a friend? Our person-to-person transfers feature makes it easy to send cash instantly, eliminating the need for checks or cash. In short, at Tongass, we aim to provide you with accessible and secure banking solutions that fit into your lifestyle. Whether you're checking your balance late at night or sending money during lunch breaks, our digital banking services are here to help simplify your life. Embrace the ease of modern banking today!

Financial Strength

Comprehensive Lending Support

Our lending capacity supports members' financial goals across various sectors with $2,075 in used auto loans and $148,672,518 in total loans and leases. We also take pride in having 81 full-time employees and 7 part-time employees who are always ready to assist you with their knowledge and commitment.

Growing Member Base

Total Share Accounts: 32,331, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $165,730 ensures that we have ample resources to meet your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Tongass is your trusted partner. Visit us at 401 Halibut Point Rd Sitka Ak 99835 or call (907) 747-6261 to learn more about how we can help you achieve your financial goals.

Reinvesting in Your Future

With $11,624,182 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to your financial well-being is reflected in our operations our $301,791 shows our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Secure Savings Options

Members' savings are secured through $41,747,027 in share certificates and $5,633,744 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $30,781,733, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,413 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $25,474,067 in used vehicle loans and $6,009,058 in new vehicle loans already helping members get on the road. Whether you're interested in new or used vehicles, we have flexible options to suit your needs.

Business Loans

For business owners looking for funding opportunities, our outstanding commercial loans totaling $35,343,599 provide the capital needed to grow and expand your business ventures. Our commitment to providing personalized service means that we are here to assist you with refinancing options and eligibility inquiries as well. You can find more details about membership eligibility here. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. When you're ready to take the next step toward financial empowerment through our loan offerings, visit us online or stop by our branch!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $5,570,957, making it easier for you to secure the home you've always wanted.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,825,585 in loans helping members manage their finances effectively. These cards come with competitive rates and rewards tailored for everyday purchases.

Loan Aggregator

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Ensuring Accurate Comparisons

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Tongass