Tongass Credit Union Metlakatla AK | Affordable Auto Loans & Business Banking

Introduction

Welcome to Tongass at our Metlakatla Branch, where we've been proudly serving the community since 1963. Located conveniently at 92C Milton St, Metlakatla, AK 99926, we invite you to experience a credit union that prioritizes your financial well-being and community engagement. With a total membership of over 13,710 and assets amounting to an impressive $224,747,878, we are dedicated to helping our members achieve their financial goals. At Tongass, we understand that trust is essential in banking. That's why our committed team of 88 employees, led by CEO Helen Mickel and Board President Scott Edwards, focuses on delivering exceptional service tailored to meet your needs. Whether you're looking for personal banking options like checking and savings accounts or exploring auto loans and mortgages, we have the solutions for you. While members can visit us at our branch location, any official correspondence should be sent to PO Box 329, Metlakatla, AK 99926. We offer a variety of services including online and mobile banking, ATM access, and drive-thru services to ensure convenience at every turn. Our commitment to excellence is reflected in our total deposits of $15,893,141 and net worth of $30,781,733, showcasing our stability as a trusted financial partner. Join us today to see how we can help you thrive financially. For more information or assistance, feel free to call us at 907-228-8655 or visit our website at tongassfcu.com. Let's work together towards a brighter financial future!

Branch History & Mission

Join Us

Our drive-thru service and ATM availability add convenience for our members who are always on the go. With operating hours from 10 AM to 4 PM Monday through Thursday and 10 AM to 5 PM on Fridays, we're here when you need us most. We invite you to become part of the Tongass family today! Experience firsthand how we can help you navigate your financial journey with care and expertise. For more information about membership or to open an account online, please visit us at Tongass FCU or call us at 907-228-8655. Join us in building a brighter future together!

Our Journey

From our humble beginnings at 92C Milton St, we have continually evolved to meet the needs of our members. Our journey reflects not just growth in numbers but also in our mission to provide personalized financial services tailored for individuals and families. With a focus on community, we strive to create lasting relationships built on trust and support. As we expanded our services over the decades, we embraced technological advancements to enhance member experiences. Today, we offer online and mobile banking solutions that make managing finances easier than ever. We also ensure accessibility for all by adhering to ADA compliance standards.

Our Mission

At Tongass, our mission is simple yet profound: to empower our members financially while fostering a sense of community. We believe that everyone deserves access to quality financial services that can help them achieve their dreams whether it's buying a home, purchasing a vehicle, or managing everyday expenses. In addition to traditional banking services like checking and savings accounts, auto loans, mortgages, and personal loans, we are deeply committed to community outreach. We partner with local organizations to support initiatives that uplift and strengthen Metlakatla. While members can visit us at 92C Milton St Metlakatla Ak 99926, official correspondence should be sent to PO Box 329, Metlakatla, AK 99926 if needed.

Branch Location & Accessibility

Convenient Features

Our branch is designed with convenience in mind. With ample parking available right outside, you won't have to worry about finding a spot. We are also proud to offer ADA-compliant features, making it easy for everyone to access our services. If you prefer not to step inside, take advantage of our drive-thru banking option for quick transactions like deposits and withdrawals.

Operating Hours

We understand that life can get busy! That's why we keep our doors open with flexible hours: from 10 AM to 4 PM Monday through Thursday and until 5 PM on Fridays. Our friendly staff is here during these times to assist you with personal banking, auto loans, mortgage options, credit cards with rewards, and more.

Reach Out Today!

We invite you to stop by or give us a call at 907-228-8655 if you have any questions or need assistance. Our dedicated team is here to help you navigate your financial journey. Come visit us today and discover how Tongass Credit Union can support your goals!

Services Offered

At Tongass Credit Union's Metlakatla Branch, we offer a variety of services tailored to meet your needs. From checking and savings accounts to business banking solutions and online services, we aim to provide a comprehensive banking experience. Plus, our ATM is readily available for cash withdrawals and balance checks whenever you need it.

Member Eligibility

Welcome to the family at Tongass! Becoming a member is not just about opening an account; it's about joining a caring community where your financial well-being is our top priority. To become a part of our branch, you'll need to meet some friendly eligibility criteria. Generally, if you live, work, worship, or attend school in the area around Metlakatla, you're likely eligible. We warmly welcome individuals and families who seek personalized service and local support. Once you know you're eligible, opening an account is simple! You can easily start the process by visiting us at our location on 92C Milton St Metlakatla Ak 99926, or you can apply online through this link: https://forms.joinmycu.com/mop/928/apply . If you have any questions, don't hesitate to reach out by calling us at (907) 228-8655. For more detailed information about eligibility requirements, check out this resource: https://www.tongassfcu.com/about/membership/ . We can't wait to welcome you into our community!

Business Banking & Commercial Services

Merchant Services that Work for You

Imagine running your business without worrying about payment processing. Our merchant services simplify transactions, allowing you to focus on what you do best serving your customers. We offer reliable solutions that can adapt as your business grows, ensuring you never miss a sale. Whether you are located at 92C Milton St Metlakatla Ak 99926 in Metlakatla, AK, or anywhere nearby, reach out today at (907) 228-8655 to discover how our business banking solutions can empower your success!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $221 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $35,343,599, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Drive-Thru Services

Need cash quickly? Our ATM services allow for easy withdrawals and balance checks without stepping inside the branch. We also provide basic drive-thru banking services for deposits, withdrawals, and simple transactions making it easier than ever to access your funds when you're busy.

Credit Cards and Business Banking

Looking for a credit card that rewards your spending? Our credit cards come with great rewards programs that can benefit you every time you use them. Plus, if you're an entrepreneur or small business owner, we have tailored business banking services including merchant services and business loans to support your ventures.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we've embraced technology with robust online and mobile banking features. You can easily manage your accounts, transfer funds, pay bills, and even send money to friends through person-to-person payments all from the comfort of your home or on-the-go.

Join Us Today!

At Tongass, we understand that each member has unique financial needs. That's why we're committed to offering personalized service alongside comprehensive financial solutions. To learn more about how we can assist you or to open an account today, give us a call at (907) 228-8655 or visit us at 92C Milton St Metlakatla Ak 99926 in Metlakatla, AK. Your financial well-being is our priority!

Personal Banking Solutions

We know that managing your money can feel overwhelming at times. That's why our personal banking services are designed with you in mind. You can choose from various checking and savings accounts that fit your lifestyle and goals. If you're considering purchasing a new car or refinancing an existing loan, our auto loans and vehicle financing options make it easy to get on the road without breaking the bank. For those looking to buy a home, we offer mortgage loans and refinancing solutions that can help turn your dreams into reality. And if life throws unexpected expenses your way, our personal loans and debt consolidation services provide flexible options to help you regain control.

Digital & Online Banking

Accessibility & Ease-of-Use

Whether you're making payments with mobile payment options or opting for e-statements instead of paper ones, our goal is to make banking easier for you. No more waiting in lines; manage your account when it suits you best! Join us at Tongass and experience the convenience of digital banking tailored just for you. For more information, visit us online at https://www.tongassfcu.com/ or call us at (907) 228-8655 we're here to help!

Key Features

You can also enjoy electronic statements, which not only help you stay organized but are also better for the environment. Plus, if you're in need of a quick way to send money to friends or family, our person-to-person transfer feature makes it easy and fast. Just a few taps on your screen and you're done! Security is a top priority for us at Tongass. We use advanced encryption technologies to ensure that your personal information remains safe while you bank online. With electronic signature authorization available, signing documents digitally is secure and hassle-free.

Financial Strength

Commitment to Growth

With $11,624,182 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust, with $2,075 in used auto loans and $148,672,518 in total loans and leases to support your financial goals across various sectors.

Growing Membership Base

We're proud to report total share accounts of 32,331, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Tongass is your trusted partner. Visit us at 92C Milton St Metlakatla Ak 99926 or call (907) 228-8655 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Your savings are secured through $41,747,027 in share certificates and $5,633,744 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $301,791 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 81 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $30,781,733, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,413 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $25,474,067 in used vehicle loans and $6,009,058 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, making it easier than ever to secure the wheels you need.

Commercial Loans

For business owners seeking growth opportunities, our outstanding commercial loans totaling $35,343,599 provide the capital needed to expand your operations. We understand the unique challenges businesses face and aim to support your success. At Tongass, we are committed to providing exceptional service and lending solutions that work for you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. If you're interested in learning more about eligibility or starting an application process, visit us online or give us a call today!

Credit Cards and Personal Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,825,585 in loans helping members manage their finances effectively. Additionally, our personal loan options can assist with debt consolidation or other financial needs you may have.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $5,570,957, make buying or refinancing simple. We offer guidance throughout the process and various refinancing options that may benefit you.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

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Get Started Today

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TONGASS FEDERAL CREDIT UNION