Tongass Credit Union Klawock AK | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Tongass, your trusted financial partner located at Klawock Hollis Hwy, Klawock, AK 99925. Since our establishment in 1963, we have proudly served our community, growing alongside our members to create a strong and supportive financial environment. With a total membership of 13,710 and assets reaching an impressive $224,747,878, we are committed to providing personalized banking solutions that meet the diverse needs of our members. At Tongass, we understand that every financial journey is unique. That's why we offer a wide range of services including personal banking, auto loans, mortgages, and business banking solutions. Whether you're looking to buy your first home or expand your business with our tailored loan options, we're here to help you every step of the way. Our dedicated team of 88 employees, led by CEO Helen Mickel and Board President Scott Edwards, is always ready to assist you with expert advice and friendly service. While members can visit us at Klawock Hollis Hwy, official correspondence should be sent to PO Box 8, Klawock, AK 99925. Our branch operates during convenient hours from 10 AM to 5 PM Monday through Thursday and until 5:30 PM on Fridays, making it easy for you to get the support you need. With total loans amounting to 6,491 and deposits over $15,893,141, we take pride in being a stable resource for our members' financial aspirations. We believe in giving back to the community that has supported us for so long; thus, your trust is essential in helping us make a positive impact. Explore more about what we offer by visiting our website at tongassfcu.com. If you're ready to take the next step toward achieving your financial goals or have questions about our services, don't hesitate to call us at 907-755-2800. At Tongass Credit Union, we're more than just a bank; we're your partner for a brighter financial future!

Branch History & Mission

A Legacy of Community Focus

From humble beginnings, Tongass has evolved to meet the changing needs of our members and the community. We believe in the credit union philosophy of "people helping people," which drives us to offer personalized financial services tailored to each member's unique situation. Our dedicated team works tirelessly to provide everything from checking and savings accounts to auto loans and business banking solutions. Our mission is clear: we aim to empower our members with the financial tools they need while supporting local initiatives that uplift our community. Whether it's through educational programs or community outreach efforts, we are committed to making a positive impact right here in Klawock.

Commitment to Accessibility and Innovation

While members can visit us at Klawock Hollis Hwy, official correspondence should be sent to PO Box 8, Klawock, AK 99925. We understand that convenience matters. That's why we offer ATM services for easy access to your funds and have embraced digital banking solutions like online banking and mobile payments to make managing your finances simpler than ever. Our commitment extends beyond just technology; we ensure that our facilities are ADA compliant so that everyone can enjoy our services without barriers. Although we currently do not have drive-thru service or shared service centers, our focus remains on delivering exceptional personal service during our operating hours: Monday through Thursday from 10 AM to 5 PM and Friday until 5:30 PM.

Join Us in Making a Difference

As we continue this journey together, we invite you to become a part of the Tongass family. Join us today and experience firsthand how we're not just another financial institution; we're a partner in your financial well-being. Visit our website at tongassfcu.com or give us a call at 907-755-2800 for more information on membership eligibility or to open an account. Together, let's build a brighter future for ourselves and our community!

Branch Location & Accessibility

Contact Us Today!

Got questions? Don't hesitate to reach out! You can give us a call at (907) 755-2800 for assistance or simply drop by during our operating hours. We invite you to come experience everything Tongass has to offer your financial needs are important to us!

Convenient Access and Nearby Landmarks

Our location is not just easy to find; it's also surrounded by a few local landmarks that you might recognize. Just a short drive from the heart of Klawock, you'll find us easily accessible with ample parking available right outside. For those who may have mobility challenges, we are proud to be ADA compliant, featuring ramps and accessible entrances to ensure everyone can visit us comfortably. While you can come see us at Klawock Hollis Hwy Klawock Ak 99925, please remember that any official correspondence should be sent to our mailing address: PO Box 8, Klawock, AK 99925.

Operating Hours and Services Offered

We understand that life can be busy! That's why our lobby hours are designed with you in mind. We're open Monday through Thursday from 10 AM to 5 PM, and Fridays until 5:30 PM. Whether you're looking to set up checking and savings accounts, inquire about auto loans, or explore our credit card options with rewards, our friendly staff is here to help. In addition to personal banking services, we also offer business banking solutions tailored for local entrepreneurs. Plus, enjoy the convenience of ATM access for quick withdrawals and balance checks anytime.

Member Eligibility

At Tongass, becoming a member feels like joining a close-knit family that's dedicated to your financial well-being. If you live, work, or worship in the area, you're likely eligible to join us! We believe everyone deserves access to quality financial services, so we welcome individuals from diverse backgrounds. To find out if you meet the specific eligibility criteria, please take a moment to visit our detailed page at https://www.tongassfcu.com/about/membership/ . Joining is easy and straightforward simply head over to our account opening page at https://forms.joinmycu.com/mop/928/apply , and you'll be guided through the process in no time. If you have any questions or need assistance, don't hesitate to give us a call at (907) 755-2800. We're here to help you every step of the way as you embark on this exciting journey with us!

Business Banking & Commercial Services

Merchant Services

Imagine running your operations smoothly while effortlessly managing transactions. Our merchant services make it easier for you to accept payments, whether online or in-store. This means more time focusing on what you do best growing your business! Visit us at Klawock Hollis Hwy Klawock Ak 99925 in Klawock, AK, or call us at (907) 755-2800 to learn how we can assist you on your journey to success. Your vision is important, and we're here to support it every step of the way.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $221 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $35,343,599, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Solutions

For entrepreneurs and business owners, we offer specialized Business Banking services including merchant services and business loans. Imagine having the support needed to grow your business without the hassle of complicated financing processes.

Credit Cards and Rewards

If you're looking for a rewarding way to spend, consider our Credit Cards with Rewards program. Every swipe can bring you closer to rewards, whether it's cash back or points toward future purchases. It's like getting paid for spending wisely!

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we've invested in top-notch Online & Mobile Banking solutions. You can check balances, transfer funds, or pay bills from the comfort of your home or on-the-go using our mobile app. Plus, with ATM & Cash Withdrawal Services available around the clock, accessing your money has never been easier. Whether you're stopping by our branch at Klawock Hollis Hwy Klawock Ak 99925 or reaching out via phone at (907) 755-2800, we're here to assist you every step of the way. At Tongass, we believe that good financial health leads to strong communities, and we're excited to be part of your journey. Ready to explore how we can help? Visit us online at Klawock Branch or give us a call today!

Loans and Financing Options

When life presents opportunities like buying a new car or purchasing a home our Auto Loans & Vehicle Financing options are here to help you hit the road without stress. We also provide Mortgage Loans & Refinancing, ensuring you can secure the best rates available. For those unexpected expenses, our Personal Loans & Debt Consolidation products can give you peace of mind, allowing you to manage payments effectively and avoid financial strain.

Personal Banking

We understand that managing finances can sometimes feel overwhelming. That's why we offer Personal Banking services that include checking and savings accounts designed to fit various lifestyles. Imagine having a simple way to save for a vacation or keep track of your daily expenses. Our checking accounts come with features that make it easy to access your money whenever you need it.

Digital & Online Banking

Key Features

Our online banking service provides 24/7 access to your account, allowing you to check balances, transfer money, and pay bills without ever stepping foot in a branch. You can also enjoy the convenience of electronic statements, which are available for all members. Say goodbye to paper clutter and hello to easy access whenever you need it! If you're always on the go, our mobile application is perfect for you. It includes features like mobile payments, enabling you to make transactions quickly and securely with just a few taps on your smartphone. Plus, with person-to-person transfers, sending money to friends or family has never been easier.

Security & Convenience

Your security is our top priority. We utilize advanced security measures to ensure that your information is safe while you manage your accounts online. With electronic signature authorization available, signing documents digitally is both secure and efficient. At Tongass, we strive to provide user-friendly services that make banking a breeze. Whether you're accessing e-statements or using our mobile app for payments, you'll find everything is designed with your convenience in mind. In today's fast-paced world, having reliable digital banking options can make all the difference. Join us at Tongass and experience how our online services can simplify your banking needs!

Financial Strength

A Growing Community

Total Share and Deposit Accounts: 32,331, showing a strong and growing member base that trusts us with their finances. Our net shares amounting to $165,730 further indicate the funds available for lending and investments. In summary, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Tongass is your trusted partner. Visit us at Klawock Hollis Hwy Klawock Ak 99925 or call (907) 755-2800 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Commitment to Growth

With $11,624,182 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to support your financial goals is evident in our $2,075 in used auto loans and $148,672,518 in total loans and leases.

Member-Centric Approach

Members' savings are secured through $41,747,027 in share certificates and $5,633,744 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $301,791 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 81 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $30,781,733, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,413 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $25,474,067 in used vehicle loans and $6,009,058 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates that make financing your vehicle more affordable.

Business Loans

For business owners, our outstanding commercial loans totaling $35,343,599 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to invest in your existing business, we are here to help you succeed. At Tongass, we also understand the importance of making informed decisions. If you're considering refinancing options or want to know about eligibility requirements for any of our loan products, feel free to reach out. Our friendly staff is available at (907) 755-2800 during business hours to assist you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Visit us today or explore our website at https://www.tongassfcu.com/ for more information on how we can help you take the next step in your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $5,570,957, make buying or refinancing simple. We aim to streamline the mortgage process so you can focus on what matters most your new home.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $2,825,585 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits designed to enhance your spending power while keeping your budget in check.

Loan Aggregator

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This adherence guarantees that all offers presented are fair and transparent, allowing users to feel confident in their choices.

Key Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions, ensuring full transparency in what users see. - No Sponsored Listings: Unlike other comparison tools, LendMesh does not prioritize lenders based on paid promotions. The focus is solely on providing unbiased results. - Real-Time Rate Comparisons: Users receive up-to-date loan rates from multiple institutions, which aids in making informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

TONGASS FEDERAL CREDIT UNION