Tongass Credit Union Ketchikan AK | Low Mortgage Rates & Rewards Cards

Introduction

Welcome to Tongass, your trusted financial partner located at 2106 Tongass Ave, Ketchikan, AK 99901. Established in 1963, we have proudly served our community for over five decades, building lasting relationships with our 13,710 members. At Tongass, we understand that banking is more than just transactions; it's about empowering you to achieve your financial goals. With total assets of $224,747,878 and deposits amounting to $15,893,141, our credit union is committed to providing safe and reliable financial services. Our dedicated team of 88 employees is here to help you navigate a range of offerings from personal banking solutions including checking and savings accounts to auto loans and mortgage refinancing. While you can reach us directly at our branch location, please note that all official correspondence should be directed to the same address: 2106 Tongass Ave, Ketchikan, AK 99901. We are excited to support your journey towards financial wellness with services tailored to your needs. Under the leadership of our CEO, Helen Mickel, and Board President, Scott Edwards, we prioritize transparency and community engagement. Our strong net worth of $30,781,733 reflects our stability and commitment to our members. Whether you're looking for a new loan or need assistance with existing accounts, we invite you to visit us during our lobby hours from 9:30 AM to 5:30 PM, Monday through Friday. You can also give us a call at 907-225-9063 for any inquiries. Join us at Tongass today where your financial future is in good hands!

Branch History & Mission

Our Journey

From our humble beginnings at 2106 Tongass Ave, Ketchikan, AK 99901, we have witnessed significant milestones that reflect our dedication to serving the needs of our community. Our total assets have soared to an impressive $224,747,878, showcasing our strength and stability as a trusted financial partner. We take pride in offering a wide range of services including personal banking, auto loans, mortgage options, and business banking solutions. While members can visit us at our physical location for personalized service during our operating hours from Monday to Friday between 9:30 am and 5:30 pm, we also embrace technology to meet the evolving needs of our members. With features like online banking and mobile payments available, accessing your finances has never been easier.

Our Mission

At Tongass, our mission is simple yet powerful: to provide exceptional financial services while being a pillar of support for the community. We believe in empowering individuals with the resources they need to achieve their financial goals. Whether you're looking to buy your first car or save for your dream home, we're here to guide you every step of the way. We also recognize the importance of giving back. Through various partnerships and outreach efforts within Ketchikan and beyond, we strive to make a positive impact on the lives of those around us. If you need assistance or have any questions about our offerings, feel free to reach out at (907) 225-9063. While we are committed to providing excellent service at 2106 Tongass Ave Ketchikan Ak 99901, official correspondence should be sent to 2106 Tongass Ave, Ketchikan, AK 99901. Join us at Tongass and discover how we can help you thrive financially while being part of a caring community. We invite you to experience the benefits of membership with us today!

Branch Location & Accessibility

Convenient Access

Finding us is a breeze! Whether you're coming from downtown or just passing through, our location on Tongass Avenue puts you right where you need to be. We offer ample parking for our members, and our facilities are designed with accessibility in mind, ensuring that everyone can visit us comfortably.

Operating Hours

Our doors are open Monday through Friday from 9:30 AM to 5:30 PM, so you can drop by during your lunch break or after work. We understand that life can get busy, which is why we strive to provide convenient hours for all our members.

Services Offered

At Tongass Credit Union, we offer a range of services tailored to meet your financial needs. Whether you're looking for personal banking options like checking and savings accounts, seeking auto loans or mortgages, or needing business banking solutions, we've got you covered. Plus, with an ATM available on-site, accessing your cash is quick and easy. While members can visit us at 2106 Tongass Ave, official correspondence should be sent to the same address. For any inquiries or assistance, feel free to give us a call at 907-225-9063. We invite you to come experience the welcoming atmosphere of Tongass Credit Union today! Our dedicated team is here to help you achieve your financial goals.

Member Eligibility

Joining the Tongass community means becoming part of a welcoming family that supports you every step of the way. To become a member at Tongass, all you need is to meet a few simple eligibility criteria. If you live, work, or worship in Ketchikan or are related to someone who does, you're already on the right path! Membership is open to individuals and their families who share our commitment to building a better financial future together. For detailed information about eligibility requirements, feel free to visit our page at https://www.tongassfcu.com/about/membership/ . Opening an account is quick and easy! Just stop by our location at 2106 Tongass Ave Ketchikan Ak 99901, give us a call at (907) 225-9063, or check out our online application process at https://forms.joinmycu.com/mop/928/apply . We're excited to welcome you into the Tongass family, where you'll enjoy great financial products and personalized service tailored just for you!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, we offer comprehensive merchant services that simplify payment processing. Imagine being able to accept payments seamlessly at your storefront or online, making transactions easier for you and your customers. Our services help you focus on what really matters: growing your business. Located conveniently at 2106 Tongass Ave Ketchikan Ak 99901 in Ketchikan, AK, we invite you to reach out at (907) 225-9063 to learn how Tongass can be a trusted partner in your business journey. Let us help you turn your vision into reality!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $221 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $35,343,599, we continue to drive economic growth by financing new and expanding businesses. These loans are designed to meet your unique needs whether it's purchasing equipment, managing cash flow, or funding your next big project.

Comprehensive List Of Services

Business Banking Services

For small business owners, we also have specialized offerings. Our business banking services, including merchant services and business loans, are designed to support your growth. Whether you're just starting or looking to expand your operations, we're here to help you navigate the financial landscape with ease.

Connecting with Us

If you have questions or need assistance with any of our services, don't hesitate to reach out! You can call us at 907-225-9063 during our operating hours from Monday through Friday between 9:30 AM and 5:30 PM. We are located at 2106 Tongass Ave Ketchikan AK 99901, ready to assist you in any way possible. At Tongass, we're not just about transactions; we're about building relationships and supporting our community's financial well-being. Explore how we can serve you today by visiting our website at www.tongassfcu.com or consider joining us by applying for membership here. Let's work together toward achieving your financial goals!

Digital Banking Convenience

In today's fast-paced world, having access to your accounts anytime is crucial. That's why at Tongass, we provide robust online and mobile banking features that allow you to manage your finances from anywhere. You can easily check balances, transfer funds, and pay bills all at your fingertips! Plus, with our ATM services available throughout Ketchikan and surrounding areas, accessing cash has never been simpler.

Personal Banking Solutions

We offer a variety of personal banking options to help you manage your money effectively. With our checking and savings accounts, you can choose the right account for your lifestyle, ensuring easy access to your funds. For those looking to purchase a new vehicle, our auto loans and vehicle financing options come with competitive rates, making it easier for you to hit the road without breaking the bank. If you're considering buying a home, our mortgage loans and refinancing services are tailored to fit your needs, helping you find the best path to homeownership. Additionally, for unexpected expenses or consolidating debt, we provide personal loans and debt consolidation solutions that can give you peace of mind. Don't forget about our credit cards with rewards a smart way to earn while you spend!

Digital & Online Banking

Key Services

With just a few clicks, you can dive into our online banking platform at https://www.tongassfcu.com/ . Whether you're checking balances, transferring funds, or reviewing transactions, everything is right at your fingertips. Plus, enjoy the added benefit of E-Statements for a paperless experience that keeps your information organized and accessible. Need to make quick payments? Our Mobile Payments feature allows you to pay bills or send money directly from your smartphone. Speaking of smartphones, don't forget to download our Mobile Application! It's packed with features that make banking on the go simple and efficient.

Security and Accessibility

Security is our top priority. With options like Electronic Signature Authorization, you can sign documents securely without the hassle of printing. Plus, if you ever need to send money to friends or family, our Person-to-Person Transfers make it easy to send cash instantly. Our 24/7 Online Banking Services mean you're never out of touch with your finances. Whether it's day or night, you can manage your accounts in real-time. We believe that accessing your money should be straightforward and stress-free. Join us at Tongass today and experience the ease and security of modern banking!

Financial Strength

Commitment to Innovation and Growth

With $11,624,182 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is significant; we have $2,075 in used auto loans and $148,672,518 in total loans and leases, supporting your financial goals across various sectors.

Growing Trust Among Members

We currently manage a total of 32,331 share and deposit accounts, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments stand at $165,730, highlighting our commitment to fostering community growth. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Tongass is your trusted partner. Visit us at 2106 Tongass Ave Ketchikan Ak 99901 or call (907) 225-9063 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Member-Centric Savings Options

Your savings are secure with us! We have $41,747,027 in share certificates and $5,633,744 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $301,791, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 81 full-time employees and 7 part-time employees who are dedicated to serving you with knowledge and care.

Strong Financial Position

With a net worth of $30,781,733, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This robust net worth reflects our commitment to responsible management and growth. Additionally, our net worth ratio of $1,413 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $25,474,067 in used vehicle loans and $6,009,058 in new vehicle loans already helping members get on the road. We provide flexible terms to make sure you find an option that fits your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $35,343,599 provide the capital needed to grow and expand your business. We understand the unique needs of small businesses and are here to support you every step of the way. If you're interested in refinancing or learning about eligibility options for any of these loan products, please don't hesitate to contact us at (907) 225-9063. Our team is ready to assist you during our operating hours from Monday to Friday between 9:30 AM and 5:30 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore how we can assist you today!

Credit Card Loans

Managing everyday expenses is easier with our unsecured credit card loans. We also offer flexible terms on unsecured credit card loans, with a total of $2,825,585 in loans helping members manage their finances effectively. Enjoy the convenience of making purchases without the burden of high-interest rates.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $5,570,957, make buying or refinancing simple. We are committed to guiding you through the mortgage process so you can focus on what matters most.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions, ensuring transparency in your choices. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results, putting users' needs first. - Real-Time Rate Comparisons: Users have access to up-to-date loan rates from multiple institutions, enabling them to make well-informed decisions. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Ready to explore your options? Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This rigorous approach guarantees that users receive fair and transparent offers.

TONGASS FEDERAL CREDIT UNION - Ketchikan, AK