Tongass Credit Union Ketchikan AK | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Tongass, your trusted credit union located at 2000 Tongass Ave, Ketchikan, AK 99901. Since our establishment in 1963, we have proudly served our community with a commitment to helping our members achieve their financial goals. With over 13,710 members and total assets of $224,747,878, we have built a solid foundation based on trust, reliability, and community support. At Tongass, we understand that every member's financial journey is unique. That's why we offer a wide range of services tailored just for you whether it's personal banking, auto loans, or business financing. Our dedicated team of 88 employees, led by our CEO Helen Mickel and Board President Scott Edwards, is here to provide you with personalized service and expert guidance. With total deposits reaching $15,893,141 and a net worth of $30,781,733, we are well-positioned to support your financial needs. Our commitment extends beyond numbers; we strive to make a positive impact in the Ketchikan community through various initiatives and programs. While you can visit us at our branch for all your banking needs, please note that official correspondence should be directed to our mailing address: 2000 Tongass Ave, Ketchikan, AK 99901-6046. Explore what makes us different! Visit our website at www.tongassfcu.com or call us at 907-225-9063 to learn more about how we can assist you today. Join us in building a brighter financial future together!

Branch History & Mission

At Tongass, we take pride in our rich legacy and commitment to serving the community of Ketchikan, Alaska. Established in 1963, our branch has grown alongside our members, evolving into a trusted financial institution with deep roots in the community. From our humble beginnings to now serving over 13,710 members, we have always focused on providing exceptional service and support to those who walk through our doors at 2000 Tongass Ave, Ketchikan, AK 99901. Our mission is simple yet impactful: to empower individuals and families by offering accessible financial services that foster growth and stability. We believe that everyone deserves a chance to achieve their financial dreams, whether it's buying a first car or securing a home loan. Our total assets now exceed $224 million, reflecting our strength and ability to provide valuable resources for our members. As part of our dedication to customer service, we offer a wide range of products including checking and savings accounts, auto loans, mortgage financing, personal loans, and credit cards with rewards. Our digital advancements ensure that you can manage your finances easily from anywhere whether it's online banking or mobile payments. We are also committed to accessibility; our facilities comply with ADA standards so that all members can comfortably utilize our services. While we thrive on providing financial products, we also prioritize community support through various outreach programs. Whether partnering with local schools or participating in community events, we strive to make a positive impact in Ketchikan and its surrounding areas. For your convenience, while members can visit us at 2000 Tongass Ave for all banking needs, official correspondence should be sent to 2000 Tongass Ave, Ketchikan, AK 99901-6046. We invite you to experience the benefits of being part of the Tongass family. Join us today and discover how we can help you achieve your financial goals! Feel free to reach out at 907-225-9063 or explore more on our website at tongassfcu.com.

Branch Location & Accessibility

Contact Us

If you have any questions or want more information about our services, feel free to call us at 907-225-9063. We're always happy to assist! While members can visit us at our physical location, official correspondence should be sent to our mailing address at 2000 Tongass Ave, Ketchikan, AK 99901-6046. Come visit us today at Tongass Credit Union your community partner in financial success!

Convenient Access

At Tongass, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ramps, ensuring that everyone can easily access our services. There's ample parking available right outside, so you won't have to worry about finding a spot when you arrive.

Operating Hours and Services

We know how busy life can get, which is why we offer flexible hours to fit your schedule. Our lobby is open from 9:00 AM to 5:30 PM on weekdays, and if you need quick service, our drive-thru is available from 9:00 AM to 5:30 PM as well. We also welcome you on Saturdays from 10:00 AM to 2:00 PM, making it easy for you to stop by when it's convenient for you. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgage refinancing, our friendly staff is ready to help. We also offer ATM services for quick cash withdrawals and balance checks whenever you need them.

Member Eligibility

At Tongass, we believe that everyone deserves a chance to be part of a supportive financial community. Becoming a member is simple and welcoming! If you live, work, or go to school in the Ketchikan area, or if you have family members who are already members, you're eligible to join us. This means you can access our range of services designed just for you, from personal loans to convenient banking options. We pride ourselves on being more than just a credit union; we're a place where your financial goals matter and where you'll find friendly faces ready to assist you. Ready to take the next step? Opening an account at Tongass is straightforward! You can start the process online by visiting our account opening page at https://forms.joinmycu.com/mop/928/apply. If you have any questions or need assistance, don't hesitate to call us at (907) 225-9063. For detailed eligibility criteria, please check out our membership page at https://www.tongassfcu.com/about/membership/. We can't wait to welcome you into our community at 2000 Tongass Ave Ketchikan Ak 99901!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine a busy Saturday at your café; with our merchant services, customers can easily pay using their cards or mobile wallets, allowing you to serve more people without hassle. This means quicker transactions and happier customers, helping you focus on what matters most: growing your business. Visit us at 2000 Tongass Ave Ketchikan Ak 99901 or call us at (907) 225-9063 to explore how our business banking and commercial services can support your success!

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $221 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $35,343,599, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

Running a business comes with its own set of challenges, and we're here to support you with tailored solutions. Our business banking services include essential offerings like merchant services and business loans designed to help your venture thrive. Whether you're just starting out or looking to expand, we have resources available to assist you.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we provide comprehensive online and mobile banking services. With our user-friendly platforms, you can easily manage your accounts, pay bills, transfer money, and even send money directly to friends or family through our person-to-person payment system. If you're ever on the go or simply prefer not to visit the branch in person, our ATM services are readily available for cash withdrawals and balance checks. Additionally, our drive-thru service is designed for quick deposits, withdrawals, and simple transactions without leaving your vehicle.

Personal Banking Solutions

For those managing everyday finances, our personal banking services cover everything you need. We offer checking and savings accounts designed to fit various lifestyles and goals. Need a new car? Our auto loans and vehicle financing options make it simple to get behind the wheel without breaking the bank. If home ownership is on your horizon, our mortgage loans and refinancing products can guide you through that journey with ease. In addition, we understand that life can be unpredictable. Our personal loans and debt consolidation services provide you with flexible financing options to help manage unexpected expenses or simplify your debt repayment process. Plus, don't forget about our credit cards with rewards, which can turn your everyday purchases into exciting benefits!

Your Financial Partner

At Tongass, we believe in building lasting relationships with our members based on trust and support. Our team is dedicated to helping you navigate your financial journey with personalized advice and accessible resources. If you're ready to explore how we can serve you better or if you have any questions about our offerings, please don't hesitate to reach out! You can contact us at 907-225-9063 or visit us in person at our branch location in Ketchikan. Join us today at Tongass where your financial success is our priority!

Digital & Online Banking

Key Features

One of the standout features is our electronic signature authorization. This allows you to sign documents digitally, saving you time and making transactions smoother. If you enjoy using your smartphone, our mobile application provides all the essential banking tools right at your fingertips. You can even make mobile payments, so paying for purchases is quick and easy. Need to send money to a friend? Our person-to-person transfers let you do just that in a matter of seconds! No more waiting for checks to clear or dealing with cash just quick and secure transfers straight from your account.

Security and Accessibility

We prioritize your security with robust protections in place for all online activities. Your information is safe while using our services. Enjoy the peace of mind knowing that you can manage your finances securely from anywhere. Whether you're checking your balance late at night or transferring money during lunch, our online banking options are designed to fit seamlessly into your busy life. With Tongass, accessing your money has never been easier or more secure!

Financial Strength

Building Trust Together

Net Shares (Funds available for lending and investments): $165,730. Total Share and Deposit Accounts: 32,331, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Tongass is your trusted partner. Visit us at 2000 Tongass Ave Ketchikan Ak 99901 or call (907) 225-9063 to learn more about how we can help you achieve your financial goals.

Commitment to Growth and Service

With $11,624,182 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $2,075 in used auto loans and $148,672,518 in total loans and leases. Our operational efficiency is reflected in our $301,791, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 81 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Opportunities

Members' savings are secured through $41,747,027 in share certificates and $5,633,744 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $30,781,733, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,413 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $25,474,067 in used vehicle loans and $6,009,058 in new vehicle loans already helping members get on the road. We provide flexible terms that cater to your budget, ensuring that you can drive away with confidence.

Business Loans

For business owners, our outstanding commercial loans totaling $35,343,599 provide the capital needed to grow and expand. We understand the unique challenges that businesses face and are committed to supporting local enterprises with tailored financing solutions.

Eligibility and Refinancing Options

We also recognize that circumstances change. If you're considering refinancing or want to check your eligibility for any of our loan products, don't hesitate to reach out. Our team is ready to assist you with all necessary information and guidance tailored to your specific needs. At Tongass, we prioritize transparency and member satisfaction. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to support your journey towards financial success let's take the next step together!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $5,570,957, make buying or refinancing simple. We know that purchasing a home is a significant commitment, and our experienced staff is here to guide you through every step of the process.

Unsecured Credit Cards

Managing finances effectively is crucial, and that's where our unsecured credit card loans come into play. With a total of $2,825,585 in loans available, we provide flexible terms to help you manage your expenses while building your credit history.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This tool helps you navigate the lending landscape with ease, ensuring that you have access to the most accurate information. LendMesh ensures accurate loan comparisons by sourcing loan data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to using verified sources guarantees that users receive fair and transparent offers tailored to their needs. One of the standout features of LendMesh is its use of verified data. All loan offers are sourced from legitimate financial institutions, which fosters trust and transparency in the comparison process. Unlike other platforms, LendMesh does not prioritize lenders based on paid promotions there are no sponsored listings here. This means you can be confident that the results you see are unbiased and based solely on your specific requirements. Additionally, LendMesh provides real-time rate comparisons from multiple institutions. This feature allows users to make informed decisions quickly and efficiently. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Ready to find the best rates for your needs? Compare real-time loan offers today at LendMesh. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Tongass