Tongass Credit Union Haines AK | Affordable Auto Loans & Business Banking

Introduction

Welcome to Tongass, your trusted financial partner located at 138 2Nd Ave S, Haines, AK 99827. Since our establishment in 1963, we have proudly served our community with a commitment to helping our members achieve their financial goals. With a dedicated membership of 13,710 and total assets of $224,747,878, we work tirelessly to provide exceptional services tailored to your needs. At Tongass, we understand that every member is unique, which is why we offer a variety of banking options including personal checking and savings accounts, auto loans, mortgage refinancing, and business banking solutions. Our total deposits stand at an impressive $15,893,141, reflecting the trust our members place in us. We also maintain a net worth of $30,781,733, ensuring that we can continue to support you with solid financial backing. Our leadership team is committed to your success. Under the guidance of CEO Helen Mickel and Board President Scott Edwards, we are focused on building lasting relationships within our community. Our friendly staff of 88 employees is always ready to assist you with any inquiries you may have. Whether you're visiting us for everyday banking or exploring more complex financial services like personal loans or debt consolidation, we're here for you. While members can visit us at the branch address mentioned above, please send any official correspondence to our mailing address: 2000 Tongass Ave, Ketchikan, AK 99901-6046. Join us today and discover how Tongass can help you thrive financially! For more information or to speak with one of our representatives, don't hesitate to call us at 907-766-3210. Visit our website at tongassfcu.com to learn more about our services and how we can support your financial journey!

Branch History & Mission

Welcome to the Haines Branch of Tongass Credit Union, where our story began in 1963. Since our doors opened at 138 2Nd Ave S, Haines, AK 99827, we have been dedicated to providing financial solutions and community support to our members. Over the years, we have grown from a small credit union into a trusted financial partner for over 13,710 members and counting. Our mission is simple yet impactful: to empower our members by offering exceptional banking services while fostering a sense of community. We understand that financial needs can vary greatly from person to person. That's why we provide a range of services, including personal banking accounts, auto loans, mortgage options, and business banking solutions. Whether you're looking to save for the future or invest in your dreams, we are here to guide you every step of the way. At Tongass Credit Union, we pride ourselves on being more than just a financial institution. Our commitment extends beyond banking; we actively engage with local initiatives and partnerships that uplift our community. From sponsoring local events to supporting educational programs, we believe that investing in our community strengthens us all. In today's digital world, we also prioritize accessibility and convenience for our members. With services like online and mobile banking, e-statements, and ATM access available at our branch, managing your finances has never been easier. Although we do not currently offer drive-thru services or shared service centers, our friendly staff is always ready to assist you during lobby hours from Monday to Friday, 9:30 am - 5:00 pm. While members can visit us at 138 2Nd Ave S Haines Ak 99827, official correspondence should be sent to our mailing address at 2000 Tongass Ave, Ketchikan, AK 99901-6046. Should you have any questions or wish to learn more about membership opportunities at Tongass Credit Union, feel free to give us a call at (907) 766-3210. Join us as we continue our journey of growth and service! Experience the benefits of being part of a community-focused credit union that truly cares about its members' financial well-being. Together, let's build a brighter future!

Branch Location & Accessibility

Welcome to the Tongass Haines Branch, your friendly financial partner located right at 138 2Nd Ave S in beautiful Haines, Alaska. Our branch is conveniently situated near local landmarks, making it easy for you to stop by. Whether you're heading home or out for a stroll around town, we're here to serve your banking needs. At Tongass, we understand that accessibility is key for our members. Our branch is designed with everyone in mind, featuring ADA-compliant entrances and ample parking space to ensure a smooth visit. While you're here, take advantage of our ATM services, available for quick cash withdrawals and balance checks whenever you need them. Our lobby hours are designed to fit your busy schedule, open from Monday to Friday between 9:30 AM and 5:00 PM. If you have any questions or need assistance, don't hesitate to give us a call at 907-766-3210. Our team is always ready to help you navigate your financial journey. For those who may need to send us official correspondence, please note that while our branch address is 138 2Nd Ave S Haines Ak 99827, you can reach us via mail at 2000 Tongass Ave, Ketchikan, AK 99901-6046. We invite you to come visit us at the Tongass Haines Branch today! Whether you're looking for personal banking services like checking and savings accounts or loans for your next adventure, we've got you covered. Join our community of satisfied members who trust us with their financial needs. We look forward to seeing you soon!

Member Eligibility

At Tongass, we believe that everyone deserves a chance to be part of a caring community focused on helping you achieve your financial goals. Becoming a member is simple and welcoming! If you live, work, or worship in our service area or have a family member who is already a member, you're eligible to join us. Our community-oriented approach means that we prioritize your needs and aim to provide personalized financial solutions just for you. To find out more about the specific eligibility criteria, feel free to check out our detailed information at https://www.tongassfcu.com/about/membership/ . Once you're ready to take the next step towards membership, opening an account is just as easy! You can apply online through this link: https://forms.joinmycu.com/mop/928/apply . If you have any questions or need assistance along the way, don't hesitate to reach out to us at (907) 766-3210. We're here to help you every step of the way as you join the Tongass family at our Haines location, located at 138 2Nd Ave S Haines Ak 99827. Welcome aboard!

Business Banking & Commercial Services

Merchant Services for Everyday Needs

Imagine having the tools you need to accept payments easily whether you run a coffee shop or a tech startup. Our merchant services can help streamline your transactions, making it simple for customers to pay and for you to manage sales. This means less time worrying about payments and more time focusing on what matters most: growing your business. Located at 138 2Nd Ave S Haines Ak 99827, Haines, AK, we invite you to explore how our dedicated team can assist you. Let's work together to unlock your business's potential! For more information, give us a call at (907) 766-3210 or visit us online at https://www.tongassfcu.com/ .

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $221 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $35,343,599, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

At Tongass, we also cater to local businesses with our comprehensive business banking services. From merchant services that simplify payment processing to business loans that help fuel your growth, we're committed to supporting the entrepreneurial spirit in our community.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking options. With just a few taps on your device, you can manage your accounts, transfer funds, and even pay bills from anywhere at any time. Our ATM services ensure you have access to cash when you need it most, making withdrawals and balance checks quick and easy.

Join Us Today!

Whether you're looking for personal finance solutions or business support, Tongass has something for everyone. We invite you to experience our friendly service firsthand. Visit us at 138 2Nd Ave S Haines Ak 99827, give us a call at (907) 766-3210, or check out more about our offerings online at Haines Branch. We're excited to help you achieve your financial goals!

Personal Banking Solutions

We understand that managing your finances can be challenging. That's why we offer personal banking services like checking and savings accounts designed to help you save for the future while enjoying easy access to your money today. Our accounts come with features that make everyday transactions simple, so you can focus on what matters most to you. When it's time to buy a new car, our auto loans and vehicle financing options are here to help. We aim to make the process straightforward and affordable, allowing you to hit the road without breaking the bank. If homeownership is on your mind, consider our mortgage loans and refinancing solutions, which provide flexible terms tailored to fit your budget. For those unexpected expenses or projects, our personal loans and debt consolidation services can provide the financial support you need. Plus, don't forget about our credit cards with rewards! They offer not only convenience but also the opportunity to earn points on your purchases perfect for those who love to shop or travel.

Digital & Online Banking

Always Here for You

With 24/7 online banking services available at Tongass, you'll never have to wait until business hours to access your accounts or get assistance. We prioritize security with every transaction, so you can bank with peace of mind knowing that your information is protected. Experience the convenience and control that come with digital banking at Tongass. Explore all our online features today and discover how easy managing your finances can be!

Key Features for Your Convenience

We know that managing money should be hassle-free. That's why we offer electronic signature authorization, allowing you to sign documents quickly and securely from home. Plus, e-statements are available to help you keep track of your finances without the clutter of paper statements. It's all about providing you with the flexibility to manage your accounts in a way that suits your lifestyle. For those looking to send money easily, our person-to-person transfer feature is perfect for splitting bills or sending gifts to friends and family. And if you're looking to make quick purchases, our mobile payments feature lets you pay directly from your phone with ease.

Financial Strength

A Solid Foundation

With a net worth of $30,781,733, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,413 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Growing Together

Total Share and Deposit Accounts: 32,331, show a strong and growing member base that trusts us with their finances. With net shares available for lending and investments totaling $165,730, we are here to help you achieve your dreams. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Tongass is your trusted partner. Visit us at 138 2Nd Ave S Haines Ak 99827 or call (907) 766-3210 to learn more about how we can help you achieve your financial goals.

Investing Back into You

With $11,624,182 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment extends to lending as well; with $2,075 in used auto loans and $148,672,518 in total loans and leases, our lending capacity supports your financial goals across various sectors.

Operational Efficiency

Our $301,791 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 81 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Your Savings Are Secure

Members' savings are secured through $41,747,027 in share certificates and $5,633,744 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $25,474,067 in used vehicle loans and $6,009,058 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to make your car-buying experience as smooth as possible.

Commercial Loans

For business owners, our outstanding commercial loans totaling $35,343,599 provide the capital needed to grow and expand your business. We understand the unique challenges entrepreneurs face and are committed to supporting your vision with tailored lending solutions. If you're considering refinancing any of these loans or want more information on eligibility options, our team is here to help. You can reach us at (907) 766-3210 or visit us at our branch located at 138 2Nd Ave S Haines Ak 99827, Haines, AK. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Tongass, we prioritize providing personalized service and understanding that each member's financial journey is unique. Let us assist you today!

Credit Lines and Credit Cards

Managing day-to-day expenses is easier with our credit lines, totaling $130,606,766. We also offer flexible terms on unsecured credit card loans, with a total of $2,825,585 in loans helping members manage their finances effectively. These products are designed to give you access to funds when you need them without added stress.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $5,570,957, make buying or refinancing simple. We can guide you through the process to ensure you find the right mortgage solution for your needs.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers. By partnering with legitimate lenders, LendMesh guarantees that the information presented is accurate and up-to-date.

TONGASS FEDERAL CREDIT UNION