Tonawanda Valley Credit Union Batavia NY | Best Auto Loans & Checking

Introduction

Welcome to Tonawanda Valley, your trusted financial partner in the heart of Batavia, NY. Established in 1975, our credit union has been dedicated to providing exceptional service and support to our community for nearly five decades. With a strong commitment to our members, we currently serve over 13,000 individuals and families, offering a range of financial products tailored to meet your needs. Located at 10 Jefferson Square Ave, we invite you to visit us for all your banking needs. For official correspondence, please send mail to P O Box 398, Batavia, NY 14021-0398. Our branch is easily accessible and equipped with essential services such as online banking and an ATM, ensuring you can manage your finances conveniently. At Tonawanda Valley, we pride ourselves on our robust financial health, boasting total assets of $151,988,088 and total deposits reaching $10,342,198. Our ability to offer competitive loans over 8,341 loans and leases reflects our dedication to empowering members through personal and business financing solutions. Led by our CEO Kristine Duran and Board President Leslie Strollo, our team of 38 employees is here to provide personalized service that builds lasting relationships within our community. Whether you're looking for auto loans, mortgages, or credit cards with rewards, we have something for everyone. We believe in giving back to the community that supports us. With a net worth of $15,046,924, we're not just a bank; we're a part of your neighborhood. Our goal is to help you achieve your financial dreams while ensuring that you feel valued every step of the way. Ready to experience the difference? Reach out today at (585) 343-5627 or visit us online at Tonawanda Valley FCU. Join us in fostering a brighter financial future together!

Branch History & Mission

Community Engagement

Our commitment goes beyond banking; it extends into the heart of Batavia. We actively engage in community outreach efforts and partnerships that aim to uplift those around us. Whether it's sponsoring local events or providing educational resources about financial literacy, we believe in giving back to the community that has supported us throughout the years. While you can visit us at 10 Jefferson Square Ave, official correspondence should be sent to P O Box 398, Batavia, NY 14021-0398 if necessary. For any inquiries or assistance, feel free to reach out at (585) 343-5627 during our operating hours: Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM. We invite you to join us at Tonawanda Valley and experience the difference of being part of a credit union that genuinely cares about its members and community. Together, let's build a brighter financial future!

Our Mission

At Tonawanda Valley, our mission is clear: to empower our members by providing quality financial services that meet their needs while promoting community development. We believe in creating lasting relationships built on trust and integrity. Our team is dedicated to ensuring that each member feels valued and supported as they work toward their financial goals. We are also committed to embracing technology to enhance your banking experience. With online banking, mobile payments, and electronic statements available, managing your finances has never been easier. Additionally, we strive to maintain ADA compliance so that all members can access our services comfortably.

Branch Location & Accessibility

Convenient Access and Parking

When you arrive at our branch, you'll find ample parking available, ensuring a hassle-free experience. Our facility is ADA compliant, featuring ramps and wide doors to accommodate all members of our community. Whether you're coming in for personal banking services or just to chat with one of our friendly staff members, we strive to make your visit comfortable.

Get in Touch!

Ready to experience what Tonawanda Valley has to offer? Give us a call at 585-343-5627 or come on down during our operating hours! We look forward to helping you achieve your financial goals right here in Batavia!

Operating Hours That Work for You

At Tonawanda Valley, we value your time. Our lobby hours are set from Monday to Thursday between 9 AM and 5 PM, and on Fridays, we're open until 6 PM. This means you can stop by after work or during your lunch break without any stress!

Services Tailored for Your Needs

We offer a range of services designed to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. If you're looking for business banking solutions or need help with mortgage refinancing, our knowledgeable staff is here to assist you every step of the way. Plus, enjoy the convenience of ATM access and basic drive-thru banking for deposits and withdrawals. While members can visit us at 10 Jefferson Square Ave, official correspondence should be sent to P O Box 398, Batavia, NY 14021-0398 if needed.

Member Eligibility

At Tonawanda Valley, we believe that becoming a member is like joining a close-knit family where everyone supports each other. If you're looking to enjoy personalized financial services and benefits, you're in the right place! To become a member of our community, you simply need to meet a few friendly eligibility requirements. Generally, individuals who live, work, or worship in our local area are welcome to join us. This means that if you're part of the Batavia community or nearby, we would love to have you as a member. For more detailed information about eligibility criteria, feel free to visit this page for the latest updates. Getting started with your membership is easy! You can open an account by visiting us at our branch located at 10 Jefferson Square Ave Batavia Ny 14020, or simply give us a call at 585-343-5627 during our operating hours, which are Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM. We're here to help you every step of the way as you embark on this exciting journey with us!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, we offer comprehensive merchant services designed to simplify transactions for your business. Imagine being able to accept payments seamlessly from your customers whether they prefer credit cards, mobile payments, or contactless options. This convenience not only enhances customer satisfaction but also boosts your sales potential. Located at 10 Jefferson Square Ave Batavia Ny 14020, Batavia, NY 14,020, our team is ready to help you navigate the financial landscape so you can focus on what matters most growing your business. For more information or to discuss how we can assist you further, call us at (585) 343-5627 today!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Drive-Thru Services

We also offer practical ATM & Cash Withdrawal Services, along with basic drive-thru banking for quick deposits, withdrawals, and simple transactions. It's all about giving you the flexibility and ease of access you deserve. At Tonawanda Valley, we understand that each member has unique financial needs. That's why we strive to provide comprehensive services designed just for you. If you'd like more information or want to explore how we can assist with your financial journey, please reach out at (585) 343-5627 or visit us at our location: 10 Jefferson Square Ave Batavia Ny 14020. Join us today at Tonawanda Valley Fcu, where we're committed to helping you achieve your financial goals!

Auto Loans & Vehicle Financing

If you're considering buying a new car or financing a vehicle, our Auto Loans & Vehicle Financing can help you hit the road without breaking the bank. With competitive rates and flexible terms, we make it easy for you to drive away in the vehicle of your choice.

Business Banking

For small business owners, our Business Banking services include merchant services and business loans tailored specifically for entrepreneurs. Let us partner with you in growing your business by providing the financial tools you need.

Credit Cards with Rewards

Don't forget about our rewarding Credit Cards with Rewards! Use them for everyday purchases and earn points that can be redeemed for travel, merchandise, or cash back. It's an excellent way to make the most out of your spending.

Home Loans

Thinking about buying a home? We provide Mortgage Loans & Refinancing options that cater to first-time buyers as well as seasoned homeowners looking to refinance. Our team is here to guide you through the process, making it straightforward and stress-free.

Online & Mobile Banking

In today's fast-paced world, convenience is key. Our robust Online & Mobile Banking features allow you to manage your accounts anytime, anywhere. With easy access to check balances, transfer funds, and pay bills right from your smartphone or computer, banking has never been simpler.

Personal Banking

For those who need reliable banking options, we offer Personal Banking services that include checking and savings accounts. Imagine having a hassle-free way to manage your money while earning interest on your savings. Our accounts are designed with you in mind, ensuring you can easily access your funds when needed.

Personal Loans

Sometimes life throws unexpected expenses your way. Our Personal Loans & Debt Consolidation options are here to support you during those times. Whether it's for medical bills or consolidating debt into one manageable payment, we aim to offer solutions that fit your situation.

Digital & Online Banking

Enjoy Real-Time Account Management

Our mobile payments feature allows you to make purchases directly from your phone, offering a fast and secure way to handle transactions without carrying cash or cards. And if you're ever worried about missing something important, rest assured that all these features are designed with user-friendliness in mind. Managing your finances should be straightforward and stress-free. With Tonawanda Valley's digital banking options, you can enjoy real-time account management tailored to fit your lifestyle. Experience the convenience today!

Key Features of Our Digital Banking Services

With just a few clicks at Tonawanda Valley's Online Banking, you can access your accounts 24/7. This means no more rushing to the bank before closing time! Check your balance, transfer funds, and pay bills right from your computer or mobile device. If you prefer using an app, our mobile application makes it even easier to bank on the go. One of the highlights of our services is the ability to send money directly to friends or family through our person-to-person transfer feature. It's quick and hassle-free perfect for those times when you need to settle up for dinner or share expenses with a buddy. We also prioritize security in all our digital offerings. With electronic signature authorization available, signing important documents has never been safer or simpler. Plus, you can opt for e-statements instead of paper ones helping you stay organized while being kinder to the environment.

Financial Strength

Growing Together

Total Share Accounts stand at 25,124, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $290,659. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Tonawanda Valley is your trusted partner. Visit us at 10 Jefferson Square Ave Batavia Ny 14020 or call (585) 343-5627 to learn more about how we can help you achieve your financial goals.

Investing in Growth

With $12,372,679 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $1,460 in used auto loans and $86,911,992 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $2,428,792 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $1,307,056 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 37 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $15,046,924, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $989 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $24,247,204 in used vehicle loans and $10,654,305 in new vehicle loans already helping members get on the road. Whether you're looking for financing for a brand-new vehicle or a reliable used car, we have options tailored just for you.

Credit Lines and Additional Options

For those needing extra cash flow or support with unexpected expenses, our total credit lines available amount to $5,500,000. This line of credit can give you peace of mind knowing that funds are available when you need them. If you're considering refinancing any existing loans or need assistance determining eligibility for our loan products, don't hesitate to reach out to us at (585) 343-5627. Our team is here to guide you through every step of the process. All performance insights and financial data presented are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Visit us at 10 Jefferson Square Ave Batavia NY 14020 to learn more about how we can assist you with your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $8,047,141, allowing you to take that important step towards owning your home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $4,093,262 in loans helping members manage their finances effectively. These cards provide the convenience and flexibility needed for everyday purchases without the burden of collateral.

Loan Aggregator

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This means users can trust that the information they receive reflects fair and transparent offers. Each loan listing is verified, providing a clear picture of available options.

Key Benefits of Using LendMesh

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TONAWANDA VALLEY FEDERAL CREDIT UNION