Together Credit Union Toledo OH | Low Mortgage Rates & Auto Loans

Introduction

Community Commitment

At the heart of Toledo Urban is our commitment to the community. We believe in giving back and supporting local initiatives that enrich the lives of those around us. Whether it's through educational programs or community events, we strive to make a positive impact in Toledo. While members can visit us at our main branch address for in-person assistance, official correspondence should be sent to the same location: 3053 Monroe St, Toledo, OH 43606.

Connect With Us

We invite you to explore all that Toledo Urban has to offer by visiting our website at toledourban.net. If you have any questions or need assistance, don't hesitate to reach out! You can call us at 419-255-8876 or send a fax to 419-255-4390. Join us as we continue to grow together your financial journey starts here!

Our Financial Strength

Our credit union stands strong with total assets of $16,732,996 and total deposits reaching $1,303,679. These figures reflect our stability and dedication to providing you with safe and reliable banking options. We pride ourselves on maintaining a net worth of $3,071,450, ensuring that your funds are secure with us. With a variety of loan options totaling 908, including auto loans and personal loans, we aim to fulfill your borrowing needs efficiently. We also have cash in hand amounting to $1,019,546, allowing us to be responsive to your financial requests.

Branch History & Mission

Commitment to Innovation

As technology advances, so does our dedication to serving you better. We offer online banking services that make managing your finances easier than ever. While we currently do not provide mobile applications or payments, we ensure that our online platform is user-friendly and secure. Our ATM availability allows you quick access to your funds anytime you need them. Toledo Urban also emphasizes accessibility; we comply with ADA standards and ensure that all members can navigate our facilities comfortably. We invite you to join us at Toledo Urban and experience firsthand the difference a community-focused credit union can make in your life. Together, let's build a brighter financial future! For more information about our services or to get started today, visit us online at toledourban.net or call us at 419-255-8876.

Community Focus

At Toledo Urban, we are deeply committed to supporting our local community. We engage in various outreach efforts aimed at improving the lives of those around us. Our partnerships with local organizations allow us to extend our impact beyond traditional banking services. We take pride in being more than just a financial institution; we strive to be an integral part of the Toledo community.

Branch Location & Accessibility

A Warm Invitation

At Toledo Urban, we believe in creating a welcoming environment for all members and potential members. While you can always correspond with us at our mailing address 3053 Monroe St, Toledo, OH 43606 we encourage you to stop by the branch and experience our services firsthand. Come visit us today and see how we can help you thrive financially!

Convenient Location

Our branch is easily accessible, situated near local landmarks that make finding us a breeze. With ample parking available, you can visit us without any hassle. Plus, our facility is equipped with ADA-compliant features, ensuring that all members of the community can comfortably access our services.

Operating Hours & Services

While we currently do not have specific operating hours listed, our dedicated staff is always ready to assist you during your visit. Enjoy the convenience of both ATM availability and drive-thru banking options for quick deposits and withdrawals. We offer a range of services including personal banking, auto loans, mortgage loans, and more all designed to meet your financial needs. Should you require assistance outside your visit, feel free to reach out at 419-255-8876. Our team is eager to answer any questions or provide information on how we can support you in achieving your financial goals.

Member Eligibility

At Toledo Urban, we believe that joining our community is more than just opening an account it's about becoming part of a supportive family that values your financial well-being. If you're interested in becoming a member, the process is welcoming and straightforward! Our eligibility criteria are designed to be inclusive, inviting those who live, work, or worship in our local area to join us. For a detailed look at the specific requirements, we encourage you to check out our eligibility page at this link. Once you've confirmed your eligibility, opening an account with us is a breeze! Whether you're looking for a checking account, savings options, or loans tailored to your needs, we're here to help every step of the way. If you have any questions or need assistance, feel free to reach out at 419-255-8876. We can't wait to welcome you to Toledo Urban and help you achieve your financial goals!

Business Banking & Commercial Services

Merchant Services that Work for You

Alongside our loan options, we offer merchant services designed to simplify payment processing for your business. Imagine being able to accept payments seamlessly from customers, whether they're shopping online or visiting your store. Our services are crafted to enhance your operations and improve cash flow, giving you more time to focus on what matters growing your business. Located at 3053 Monroe St Toledo Oh 43606 in Toledo, OH, we invite you to connect with us at (419) 255-8876 or visit our website at Toledo Urban Fcu to learn more about how we can support your business journey.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM Services

Need cash on the go? Our ATM services make it easy for you to withdraw cash or check balances without hassle. Additionally, our basic drive-thru banking allows for quick deposits and withdrawals right from your vehicle perfect for busy days when time is tight. At Toledo Urban, we believe in empowering our members with the tools they need for financial success. For more information about any of our services or how we can assist you further, please don't hesitate to reach out at (419) 255-8876 or visit us online at Toledo Urban Fcu. Join us today and take control of your financial future!

Business Banking

For our business members, we provide comprehensive business banking services including merchant services and business loans. Whether you're starting a new venture or looking to expand an existing one, we're equipped to help your business thrive.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking solutions. With easy access to your accounts anytime and anywhere, managing your finances has never been simpler. You can check balances, transfer funds, and pay bills all from the comfort of your home.

Home Financing

Thinking about buying a home? Our mortgage loans and refinancing services can guide you through the process smoothly. We understand that purchasing a home is one of life's biggest decisions, and we're here to support you every step of the way.

Loans and Credit

If you find yourself needing extra funds for unexpected expenses or consolidating debt, our personal loans are designed with your financial well-being in mind. Plus, don't miss out on our credit cards with rewards that allow you to earn points on everyday purchases.

Personal Banking

We offer a variety of personal banking options, including checking and savings accounts that fit different lifestyles. If you're planning a big purchase or simply want to save for a rainy day, our accounts provide flexibility and ease of access. Our auto loans and vehicle financing options ensure that you can hit the road in style without breaking the bank.

Digital & Online Banking

Key Features

Our online banking platform allows you to check your balances, transfer funds, and pay bills anytime you want. You can also sign up for e-statements, making it easier to keep track of your financial records without the clutter of paper. Plus, with the ability to view your statements electronically, staying organized is a breeze. Although we currently do not support mobile payments or a dedicated mobile application, our website is optimized for all devices. This means you can manage your accounts directly from your smartphone or tablet without any hassle.

Security and User Experience

We prioritize your security and peace of mind. While we do not offer electronic signature authorization at this time, rest assured that our online banking system is equipped with robust security measures to protect your information. Your data is safe with us. Additionally, while person-to-person transfers aren't available right now, our commitment to enhancing our digital services means we're always looking for ways to improve your banking experience. In summary, at Toledo Urban, we aim to provide accessible and user-friendly online banking solutions that empower you to manage your finances effectively. For more information or to get started today, visit us at https://www.toledourban.net/!

Financial Strength

At Toledo Urban, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, showcasing how we maintain the trust and confidence of our community. With a net worth of $3,071,450, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 18.36% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $3,660,736 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $486,324, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $1,881,105 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Additionally, with $12,674,126 in total loans and leases, including 287 used auto loans, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is reflected in our net income of -$400,719. While this number might raise questions, it underscores our commitment to investing back into the community and enhancing member services during challenging times. We also take pride in having 13 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at 7,583, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Toledo Urban is your trusted partner. Visit us at 3053 Monroe St Toledo OH 43606 or call 419-255-8876 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $3,994,077 in used vehicle loans and $1,322,112 in new vehicle loans already helping members get on the road. We make financing simple so you can focus on what matters most driving your new vehicle with confidence.

Credit Lines and Refinancing Options

For those looking for additional flexibility, our total credit lines amount to $2,350,000. If you're considering refinancing your existing loans or exploring eligibility options for our various loan products, our team is here to assist you every step of the way. We are dedicated to providing tailored financial solutions that empower our members. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how Toledo Urban can support your financial journey today!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $812,151, making buying or refinancing straightforward and accessible. We provide personalized assistance to guide you through each step of the mortgage process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $84,253 in loans helping members manage their finances effectively. Our credit card options come with features that suit your lifestyle while keeping your budget in check.

Loan Aggregator

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers tailored to their needs.

TOLEDO URBAN FEDERAL CREDIT UNION - Toledo, OH

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