Together Credit Union Cedar Hill TX | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Together, your trusted financial partner in Cedar Hill, Texas! Located at 725 E Belt Line Rd, Cedar Hill, TX 75104, we have been serving our community since 1939. With a focus on building strong relationships and providing exceptional service, we proudly support over 141,970 members. At Together, we understand that financial success is about more than just numbers; it's about people. That's why we've grown our assets to an impressive $2,653,305,207 and have facilitated 175,855 loans and leases to empower individuals and businesses alike. Our commitment to helping you reach your financial goals is evident in our total deposits of $339,412,224 and a solid net worth of $244,528,003. Under the leadership of our CEO Robert McKay and Board President Beth Rickmann, our dedicated team of 428 employees works tirelessly to ensure you receive the best possible banking experience. We offer a wide range of services including checking and savings accounts, auto loans, mortgage financing, personal loans, and business banking solutions. While members can visit us at our Cedar Hill branch for all their banking needs, please note that official correspondence should be sent directly to our mailing address if it differs from the branch location. If you're looking for a reliable credit union that prioritizes community impact and member satisfaction, look no further than Together. We invite you to explore our website at Together Credit Union or give us a call at 972-293-9506. Whether you're ready to open an account or simply want to learn more about what we offer, we're here for you every step of the way!

Branch History & Mission

At Together, we take pride in our rich legacy that began in 1939. Our Cedar Hill branch, located at 725 E Belt Line Rd, Cedar Hill, TX 75104, has been a cornerstone of the community for decades. As we have grown and evolved, we have remained committed to our mission: to provide exceptional financial services while fostering a strong sense of community support. Since our inception, Together has focused on empowering our members with the tools they need to achieve their financial goals. Today, we serve over 141,970 members and manage total assets of more than $2.65 billion. This growth reflects not just our success but also the trust that our members place in us every day. Our mission is straightforward yet impactful: to enhance the lives of our members through innovative financial solutions and dedicated service. We offer a wide range of products, including personal banking accounts, auto loans, mortgage options, business banking services, and convenient online and mobile banking features. Our commitment extends beyond just providing financial services; we strive to uplift our community by supporting local initiatives and fostering partnerships that make a difference. While members can visit us at our Cedar Hill location for all their banking needs, official correspondence should be sent to our headquarters in Saint Louis, MO. We are proud to offer various services such as ATM access and shared branch transactions for partner credit union members. Our operating hours are designed with convenience in mind our lobby is open Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 12 PM. Although we do not currently have drive-thru banking available at this location, we ensure easy access through ATMs for your cash withdrawal needs. In addition to traditional banking services, Together embraces digital advancements like electronic signatures and mobile payments to enhance your experience further. We believe that accessibility is key; therefore, we are committed to ADA compliance across all platforms. We invite you to join Together and become part of a community-focused credit union that prioritizes your financial well-being. Experience the benefits of membership today! For more information or to open an account, please visit Together's website or call us at 972-293-9506. Your journey toward better financial health starts here!

Branch Location & Accessibility

Welcome to Together Credit Union, your friendly financial partner located at 725 E Belt Line Rd in Cedar Hill, Texas. Our branch is conveniently situated near popular local spots, making it easy for you to stop by while running errands or enjoying a day out. Whether you're visiting the nearby parks or shopping centers, we're just a short drive away. While you can find us at our Cedar Hill address, please note that any official correspondence should be directed to our mailing address, which is the same as our branch location. We are proud to offer accessible banking services for all members. Our branch is equipped with features like ADA-compliant ramps and ample parking, ensuring everyone can visit us comfortably. At Together Credit Union, we understand that your time is valuable. That's why we have convenient operating hours designed to fit your busy schedule. Our lobby is open Monday through Thursday from 9 AM to 5 PM, Fridays from 9 AM to 6 PM, and Saturdays from 9 AM to 12 PM. If you prefer drive-up services, you can access those from Monday to Thursday between 8:30 AM and 5:30 PM, and on Fridays until 6 PM. For your convenience, we also have an ATM available on-site for quick cash withdrawals and balance checks whenever you need them. While we don't have a drive-thru service at this location, our shared service center allows you to conduct basic transactions like deposits and withdrawals if you're a member of a partner credit union. If you have any questions or would like more information about our services such as personal banking options, loans, or credit cards with rewards, feel free to give us a call at 972-293-9506. We look forward to welcoming you into our Cedar Hill branch!

Member Eligibility

At Together, we believe that everyone deserves a chance to be part of something special. Becoming a member of our community at Together is simple and welcoming! If you live, work, worship, or go to school in the Cedar Hill area or surrounding communities, you're likely eligible for membership. We're dedicated to supporting our members with a range of financial services designed to meet your needs and help you thrive. Plus, as a member, you can enjoy benefits like lower loan rates and personalized service that makes banking feel more personal. To learn more about the specific eligibility requirements and see if you qualify, check out our detailed information here: http://www.togethercu.org/home/business/business-account-membership-benefits . When you're ready to join us, opening an account is just a click away! Visit https://togethercu.studentchoice.org/apply/ to get started. If you have any questions, feel free to give us a call at (972) 293-9506. We're excited to welcome you into the Together family at our branch located at 725 E Belt Line Rd Cedar Hill Tx 75104!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $327 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $162,820,520, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

In addition to loans, we offer merchant services that simplify transactions for your business. Imagine having the ability to accept payments from customers seamlessly whether they prefer credit cards or mobile payments. Our services are designed to enhance customer experience while ensuring you have the tools needed to manage your finances effectively. Located at 725 E Belt Line Rd Cedar Hill Tx 75104 in Cedar Hill, TX, our team is ready to assist you in navigating the path to success. Let's work together to make your business dreams a reality! For more information or to get started, give us a call at (972) 293-9506 or visit us online at https://www.togethercu.org/home/home .

Comprehensive List Of Services

Business Banking Support

For entrepreneurs and small business owners, Together provides essential Business Banking solutions, including Merchant Services & Business Loans. You can rely on us to help grow your business while making banking easier through our online and mobile platforms.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we prioritize digital banking features such as Online & Mobile Banking, allowing you to manage your accounts from anywhere at any time. With access to ATMs for cash withdrawal services and basic shared branch transactions like deposits and withdrawals for partner credit union members, banking is made easy.

Flexible Lending Options

In addition to auto and home loans, we also offer Personal Loans & Debt Consolidation services that can assist you in managing unexpected expenses or consolidating high-interest debts into one manageable payment. Our Credit Cards with Rewards give you more than just a card; they reward your everyday purchases with points you can use toward travel or cash back.

Home Financing Made Easy

When it comes to home ownership, we understand that securing a mortgage can be daunting. That's why we provide comprehensive Mortgage Loans & Refinancing options that fit various budgets and lifestyles. Whether you're a first-time buyer or looking to refinance an existing loan for better rates, we've got the tools and expertise to help you navigate this important decision.

Personal Banking Solutions

For those seeking to manage their day-to-day finances, our Personal Banking options are designed with you in mind. We offer Checking & Savings Accounts that can help you track your spending while saving for future goals. Imagine effortlessly accessing your funds online or through our mobile app while enjoying the peace of mind that comes with knowing your money is secure. If you're considering purchasing a vehicle, our Auto Loans & Vehicle Financing make it easy for you to get behind the wheel without breaking the bank. With competitive rates and flexible terms, buying a car has never been more accessible.

Your Local Partner

At Together in Cedar Hill, we're not just about numbers; we're about community and relationships. Our friendly staff is always ready to assist with any questions or concerns you may have. You can reach us at 972-293-9506, or visit us during lobby hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 12 PM. We invite you to explore all that Together has to offer by visiting our website at Together Credit Union. Join us today and experience how banking should be simple, supportive, and focused on you!

Digital & Online Banking

Convenient Features for You

Our online banking platform is user-friendly and packed with features to help you stay on top of your finances. You can easily set up electronic statements, which are available for all members. This means no more paper clutter; you can view your statements securely online whenever you need them. Plus, with the ability to authorize transactions using electronic signatures, managing paperwork becomes hassle-free. If you're always on the go, you'll love our mobile application. It offers all the same functionality as our online banking site but in the palm of your hand. Need to send money to a friend? Our person-to-person transfer feature makes it quick and easy! And if mobile payments are more your style, you'll be pleased to know that we support that too allowing you to make purchases right from your smartphone.

Security You Can Trust

Your security is our top priority. We employ advanced security measures to protect your personal information and transactions while giving you peace of mind as you bank online. With constant monitoring and secure access protocols, you can focus on what matters most your financial goals. At Together, we believe in making banking accessible and simple for everyone. Our digital and online banking services are designed with you in mind, ensuring that you have real-time access to manage your accounts effectively. Join us today and experience the convenience of modern banking at https://www.togethercu.org/home/home .

Financial Strength

Commitment to Growth

With $236,909,836 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. We support your financial goals with $74,615 in used auto loans and an impressive total of $1,919,752,724 in loans and leases.

Operational Efficiency

Our operational efficiency is reflected in our performance. Although our net income stands at $0, we remain committed to managing costs effectively while continuing to offer competitive loan rates and solid financial products for our members. We also take pride in having 422 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Secure Savings Options

Members' savings are secured through $537,118,834 in share certificates and $627,198,906 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $7,092,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $244,528,003, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 921 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Member Base

We are proud to have a strong member base with 322,425 total share accounts. This trust from our members fuels our commitment to providing exceptional service and innovative products tailored to your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Together is your trusted partner. Visit us at 725 E Belt Line Rd Cedar Hill Tx 75104 or call 972-293-9506 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry. With over $451,991,664 in used vehicle loans and $275,532,180 in new vehicle loans already helping members get on the road, we are here to support your vehicle financing journey. Whether you're interested in a new or used car, our team can guide you through the financing process to find the best option for you.

Business Loans

If you're a business owner looking for funding opportunities, our outstanding commercial loans totaling $162,820,520 can provide the capital needed for growth and expansion. We understand the challenges faced by small businesses and are committed to supporting your entrepreneurial journey. At Together Credit Union, we prioritize transparency and accessibility in all our services. For more information on eligibility or refinancing options available for any of our loan products, please visit our website or call us at 972-293-9506. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're here to help you make informed decisions about your financial future!

Credit Lines

For those seeking more flexibility in managing their finances, our total credit lines amount to $745,528,716. This allows you to borrow what you need when you need it while providing peace of mind during uncertain times.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $149,286,371, make buying or refinancing simple. We offer competitive rates and flexible terms that cater to various budgets and situations. If you're looking to refinance your existing mortgage or secure a new one, our experts are ready to assist you every step of the way.

Unsecured Credit Card Loans

Managing your finances effectively is crucial. That's why we offer flexible terms on unsecured credit card loans, with a total of $101,593,076 in loans helping members navigate their expenses without added stress. Our credit card options come with various benefits designed to fit your lifestyle.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Users can trust that they are viewing authentic offers rather than promotional listings. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. Every comparison is made solely on merit, giving users an honest view of their options. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users quickly identify the best deals available in the market. This timely information empowers borrowers to make choices that align with their financial goals. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Testimonials like this underscore LendMesh's effectiveness in delivering valuable insights. Ready to explore your options? Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers tailored to their financial needs. Each comparison reflects accurate information, enabling users to make informed decisions without the stress of sifting through countless offers.

TOGETHER CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Commercial Loan Options

Merchant Services That Matter

Comprehensive List Of Services

Business Banking Support

Digital Banking Features

Flexible Lending Options

Home Financing Made Easy

Personal Banking Solutions

Your Local Partner

Digital & Online Banking

Convenient Features for You

Security You Can Trust

Financial Strength

Commitment to Growth

Operational Efficiency

Secure Savings Options

Solid Financial Health

Strong Member Base

Loan Offering

Auto Loans

Business Loans

Credit Lines

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Loan Comparisons

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