Together Credit Union Baldwinsville NY | Best Auto Loans & Checking

Introduction

Welcome to Together, your trusted financial partner in the heart of Baldwinsville, NY! Since our establishment in 1939, we have been dedicated to serving our community with personalized banking solutions that empower our members to achieve their financial goals. Located at 2885 Belgium Rd, Baldwinsville, NY 13027, our branch is more than just a place for transactions; it's a hub for community support and growth. With over 141,970 members and total assets exceeding $2.65 billion, Together stands strong as a pillar of reliability. Our commitment to you is reflected in our robust offerings, including personal banking services like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. We also cater to businesses with tailored banking solutions that include merchant services and business loans. Our leadership team, headed by CEO Robert McKay and Board President Beth Rickmann, brings years of experience and a deep understanding of member needs. Together, we strive to ensure that your financial journey is smooth and rewarding. With a net worth of $244,528,003 and cash reserves totaling $8,529,991, you can trust us to manage your finances safely and securely. While members can visit us at 2885 Belgium Rd, official correspondence should be sent to P.O. Box 844, Baldwinsville, NY 13027-0844. You can reach us directly at 315-635-3487 for any inquiries or assistance you may need. Join us today at Together where we prioritize your success! Explore our services online at togethercu.org or stop by our branch to learn more about how we can assist you on your financial journey. Your future starts here!

Branch History & Mission

Welcome to Together, your trusted credit union located in the heart of Baldwinsville, NY. Since opening our doors in 1939, we have been dedicated to serving our community with integrity and compassion. With a rich history spanning over eight decades, Together has grown alongside our members, evolving to meet their changing financial needs while remaining rooted in our mission of support and empowerment. Nestled at 2885 Belgium Rd, Baldwinsville, NY 13027, our branch is easily accessible for all members. Whether you are visiting us for personal banking services or seeking assistance with auto loans and mortgages, you will find a welcoming atmosphere designed to make your experience as smooth as possible. While members can visit us at this location, official correspondence should be sent to our mailing address: P.O. Box 844, Baldwinsville, NY 13027-0844. Our mission is simple yet profound: to provide exceptional financial services while actively supporting the communities we serve. With a total membership exceeding 141,970 and assets amounting to over $2.65 billion, we take pride in offering personalized solutions that fit the unique needs of each individual and business. From checking and savings accounts to business banking options, our goal is to ensure that every member feels valued and understood. As we continue to adapt to the digital age, Together is committed to incorporating modern technology into our offerings. We provide convenient online banking services, mobile applications for easy access on-the-go, and ATM availability right at your fingertips. Our commitment extends beyond just financial transactions; we aim to create an inclusive environment that embraces all members of our community. Throughout our history, Together has partnered with local organizations and charities to uplift those in need. Our outreach initiatives reflect our belief in giving back and building a stronger community together. We understand that financial wellness goes hand-in-hand with community support. Join us today at Together! Experience firsthand how we can help you achieve your financial goals while being part of a caring community. Our team is here to assist you during our operating hours Monday through Wednesday from 8 AM to 4:30 PM, Thursday from 8 AM to 5 PM, and Friday from 7 AM to 4:30 PM. For inquiries or assistance, feel free to reach out via phone at (315) 635-3487. Together isn't just about finances; it's about fostering relationships and building a brighter future for everyone involved. Come be part of something special!

Branch Location & Accessibility

Convenient Access for Everyone

We strive to make banking accessible for all our members. Our branch is designed with ADA compliance in mind, featuring ramps and accessible parking. If you prefer not to enter the building, we also offer ATM services right on-site, ensuring that you can complete your transactions quickly and efficiently. While members can visit us at 2885 Belgium Rd, official correspondence should be sent to our mailing address: P.O. Box 844, Baldwinsville, NY 13027-0844.

Friendly Banking Hours

Our doors are open during convenient hours to serve you better. Visit us in person Monday through Wednesday from 8:00 AM to 4:30 PM, Thursday from 8:00 AM to 5:00 PM, and Friday from 7:00 AM to 4:30 PM. We understand that life gets busy, so we're here when you need us!

More Than Just a Branch

At Together Credit Union, we pride ourselves on providing a variety of services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Plus, our online and mobile banking options make it easy for you to manage your finances anytime, anywhere. If you have any questions or need assistance, don't hesitate to give us a call at 315-635-3487. We look forward to welcoming you into our branch soon!

Member Eligibility

Joining the Together community at Together is more than just opening an account; it's about becoming part of a supportive family that values your financial well-being. If you live, work, worship, or attend school in certain areas, you may be eligible to become a member. This includes individuals associated with various groups and organizations we partner with. The application process is straightforward and welcoming just visit us at our branch located at 2885 Belgium Rd Baldwinsville Ny 13027, or give us a call at (315) 635-3487 for any questions you might have. You can also check out the detailed eligibility criteria on our website here: http://www.togethercu.org/home/business/business-account-membership-benefits . Becoming a member at Together opens up a world of benefits tailored to help you thrive financially. From personal banking options like checking and savings accounts to auto loans and credit cards, we offer services designed with your needs in mind. Ready to get started? It's easy! Simply head over to our account opening page here: https://togethercu.studentchoice.org/apply/ , and let's take the first step together toward securing your financial future!

Business Banking & Commercial Services

Loan Options That Empower Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $327 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $162,820,520, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

Imagine being able to process payments quickly and securely, allowing you to focus on what really matters your customers. Our merchant services provide just that, helping businesses streamline their payment processes. From credit card processing to mobile payment solutions, we equip you with the tools necessary for smooth operations. Located at 2885 Belgium Rd Baldwinsville Ny 13027 in Baldwinsville, NY, we're here to help your business thrive. Contact us at (315) 635-3487 or visit our website for more information on how we can assist you in achieving your financial goals.

Comprehensive List Of Services

Accessibility and Support

Whether you're visiting us in person or reaching out via phone at 3156353487, we ensure that assistance is just a call away. And with basic ATM access allowing for withdrawals and balance checks whenever you need them, banking is convenient and stress-free. At Together, we're not just about transactions; we're about building lasting relationships with our members. We invite you to explore all these services and more by visiting us at our branch or checking out our website at Together. Ready to take the next step? Let us help you achieve your financial goals today!

Business Banking

For our entrepreneurial members, we understand that managing a business comes with its own challenges. That's why we offer Business Banking services including Merchant Services & Business Loans to help keep your business running smoothly.

Digital Banking Features

In today's fast-paced world, having control over your finances from anywhere is essential. Our Online & Mobile Banking services make it easy for you to check balances, transfer money, and pay bills right from your smartphone or computer. Plus, with features like ATM & Cash Withdrawal Services available around the clock, accessing your cash has never been easier.

Loans and Financing

Need a new car or considering a home? Our Auto Loans & Vehicle Financing can get you behind the wheel without breaking the bank. For those dreaming of owning a home, we provide comprehensive Mortgage Loans & Refinancing options tailored to meet your unique situation. If unexpected expenses arise or you're looking to consolidate debt, our Personal Loans & Debt Consolidation services can help lighten the load.

Personal Banking

When it comes to managing day-to-day finances, our Personal Banking options are designed for convenience and flexibility. We offer Checking & Savings Accounts that fit various lifestyles, ensuring you can easily access your funds. Imagine having a checking account that helps you keep track of your spending while offering rewards on everyday purchases through our Credit Cards with Rewards.

Digital & Online Banking

Convenient Online Banking Services

Our online banking platform is available 24/7, ensuring you can check your balances, pay bills, and transfer money whenever it suits you. You can start exploring our features by visiting https://www.togethercu.org/home/home . Whether you're at home or on the go, managing your account has never been easier.

Stay in Control with Real-Time Management

Managing your finances should feel empowering. Our digital tools give you real-time insights into your spending and savings. You can easily set up alerts to stay updated on account activity or even track transactions as they happen. At Together, we believe that banking should adapt to you not the other way around. Our comprehensive digital banking services are crafted with you in mind, making it easier than ever to take charge of your financial journey with confidence and convenience.

User-Friendly Features for Everyone

We prioritize security and ease of use in all our services. With electronic signature authorization available, signing documents online is straightforward and safe. Plus, e-statements allow you to access your account statements digitally, reducing paper clutter while keeping your information secure. If you're someone who enjoys using mobile technology, you'll love our mobile application. It offers all the essential features right at your fingertips whether it's making person-to-person transfers or tapping into mobile payments for quick purchases.

Financial Strength

A Strong Foundation

With a net worth of $244,528,003, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $921 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Growing Together

Total Share and Deposit Accounts: 322,425, showing a strong and growing member base that trusts us with their finances. Additionally, Net Shares (funds available for lending and investments): $8,936,504. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Together is your trusted partner. Visit us at 2885 Belgium Rd Baldwinsville Ny 13027 or call (315) 635-3487 to learn more about how we can help you achieve your financial goals.

Investment in Your Future

With $236,909,836 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This approach allows us to support various lending needs effectively. For instance, we have $74,615 in used auto loans and $1,919,752,724 in total loans and leases available for our members' financial goals.

Member-Centric Savings

Members' savings are secured through $537,118,834 in share certificates and $627,198,906 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $7,092,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 422 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Loan Offering

Auto Loans

Thinking about getting behind the wheel of a new ride? Our auto loan options include competitive rates and flexible terms to suit your budget. From financing a brand-new vehicle to securing a reliable used car, we've got you covered. You can trust us to make your car-buying experience as smooth as possible.

Business Loans

For business owners looking for growth opportunities, our outstanding commercial loans totaling $162,820,520 provide essential capital to expand and invest in your business ventures. At Together, we're committed to offering loan products that meet diverse financial needs. If you're interested in refinancing or exploring eligibility options for any of our loan products, please don't hesitate to reach out. You can contact us at 315-635-3487 for more details. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to serving you!

Mortgage Loans

Are you ready to take the step toward homeownership? Our mortgage options make buying or refinancing simple and accessible. With a total of $149,286,371 dedicated to Junior Lien 1-4 Family Residential Properties loans, we provide the resources you need to turn your home dreams into reality.

Unsecured Credit Cards

Managing everyday expenses is easier with our flexible unsecured credit card loans. We currently have $101,593,076 in unsecured credit card loans available to help our members manage their finances effectively while enjoying rewards and benefits tailored just for them.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This means that every offer you see is fair and transparent. By working exclusively with reputable lenders, LendMesh ensures that users receive only verified data for their loan comparisons.

TOGETHER CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Convenient Access for Everyone

Friendly Banking Hours

More Than Just a Branch

Member Eligibility

Business Banking & Commercial Services

Loan Options That Empower Growth

Merchant Services That Make Transactions Easy

Comprehensive List Of Services

Accessibility and Support

Business Banking

Digital Banking Features

Loans and Financing

Personal Banking

Digital & Online Banking

Convenient Online Banking Services

Stay in Control with Real-Time Management

User-Friendly Features for Everyone

Financial Strength

A Strong Foundation

Growing Together

Investment in Your Future

Member-Centric Savings

Operational Efficiency

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Unsecured Credit Cards

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Loan Comparisons

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