Together Credit Union Saint Louis MO | Top Business Banking & Auto Loans

Introduction

At Together, we believe in the power of community and the strength of relationships. Located at 2175 Barrett Station Rd, Saint Louis, MO 63131, our credit union has proudly served our members since 1939. With a strong commitment to providing personalized financial services, we have grown to support over 141,970 members and manage assets totaling an impressive $2,653,305,207. As a member-focused institution, Together offers a range of products designed to meet your financial needs from checking and savings accounts to auto loans and mortgages. Our dedicated team of 428 employees, led by CEO Robert McKay and Board President Beth Rickmann, is here to ensure that your experience with us is smooth and satisfying. While you can visit us at our branch location for all your banking needs, please note that any official correspondence should be sent to the same address: 2175 Barrett Station Rd, Saint Louis, MO 63131. With total deposits of $339,412,224 and a net worth of $244,528,003, Together stands as a stable choice for your financial journey. We also pride ourselves on having a robust portfolio with total loans amounting to 175,855. We're dedicated not just to numbers but to making a real impact in the lives of our members and the wider community. Whether you're looking for personal banking solutions or business loans, we invite you to reach out. Call us at 314-821-2442 or visit our website at togethercu.org for more information about our services and how we can help you achieve your financial goals. Join us today and experience the Together difference!

Branch History & Mission

At Together, located at 2175 Barrett Station Rd in Saint Louis, MO, we have a rich history of serving our community since our founding in 1939. Over the years, we have grown from a small credit union to a trusted financial partner for over 141,970 members. With total assets reaching an impressive $2,653,305,207, we pride ourselves on being a cornerstone of financial support and community engagement. Our mission is simple yet powerful: to provide accessible and reliable financial services while fostering a sense of belonging among our members. We believe that everyone deserves the opportunity to achieve their financial goals. From personal banking solutions like checking and savings accounts to auto loans, mortgages, and business banking services, we are committed to offering products that enhance the lives of those we serve. Throughout our journey, we have adapted to meet the needs of our members by embracing technology and innovation. Our online and mobile banking options make it easy for members to manage their finances anytime, anywhere. Additionally, we are proud to offer ADA-compliant facilities to ensure accessibility for all. While members can visit us at 2175 Barrett Station Rd for all their banking needs, official correspondence should be sent to the same address. Our branch features convenient drive-thru services and ATM access so that you can manage your finances with ease. Together is not just about numbers; it's about community. We actively engage in outreach programs and partnerships aimed at supporting local initiatives that matter most to our members. We believe in giving back to the community that has supported us over the decades. We invite you to join Together and experience firsthand how we can assist you on your financial journey. Whether you're looking for a loan or simply need guidance on managing your money, Together is here for you every step of the way. Contact us today at 314-821-2442 or visit our website here to learn more about becoming a member!

Branch Location & Accessibility

Convenient Access and Amenities

Parking is available right outside our doors, so you can stop by without the hassle of searching for a space. Our branch is fully accessible, featuring ADA-compliant ramps and entrances to ensure everyone can reach us comfortably. Whether you're visiting for a quick transaction or need assistance with more complex financial matters, our friendly staff is here to help.

Operating Hours

We understand that life can get busy, which is why we offer flexible hours to serve you better. Our lobby hours are Monday through Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. If you prefer drive-thru banking, we're here for you even earlier Monday through Friday from 8 AM to 6 PM and Saturday from 8 AM to 1 PM.

Services Tailored for You

At Together, we pride ourselves on offering a variety of services that cater to your personal and business banking needs. From checking and savings accounts to auto loans, mortgage options, and credit cards with rewards, we have something for everyone. Plus, our ATM service is available for quick cash withdrawals and balance checks whenever you need it. While members can visit us at 2175 Barrett Station Rd Saint Louis Mo 63131, official correspondence should be sent to our mailing address at the same location: 2175 Barrett Station Rd, Saint Louis, MO 63131. Feel free to reach out at (314) 821-2442 if you have any questions or would like more information about how we can assist you today. We look forward to welcoming you into our community!

Member Eligibility

At Together, we believe that everyone deserves a chance to be part of a welcoming and supportive community. Becoming a member is simple! If you live, work, or worship in the area, you're likely already eligible to join us. We also welcome immediate family members of current members, making it easy for your loved ones to enjoy our benefits too. By joining Together, you're not just opening an account; you're gaining access to a variety of services designed to help you achieve your financial goals, from personal loans to business banking solutions. To learn more about the specific eligibility criteria, feel free to check out this resource: http://www.togethercu.org/home/business/business-account-membership-benefits . When you're ready to take the next step and open an account, visit our website at https://togethercu.studentchoice.org/apply/ or give us a call at (314) 821-2442. We're here to help you every step of the way as you embark on this exciting journey with us at Together, located at 2175 Barrett Station Rd Saint Louis Mo 63131.

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $327 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $162,820,520, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work for You

Imagine having a reliable partner who not only provides loans but also helps streamline your transactions. Our merchant services allow you to accept payments quickly and securely, making it easier for customers to do business with you. From card processing solutions to online payment options, we ensure you have the tools needed to thrive in today's market. Visit us at 2175 Barrett Station Rd Saint Louis Mo 63131 in Saint Louis, MO or call us at (314) 821-2442 to explore how our tailored solutions can help your business flourish!

Comprehensive List Of Services

Additional Services

Our branch also provides essential services such as basic drive-thru banking for quick deposits and withdrawals. Need cash in a hurry? Our ATMs are available for easy access to funds.

Business Banking Services

For local businesses, Together provides comprehensive Business Banking services including Merchant Services and Business Loans. We know how important it is for small businesses to have reliable banking solutions, so we're here to help you thrive.

Credit Cards and Rewards

For those who enjoy rewards while spending, we offer Credit Cards with Rewards that can help you earn points on everyday purchases. Whether it's cash back or travel rewards, these cards add value to your spending habits.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking features that allow you to manage your accounts anytime, anywhere. With our mobile application, making transactions has never been easier. You can perform tasks like ATM cash withdrawals and balance checks directly from your device.

Personal Banking Solutions

Whether you're just starting out or managing your finances for the long haul, our Personal Banking options are tailored for you. We offer checking and savings accounts designed to help you save and manage your money effectively. If you're considering purchasing a vehicle, our Auto Loans & Vehicle Financing can get you behind the wheel with flexible terms that fit your budget. Are you thinking about buying a home? Our Mortgage Loans & Refinancing services make it easier for you to find the right mortgage solution that meets your needs. Plus, if you're looking to consolidate debt or make an important purchase, our Personal Loans & Debt Consolidation options provide the support you need.

Visit Us Today!

If you're ready to explore how Together can meet your financial needs, we invite you to visit us at our branch or give us a call at 314-821-2442. Our friendly staff is eager to assist you with any questions and help guide you through our variety of services. Experience the difference with Together where member satisfaction is our priority!

Digital & Online Banking

Convenient Online Services

With our online banking platform, accessible at https://www.togethercu.org/home/home , you can check your account balances, pay bills, and transfer funds anytime, day or night. Our 24/7 online banking services ensure that you have access whenever you need it. Plus, with the ability to authorize transactions through electronic signatures, you can complete tasks quickly without the hassle of paperwork.

Security You Can Trust

We prioritize your security by employing advanced measures to protect your information. Our online and mobile banking platforms are designed with user safety in mind, so you can bank with confidence. Whether you're using our website or the mobile app, rest assured that your data is safeguarded. In a world where time is precious, Together aims to make banking efficient and straightforward. Experience the freedom of real-time account management and enjoy all the benefits of modern banking from wherever you are!

User-Friendly Mobile Features

For those who prefer banking on their smartphones, our mobile application is available for easy download. It allows you to manage your accounts right from your pocket! With features like mobile payments and person-to-person transfers, sending money to friends or family has never been easier. You can also access e-statements directly through the app, so you always have your financial information at hand.

Financial Strength

Committed Team

We take pride in having 422 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at 322,425, showing a strong and growing member base that trusts us with their finances.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Together is your trusted partner. Visit us at 2175 Barrett Station Rd Saint Louis Mo 63131 or call 314-821-2442 to learn more about how we can help you achieve your financial goals.

Investment in Growth

With $236,909,836 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $74,615 in used auto loans and $1,919,752,724 in total loans and leases. Our operational efficiency is reflected in our net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members.

Member-Centric Savings

Members' savings are secured through $537,118,834 in share certificates and $627,198,906 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $7,092,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $244,528,003, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 921 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Services

In addition to these loan offerings, we have various refinancing options available that may help you save money on your existing debts. To learn more about eligibility and how we can assist you in achieving your financial objectives, please contact us at 314-821-2442 or visit our website at Together Credit Union. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to helping you find the right loan product for your needs!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $451,991,664 in used vehicle loans and $275,532,180 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, we have options that can fit your budget and needs.

Business Financing

For business owners looking for capital to grow and expand their operations, our outstanding commercial loans totaling $162,820,520 provide the support you need to move forward confidently.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $149,286,371, which can help you take that important step towards owning your own home.

Unsecured Credit Cards

We also provide flexible terms on unsecured credit card loans. With a total of $101,593,076 in loans available, our credit cards are designed to help you manage your finances effectively while offering rewards and benefits tailored to your lifestyle.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: Unlike many other platforms, LendMesh does not prioritize lenders based on paid promotions. The focus remains solely on providing unbiased results. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, allowing them to make well-informed decisions without delay. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial underscores the platform's effectiveness in helping individuals secure better financing options. Take control of your borrowing journey today. Compare real-time loan offers at LendMesh and find the best rates tailored to your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to accuracy ensures that users receive fair and transparent offers, making it easier to find the right loan for their needs.

TOGETHER CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Convenient Access and Amenities

Operating Hours

Services Tailored for You

Member Eligibility

Business Banking & Commercial Services

Commercial Loan Options

Merchant Services That Work for You

Comprehensive List Of Services

Additional Services

Business Banking Services

Credit Cards and Rewards

Digital Banking Convenience

Personal Banking Solutions

Visit Us Today!

Digital & Online Banking

Convenient Online Services

Security You Can Trust

User-Friendly Mobile Features

Financial Strength

Committed Team

Conclusion

Investment in Growth

Member-Centric Savings

Solid Financial Foundation

Loan Offering

Additional Services

Auto Loans

Business Financing

Mortgage Loans

Unsecured Credit Cards

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Comparisons

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