Together Credit Union Saint Louis MO | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Together, your trusted partner in financial well-being since 1939. Located at 423 Lynch St, Saint Louis, MO 63118, our branch is dedicated to providing you with personalized banking solutions that empower your financial journey. With a robust membership of over 141,970 members and total assets exceeding $2.65 billion, we take pride in being a cornerstone of the Saint Louis community. At Together, we understand that every member's financial needs are unique. That's why we offer a wide array of services, including checking and savings accounts, auto loans, mortgage financing, and business banking solutions. Our commitment to exceptional service is reflected in our dedicated team of 428 employees, led by our CEO Robert McKay and Board President Beth Rickmann. Together, we strive to create an environment where every member feels valued and supported. While you can visit us at our branch for all your banking needs, please send any official correspondence to our mailing address: 423 Lynch St, Saint Louis, MO 63118-1902. With total deposits reaching $339,412,224 and a net worth of $244,528,003, we ensure that your money is not just safe but also working hard for you. Whether you're looking to secure a loan or open a new account, our friendly staff is here to guide you every step of the way. Curious about what we can do for you? Don't hesitate to reach out! Call us at 314-771-7700 or explore our website at Together Credit Union for more information on how we can help you achieve your financial goals. Join us today and experience the Together difference!

Branch History & Mission

Commitment to Accessibility

In addition to our comprehensive services, Together is dedicated to ensuring accessibility for all members. We've implemented ADA compliance measures and customer-centric initiatives that allow everyone in the community to benefit from what we offer. Our online banking platform provides easy access to account management and transactions right from your home or on-the-go.

Join Us Today

As we look towards the future, Together remains committed to serving Saint Louis with the same passion and dedication that has defined us since 1939. Whether you're looking for a new bank or exploring your options for loans or savings accounts, we invite you to experience the difference at Together. Join us today and become part of a community-focused institution where your financial success is our priority! For more information or assistance, feel free to reach out at (314) 771-7700 during our operating hours: M-F from 9 AM - 6 PM and Saturdays from 9 AM - 1 PM. Come discover how Together can help you thrive!

Mission Statement

Our mission is clear: we strive to help our members achieve their financial goals while fostering a sense of belonging and community support. We believe that when individuals are empowered financially, they can contribute positively to their families and neighborhoods. That's why we offer a range of services designed with you in mind whether it's setting up checking accounts or helping with debt consolidation. We also prioritize community outreach by partnering with local organizations to uplift those in need. We understand that financial health goes hand-in-hand with overall well-being, so we actively participate in initiatives that promote education and financial literacy.

Our Evolution

From our early days, Together has evolved to meet the changing needs of our members. We've embraced advancements in technology while maintaining our commitment to personalized service. Over the years, we've expanded our offerings beyond traditional banking to include auto loans, mortgages, personal loans, and business banking solutions. Our drive-thru service and ATM availability make banking convenient for everyone. While members can visit us at 423 Lynch St Saint Louis Mo 63118, official correspondence should be sent to 423 Lynch St, Saint Louis, MO 63118-1902. This ensures smooth communication as we continue to grow and support our community.

Branch Location & Accessibility

Call to Action

If you're ready to experience personalized service and community-focused banking, come visit us at Together! For any questions or assistance before your visit, feel free to give us a call at 314-771-7700. We look forward to welcoming you!

Nearby Landmarks and Accessibility

Located just a stone's throw away from local favorites like the beautiful Tower Grove Park and the bustling South Grand Boulevard, our branch is not only convenient but also surrounded by plenty of great spots to explore. When you visit us, you'll find ample parking available right outside, plus our facilities are fully accessible with ADA-compliant features to ensure everyone can easily reach us.

Operating Hours and Services

Our lobby hours are designed to fit your busy schedule. We're open Monday through Friday from 9 AM to 6 PM and on Saturdays from 9 AM to 1 PM. If you need to use our drive-thru, we're here for you from 8 AM to 6 PM on weekdays and 8 AM to 1 PM on Saturdays. At Together, we offer a range of services including personal banking options like checking and savings accounts, auto loans, mortgage refinancing, and even business banking solutions. Plus, enjoy the ease of online and mobile banking that lets you manage your finances anytime, anywhere.

Member Eligibility

Becoming a member of Together is like joining a family that truly cares about your financial well-being. If you're looking to enjoy a range of benefits and support, you'll be pleased to know that membership is open to anyone who lives, works, or worships in the local area. Plus, if you have a family member who is already part of our community, you're welcome to join too! At Together, we pride ourselves on providing personalized services that cater to your individual needs, making it easier for you to manage your finances and achieve your goals. To get started on your journey with us, simply visit our website for more details on eligibility criteria at http://www.togethercu.org/home/business/business-account-membership-benefits . The process of opening an account is straightforward; you can find all the necessary information and apply online through this link: https://togethercu.studentchoice.org/apply/ . If you have any questions or need assistance along the way, feel free to give us a call at (314) 771-7700. We can't wait to welcome you into our community at 423 Lynch St Saint Louis Mo 63118!

Business Banking & Commercial Services

Commercial Loans that Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $327 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $162,820,520, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services that Simplify Transactions

In addition to loans, we offer practical merchant services tailored for your everyday needs. Imagine being able to process payments easily and efficiently while focusing on what you do best running your business. Our services provide reliable solutions for accepting payments, ensuring cash flow remains steady. Located at 423 Lynch St Saint Louis Mo 63118 in Saint Louis, MO, we're here to partner with you on your journey. For more information, call us at (314) 771-7700 or visit our website at https://www.togethercu.org/home/home . Together, let's build a brighter future for your business!

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and business owners, we offer tailored Business Banking services including Merchant Services & Business Loans. These tools empower you to grow and manage your business efficiently while ensuring smooth transactions with your customers.

Credit Cards and Rewards

Who doesn't love rewards? Our Credit Cards with Rewards give you more than just a way to pay; they offer benefits that can enhance your lifestyle. From cashback on purchases to points for travel and experiences, you'll enjoy perks every time you use your card.

Digital and Convenient Access

In today's fast-paced world, convenience is key. That's why at Together, we prioritize digital banking features like Online & Mobile Banking. You can check balances, transfer funds, and even make payments anytime from your smartphone or computer. Additionally, our ATM & Cash Withdrawal Services ensure that accessing cash is quick and easy. We also provide basic drive-thru banking for deposits and withdrawals, allowing you to complete simple transactions without stepping inside.

Get Started Today!

No matter what financial service you need, Together is here for you at every step. To learn more about how we can assist you in achieving your financial dreams or if you have any questions about our offerings, feel free to reach out at 314-771-7700. Visit us today at 423 Lynch St, or check out our website at Together Credit Union for more details on opening an account or applying for loans. Your financial future starts here!

Personal Banking Solutions

For those seeking to manage their day-to-day finances, our Personal Banking options are designed just for you. Open a Checking or Savings Account to keep your money safe while earning interest. If you're in need of a new car, consider our Auto Loans & Vehicle Financing we make it easy to drive away in the vehicle you want without the stress of complicated financing. When it comes to homeownership, our Mortgage Loans & Refinancing services can help you secure the best rates available. Plus, if you find yourself facing unexpected expenses or consolidating debt, our Personal Loans & Debt Consolidation options provide flexible solutions that fit your situation.

Shared Branching

If you're a member of another partner credit union, don't worry! Our Basic Shared Branch Transactions let you make deposits and withdrawals at our location too. This makes managing your money easier than ever.

Digital & Online Banking

Always Available

Our 24/7 online banking services ensure that you have access to your accounts whenever you need it. Whether it's early in the morning or late at night, managing your money is always within reach. At Together, we prioritize your financial well-being by providing safe and user-friendly banking solutions. Experience the freedom of digital banking with us today!

Key Services

Our online banking platform, accessible through https://www.togethercu.org/home/home , allows you to check your account balance, pay bills, and transfer money all in one place. You can also sign documents electronically with ease thanks to our electronic signature authorization feature. This means less hassle and more time for what matters most to you. If you prefer to go paperless, we offer e-statements that let you view your account activity securely online. Keeping track of your finances has never been easier or more eco-friendly!

Mobile Banking

For those on the go, our mobile application puts banking right in your pocket. Whether you're making mobile payments or sending money to a friend through person-to-person transfers, everything is just a touch away. Plus, with our mobile payments feature, checking out at stores becomes quick and simple no need for cash or cards.

Financial Strength

Investing in Your Future

With $236,909,836 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors; we have $74,615 in used auto loans and $1,919,752,724 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $537,118,834 in share certificates and $627,198,906 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $7,092,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 422 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $244,528,003, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $921 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trust Built on Stability

Net Shares (Funds available for lending and investments): $8,936,504. Total Share Accounts: 322,425, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Together is your trusted partner. Visit us at 423 Lynch St Saint Louis Mo 63118 or call (314) 771-7700 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $451,991,664 in used vehicle loans and $275,532,180 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to ensure you find an option that fits your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $162,820,520 provide the capital needed to grow and expand your operations. We understand the challenges businesses face and are here to support your success. If you're interested in refinancing or learning more about eligibility options for any of our loan products, feel free to reach out. Our friendly staff is ready to assist you! You can contact us at (314) 771-7700 or visit our website at Together for more information. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Credit Lines and Unsecured Credit Cards

In addition to auto and mortgage loans, we offer credit lines totaling $745,528,716 for those who need extra flexibility. We also provide unsecured credit card loans with a total of $101,593,076, allowing our members to manage their finances effectively with ease.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $149,286,371, make buying or refinancing simple. We offer personalized guidance throughout the process so you can feel confident in your decision.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users receive up-to-date loan rates from multiple institutions, allowing them to make well-informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials underscore the reliability and effectiveness of this tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that the offers presented are not only fair but also transparent, giving users peace of mind when exploring their options.

TOGETHER CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

Introduction

Branch History & Mission

Commitment to Accessibility

Join Us Today

Mission Statement

Our Evolution

Branch Location & Accessibility

Call to Action

Nearby Landmarks and Accessibility

Operating Hours and Services

Member Eligibility

Business Banking & Commercial Services

Commercial Loans that Fuel Growth

Merchant Services that Simplify Transactions

Comprehensive List Of Services

Business Banking Services

Credit Cards and Rewards

Digital and Convenient Access

Get Started Today!

Personal Banking Solutions

Shared Branching

Digital & Online Banking

Always Available

Key Services

Mobile Banking

Financial Strength

Investing in Your Future

Member-Centric Savings

Operational Efficiency

Solid Financial Health

Trust Built on Stability

Loan Offering

Auto Loans

Business Loans

Credit Lines and Unsecured Credit Cards

Mortgage Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Loan Comparisons

Customers Also Interested In

Join Our Community