Together Credit Union Florissant MO | Quick Personal Loans & Checking

Introduction

At Together, we believe in building strong financial futures for our members and the community. Established in 1939, our branch located at 1075 N Highway 67 St, Florissant, MO 63031 has been a trusted partner for over 141,970 members. With total assets exceeding $2.65 billion, we are committed to providing the financial tools and resources you need to thrive. Our dedicated team of 428 employees, led by CEO Robert McKay and Board President Beth Rickmann, works tirelessly to ensure that each member receives personalized service. Whether you're looking for auto loans, mortgages, or everyday banking services, we've got you covered. We currently hold a robust loan portfolio with over 175,855 loans and leases, while also managing total deposits of around $339 million. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address: 1075 N HIGHWAY 67 St, Florissant, MO 63031-4749. We invite you to explore our services further online at Together Credit Union or give us a call at 314-972-5000. Join us as we continue to make a positive impact in the Florissant community your financial journey begins here!

Branch History & Mission

Join Us

At Together, we believe that everyone deserves access to financial resources that empower them. We invite you to become part of our growing family and experience firsthand the benefits of membership with Together. For more information or to open an account today, call us at (314) 972-5000 or visit our website at Together Credit Union. Let's work together towards a brighter financial future!

Our Journey

The story of Together is one of growth, community focus, and dedication to providing financial solutions that truly meet the needs of our members. Over the decades, we have expanded our services to include everything from personal banking and auto loans to business financing options. Each milestone in our journey reflects our mission: to empower individuals and families by offering comprehensive financial services while fostering a spirit of community support. Our headquarters is based in Saint Louis, MO, where we maintain a strong connection to our roots. As we've evolved, so has our technology and service delivery methods. We are proud to offer online banking and mobile payment options, ensuring that our members can manage their finances conveniently and securely from anywhere.

Our Mission

Together's mission goes beyond just offering financial products; it's about making a real difference in people's lives. We strive to be a pillar of support for the Florissant community by not only providing competitive rates on loans and savings but also engaging in outreach efforts that uplift those around us. Whether it's through financial education programs or partnerships with local organizations, we are committed to enhancing the quality of life for all residents. We invite you to visit us during our operating hours Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 1 PM to learn more about how Together can assist you on your financial journey. We also offer drive-thru banking for your convenience, along with ATM access available on-site. While members can visit us at 1075 N Highway 67 St Florissant Mo 63031, official correspondence should be sent to 1075 N HIGHWAY 67 St, Florissant, MO 63031-4749.

Branch Location & Accessibility

Accessibility Features

We understand that accessibility is important. Our branch is equipped with ADA-compliant features including ramps and designated parking spaces. This ensures everyone can enjoy our services without any hassle.

Convenient Services

At Together, we strive to make your banking experience as smooth as possible. Our branch features a drive-thru service for quick transactions and an ATM that is available for your convenience. If you prefer to come inside, our lobby hours are designed with your busy schedule in mind. We're open Monday through Friday from 9 AM to 6 PM and on Saturdays from 9 AM to 1 PM. The drive-thru operates slightly earlier on weekdays and Saturdays, giving you more options throughout the week.

Visit Us Today!

Feel free to reach out by phone at 314-972-5000 if you have any questions or would like more information about our services like checking and savings accounts, auto loans, mortgage loans, and more. We're here to help you navigate your financial journey! Come see us today at Together where community meets convenience!

Member Eligibility

Becoming a member of Together is like joining a warm and welcoming family dedicated to your financial well-being. If you're looking to be part of a community that truly cares, you'll be glad to know that eligibility is straightforward. At Together, we invite anyone who lives, works, worships, or attends school in the Florissant area to join us. This means if you're part of our vibrant community, you're already on the path to membership! We pride ourselves on offering not just great banking services but also a supportive environment where members can thrive together. To start your journey with us, simply visit us at 1075 N Highway 67 St Florissant Mo 63031 or give us a call at (314) 972-5000. You can also find more detailed information about membership criteria by checking out our website at http://www.togethercu.org/home/business/business-account-membership-benefits . Ready to open an account? It's easy! Just head over to https://togethercu.studentchoice.org/apply/ and get started today. We look forward to welcoming you into the Together family!

Business Banking & Commercial Services

Lending Options That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $327 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $162,820,520, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Operations

In addition to loans, we offer merchant services designed to streamline transactions for your business. Imagine being able to accept payments easily from customers on-the-go or online without hassle. Our solutions are built to fit your needs, whether you're running a local shop or a larger enterprise. At Together, we believe that your success is our success. Let us partner with you on your journey toward achieving your business goals! For more information, feel free to reach out at (314) 972-5000 or visit us today!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're considering purchasing a new car or refinancing your current vehicle, our auto loan services offer competitive rates and flexible terms. Picture yourself driving off in your dream car with a loan that fits your budget perfectly.

Business Banking

For entrepreneurs and small business owners, we offer specialized business banking services including merchant services and business loans. Your business deserves financial support that understands its unique challenges.

Convenient Access

We know convenience matters. That's why we have an ATM available for quick cash withdrawals and basic transactions. Plus, enjoy the ease of drive-thru banking for simple deposits and withdrawals without leaving your vehicle. At Together, we strive to create an environment where our members feel valued and supported. Our friendly staff is just a phone call away at (314) 972-5000 if you have any questions or need assistance. We invite you to visit us at 1075 N Highway 67 St Florissant Mo 63031 in Florissant, MO to explore how our comprehensive services can benefit you today!

Credit Cards with Rewards

Our credit cards come with rewards that make everyday spending more rewarding. Whether you're earning points for travel or cash back on purchases, you'll appreciate the value they bring.

Mortgage Loans & Refinancing

Homeownership is within reach with our mortgage loans. We provide various options tailored to first-time homebuyers and those looking to refinance their existing mortgages. Our experts are ready to guide you through the process, ensuring you feel confident every step of the way.

Personal Banking

Whether you're looking to open a checking or savings account, our personal banking options are designed with you in mind. Imagine having the ability to manage your accounts anytime, anywhere through our online and mobile banking services. This means you can check your balance, transfer funds, and even pay bills right from your smartphone.

Personal Loans & Debt Consolidation

Need extra cash for unexpected expenses or want to consolidate debt? Our personal loans are designed for situations just like these. We work with you to find solutions that reduce stress and help you regain control over your finances.

Digital & Online Banking

Key Features

Our online banking services at https://www.togethercu.org/home/home provide you with real-time account management. You can check your balances, pay bills, and transfer money all from the comfort of your home or on the go. Plus, with features like electronic signature authorization, signing documents has never been more straightforward or secure. If you prefer going paperless, you'll love our e-statements availability. You can view and manage your statements online, helping you stay organized while contributing to a greener planet.

Mobile Access

For those who are always on the move, our mobile application is here to help. Whether you're making mobile payments or sending money through person-to-person transfers, managing your finances is just a tap away. And yes, our app supports mobile payments so you can make purchases quickly and securely without the need for cash or cards.

Security First

We prioritize your security in every transaction. Our online banking services operate 24/7, allowing you to bank safely whenever it suits you best. With advanced security measures in place, you can rest assured that your personal information is protected while enjoying the convenience of digital banking. At Together, we're dedicated to providing accessible and easy-to-use banking solutions that fit into your lifestyle. Join us today and take advantage of our innovative digital banking services!

Financial Strength

Commitment to Growth

With $236,909,836 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our commitment to providing various lending options is evident as we have $74,615 in used auto loans and a total of $1,919,752,724 in loans and leases available to support your financial goals across different sectors.

Growing Member Base

We are proud to have a strong and growing member base with 322,425 total share accounts who trust us with their finances. This demonstrates the confidence our community has placed in Together. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Together is your trusted partner. Visit us at 1075 N Highway 67 St Florissant Mo 63031 or call 314-972-5000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Operational Efficiency

Our operational efficiency is reflected in our net income of $0, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 422 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Secure Savings Options

Members' savings are secured through $537,118,834 in share certificates and $627,198,906 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $7,092,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $244,528,003, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 921 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Financing Options

In addition to auto and mortgage loans, we provide various credit line options totaling $745,528,716. This allows you access to funds when you need them most whether it's for unexpected expenses or planned purchases. For business owners, our outstanding commercial loans totaling $162,820,520 provide the capital needed to grow and expand. Whether you're considering refinancing existing loans or exploring eligibility options for new ones, our team is here to guide you through every step of the process. Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Visit us today at 1075 N Highway 67 St Florissant Mo 63031 or check out our website for more details on how we can help you achieve your financial dreams!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $451,991,664 in used vehicle loans and $275,532,180 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable used car, we have financing options tailored for you.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $149,286,371, make buying or refinancing simple. We provide competitive rates and terms that suit your budget, making it easier for you to step into your dream home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $101,593,076 in loans helping members manage their finances effectively. These cards can be an excellent way to build credit while enjoying rewards on your purchases.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that reflect the best options available. - Real-Time Rate Comparisons: Users have access to up-to-date loan rates from multiple institutions, helping them make informed decisions quickly. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Explore your options today and compare real-time loan offers at LendMesh to find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that all offers presented are fair and transparent. Each lender's details are verified, allowing users to trust the information they receive.

TOGETHER CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

Introduction

Branch History & Mission

Join Us

Our Journey

Our Mission

Branch Location & Accessibility

Accessibility Features

Convenient Services

Visit Us Today!

Member Eligibility

Business Banking & Commercial Services

Lending Options That Fuel Growth

Merchant Services That Simplify Operations

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Business Banking

Convenient Access

Credit Cards with Rewards

Mortgage Loans & Refinancing

Personal Banking

Personal Loans & Debt Consolidation

Digital & Online Banking

Key Features

Mobile Access

Security First

Financial Strength

Commitment to Growth

Growing Member Base

Operational Efficiency

Secure Savings Options

Strong Financial Health

Loan Offering

Additional Financing Options

Auto Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Comparisons

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