Tlc Community Credit Union Adrian MI | Affordable Auto Loans & Business Banking

Introduction

Welcome to Tlc Community, your trusted financial partner located at 1325 N Main St, Adrian, MI 49221. Since our establishment in 1956, we have been dedicated to serving our community with integrity and care. With over 55,624 members, we pride ourselves on being more than just a credit union; we are a part of your journey towards financial success. At Tlc Community, we understand that every member's needs are unique. That's why we offer a wide range of services, including personal banking, auto loans, mortgages, and business banking solutions. Our total assets exceed $777 million, allowing us to provide competitive rates and robust financial products tailored for you. With deposits totaling $29,908,192 and a net worth of $119,783,754, our strong financial foundation ensures that we are here for you today and into the future. Our dedicated team of 136 employees, led by CEO Jeffery Brehmer and Board President Mark Spohr, is committed to supporting you at every step. Whether you're looking to secure an auto loan or start saving for your first home, we're here to help you achieve your goals. While members can visit us at our branch location in Adrian, official correspondence should be sent to our mailing address: PO Box 927, Adrian, MI 49221. We invite you to experience the difference at Tlc Community. Call us today at 517-263-9120 or visit our website at tlccu.org to learn more about how we can assist you in reaching your financial aspirations!

Branch History & Mission

Community Commitment

Tlc Community is not just about banking; it's about building relationships. We actively engage in local outreach efforts and partnerships aimed at uplifting those around us. By collaborating with various organizations and participating in community events, we work towards creating a more vibrant Adrian. With operating hours designed for your convenience Monday through Wednesday from 8:00 AM to 5:00 PM, Thursdays until 5:30 PM, Fridays until 6:00 PM, and Saturdays from 8:00 AM to noon we are always here when you need us most. Our drive-thru service ensures that quick transactions are hassle-free.

Join Us

We invite you to experience the difference at Tlc Community. Whether you're looking for personal banking solutions or business services like merchant accounts and business loans, we're here to help you succeed financially. Join us today and become part of a community-focused credit union where your goals matter. For more information or assistance, don't hesitate to call us at 517-263-9120 or visit our website at Tlc Community. Together, let's build a brighter financial future!

Our Journey

Tlc Community began with a simple goal: to provide accessible banking services that empower our members. Over the years, we have introduced various products tailored to support personal and business finances. From auto loans and mortgages to credit cards with rewards, our offerings reflect the diverse needs of our community. Our branch is conveniently located at 1325 N Main St, Adrian, MI 49221 right in the heart of the city making it easy for members to visit us for their banking needs. If you need to send official correspondence, please use our mailing address at PO Box 927, Adrian, MI 49221.

Our Mission

Our mission is clear: we strive to enhance the financial well-being of our members while contributing positively to the communities we serve. We believe that everyone deserves access to quality financial services without unnecessary barriers. This philosophy drives us to offer user-friendly digital banking options such as online banking and mobile payments alongside traditional services. We are proud to provide ADA-compliant facilities that ensure all community members can access our services comfortably.

Branch Location & Accessibility

Accessibility Features

At Tlc Community, we understand that accessibility is important for all our members. Our branch features ADA-compliant facilities, including ramps for wheelchair access and designated parking spots. You can navigate our space comfortably while receiving personalized service from our friendly staff.

Convenient Operating Hours

We aim to make banking as convenient as possible! Our lobby hours are designed with your busy schedule in mind: we're open Monday through Wednesday from 8:00 AM to 5:00 PM, Thursday until 5:30 PM, Friday until 6:00 PM, and Saturday mornings from 8:00 AM to 12:00 PM. If you need assistance outside of these hours, don't hesitate to give us a call at 517-263-9120.

Drive-Thru and ATM Services

For those on the go, we offer a handy drive-thru banking option. It's perfect for quick deposits or withdrawals without leaving your car. Plus, enjoy access to our ATM services available right on-site for your convenience whether it's checking your balance or withdrawing cash. While members can visit us at 1325 N Main St, official correspondence should be sent to PO Box 927, Adrian, MI 49221 if needed. We invite you to stop by or reach out today; we're excited to help you with all your banking needs!

Member Eligibility

At Tlc Community, we believe that everyone deserves a place in our community. Becoming a member is easy and welcoming, and we're excited to have you join us! If you're living, working, or attending school in the area around 1325 N Main St Adrian Mi 49221, you're likely eligible for membership. We strive to create an inclusive environment where you can benefit from our wide range of financial services tailored to meet your needs. As a member, you'll enjoy advantages like lower fees, competitive loan rates, and personalized service that feels like family. To explore the specific eligibility requirements, feel free to visit this link. Once you're ready to open an account, the process is straightforward! You can start your journey online by following this account opening link, or if you prefer a personal touch, don't hesitate to call us at (517) 263-9120. We're here to guide you every step of the way!

Business Banking & Commercial Services

Merchant Services

In addition to loans, we offer robust merchant services designed to simplify transactions and enhance customer experience. Imagine seamlessly processing payments while managing inventory all under one roof. Our tools are crafted to save you time and keep your focus on what matters most: growing your business. Partner with us at Tlc Community today and discover how our business banking and commercial services can help you thrive! For more information, call us at (517) 263-9120 or visit us online at https://www.tlccu.org/.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $190 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $47 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $12,989,722, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Support

If you're a business owner, you'll appreciate our dedicated Business Banking services. From Merchant Services that facilitate smooth transactions to tailored Business Loans, we're committed to helping your business thrive in today's competitive environment.

Convenient Access

In addition to traditional banking services, we pride ourselves on providing ease of access through our digital banking features. With Online & Mobile Banking, managing your accounts is at your fingertips anytime, anywhere. Plus, with our ATM & Cash Withdrawal Services, you can access cash quickly without the hassle of long lines. Our branch also offers basic drive-thru banking for quick deposits and withdrawals, ensuring that even simple transactions are efficient and convenient.

Credit Cards with Benefits

Don't forget about our Credit Cards with Rewards! They offer great perks for everyday purchases. Whether you're planning a vacation or just want to earn points for future shopping sprees, we've got options that make spending rewarding.

Get Started Today!

Ready to experience the difference? Visit us at 1325 N Main St Adrian Mi 49221 or give us a call at (517) 263-9120 for more information about any of our services. You can also explore more on our website at Nab. We look forward to helping you navigate your financial journey!

Loans Made Easy

When it comes to financing, we've got you covered. Our Auto Loans & Vehicle Financing options are tailored to fit different budgets and preferences, whether you're buying new or used. If you're looking to purchase a home or refinance your existing mortgage, our knowledgeable team is here to guide you through the process with our Mortgage Loans & Refinancing services. For those unexpected expenses or projects around the house, consider our Personal Loans & Debt Consolidation offerings. We aim to provide straightforward solutions that can ease financial stress and help you get back on track.

Personal Banking

Whether you're opening your first checking account or saving for a big purchase, our personal banking services cater to all your needs. We offer flexible Checking & Savings Accounts that make it easy to manage your money. With options like online banking and mobile payments, keeping track of your finances has never been easier. You can check your balance, transfer funds, and even pay bills right from your smartphone!

Digital & Online Banking

Key Features of Our Digital Banking Services

Our online banking platform is user-friendly, allowing you to check balances, transfer funds, and pay bills without stepping foot in a branch. You can take advantage of our electronic signature authorization feature, which simplifies document signing no need for paper or ink! Plus, with the option for e-statements, you can keep track of your account activity while helping the environment. Need to send money to a friend or family member? Our person-to-person transfer feature makes it easy to send cash quickly and securely. And if you're on the go, our mobile application provides all the functionality you need right at your fingertips. You can even enjoy mobile payments for added convenience when shopping.

Security and Accessibility

Your security is our top priority. We use advanced encryption technologies to protect your information while ensuring that accessing your accounts remains straightforward. With real-time account management, you'll always be aware of your financial status, giving you peace of mind. No matter where life takes you, Tlc Community's digital banking services are here to help you stay connected with your finances. Explore all we have to offer by visiting us at https://www.tlccu.org/ today!

Financial Strength

Commitment to Excellence

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We are proud to have 130 full-time employees and 6 part-time employees ready to assist you with any inquiries or needs you may have. In total, we serve 104,806 accounts a testament to the trust placed in us by our growing member base. With net shares available for lending and investments at $3,412,201, we're equipped to support your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Tlc Community is your trusted partner. Visit us at 1325 N Main St Adrian Mi 49221 or call (517) 263-9120 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Investing in Your Future

With $119,496,781 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our ability to support your dreams is reflected in our total loans and leases amounting to $357,467,505. Additionally, our lending capacity includes $4,343 in used auto loans, empowering you to achieve your goals across various sectors.

Member-Centric Savings Options

Your savings are secure with us. We proudly hold $151,929,760 in share certificates and $59,995,155 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we focus on our members first. With non-member deposits at $0, we ensure that our resources are directed toward benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $119,783,754, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,540 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This commitment to financial strength means you can trust us to manage your money responsibly.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $62,062,057 in used vehicle loans and $29,618,860 in new vehicle loans already helping members get on the road. We also provide flexible refinancing options to ensure you can tailor your loan to fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $12,989,722 provide the capital needed to grow and expand. Our team is here to assist you with tailored solutions that fit your business needs. At Tlc Community, we prioritize transparency and accessibility. You can reach us at (517) 263-9120 for any inquiries or visit us at our branch located at 1325 N Main St Adrian Mi 49221, Adrian, MI. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how our loan products can support your financial journey today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $24,757,071, make buying or refinancing simple. We help you navigate the process smoothly and efficiently.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $11,862,140 in loans helping members manage their finances effectively. This option is perfect for those looking to consolidate debt or make large purchases without collateral.

Loan Aggregator

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Tlc Community