Tlc Community Credit Union Adrian MI | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Tlc Community, your trusted financial partner located at 3030 S Adrian Hwy, Adrian, MI 49221. Since our establishment in 1956, we have proudly served over 55,624 members with a commitment to providing personalized banking solutions and fostering a strong sense of community. Our mission is simple: to empower our members to achieve their financial goals while ensuring they feel valued and supported every step of the way. With total assets exceeding $777 million and deposits around $29,908,192, we're not just a credit union; we're a cornerstone of the Adrian community. Our robust portfolio includes over 15,625 loans and leases, reflecting our dedication to helping you with everything from auto financing to personal loans. Under the leadership of CEO Jeffery Brehmer and Board President Mark Spohr, our team of 136 employees is here to provide exceptional service tailored to your needs. While you can visit us at our branch for your banking needs, please note that any official correspondence should be directed to our mailing address: PO Box 927, Adrian, MI 49221. At Tlc Community, we believe in giving back. Your membership helps us support local initiatives that enrich our community and enhance the lives of those around us. We are more than just a financial institution; we are your neighbors, dedicated to making a positive impact. Ready to experience the difference? Give us a call at 517-263-9120 or visit our website at tlccu.org to learn more about how we can assist you on your financial journey today!

Branch History & Mission

Innovation and Accessibility

As times change, so do we. Tlc Community embraces digital advancements while remaining ADA compliant to better serve all members of our community. With features such as online banking and mobile payments available for your convenience, managing your finances has never been easier. Additionally, we understand the importance of accessibility. Our branch offers both ATM services and drive-thru banking for quick transactions without leaving your vehicle. Whether you're making deposits or checking balances, we're here to make every step seamless for you.

Join Us Today!

With total assets reaching an impressive $777,388,845, Tlc Community remains steadfast in its dedication to supporting members financially and personally. We invite you to join our growing family today! Experience firsthand how we prioritize your needs while investing in the future of Adrian. For more information or if you have any questions, please feel free to call us at 517-263-9120 or visit our website at Tlc Community. Come see how Tlc Community can help you achieve your financial goals!

Our Mission

At Tlc Community, our mission is simple yet powerful: we strive to enhance the financial well-being of our members while fostering a sense of belonging within our community. We provide a range of services including personal banking accounts, auto loans, mortgage refinancing, credit cards with rewards, and business banking solutions. Each product is designed with your needs in mind, ensuring that you receive not only the best rates but also exceptional service. Our commitment goes beyond just financial transactions; we believe in giving back. We actively participate in local outreach initiatives that aim to uplift and support those around us. By building partnerships with various community organizations, we ensure that our impact extends beyond our walls.

Branch Location & Accessibility

Welcome to Tlc Community! Conveniently situated at 3030 S Adrian Hwy Adrian Mi 49221, our branch is here to serve you in the heart of Adrian, MI. Whether you're stopping by for a quick transaction or seeking guidance on your financial journey, our friendly team is ready to assist you. You can find us near local landmarks like [insert nearby landmark] and [insert another landmark], making it easy to incorporate a visit into your day. Parking is available right outside, ensuring a hassle-free experience when you arrive. Plus, our branch is designed with accessibility in mind, featuring ramps and ADA-compliant facilities to welcome all members of our community. At Tlc Community, we want to make banking as convenient as possible. Our lobby hours are tailored to fit your schedule: we're open Monday through Wednesday from 8:00 AM to 5:00 PM, Thursday until 5:30 PM, and Friday until 6:00 PM. On Saturdays, we're available from 8:00 AM to 12:00 PM for those who need assistance over the weekend. Need cash? We have an ATM on-site for your convenience, and if you're looking for quick service, our drive-thru banking option allows you to complete deposits and withdrawals without leaving your vehicle. While members can visit us at 3030 S Adrian Hwy Adrian Mi 49221, official correspondence should be sent to PO Box 927, Adrian, MI 49221. If you have any questions or need help with our services like checking and savings accounts, auto loans, or credit cards don't hesitate to give us a call at (517) 263-9120. We look forward to welcoming you soon!

Member Eligibility

At Tlc Community, we believe that joining our community is about more than just banking; it's about becoming part of a supportive family that genuinely cares for you. If you're looking to become a member, you'll be pleased to know that eligibility is open to individuals who live, work, worship, or attend school in the areas we serve. This means whether you're a local resident, employed nearby, or simply have ties to our vibrant community, you can enjoy all the benefits we offer. Becoming a member not only gives you access to our wide range of financial services but also connects you with opportunities for personal growth and financial wellness. To get started on your journey with us, it's easy! Simply visit our website at https://online.tlccu.org/enroll where you can find all the details needed for account opening. If you have any questions or need assistance, feel free to call us at (517) 263-9120. We're here to help you every step of the way and ensure that your membership experience is as smooth as possible. For more detailed eligibility criteria, check out . Welcome to Tlc Community we can't wait to have you on board!

Business Banking & Commercial Services

Merchant Services

In addition to loans, we offer comprehensive merchant services that simplify payment processing. Imagine a busy Saturday at your store; customers are eager to make purchases. With our reliable payment solutions, you can quickly process transactions, ensuring customer satisfaction while keeping your cash flow steady. Explore how Tlc Community can be your partner in achieving your business goals. For more information or to get started, visit us at 3030 S Adrian Hwy Adrian Mi 49221 or call us at (517) 263-9120. Let's grow together!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $190 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $47 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $12,989,722, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessibility & Community Focus

Our commitment extends beyond just financial products; it includes accessibility too. With an ATM available on-site and drive-thru services provided during our operating hours Monday through Saturday we strive to ensure that everyone can take care of their banking needs conveniently. At Tlc Community, we're not just about numbers; we're about people. We believe in building lasting relationships with our members and supporting them through every stage of their financial journey. If you're ready to explore the full range of services we offer or have any questions, feel free to reach out at (517) 263-9120 or visit us at https://www.tlccu.org/. Join us today at Tlc Community, where we're here to help you achieve your financial dreams!

Digital Banking Features

In today's fast-paced world, convenience is key. That's why Tlc Community features robust online and mobile banking options. Whether you want to check your balance, pay bills, or transfer money between accounts, our online platform makes it all accessible from anywhere at any time. You can even make person-to-person payments with ease. We also provide ATM and cash withdrawal services for those times when you prefer cash transactions. With basic drive-thru banking available for deposits, withdrawals, and simple transactions, getting your banking done has never been easier.

Personal Banking Solutions

Whether you're looking to open a checking or savings account, our personal banking services have you covered. At Tlc Community, we understand that managing your finances is essential. That's why we offer attractive checking and savings accounts that can help you save for future goals while enjoying easy access to your funds. Need to finance a new vehicle? Our auto loans and vehicle financing options make it simple and affordable for you to get behind the wheel of your dream car. If you're considering homeownership or refinancing, our mortgage loans and refinancing services can guide you through every step, ensuring you find the best rates tailored to your needs.

Support for Life's Financial Needs

In addition to personal banking, we also provide personal loans and debt consolidation options. These services can help ease the burden of unexpected expenses or high-interest debts, giving you the breathing room you need. Plus, with our credit cards offering rewards, you can earn benefits on everyday purchases while managing your expenses wisely. For small business owners, Tlc Community offers business banking solutions including merchant services and business loans. We know how important it is for local businesses to thrive, and we're here to support your entrepreneurial journey.

Digital & Online Banking

Accessibility and Ease-of-Use

With all these features combined, managing your finances has never been easier. Whether it's checking your account balance or transferring funds on the fly, Tlc Community is committed to providing a smooth experience tailored for you. Join us today and discover how our digital banking services can make your life simpler!

Key Features

We know security is important to you. That's why we provide electronic signature authorization for many transactions, making it both safe and straightforward to sign documents digitally. You can also opt for e-statements, which not only help the environment but allow you to keep track of your finances without cluttering your mailbox. Need to send money to friends or family? Our person-to-person transfer feature lets you quickly send cash using just their email or phone number. And if you're looking to simplify payments, our mobile payments option makes it easy to pay with your smartphone at various retailers.

Financial Strength

At Tlc Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share insights into our financial strength, which reflects our commitment to serving you better. With a net worth of $119,783,754, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1540 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $151,929,760 in share certificates and $59,995,155 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $119,496,781 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals with $4,343 in used auto loans and a total of $357,467,505 in loans and leases. Our operational efficiency is reflected in our $0 net income, which highlights our dedication to providing competitive loan rates and solid financial products for our members. We also take pride in having 130 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares available for lending and investments stand at $3,412,201. Total Share and Deposit Accounts amount to 104,806, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Tlc Community is your trusted partner. Visit us at 3030 S Adrian Hwy Adrian Mi 49221 or call 517-263-9120 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $62,062,057 in used vehicle loans and $29,618,860 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that make financing your next vehicle straightforward and accessible.

Business Loans

For business owners, our outstanding commercial loans totaling $12,989,722 provide the capital needed to grow and expand. We understand that running a business comes with its own set of challenges and opportunities; let us partner with you in making those opportunities a reality. We also have refinancing options available for those looking to lower their monthly payments or consolidate debt. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you're ready to take the next step in your financial journey or want more information about our loan offerings at Tlc Community located at 3030 S Adrian Hwy Adrian Mi 49221, feel free to call us at 517-263-9120. Our dedicated staff is here to help you find the right solution for your needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $24,757,071, making buying or refinancing simple. Whether you're a first-time buyer or looking to refinance your current mortgage, our team is here to guide you through every step of the process.

Unsecured Credit Cards

Managing day-to-day expenses can be a challenge. That's why we also offer flexible terms on unsecured credit card loans, with a total of $11,862,140 in loans helping members manage their finances effectively. Our credit cards come with great rewards and benefits tailored to fit your lifestyle.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to compliance ensures that users receive fair and transparent offers. Each loan listing is carefully verified, giving users confidence in the accuracy of their comparisons.

Tlc Community