Tinker Credit Union Stillwater OK | Affordable Auto Loans & Business Banking

Introduction

Welcome to Tinker, your trusted financial partner at the Stillwater Branch located at 5101 W 6Th Ave, Stillwater, OK 74074. Established in 1946, we have proudly served our community for over 75 years, building lasting relationships with our 469,570 members. With a robust total asset base of $6,025,622,237, Tinker is committed to providing personalized banking solutions tailored to your needs. At Tinker, we understand that each member's financial journey is unique. That's why we offer a wide range of services including checking and savings accounts, auto loans, mortgage financing, and business banking options. Whether you're looking to purchase your first car or consolidate debt, our expert team is here to guide you every step of the way. Our leadership team, led by CEO David Willis and Board President Tiffany Broiles, emphasizes community commitment and member satisfaction. With a dedicated workforce of 934 employees, we strive to create an environment where everyone feels valued and supported. While members can visit us at 5101 W 6Th Ave, official correspondence should be sent to our mailing address at PO Box 45750, Oklahoma City, OK 73145. With total deposits amounting to $873,328,752 and net worth standing strong at $830,132,282, you can trust that your finances are in good hands. We also maintain a healthy cash reserve of $35,126,165, ensuring we can meet your needs when it matters most. We invite you to explore all that Tinker has to offer. Call us today at 405-732-0324 or visit our website at tinkerfcu.org for more information on how we can help you achieve your financial goals. Join us as we continue to grow together because at Tinker, you're not just a member; you're part of the family!

Branch History & Mission

Commitment to Innovation

As times change, so do we. Tinker is focused on embracing technology that enhances member experience. From user-friendly online banking options to mobile applications that allow you to manage your finances on the go, we're here to meet your needs anytime and anywhere. Moreover, we maintain high standards of accessibility and compliance with ADA regulations. This ensures that all members can easily access our services regardless of their circumstances.

Join Us

With total assets exceeding $6 billion, Tinker is well-equipped to provide a wide range of financial solutions while ensuring member satisfaction remains our top priority. Whether you need assistance with loans or simple transactions at our shared service center, we are here for you. If you're looking for a credit union that puts its members first and actively contributes to the community's well-being, Tinker is the place for you. We invite you to join us today and discover how we can help you achieve your financial dreams! For more information or inquiries, feel free to reach out at 405-732-0324 or visit us online at Tinker FCU.

Our Mission

At Tinker, our mission is clear: to empower our members with quality financial services while making a positive impact in the communities we serve. We believe that by putting people first whether it's through personal banking solutions like checking and savings accounts or loans for vehicles and homes we can help individuals achieve their financial goals. We are dedicated not only to providing excellent financial products but also to fostering community growth through outreach programs and partnerships. Our commitment extends beyond traditional banking; we actively engage with local initiatives that support education, health, and well-being.

Branch Location & Accessibility

Convenient Access

At Tinker, we prioritize your convenience. If you need to send us official correspondence, please use our mailing address: PO Box 45750, Oklahoma City, OK 73145. Our branch is designed with accessibility in mind, featuring ADA-compliant entrances and ample parking to ensure everyone can visit comfortably.

Get In Touch

Ready to experience friendly service and expert financial guidance? Give us a call at 405-732-0324 or stop by our Stillwater Branch today! We can't wait to help you with all your banking needs.

Operating Hours

We understand that life can get busy! That's why our lobby hours are tailored to fit your schedule. You can visit us Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM. We even open for a half-day on Saturday from 9 AM to noon. For those who prefer drive-thru service, we're ready to assist you earlier Monday through Thursday from 8 AM to 6 PM and Friday from 8 AM to 6:30 PM.

Services Offered

Our Stillwater Branch offers a wide range of services designed just for you. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Need a quick ATM withdrawal? We have that too! Plus, our shared service center allows members of partner credit unions to complete basic transactions right here with us.

Member Eligibility

At Tinker, we believe that becoming a member is like joining a close-knit family that supports your financial goals. If you're wondering how to become part of our community, it's quite simple! Membership at Tinker is open to those who live, work, worship, or attend school in certain areas, as well as their immediate family members. We aim to make banking accessible and welcoming for everyone. You can learn more about the specific eligibility criteria by visiting our website at Tinker Membership. Opening an account is just as straightforward! Whether you want to start with a checking or savings account, or explore our loan options, we're here to guide you every step of the way. Feel free to reach out to us at (405) 732-0324 if you have any questions or need assistance. Our friendly team at 5101 W 6Th Ave, Stillwater, OK 74074 is ready to welcome you and help you embark on your financial journey with us!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $335 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $287,213,703, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work for You

Imagine seamlessly accepting payments from customers, whether they pay with cash, card, or mobile. Our merchant services are designed to simplify transactions so you can focus on what you do best running your business. By using our services, you'll find it easier to manage cash flow and keep your operations running smoothly. Located at 5101 W 6Th Ave Stillwater Ok 74074 in Stillwater, OK, we're here to empower your business with the financial tools you need. Let's work together to achieve your goals!

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and small business owners, we provide comprehensive business banking solutions including merchant services and business loans. You can focus on growing your business while we take care of your banking needs.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why at Tinker, we prioritize digital banking features such as online and mobile banking options. Easily access your account statements, make transfers, and pay bills with just a few clicks. We also support ATM services for quick cash withdrawals and deposits without the hassle.

Credit Cards with Benefits

Enjoy shopping rewards with our credit cards that offer attractive benefits. From cash back on everyday purchases to special deals on travel expenses, our credit cards are designed to add value to your spending while giving you financial flexibility.

Drive-Thru & Shared Branch Transactions

For those who prefer face-to-face interactions but want to avoid long waits, our drive-thru service allows for simple transactions like deposits and withdrawals without leaving your car. Additionally, as part of a network of partner credit unions, we offer shared branch transactions so you can access your accounts even when you're away from home. At Tinker, we strive to create an environment where all members feel welcome and supported in their financial journeys. If you're interested in learning more about our services or want personalized assistance, feel free to call us at (405) 732-0324 or visit us at 5101 W 6Th Ave Stillwater Ok 74074 in Stillwater, OK. Take the first step towards achieving your financial goals today!

Home Financing Options

Are you considering purchasing a home? Our mortgage loans and refinancing options provide flexible solutions tailored for you. With competitive rates and personalized service, we aim to make the home-buying process seamless. Plus, if you're looking to consolidate debt, our personal loans can help you manage payments more effectively.

Personal Banking Solutions

For those looking to manage their day-to-day finances, our personal banking options include checking and savings accounts designed to help you reach your goals. Imagine easily accessing your funds online or through our mobile app, making it simple to check balances and transfer money anytime, anywhere. We also offer auto loans and vehicle financing, ensuring that getting behind the wheel of your dream car is as smooth as possible.

Digital & Online Banking

Accessibility and Support

Navigating through our online services is straightforward, ensuring that you can find what you need quickly. If you have any questions or need assistance, our friendly staff is always ready to help. We believe that technology should empower you, not complicate things. Explore the full range of digital banking options today at https://www.tinkerfcu.org/ and experience how easy it is to bank with Tinker!

Key Features of Our Online Banking

Our 24/7 online banking service lets you check your account balance, pay bills, and transfer funds with just a few clicks. Whether you're at home or on the go, you can manage your accounts in real-time. Plus, our person-to-person transfer feature makes it simple to send money to friends or family without any hassle. Security is a top priority for us. With electronic signature authorization available, you can sign documents safely from the comfort of your home. Additionally, our e-statements provide an eco-friendly way to access your financial information without the clutter of paper statements. For those who prefer mobile convenience, our mobile application is available for download, allowing you to manage your accounts directly from your smartphone. While we currently do not support mobile payments, we are committed to enhancing our services in the future to better serve you.

Financial Strength

Growing Trust

The trust placed in us by our members is evident with a total of 810,737 share accounts. This growing base shows how many individuals believe in the stability and reliability of Tinker. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Tinker is your trusted partner. Visit us at 5101 W 6Th Ave Stillwater Ok 74074 or call (405) 732-0324 to learn more about how we can help you achieve your financial goals.

Member-Centric Approach

Members' savings are secured through $1,122,378,182 in share certificates and $1,568,971,563 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $989, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $66,515,199 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 825 full-time employees and 109 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Better Services

With $743,290,969 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $72,056 in used auto loans and $3,513,420,313 in total loans and leases.

Solid Financial Health

With a net worth of $830,132,282, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,373 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $1,381,463,084 in used vehicle loans and $632,221,151 in new vehicle loans to help members get on the road. Whether you're looking for a reliable used car or a brand-new model, our competitive rates can make financing easier than ever.

Business Loans

For business owners looking to grow and expand their operations, our outstanding commercial loans totaling $287,213,703 provide the capital needed to invest in your future. Whether it's upgrading equipment or expanding facilities, we're committed to supporting local businesses. At Tinker Credit Union, we are dedicated to serving our community by providing financial solutions that meet your needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Explore your loan options today and see how we can assist you on your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $70,425,360, making it easier for you to secure your dream home with favorable terms. If you're considering refinancing your current mortgage or exploring eligibility options for first-time buyers, we're here to guide you every step of the way.

Unsecured Credit Card Loans

Managing everyday expenses? We also offer flexible terms on unsecured credit card loans. With a total of $177,551,200 in loans helping members manage their finances effectively, our credit cards come with rewards and no hidden fees just straightforward lending that works for you.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers. Every loan comparison is based on verified information, which means you can trust the data presented.

TINKER FEDERAL CREDIT UNION

Type of Loan Offerings

Personal Loans

Vehicle Loans