Tinker Credit Union Oklahoma City OK | Low Mortgage Rates & Personal Loans

Introduction

Welcome to Tinker, your trusted credit union located at 14900 South Sooner, Oklahoma City, OK 73165. Established in 1946, we've been committed to serving our community for over 75 years. With a strong membership base of 469,570 members, we pride ourselves on providing exceptional financial services tailored to meet the diverse needs of our members. At Tinker, we understand that financial health is crucial for our members and the community we serve. That's why we manage a robust portfolio with total assets reaching an impressive $6,025,622,237. Our dedication to sound financial practices has helped us achieve a net worth of $830,132,282, ensuring that your money is not only safe but also working for you. We offer a wide range of services including personal banking, auto loans, mortgage financing, and business banking solutions. With over 934 employees, led by our CEO David Willis and Board President Tiffany Broiles, we're here to ensure you receive the best customer service possible. While you can visit us at our physical branch for all your banking needs, please note that official correspondence should be sent to our mailing address: PO Box 45750, Oklahoma City, OK 73145. Feel free to reach out at 405-319-7960 or explore our website at Tinker FCU for more information about how we can help you achieve your financial goals. Join us today and experience the Tinker difference!

Branch History & Mission

At Tinker, we have a proud history of serving the Oklahoma City community since our founding in 1946. What began as a small credit union has grown into a trusted financial institution with a total membership of over 469,570 and assets totaling more than $6 billion. Our branch is located at 14900 South Sooner, Oklahoma City, OK 73165, a central spot that allows us to be easily accessible for all our members. Our mission is clear: to provide our members with exceptional financial services while fostering a strong sense of community. We aim to empower individuals and families by offering a range of products, including personal banking, auto loans, mortgage options, and business services. We believe that supporting our community goes beyond banking; it's about building relationships and creating opportunities for growth and success. Since opening our doors, Tinker has embraced innovation. We've incorporated digital advancements like online and mobile banking to make managing finances easier for our members. Our commitment to accessibility includes ADA compliance at our facilities and providing ATM access for convenient transactions. We pride ourselves on being more than just a financial institution. Our branch actively participates in local outreach programs, forging partnerships that benefit various community initiatives. From educational workshops to support local charities, we strive to make a positive impact in the areas we serve. While members can visit us at our branch location, official correspondence should be sent to PO Box 45750, Oklahoma City, OK 73145. Our team is dedicated to ensuring that your experience with Tinker is both seamless and rewarding. As we look ahead, we invite you to join the Tinker family. Experience firsthand the benefits of being part of a credit union that values its members and invests in their future. Whether you're looking for savings accounts, loans or simply want to learn more about how we can help you reach your financial goals, we're here for you every step of the way. For inquiries or assistance, feel free to contact us at 405-319-7960 or visit us online at Tinker. Your journey towards better financial health begins with us!

Branch Location & Accessibility

Finding Us

You can reach us directly at our branch address or send any official correspondence to our mailing address: PO Box 45750, Oklahoma City, OK 73145. We pride ourselves on being easy to locate and get to, with ample parking available right outside our doors. Our facility is designed with accessibility in mind, featuring ADA-compliant ramps and entrances so everyone can enjoy a hassle-free visit.

Get in Touch

Have questions? Feel free to give us a call at 405-319-7960. Our team is always ready to assist you with any inquiries or concerns you may have. We invite you to come by our South Sooner branch today experience the warm welcome of Tinker Credit Union where we prioritize your financial well-being!

Operating Hours

We know how busy life can be! That's why we offer flexible hours to serve you better. Our lobby is open Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 12 PM. For those who prefer drive-thru banking, you can visit us Monday through Thursday from 8 AM to 6 PM, Friday until 6:30 PM, and Saturday until noon.

Services Offered

At Tinker, we offer a range of services tailored just for you from checking and savings accounts to auto loans and mortgage refinancing. Our drive-thru service provides quick access for deposits, withdrawals, and simple transactions without leaving your car. Plus, if you're a member of another participating credit union, you can enjoy shared services here as well! With ATM availability on-site, accessing cash has never been easier.

Member Eligibility

Becoming a member of Tinker is like joining a family that truly cares about your financial well-being. If you live, work, or worship in the areas we serve, you're likely eligible to join us! Our community welcomes individuals from various backgrounds, so whether you're just starting your financial journey or looking for new ways to save and grow, there's a place for you here. For more detailed information on eligibility criteria, you can check out our website at https://www.tinkerfcu.org/membership/. The process of opening an account is straightforward and friendly. With just a few simple steps, you'll be part of a supportive network that offers fantastic benefits like competitive rates on loans and savings accounts tailored to fit your needs. If you have any questions or need assistance during the application process, feel free to give us a call at (405) 319-7960. We're excited to help you get started on your path with Tinker, located at 14900 South Sooner Oklahoma City Ok 73165!

Business Banking & Commercial Services

Practical Merchant Services

In addition to our loan offerings, we provide comprehensive merchant services designed to simplify everyday transactions. Imagine running your business knowing you can accept payments easily, track sales efficiently, and manage finances seamlessly all under one roof. This means less time worrying about logistics and more focus on what you do best: growing your business. Visit us at 14900 South Sooner Oklahoma City Ok 73165, Oklahoma City, OK to discover how our business banking solutions can transform your financial landscape. Let's work together to turn your vision into reality!

Unlocking Growth with Our Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $335 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $287,213,703, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessible Banking Services

For those who prefer face-to-face interactions, our Basic Drive-Thru Banking provides quick service for deposits, withdrawals, and simple transactions without needing to step inside. Additionally, as part of our commitment to community banking, we offer Basic Shared Branch Transactions, allowing members from partner credit unions to conduct deposits and withdrawals easily. At Tinker, we believe that managing your finances should be straightforward and stress-free. If you're ready to take advantage of these services or have any questions, don't hesitate to reach out at (405) 319-7960 or visit us at 14900 South Sooner Oklahoma City Ok 73165 in Oklahoma City. We look forward to helping you achieve your financial goals!

Convenient Digital Access

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking features. You can check balances, transfer funds, and pay bills right from your smartphone or computer whenever and wherever it suits you best. Our ATM & Cash Withdrawal Services ensure you have access to your funds when you need them most.

Personal Banking Made Easy

Our Personal Banking services include checking and savings accounts designed to help you manage your money efficiently. With options that fit any lifestyle, you'll find it easy to save for that dream vacation or simply keep track of your everyday spending. We also offer Auto Loans & Vehicle Financing, making it simple to get behind the wheel of your next car without breaking the bank. Thinking about buying a home? Our Mortgage Loans & Refinancing options can help you navigate the often complex world of real estate with ease. Need a little extra cash? Our Personal Loans & Debt Consolidation services are here to assist you in managing unexpected expenses or consolidating debt into one manageable payment.

Rewards and Business Solutions

Don't forget about our Credit Cards with Rewards! Enjoy perks that make every purchase more rewarding. Plus, if you're a business owner, our Business Banking services provide essential tools like merchant services and business loans to help your company thrive.

Digital & Online Banking

At Tinker, we understand that managing your finances should be easy and secure. That's why we offer a full suite of digital and online banking services designed to fit your lifestyle. Whether you're at home or on the go, our tools make it simple to access your accounts whenever you need to. With our online banking platform, you can enjoy 24/7 access to your accounts. This means you can check balances, pay bills, and transfer funds without stepping foot inside a branch. Need to send money quickly? Our person-to-person transfer feature allows you to send money directly to friends or family with just a few taps on your smartphone. For those who prefer mobile access, our user-friendly mobile application is available for download, giving you the freedom to manage your finances from anywhere. Plus, if you choose electronic statements, you'll receive your account updates right in your inbox no more waiting for paper statements! We take security seriously, which is why our online services include electronic signature authorization. This feature ensures that your transactions are safe and verified every time. With e-statements available as well, you can keep track of your financial history without the clutter of paper. In today's fast-paced world, convenience is key. At Tinker, we aim to provide accessible and efficient solutions that meet your banking needs while keeping everything secure. Experience peace of mind knowing that managing your finances is just a click away!

Financial Strength

A Trusted Partner

Net Shares (Funds available for lending and investments): $4,496,891. Total Share and Deposit Accounts: 810,737, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Tinker is your trusted partner. Visit us at 14900 South Sooner Oklahoma City Ok 73165 or call (405) 319-7960 to learn more about how we can help you achieve your financial goals.

Investment in Growth

With $743,290,969 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is substantial; we have $72,056 in used auto loans and $3,513,420,313 in total loans and leases to support your financial goals across various sectors.

Member-Focused Savings

Members' savings are secured through $1,122,378,182 in share certificates and $1,568,971,563 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $989, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Capital Position

With a net worth of $830,132,282, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 13.73% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Sustainable Profitability

Our $14,216,989 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 825 full-time employees and 109 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Loan Offering

Additional Offerings

In addition to these key products, we also offer personal loans for debt consolidation and other financial needs. Plus, if you're considering refinancing any existing loans or exploring eligibility options for different loan types, our knowledgeable staff is ready to help you navigate those choices. For more information on how Tinker can assist you with your lending needs or to explore eligibility options further, visit us online at Tinker Federal Credit Union or call us today at 405-319-7960. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,381,463,084 in used vehicle loans and $632,221,151 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable pre-owned option, we have tailored solutions to fit your budget and preferences.

Business Financing

For business owners, our outstanding commercial loans totaling $287,213,703 provide the capital needed to grow and expand your business. Whether you're looking for funds for equipment purchases or operational costs, our team is here to assist you in achieving your business goals.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $70,425,360, ensuring you have the support you need throughout your home buying journey. Whether you're a first-time buyer or looking to refinance an existing mortgage, we provide guidance every step of the way.

Unsecured Credit Card Loans

Managing daily expenses can be easier with our unsecured credit card loans. With a total of $177,551,200 in loans helping members manage their finances effectively, our credit cards come with flexible terms that can adapt to your spending habits while offering rewards on purchases.

Loan Aggregator

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing process ensures that the offers displayed are fair and transparent. Users can trust that the information they receive is up-to-date and accurate.

TINKER FEDERAL CREDIT UNION - Oklahoma City, OK

Type of Loan Offerings

Personal Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Oklahoma City, OK (73165)