Tinker Credit Union Oklahoma City OK | Low Mortgage Rates & Business Loans

Introduction

Welcome to Tinker, your trusted partner in financial growth and community support. Located at 4626 Nw 39Th St, Oklahoma City, OK 73122, our Northwest Branch has proudly served the community since 1946. With over 469,570 members and total assets exceeding $6 billion, we are committed to providing exceptional financial services tailored to your needs. At Tinker, we understand that banking is more than just numbers; it's about building relationships and fostering a sense of belonging. Our dedicated team of 934 employees, led by CEO David Willis and Board President Tiffany Broiles, works tirelessly to ensure you feel valued and supported in every transaction. While members can visit us at our branch for personalized assistance, official correspondence should be directed to our mailing address: PO Box 45750, Oklahoma City, OK 73145. We invite you to experience our wide range of services, including checking and savings accounts, auto loans, mortgages, personal loans, credit cards with rewards, and business banking solutions. With total deposits of $873,328,752 and a net worth of $830,132,282, Tinker stands as a pillar of stability in the community. Whether you're looking to secure a loan our portfolio includes over 274,238 loans and leases or simply want to explore your banking options online through our user-friendly website at tinkerfcu.org, we're here for you. Join us today and discover how Tinker can help you achieve your financial goals. For any inquiries or assistance, feel free to call us at 405-732-0324 or visit during our convenient operating hours: Monday-Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to noon. Your journey toward financial empowerment starts here!

Branch History & Mission

Community Focus

We are not just about transactions; we're deeply rooted in the community. Tinker actively engages in partnerships and outreach efforts that aim to uplift those around us. From sponsoring local events to supporting educational programs, we strive to make a positive impact in every way possible. With features like ATM availability and drive-thru banking, we've ensured that your banking experience is both efficient and user-friendly. We also prioritize accessibility by being ADA compliant and embracing digital advancements that make managing your finances easier than ever. Join us at Tinker Credit Union and experience firsthand the benefits of being part of a community-focused institution where your financial well-being is our top priority. Whether you're looking for personal banking solutions or ways to support local initiatives, we invite you to become part of our story today! For more information or to open an account, visit us online at Tinker FCU.

Our Mission

At Tinker, our mission is simple yet powerful: to empower our members through accessible financial solutions and community engagement. We believe that everyone deserves the chance to achieve their financial goals, whether that's securing an auto loan or starting a new business. Our services include personal banking options like checking and savings accounts, auto loans, mortgage financing, credit cards with rewards, and more. While members can visit us at 4626 Nw 39Th St, official correspondence should be sent to PO Box 45750, Oklahoma City, OK 73145. We are proud to offer convenient operating hours Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM until noon making it easier for you to access our services.

Branch Location & Accessibility

Convenient Access and Amenities

At Tinker Northwest Branch, we understand the importance of accessibility. Our location features ample parking to ensure you can easily find a spot when you visit. For those who require additional support, our facility is ADA compliant, equipped with ramps and other features to make banking accessible for everyone. Our operating hours are designed with your schedule in mind. We're open Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to noon. If you prefer using our drive-thru service, it's available Monday through Thursday from 8:00 AM to 6:00 PM and Friday until 6:30 PM, making quick transactions even easier.

Get in Touch!

If you're looking for a credit union that values convenience and community support, look no further than Tinker Northwest Branch. Feel free to give us a call at 405-732-0324 or drop by during our operating hours we'd love to help you with your financial journey!

Services Tailored for You

Tinker Northwest Branch offers a wide range of services to meet all your banking needs. From personal checking and savings accounts to auto loans and mortgages, we have solutions that fit your lifestyle. Our ATMs are readily available for cash withdrawals and balance checks whenever you need them. While members can visit us at the branch address mentioned above, if you need to send official correspondence, please use our mailing address at PO Box 45750, Oklahoma City, OK 73145.

Member Eligibility

Joining the Tinker community means becoming part of a welcoming family that prioritizes your financial well-being. At Tinker, we believe that everyone deserves access to our range of services, and that's why we strive to keep membership eligibility simple and inclusive. To become a member, you'll need to meet a few straightforward criteria, such as living or working in certain areas or being related to someone who is already a member. This helps us create a close-knit community where we can support each other's financial journeys. For more detailed information on eligibility requirements, feel free to visit our website at Tinker Membership. Opening an account with us is just as easy! You can start the process online or by visiting our branch located at 4626 Nw 39Th St, Oklahoma City, OK 73122. If you have any questions along the way, don't hesitate to reach out at 405-732-0324; our friendly team is here to help you every step of the way. Becoming a member at Tinker not only opens doors to great financial products but also connects you with a supportive community that truly cares about your success.

Business Banking & Commercial Services

Business Loans That Fuel Growth

Imagine having the capital to expand your operations or purchase new equipment. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $335 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $287,213,703, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Easy

In today's fast-paced world, accepting payments should be straightforward. Our merchant services provide you with reliable tools to process transactions efficiently, whether online or in-store. This means you can focus on what matters most serving your customers and growing your business. If you're ready to take your business to the next level, visit us at 4626 Nw 39Th St Oklahoma City Ok 73122 in Oklahoma City, OK or give us a call at (405) 732-0324. Let's work together to achieve your goals!

Comprehensive List Of Services

Convenient Access

Accessibility is key at Tinker. Our branch features a drive-thru service for quick transactions like deposits and withdrawals without having to leave your car. You can also take advantage of our ATM services for easy cash withdrawal and balance checks any time of day. We invite you to experience the full range of services available at Tinker. With our knowledgeable staff ready to assist you and our commitment to member satisfaction, you'll find everything you need right here in Oklahoma City. If you're interested in opening an account or learning more about our offerings, please call us at 405-732-0324 or visit us online at tinkerfcu.org. Join us today and let Tinker be a part of your financial journey!

Loans & Credit Options

In addition to auto loans, Tinker offers personal loans for debt consolidation or unexpected expenses that arise in life. We also have credit cards with rewards that allow you to earn points while you spend turning everyday purchases into exciting rewards. For those who run their own businesses or are planning to start one, Tinker's business banking services include merchant services and business loans. We understand the unique challenges faced by entrepreneurs and are committed to helping you succeed.

Personal Banking

Our personal banking services start with checking and savings accounts designed to help you manage your day-to-day finances effortlessly. Imagine being able to check your account balance or transfer funds anytime from your mobile device through our online and mobile banking options. This means you can bank on-the-go, making it easier than ever to keep track of your finances. When it comes to financing a new car or getting back on the road with an auto loan, we have competitive rates and flexible terms that cater to your budget. Our vehicle financing options make purchasing a car straightforward and stress-free. Plus, if you're considering homeownership or refinancing your existing mortgage, our mortgage loans provide personalized assistance every step of the way.

Digital & Online Banking

Key Features

One of the standout features is our electronic signature authorization, which allows you to sign documents securely from the comfort of your home. No more printing, signing, and scanning just a quick click and you're done! We also provide e-statements, giving you quick access to your financial records without the clutter of paper statements. If you're looking for convenience in payments, our person-to-person transfers make sending money to friends or family a breeze. You can quickly send funds with just an email address or phone number no need for cash or checks. For those who are always on the go, our mobile application brings all these features right to your fingertips. You can download it easily and enjoy seamless access to your accounts while you're out and about. While mobile payments aren't currently offered at Tinker, our commitment to security means that every transaction you make is protected with the latest technology. You can feel confident knowing your personal information remains safe. In short, Tinker's digital and online banking services empower you to manage your finances with ease and security. Join us today at https://www.tinkerfcu.org/ and experience the freedom of banking anytime, anywhere!

Financial Strength

Commitment to Growth

With $743,290,969 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $72,056 in used auto loans and $3,513,420,313 in total loans and leases.

Efficient Operations

Our strong operational efficiency is reflected in our $66,515,199, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 825 full-time employees and 109 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Membership

The trust our members place in us is evident with a total of 810,737 share accounts. This growing member base shows that more individuals choose Tinker as their trusted financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Tinker is your trusted partner. Visit us at 4626 Nw 39Th St Oklahoma City Ok 73122 or call (405) 732-0324 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $1,122,378,182 in share certificates and $1,568,971,563 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $989, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Foundation

With a net worth of $830,132,282, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,373 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Information

If you're considering refinancing or want to explore eligibility options for any of our loan products, feel free to reach out. We're here to guide you through every step of the process. For more information or to discuss your specific needs with one of our representatives, call us at 405-732-0324. Whether you're thinking about purchasing a car, buying a home, or managing expenses with a credit card loan, Tinker is committed to providing you with affordable and accessible financial solutions tailored just for you.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,381,463,084 in used vehicle loans and $632,221,151 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used car, we provide flexible options tailored to fit your budget.

Business Loans

For business owners looking to grow and expand their operations, our outstanding commercial loans totaling $287,213,703 provide the capital needed to take your business to the next level. We understand the unique challenges faced by small businesses and are here to support your journey towards success.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $70,425,360, making buying or refinancing simple. We offer competitive rates and terms that can help you secure the home of your dreams without breaking the bank.

Unsecured Credit Card Loans

Managing daily expenses just got easier with our unsecured credit card loans. We provide flexible terms on these loans, with a total of $177,551,200 helping members manage their finances effectively. Enjoy peace of mind knowing you have a reliable source of funds for everyday purchases or unexpected expenses.

Loan Aggregator

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This sourcing ensures that all offers presented are fair and transparent. By working exclusively with reputable lenders, LendMesh builds a foundation of trust for its users.

TINKER FEDERAL CREDIT UNION

Type of Loan Offerings

Personal Loans

Vehicle Loans