Texas Dow Employees Credit Union Tinker Edmond OK | Low Mortgage Rates & Affordable Auto Loans

Introduction

Welcome to Tinker, your trusted financial partner located at 3141 S Bryant Ave, Edmond, OK 73013. Established in 1946, our commitment to providing exceptional service has helped us grow to serve over 469,570 members. With total assets exceeding $6 billion, we pride ourselves on being a stable and reliable choice for all your banking needs. At Tinker, we understand that financial services should cater to the community. That's why we offer a wide range of products including personal and business loans, checking and savings accounts, and credit cards with rewards. Our team is dedicated to helping you achieve your financial goals, whether you're purchasing a new car or planning for retirement. While members can visit us at our branch in Edmond, official correspondence should be sent to P.O. Box 45750, Oklahoma City, OK 73145. We invite you to experience our friendly atmosphere and knowledgeable staff who are ready to assist you. Under the leadership of CEO David Willis and Board President Tiffany Broiles, Tinker aims not just to meet but exceed your expectations. With a net worth of $830 million and cash reserves of $35 million, our financial strength allows us to provide competitive rates and exceptional service. Feel free to reach out by calling us at 405-732-0324 or visit our website at tinkerfcu.org for more information. Join us today and discover how Tinker can help you with all your financial needs!

Branch History & Mission

Commitment to Innovation

As times change, so do we. Tinker embraces digital advancements by providing online banking services that allow members to manage their finances easily from anywhere. We also ensure our facilities are ADA compliant so that everyone can access our services comfortably. At Tinker, every member counts. With a dedicated team of over 900 employees, including customer service representatives ready to assist you at any time, we're committed to delivering an exceptional banking experience. We invite you to join us at Tinker and discover how being part of our credit union can benefit you financially while contributing positively to the community around us. Experience personalized service where your financial goals matter come visit us today!

Our Mission

Our mission at Tinker is simple yet profound: to enhance the financial well-being of our members while supporting the communities we serve. We believe that strong financial health leads to thriving communities. That's why we offer not only competitive rates and services but also actively engage in community outreach initiatives. We partner with local organizations to promote financial literacy and provide assistance where it's needed most. While members can visit us at our branch address, official correspondence should be sent to P.O. Box 45750, Oklahoma City, OK 73145 if needed. Our operating hours are designed for your convenience: Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM until noon. For those who prefer quick access, we also have an ATM available and offer drive-thru banking services.

Branch Location & Accessibility

Accessibility Features

At Tinker, we believe that banking should be accessible to everyone. Our branch is designed with ADA-compliant features, including ramps and spacious entryways, ensuring that all members can visit comfortably. Plus, ample parking is available right outside our doors so you can get in and out hassle-free.

Operating Hours

We know that life can get busy, which is why we offer flexible hours to suit your schedule. You can visit us Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to noon. If you're on the go, take advantage of our drive-thru service where you can handle deposits and withdrawals without leaving your car available Monday through Thursday from 8:00 AM to 6:00 PM and Friday until 6:30 PM.

Services Offered

Tinker offers a wide range of services tailored just for you! From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we cover all your financial needs. We also provide business banking solutions along with online and mobile banking for added convenience. And if you need cash quickly, our ATM is always available for your use. While members can visit us at 3141 S Bryant Ave, official correspondence should be sent to P.O. Box 45750 in Oklahoma City if needed. We invite you to come experience the welcoming atmosphere at Tinker today! Feel free to call us at 405-732-0324 if you have any questions or need assistance before your visit. We look forward to serving you!

Member Eligibility

Becoming a member of Tinker is like joining a family that truly cares about your financial well-being. If you're ready to take the leap, you'll find that eligibility is simple and welcoming. Generally, anyone who lives, works, or worships in the areas served by our credit union can become a member. This means you could be just a short walk away from enjoying benefits like lower loan rates, higher savings yields, and personalized service designed to meet your needs. To learn more about specific eligibility requirements and see if you qualify, feel free to check out our detailed resource at https://www.tinkerfcu.org/membership/ . Once you've established your eligibility, opening an account at Tinker is straightforward and hassle-free. Our friendly team is here to guide you through each step of the process. Whether you're looking to open a checking account or explore loan options, we're just a phone call away at (405) 732-0324. Visit us at our branch located at 3141 S Bryant Ave Edmond Ok 73013, or head over to https://www.tinkerfcu.org/loans-cards/new-used-vehicle-loans/ for more information on getting started. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Business Loans for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $335 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $287,213,703, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

In addition to our loan offerings, we provide essential merchant services that simplify daily transactions. Imagine being able to accept payments seamlessly from your customers, whether they are shopping online or in-store. Our payment processing solutions ensure that you can focus on what really matters growing your business. Visit us at 3141 S Bryant Ave Edmond Ok 73013 in Edmond, OK to learn more about how our business banking and commercial services can support your goals. Let's work together to build a brighter future for your business!

Comprehensive List Of Services

Banking at Your Fingertips

With our online and mobile banking features, managing your finances has never been easier. You can check balances, transfer funds, and pay bills from the comfort of your home or on-the-go. Plus, with ATM access available at our branch and throughout the network, withdrawing cash is quick and convenient.

Convenience When You Need It

Our drive-thru banking service allows for quick deposits and withdrawals without leaving your car. Whether you're in a rush or just prefer not to come inside, we've made banking simple for everyone. Additionally, if you're a member of another credit union that partners with us, shared branch transactions are available for deposits and withdrawals too. At Tinker, we are committed to making your banking experience smooth and supportive. For more information about our services or to get started today, please don't hesitate to reach out! Call us at (405) 732-0324 or visit us at Edmond East to discover how we can help meet your financial needs.

Financing Your Dreams

Thinking about buying a new car? We offer competitive auto loans and vehicle financing options that make driving off the lot easier than ever. If you're considering buying a home, our mortgage loans and refinancing services can guide you through the process smoothly. Picture yourself in your dream house, knowing you have the support of our dedicated team behind you. For those unexpected expenses or plans that require some extra cash, our personal loans and debt consolidation services can provide the financial relief you need. Plus, if you're looking for credit options, our credit cards come with rewards that make every purchase more rewarding.

Personal Banking Made Easy

Whether you're looking to open a checking or savings account, Tinker has you covered. Our personal banking options are designed to fit your lifestyle and help you manage your finances effortlessly. Imagine having a reliable checking account that makes daily transactions simple, or a savings account that helps you grow your funds for future goals.

Supporting Local Businesses

If you're a business owner, Tinker also offers business banking solutions including merchant services and business loans. We believe in supporting local businesses because when they thrive, our community thrives too.

Digital & Online Banking

Easy Access Anytime

With our 24/7 online banking services, managing your accounts has never been easier. Simply visit us at https://www.tinkerfcu.org/ to access your account, check balances, transfer funds, and more all from the comfort of your home or on the go. Our user-friendly platform ensures that you can navigate effortlessly through your financial tasks.

Mobile-Friendly Options

For those who prefer banking on their smartphones, our mobile application makes it easy to manage your finances at your fingertips. While mobile payments aren't currently available, the app provides all essential features to keep you connected with your accounts. You can view transactions, deposit checks, and even set up alerts to stay informed about your financial activity.

Secure Transactions

Security is a top priority for us. Whether you're using electronic signature authorization to approve important documents or opting for e-statements instead of paper ones for added privacy, you can trust that your information is safe with us. Plus, our person-to-person transfer feature allows you to send money to friends and family quickly and securely.

Summary

At Tinker, we're committed to making banking simple and secure. With options like e-statements and electronic signature authorization, we ensure that managing your money is both easy and efficient. Join us today and experience how our digital banking services can enhance your financial journey!

Financial Strength

Growing Trust

Total Share and Deposit Accounts: 810,737, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $4,496,891 further illustrate our robust support for member needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Tinker is your trusted partner. Visit us at 3141 S Bryant Ave Edmond Ok 73013 or call (405) 732-0324 to learn more about how we can help you achieve your financial goals.

Member Savings Protection

Members' savings are secured through $1,122,378,182 in share certificates and $1,568,971,563 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $989, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $66,515,199, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 825 full-time employees and 109 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Member Benefit

With $743,290,969 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $72,056 in used auto loans and $3,513,420,313 in total loans and leases.

Solid Financial Health

With a net worth of $830,132,282, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,373 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,381,463,084 in used vehicle loans and $632,221,151 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable used car, we have options tailored for you.

Business Loans

For business owners, our outstanding commercial loans totaling $287,213,703 provide the capital needed to grow and expand. We understand that having access to funds can make all the difference when running a successful business.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $70,425,360, make buying or refinancing simple. We're committed to making your dream home within reach.

Refinancing Options

If you're looking to refinance existing loans or explore eligibility options for any of our products, our team is ready to assist you. We believe that every member deserves access to affordable financing solutions. Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Tinker, we pride ourselves on transparency and helping our members navigate their financial journeys with ease. For more information on any of these products or to start your application today, visit us online at https://www.tinkerfcu.org . We're here to help you take your next step toward financial success!

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $177,551,200 in loans helping members manage their finances effectively. These cards are perfect for everyday purchases and emergencies alike.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to accuracy ensures that users receive fair and transparent offers tailored to their needs. By relying on verified information, LendMesh builds trust and reliability into every comparison.

TINKER FEDERAL CREDIT UNION

Type of Loan Offerings

Personal Loans

Vehicle Loans