Texas Dow Employees Credit Union Tinker OK | Affordable Auto Loans & Business Banking

Introduction

Welcome to Tinker, your trusted partner in financial well-being, located at 2183 Harper St, Choctaw, OK 73020. Since our establishment in 1946, we've been dedicated to serving our community with integrity and commitment. With a growing membership of 469,570 individuals, we pride ourselves on being more than just a financial institution; we are a community hub where members come first. At Tinker, we manage an impressive total of $6,025,622,237 in assets, ensuring that your money is not only safe but also working for you. Our members enjoy the benefits of $873,328,752 in total deposits and a robust net worth of $830,132,282. We also facilitate over 274,238 loans and leases tailored to meet diverse needs from auto financing to personal loans. Our CEO, David Willis, alongside Board President Tiffany Broiles, leads our team of 934 employees with a shared vision: to provide exceptional service and support to every member. Whether you're looking for checking accounts, auto loans, or business banking solutions, our friendly staff is here to guide you. While members can visit us at our branch location in Choctaw, official correspondence should be sent to PO Box 45750, Tinker AFB, OK 73145. We invite you to explore the services we offer and discover how Tinker can help you achieve your financial goals. For more information or assistance, feel free to call us at 405-319-2759 or visit our website at tinkerfcu.org. Join us today and experience the difference that a member-focused credit union can make!

Branch History & Mission

A Legacy of Service

Tinker's journey began in a small office, where we focused on meeting the needs of our local community. As times changed, so did we. Our branch at 2183 Harper St, Choctaw, OK 73020, became a central hub for financial support and guidance. We understand that every member's story is unique, which is why we strive to offer personalized service that makes banking easier and more accessible. Our mission is simple yet profound: to empower our members through exceptional financial services while fostering a sense of community. Whether you're looking for personal banking solutions like checking accounts or auto loans, or business services such as merchant banking and loans, Tinker is here to help you achieve your goals.

Commitment to Community

At Tinker, we believe that supporting our community goes beyond just offering financial products. We actively engage in outreach programs and partnerships that uplift those around us. Our commitment extends to creating digital advancements that make banking convenient for everyone. With features like online banking and mobile applications available, managing your finances has never been simpler. While members can visit us at 2183 Harper St Choctaw Ok 73020, official correspondence should be sent to PO Box 45750, Tinker AFB, OK 73145 if needed. Our operating hours are designed with your convenience in mind: Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 12:00 PM for lobby access. Drive-thru services are available from 8:00 AM to 6:00 PM during weekdays.

Join Us Today!

As we continue our journey into the future, we invite you to become part of the Tinker family. Experience the difference with a credit union that prioritizes your needs and invests in your dreams. Explore the benefits of membership today by visiting us online or calling us at (405) 319-2759. Together, let's build a brighter financial future!

Branch Location & Accessibility

Welcome to the Tinker Choctaw Branch, your friendly neighborhood credit union located at 2183 Harper St, Choctaw, OK 73020. We're proud to serve the community with convenient banking options and a welcoming atmosphere. Whether you're visiting us for personal banking needs or looking for assistance with loans, we're here to help! Our branch is easily accessible, making your visit hassle-free. If you're coming from downtown Choctaw or nearby landmarks like the Choctaw Community Center, you'll find us just a short drive away. We have ample parking available right in front of our building, including designated ADA-compliant spots for those who need them. We understand that your time is valuable, which is why we offer flexible operating hours. Our lobby is open Monday through Friday from 9:00 AM to 5:00 PM, and on Saturdays, our drive-thru operates from 9:00 AM to 12:00 PM. This means you can stop by at a time that works best for you! For those who prefer quick transactions, our drive-thru service allows for deposits and withdrawals without leaving your vehicle. Plus, if you need cash on-the-go, we have an ATM available for easy access. If you have any questions or need assistance, don't hesitate to reach out! You can call us at 405-319-2759. We look forward to welcoming you at Tinker Choctaw Branch soon!

Member Eligibility

Welcome to the friendly community at Tinker, where becoming a member feels like joining a supportive family. If you're curious about eligibility, we're here to help! Anyone who lives, works, or worships in certain areas around 2183 Harper St Choctaw Ok 73020 can apply for membership. We believe that banking should be accessible to everyone, which is why we strive to keep our criteria simple and inclusive. For more detailed information on eligibility, feel free to explore our website at https://www.tinkerfcu.org/membership/ . Once you know you qualify, opening an account with us is easy! You can start your journey towards financial empowerment by visiting our account opening page at https://www.tinkerfcu.org/loans-cards/new-used-vehicle-loans/ . If you have any questions or need assistance, don't hesitate to call us at (405) 319-2759. Join us today at Tinker, and experience the many benefits of being part of our credit union family!

Business Banking & Commercial Services

Merchant Services That Make Sense

In addition to loans, our merchant services simplify daily transactions. Imagine this: your café is bustling on a Saturday morning. With our fast and reliable payment processing solutions, you can focus on serving customers while we handle payments efficiently. This means quicker checkouts and happier patrons essential for boosting your bottom line. Whether you're seeking financing options or looking for reliable transaction solutions, Tinker is here to support your business every step of the way. Visit us at 2183 Harper St, Choctaw, OK 73020 or call us at 405-319-2759 to learn more about how we can assist you!

Supporting Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $335 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $287,213,703, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

If you're a business owner, you'll find valuable resources in our Business Banking services. From Merchant Services that simplify payment processing to tailored Business Loans, we're here to support your growth and success.

Credit Cards with Rewards

To help you make the most of your purchases, consider applying for one of our Credit Cards with Rewards. Enjoy benefits that can save you money while you shop and travel.

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why we offer robust Online & Mobile Banking platforms. Access your accounts anytime, anywhere, manage transactions effortlessly, and pay bills with just a few clicks. Need cash? Our ATM services allow for quick withdrawals and balance checks without the hassle.

Drive-Thru and Basic Transactions

For those who prefer face-to-face interactions but appreciate efficiency, our Basic Drive-Thru Banking is perfect for deposits, withdrawals, and other simple transactions. Plus, if you're on the go, our basic ATM access ensures that banking is always within reach. At Tinker, we believe that financial wellness should be accessible to everyone. With our wide array of services and a friendly team ready to assist you at every turn, we're here to help you achieve your financial goals. For more information or to speak with one of our representatives about how we can serve you better, please call us at (405) 319-2759 or visit us online at Choctaw Branch. We look forward to welcoming you into our community!

Home Financing

For those considering homeownership or refinancing their current mortgage, we offer competitive rates on Mortgage Loans & Refinancing. Our knowledgeable team will guide you through the process, ensuring that you understand each step and feel confident in your decisions.

Personal Banking Solutions

Managing your day-to-day finances is easier with our Personal Banking options. We offer various checking and savings accounts tailored to fit different lifestyles. If you're planning to buy a new car or need funds for an unexpected expense, our Auto Loans & Vehicle Financing can help get you on the road quickly. Additionally, if you're looking to consolidate debt or cover larger expenses, our Personal Loans & Debt Consolidation options provide flexible solutions.

Digital & Online Banking

Convenient Online Banking

With 24/7 online banking services available at https://www.tinkerfcu.org/ , you can check balances, transfer funds, and pay bills from the comfort of your own home or while you're out running errands. Our user-friendly platform makes it easy to navigate through all your account options without any hassle.

Easy Account Management

Want to stay on top of your finances? With e-statements available at Tinker, you can manage your accounts with less paper clutter and more efficiency. Our mobile application further enhances this experience, allowing you to access your accounts right from your smartphone.

Quick Transfers

Need to send money to a friend? Use our person-to-person transfer feature for quick and easy transactions without needing cash or checks. It's just another way we help make banking easier for you. While we currently don't offer mobile payments, our focus remains on providing robust online and mobile banking features that allow you to manage your accounts effectively. In summary, Tinker offers a suite of digital banking services designed for convenience and security. Visit us at https://www.tinkerfcu.org/ today to explore how our online banking can make managing your finances a breeze!

Secure Transactions

Security is a top priority for us. We offer electronic signature authorization, ensuring that your transactions are not only convenient but also protected. You can rest easy knowing that your personal information is safe with us.

Financial Strength

Commitment to Growth

With $743,290,969 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $72,056 in used auto loans and an impressive total of $3,512,420,313 in total loans and leases.

Growing Trust

We have built trust within our community as shown by the 810,737 total share accounts, indicating a strong and growing member base that trusts us with their finances. Additionally, our net shares available for lending and investments stand at $4,496,891. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, Tinker is your trusted partner. Visit us at 2183 Harper St Choctaw Ok 73020 or call 405-319-2759 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $1,122,378,182 in share certificates and $1,568,971,563 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $989, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our robust net income of $66,515,199 reflects our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 825 full-time employees and 109 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Strong Financial Health

With a net worth of $830,132,282, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1373 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,381,463,084 in used vehicle loans and $632,221,151 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that can fit any budget. Whether you're financing a brand-new model or a reliable used car, we're here to assist you every step of the way.

Business Loans

For business owners, our outstanding commercial loans totaling $287,213,703 provide the capital needed to grow and expand. We understand the unique challenges faced by businesses today and are committed to offering tailored solutions that support your success. If you're ready to take the next step towards achieving your financial dreams or if you have questions about eligibility and refinancing options available at Tinker, don't hesitate to reach out! Call us at 405-319-2759 or visit us at 2183 Harper St Choctaw Ok 73020. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Join us today and let's work together toward your financial future!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $70,425,360, make buying or refinancing simple. We help you navigate through the process with clear guidelines and expert support. If you're interested in refinancing your existing mortgage or learning about eligibility options, our team is ready to help you explore what's available.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $177,551,200 in loans helping members manage their finances effectively. These cards come with various rewards and benefits designed to enhance your purchasing power while keeping your budget in check.

Loan Aggregator

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This guarantees that users receive fair and transparent offers, as all participating institutions are thoroughly vetted. By focusing on verified data, LendMesh removes any guesswork from your loan search.

TINKER FEDERAL CREDIT UNION

Type of Loan Offerings

Personal Loans

Vehicle Loans