Timberline Credit Union Hamburg AR | Best Auto Loans & Business Banking

Introduction

Welcome to Timberline Federal Credit Union - Hamburg Branch, your trusted financial partner since 1957! Located conveniently at 602 S Main St, Hamburg, AR 71646, we have been dedicated to serving our community with a personal touch. With over 10,686 members and assets totaling $81,493,788, we pride ourselves on offering reliable services that meet the unique needs of our members. At Timberline, we understand that each member's financial journey is different. That's why we provide a variety of services from checking and savings accounts to auto loans and mortgage refinancing. Whether you're looking to purchase your first vehicle or planning for future investments, we've got you covered with competitive loan options totaling 3,346 loans and leases. Our commitment to community goes beyond just banking; it's about building relationships. Under the leadership of CEO Matt Jacobs and Board President James Phifer, our team of 36 employees works tirelessly to ensure that each member feels valued and supported. With a net worth of $16,475,342 and ample cash reserves of $2,166,095, you can trust that your finances are in safe hands. While members can visit us at our branch location, official correspondence should be sent to the same address: 602 S Main St, Hamburg, AR 71646. Our lobby hours are from 9:00 AM to 5:00 PM Monday through Friday, with drive-thru services available from 8:30 AM. Join us today and experience firsthand how Timberline Federal Credit Union can help you achieve your financial goals. Visit our website at timberlinefcu.org or call us at 870-304-3200 for more information. Your journey toward financial empowerment starts here!

Branch History & Mission

Community Commitment

Our roots are deeply embedded in the Hamburg community. We actively engage in outreach programs that support local initiatives and partnerships aimed at uplifting those around us. By investing in community development projects and supporting local businesses, we seek to create a thriving environment where everyone can succeed. While you can visit us at our main location in Hamburg for any banking needs or inquiries, official correspondence should be sent to our mailing address at 602 S Main St, Hamburg, AR 71646.

Join Us

As we look toward the future, Timberline Federal Credit Union invites you to become a part of our family. Experience firsthand the benefits of membership where your financial well-being is our top priority. Contact us at 870-304-3200 or visit our website today to learn more about how we can help you achieve your dreams!

Our Mission

At Timberline Federal Credit Union, our mission is clear: we aim to deliver exceptional financial services while fostering strong community ties. We believe that everyone deserves access to resources that can help them thrive financially. Whether through competitive loan rates or personalized banking experiences, we strive to make a positive impact on the lives of those we serve. In addition to traditional banking services, Timberline embraces innovation with online and mobile banking options. This ensures our members can manage their finances conveniently and securely from anywhere. Plus, with features like ATM availability and drive-thru banking services, we prioritize accessibility for all.

Branch Location & Accessibility

Connect With Us

If you have any questions or need assistance, feel free to reach out! You can call us at 870-304-3200 for immediate support. We invite you to visit us at our Hamburg location and discover how we can help meet your financial goals. We look forward to welcoming you into the Timberline family!

Operating Hours

We understand that life gets busy, which is why we offer flexible banking hours. Our lobby is open from 9:00 am to 5:00 pm Monday through Friday, while our drive-thru service operates slightly earlier from 8:30 am to 5:00 pm on the same days. This means you can choose how you want to bank with us whether you prefer stepping inside or using the convenience of our drive-thru.

Parking and Accessibility

At Timberline, we prioritize your comfort and convenience. Our branch offers ample parking space, making it easy for you to stop by for a visit. The building is designed with accessibility in mind, featuring ADA-compliant entrances and ramps to ensure everyone can access our services without hassle.

Services Offered

Timberline Federal Credit Union provides a wide range of services tailored to fit your lifestyle. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Need quick access to cash? We have an ATM available on-site for easy withdrawals and balance checks. Plus, our drive-thru allows for simple transactions without leaving your vehicle.

Member Eligibility

Joining the Timberline family means becoming part of a warm and supportive community where your financial well-being is our top priority. To become a member of Timberline, you simply need to meet a few friendly eligibility requirements. These generally include being a resident of Ashley County or having an immediate family member who is already a member. We're committed to making our services accessible and welcoming to everyone in our community. For the most accurate and detailed eligibility criteria, feel free to check out our website at Timberline Membership Information. Once you've determined that you're eligible, opening an account with us is a breeze! Whether you're looking for checking accounts, savings options, or loans, we have something for everyone. If you have questions or need assistance during the process, don't hesitate to reach out by calling us at (870) 304-3200. We look forward to welcoming you into the Timberline community at 602 S Main St, Hamburg, AR 71646!

Business Banking & Commercial Services

Business Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $82,720, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced world, having efficient merchant services can make all the difference. Imagine being able to accept payments effortlessly while focusing on what you do best running your business. Our tailored merchant services allow you to streamline transactions and enhance customer satisfaction. Visit us at 602 S Main St, Hamburg, AR 71646 or call us at 870-304-3200 to learn how Timberline can partner with you on your journey to success!

Comprehensive List Of Services

Banking at Your Fingertips

In today's fast-paced world, convenience matters. That's why we prioritize digital banking solutions. Our online and mobile banking platforms let you manage your accounts from anywhere, at any time. With features like person-to-person payments and easy access to your transaction history, staying on top of your finances has never been easier. Need cash? Our ATM services ensure that you can withdraw money when you need it most without hassle. For those quick transactions, our drive-thru banking offers basic services like deposits and withdrawals right from your car.

Business Solutions for Your Needs

For those who are entrepreneurs or own small businesses, Timberline offers specialized services such as merchant services and business loans. We aim to empower local businesses by providing the necessary tools and resources for growth.

Personal Banking Made Easy

Starting with personal banking, we offer checking and savings accounts tailored to fit your lifestyle. Imagine having easy access to your funds anytime you need them while earning interest on your savings. Our auto loans and vehicle financing options make it simple to drive away in the car of your dreams. We understand that purchasing a home is a significant step, which is why our mortgage loans and refinancing services are designed to make homeownership accessible. If you find yourself needing extra cash for unexpected expenses or planning a special project, our personal loans and debt consolidation options can provide the support you need without breaking the bank. Plus, don't forget about our credit cards with rewards they allow you to earn while you spend!

We're Here for You

At Timberline Federal Credit Union - Hamburg Branch, we're not just about transactions; we're about relationships. Our team is here to guide you through every step of your financial journey. If you have questions or need assistance with any service, don't hesitate to reach out! Call us at 870-304-3200 during our lobby hours from 9:00 AM to 5:00 PM Monday through Friday or visit us in person. Whether you're just starting out in life or looking for ways to grow your wealth, Timberline is here to support all of your financial needs. Explore our range of services today by visiting us online at Timberline Federal Credit Union. Join us in creating a brighter financial future!

Digital & Online Banking

Key Services

Our 24/7 online banking service allows you to check balances, transfer funds, and pay bills whenever it suits you. You can easily set up e-statements, so you never have to worry about losing important documents again. And for those who prefer mobile banking, our user-friendly mobile application makes it easy to manage your accounts right from your smartphone. Need to send money to a friend? With our person-to-person transfer feature, you can do that quickly and securely without any hassle. Plus, while electronic signature authorization isn't available just yet, we ensure all transactions are safe and protected.

Security and Accessibility

Your security is our top priority. We employ the latest technology to keep your information safe while making banking accessible and straightforward. Our platform is designed for ease of use, meaning you can navigate through your accounts effortlessly. With all these features at your fingertips, managing your finances has never been easier. From checking balances to sending money with just a few taps, Timberline is here to support you every step of the way in your banking journey.

Financial Strength

At Timberline, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Located at 602 S Main St, Hamburg, AR 71646, you can reach us at 870-304-3200 for any inquiries. We are committed to ensuring your financial future is bright. With a net worth of $16,475,342, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 2022 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $7,781,115 in share certificates and $11,880,419 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $12,298,343 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our total lending capacity includes $10,796,093 in used auto loans and $51,059,213 in total loans and leases. This capacity supports our members' financial goals across various sectors. Although we recorded a net income of -$87,054, this reflects our commitment to investing in our services and community rather than solely focusing on profits. We also take pride in having 35 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (funds available for lending and investments) stand at $57,854. Total Share Accounts: 17,702, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Timberline is your trusted partner. Visit us at 602 S Main St or call 870-304-3200 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $16,696,093 in used vehicle loans and $7,731,416 in new vehicle loans already helping members get on the road. We offer financing options for both new and used vehicles, making it easier for you to drive away with the car you want.

Business Loans

For business owners, our outstanding commercial loans totaling $82,720 provide the capital needed to grow and expand. We understand that running a business involves unique financial challenges and are here to support your ambitions. At Timberline, we prioritize transparency and accessibility. If you're considering refinancing or would like more information about eligibility for any of our loan products, feel free to reach out. You can contact us at 870-304-3200 or visit us at 602 S Main St Hamburg AR 71646. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how Timberline can support your financial journey today!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. While we currently do not offer Junior Lien 1-4 Family Residential Properties loans at this time, our team can guide you through available options that best fit your situation.

Unsecured Credit Card Loans

For those managing everyday expenses or looking for flexibility in spending, we also offer unsecured credit card loans. Though we currently have no outstanding amounts in this category, we are committed to exploring options that fit our members' needs.

Loan Aggregator

Benefits of Using LendMesh

LendMesh provides real-time rate comparisons from multiple institutions, allowing users to see current loan rates side by side. This up-to-date information helps potential borrowers understand their options better. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of this tool in finding the best rates tailored to individual needs. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to transparency means users can trust that they are viewing fair and legitimate loan offers. One key feature of LendMesh is its focus on verified data. Loan offers come exclusively from recognized financial institutions, ensuring transparency in every comparison. Additionally, there are no sponsored listings; lenders are not prioritized based on paid promotions. The goal is simple: provide unbiased results so users can make informed decisions without any hidden agendas.

Timberline

Introduction

Branch History & Mission

Community Commitment

Join Us

Our Mission

Branch Location & Accessibility

Connect With Us

Operating Hours

Parking and Accessibility

Services Offered

Member Eligibility

Business Banking & Commercial Services

Business Loans

Merchant Services

Comprehensive List Of Services

Banking at Your Fingertips

Business Solutions for Your Needs

Personal Banking Made Easy

We're Here for You

Digital & Online Banking

Key Services

Security and Accessibility

Financial Strength

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Comparisons

Join Our Community