Timberline Credit Union Fordyce AR | Affordable Auto Loans & Business Banking

Introduction

Welcome to Timberline Federal Credit Union - Fordyce Branch, your trusted financial partner located at 706 W 4Th St, Fordyce, AR 71742. Since our establishment in 1957, we have proudly served our community, helping over 10,686 members achieve their financial goals. With a strong commitment to providing exceptional service and support, we've built a solid foundation for all your banking needs. At Timberline, we understand that each member's journey is unique. Whether you're looking for a new auto loan or seeking advice on personal savings, our knowledgeable team is here to assist you every step of the way. We take pride in managing total assets of $81,493,788 and offering competitive rates on loans and deposits. Our current total deposits stand at $4,052,167, showcasing the trust our members place in us. Our leadership team, headed by CEO Matt Jacobs and Board President James Phifer, believes in fostering a welcoming environment where members can feel secure about their finances. We're not just another credit union; we're part of the Fordyce community, dedicated to making a positive impact through personalized banking solutions. While you can visit us at our branch location for all your banking needs, official correspondence should be sent to the same address: 706 W 4th St, Fordyce, AR 71742. Don't hesitate to reach out to us at 870-352-2006 for any inquiries or assistance. Join us today and experience the Timberline difference! Whether online or in person, we are here to help you thrive financially. Visit our website at Timberline Federal Credit Union for more information on becoming a member or to explore our wide range of services. Your financial success is our mission!

Branch History & Mission

At Timberline Federal Credit Union, we take pride in our rich history and steadfast commitment to our community. Established in 1957, the Fordyce Branch has been a cornerstone of financial support for local residents for over six decades. Located at 706 W 4th St, Fordyce, AR 71742, our branch is easily accessible and surrounded by the warmth of our welcoming community. Throughout our journey, Timberline has grown significantly, currently serving 10,686 members and managing total assets of $81,493,788. Our evolution reflects not only our dedication to providing excellent financial services but also our desire to foster strong relationships within the communities we serve. Our mission is straightforward yet powerful: to provide affordable financial services while making a positive impact on the lives of our members. We are here to empower individuals and families by offering a wide range of services including personal banking, auto loans, mortgage options, and business banking solutions. Our commitment goes beyond finances; we actively engage in community outreach efforts that uplift and support local initiatives. While you can visit us at 706 W 4th St, official correspondence should be directed to the same address as our mailing address remains unchanged. We pride ourselves on being accessible; whether you prefer visiting us in person during our operating hours Monday to Wednesday from 8:30 a.m. to 4:30 p.m. and Thursday to Friday until 5:00 p.m. or utilizing our convenient online banking services. Our branch features modern conveniences like ATM access and drive-thru banking, ensuring that your financial needs are met with efficiency and ease. As we adapt to changing times, we remain committed to maintaining ADA compliance and enhancing digital advancements for all members. Timberline Federal Credit Union is not just about transactions; it's about building a community where everyone can thrive together. We invite you to join us on this journey. Experience firsthand how Timberline can assist you in achieving your financial goals while being an active part of a caring community. Reach out today at 870-352-2006 or visit us online at timberlinefcu.org to learn more about becoming a member!

Branch Location & Accessibility

Convenient Access

Getting to our branch is a breeze! Whether you're driving through town or visiting from nearby areas, you'll find ample parking available right outside our doors. Our location is designed with accessibility in mind, featuring ramps and ADA-compliant facilities to ensure everyone can visit us with ease. While members can visit us at 706 W 4th St, official correspondence should be sent to the same address for consistency.

Get in Touch

Have questions or need assistance? Don't hesitate to give us a call at 870-352-2006. Our friendly team is eager to help you navigate your financial journey. Come visit us today at Timberline Federal Credit Union - Fordyce Branch we look forward to welcoming you!

Operating Hours

We're here for you during the week! Our lobby hours are Monday through Wednesday from 8:30 a.m. to 4:30 p.m., and we extend our hours on Thursday and Friday until 5:00 p.m. This flexibility allows you to drop by when it suits your schedule best.

Services Offered

At Timberline Federal Credit Union - Fordyce Branch, we offer a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we strive to make banking simple and accessible. Need quick cash? Our drive-thru service makes deposits and withdrawals hassle-free. Additionally, we provide ATM services so you can manage your funds anytime, anywhere. Whether you're withdrawing cash or checking your balance, our ATMs are ready for you.

Member Eligibility

At Timberline, we believe that being part of our community means more than just banking; it's about building lasting relationships. If you're looking to join us at our Fordyce branch, located at 706 W 4Th St, you'll find that becoming a member is both simple and welcoming. You're eligible to join if you live, work, worship, or attend school in the area or have family members who are already members. This means that if you're connected to our vibrant community in any way, you can enjoy all the benefits we offer. Joining Timberline opens the door to a range of financial services designed with your needs in mind whether it's personal banking, auto loans, or even business services. We pride ourselves on providing personalized service and a supportive environment for all our members. To learn more about eligibility details and to see if you qualify, feel free to check out this resource: Timberline Membership Eligibility. And when you're ready to start your membership journey or if you have any questions, don't hesitate to call us at 870-352-2006. We're here to help!

Business Banking & Commercial Services

Loan Options to Fuel Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $82,720, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

In addition to loans, we offer merchant services designed to make everyday transactions easy. Imagine being able to accept payments seamlessly from customers while keeping track of sales effortlessly. Our tools not only enhance customer satisfaction but also streamline your operations, allowing you to focus on what matters most growing your business. Visit us at 706 W 4Th St, Fordyce, AR 71742 or call us at 870-352-2006 to discover how Timberline can support your business journey today!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash? Our ATM services are readily available for quick withdrawals and balance checks. Plus, our basic drive-thru banking allows for easy deposits and withdrawals without ever having to leave your vehicle. At Timberline Federal Credit Union - Fordyce Branch, we strive to meet all of your financial needs under one roof. Our experienced staff is here to assist you with any questions or concerns you may have. Ready to take the next step? Give us a call at 870-352-2006 or visit us online at Timberline today! Your financial journey begins here!

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing options make it simple and straightforward. We work with you to find a loan that fits your budget, so you can drive off in your dream car without breaking the bank.

Business Banking

We also cater to local businesses with our comprehensive business banking solutions. From merchant services to business loans, we are here to support your entrepreneurial journey and help your business thrive.

Credit Cards with Rewards

For those who love earning rewards on their purchases, Timberline offers credit cards with rewards that let you earn points for every dollar spent. Whether it's for travel or cash back, you'll enjoy the benefits while making everyday purchases.

Mortgage Loans & Refinancing

Homeownership is within reach with our competitive mortgage loans and refinancing options. If you're looking to buy a home or refinance an existing mortgage, our friendly team will guide you through every step of the process, ensuring that you feel confident in your decision.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking features that allow you to manage your accounts anytime, anywhere. Check balances, transfer funds, and pay bills all from the comfort of your home or on the go.

Personal Banking

At Timberline, we understand that managing your finances can sometimes be challenging. That's why we offer personal banking services that include checking and savings accounts designed to help you save for the future while giving you easy access to your funds today. Whether you're saving for a vacation or just need a secure place for your money, we've got you covered.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or want to simplify your finances, our personal loans can provide the support you need. Additionally, if debt is weighing you down, consider our debt consolidation services designed to help you regain control of your financial situation.

Digital & Online Banking

Key Services

With our 24/7 Online Banking option, you can access your accounts anytime, anywhere. Whether you're checking your balance, transferring funds, or paying bills, our online services keep you in control of your finances. Plus, with E-Statements, you can say goodbye to paper clutter and view your account statements digitally. This not only saves trees but also makes it easier to stay organized. Need to send money to a friend or family member? Our Person-to-Person Transfers feature lets you quickly and securely transfer funds without the hassle of writing checks or dealing with cash. And if you're always on the go, don't forget about our Mobile Application! With this app, managing your money is right at your fingertips, making everyday banking tasks simple and efficient.

Security and Convenience

Your security is our priority. While we currently do not support Electronic Signature Authorization, rest assured that all transactions made through our online banking are protected with state-of-the-art security measures. You can feel confident knowing that your personal information is safe with us. Although we don't offer Mobile Payments just yet, we continuously strive to enhance our services based on member feedback. Our focus is on providing a reliable and user-friendly experience that helps you manage your accounts easily in real-time. Experience the freedom of banking when it suits you best with Timberline's digital and online banking services. Whether it's from the comfort of home or while out and about, we're here to help you every step of the way!

Financial Strength

At Timberline, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand how important it is for you to feel confident in your credit union, and we are proud to share our financial strength with you. With a net worth of $16,475,342, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 20.22% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $7,781,115 in share certificates and $11,880,419 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $12,298,343 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is strong: we offer $10,796,093 in used auto loans and have a total of $51,059,213 in loans and leases available to support your financial goals across various sectors. Our operational efficiency is reflected in our net income of -$87,054, which highlights areas for improvement as we strive to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 35 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable and committed team. With net shares (funds available for lending and investments) totaling $57,854 and a robust member base represented by 17,702 total share accounts, Timberline stands as a trustworthy choice for managing your finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Timberline is your trusted partner. Visit us at 706 W 4th St Fordyce AR 71742 or call us at 870-352-2006 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $16,696,093 in used vehicle loans and $7,731,416 in new vehicle loans already helping members get on the road. We provide competitive financing options for both new and used vehicles, making it easier for you to drive away with the car you want.

Business Loans

For business owners, our outstanding commercial loans totaling $82,720 provide the capital needed to grow and expand your business. We believe in supporting local enterprises and are committed to helping you succeed.

Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. These cards can be an excellent tool for budgeting and managing unexpected expenses.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. While we currently do not offer Junior Lien 1-4 Family Residential Properties loans, we're here to help guide you through various financing options available in the market.

Refinancing Options

If you're looking to lower your monthly payments or access equity from your home or vehicle, our refinancing options may be right for you. We encourage you to reach out for more information regarding eligibility and how we can assist you. At Timberline, we prioritize our members' financial well-being. For any questions or assistance regarding our loan products, please don't hesitate to call us at (870) 352-2006. Remember that performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore your options with us today!

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