Timberline Credit Union Crossett AR | Best Auto Loans & Business Banking

Introduction

At Timberline Federal Credit Union, we understand the importance of trust and community. Located at 1101 Main St, Crossett, AR 71635, our doors have been open since 1957, serving our members with dedication and care. With a total membership of over 10,686 individuals, we pride ourselves on being more than just a financial institution; we are your partners in achieving your financial goals. While you can visit us at our branch address, please note that official correspondence should be sent to our mailing address: PO Box 929, Crossett, AR 71635-0929. Our credit union boasts impressive financial health with total assets reaching $81,493,788 and total deposits of $4,052,167. This solid foundation allows us to offer a variety of services tailored to meet your needs from personal banking options like checking and savings accounts to auto loans and mortgage financing. We also support local businesses with loans that help them thrive in our community. Led by CEO Matt Jacobs and Board President James Phifer, our team is committed to providing exceptional service. With a workforce of 36 employees, we ensure that each member receives personalized attention and support. Our dedicated staff is here to guide you through your financial journey. Whether you're looking for online banking convenience or prefer the traditional face-to-face interaction at our drive-thru service, we're here for you. You can reach us at (870) 304-3200 or explore more about what we offer by visiting our website at Timberline Federal Credit Union. Join us today and experience the difference of being part of a credit union that truly cares!

Branch History & Mission

Timberline Federal Credit Union has been a cornerstone of financial support in Crossett, Arkansas, since its establishment in 1957. With a proud history spanning over six decades, our branch has grown from its humble beginnings to become a trusted financial partner for over 10,686 members. Located at 1101 Main St, Crossett, AR 71635, we are easily accessible for all your banking needs. From the start, Timberline's mission has been clear: to provide exceptional financial services while supporting our community. We believe in empowering our members by offering not just banking solutions, but also educational resources and community outreach programs. Our commitment is reflected in our total assets of $81493788, allowing us to offer competitive rates on loans and savings products that cater to the diverse needs of our members. Over the years, we've embraced change and innovation while staying true to our roots. The introduction of online banking and mobile services ensures that our members can manage their finances conveniently and securely from anywhere. Additionally, we have made significant strides in ADA compliance to ensure everyone can access our services without barriers. Our drive-thru service and ATM availability mean that we're here for you when you need us most. Whether it's making deposits or quick cash withdrawals, we strive to provide a customer-friendly experience every time you visit. While members can visit us at 1101 Main St, official correspondence should be sent to PO Box 929, Crossett, AR 71635-0929. Community involvement is a vital part of who we are at Timberline. We engage with local organizations and participate in various initiatives aimed at improving the lives of those around us. These partnerships help us foster a sense of belonging among our members and make a positive impact within the community. As we look toward the future, Timberline remains dedicated to fulfilling our mission: providing affordable financial services while being a pillar of support for the Crossett community. We invite you to join us on this journey. Experience the benefits of membership with Timberline Federal Credit Union today! For more information or assistance, feel free to contact us at 870-304-3200 or visit our website at Timberline FCU.

Branch Location & Accessibility

A Friendly Invitation

We invite you to stop by Timberline Federal Credit Union today! Experience the ease of banking with a team that genuinely cares about your financial well-being. Don't hesitate to call us or drop in we look forward to serving you!

Nearby Landmarks and Accessibility

Our branch is close to local favorites like the Crossett Sports Complex and the beautiful Lake Crossett, making it a familiar stop for many residents. We offer ample parking for our members, along with features designed to ensure everyone can visit us comfortably, including ADA-compliant ramps.

Operating Hours and Services

At Timberline Federal Credit Union, we are open Monday through Friday from 9:00 AM to 5:00 PM for lobby hours and provide drive-up service from 8:00 AM to 5:00 PM. Whether you need assistance with personal banking, auto loans, or setting up online banking, our dedicated team is ready to help. We also have an ATM available for quick cash withdrawals and balance checks. While members can visit us at 1101 Main St, official correspondence should be sent to PO Box 929, Crossett, AR 71635-0929. Our phone number is 870-304-3200 if you have any questions or need further assistance.

Member Eligibility

At Timberline, we believe that joining our community is more than just opening an account it's about becoming part of a supportive family. If you're wondering whether you can become a member, let us share that the eligibility criteria are designed to be inclusive and welcoming. Generally, anyone who lives, works, or worships in our local area is welcome to join. We also encourage family members of existing members to take advantage of our services. This means that if you have a connection to our community or know someone who is already a member, you're likely eligible! For a detailed look at all the requirements, please visit our eligibility page at Timberline Eligibility. Becoming a member at Timberline not only opens doors to personalized banking services but also provides access to competitive rates on loans and savings accounts. We prioritize your financial well-being and offer a range of products designed for every stage of life. Opening an account is easy! Simply stop by our branch located at 1101 Main St, Crossett, AR 71635, or give us a call at 870-304-3200 for assistance. Our friendly team is here to help you navigate the membership process and answer any questions you may have. Join us today and experience the Timberline difference!

Business Banking & Commercial Services

At Timberline, we understand that every business has unique needs and aspirations. Whether you're launching a startup or expanding an established company, having the right financial support can make all the difference. Our commercial loan options are designed to fuel your growth. Imagine being able to invest in new equipment or expand your space without worrying about cash flow. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $82,720, we continue to drive economic growth by financing new and expanding businesses. In addition to loans, our merchant services offer practical tools for everyday operations. Accept payments easily and efficiently, allowing you to focus on what you do best running your business. Join us at Timberline located at 1101 Main St Crossett Ar 71635 in Crossett, AR, and let's work together to elevate your business to new heights!

Comprehensive List Of Services

Business Banking Services

For our business members, we know how essential it is to have robust financial support. That's why we offer comprehensive business banking services, including merchant services and business loans tailored to meet your unique operational needs.

Convenient Online & Mobile Banking

Understanding the importance of convenience in today's fast-paced world, we provide online and mobile banking options. With these services, you can easily manage your accounts from anywhere at any time whether checking balances, transferring funds, or paying bills. Plus, our ATMs allow for quick cash withdrawals and balance checks whenever needed.

Credit Cards and Rewards

Our credit cards with rewards allow you to earn points on everyday purchases that can be redeemed for exciting benefits. This makes spending more rewarding while helping you build your credit history.

Drive-Thru & ATM Access

For those who prefer face-to-face interactions but still want speed and efficiency, our basic drive-thru banking offers deposits, withdrawals, and simple transactions right from your car. Additionally, if you're on the go, our ATM services ensure that cash is always within reach. At Timberline, we're here not just as a credit union but as a partner in your financial well-being. For more information about our services or to speak with a representative, please call us at 870-304-3200. We invite you to visit us today at 1101 Main St, where you'll find friendly service ready to assist you in achieving your financial goals!

Personal Banking Solutions

We offer various personal banking options designed to meet everyday needs. Our checking and savings accounts are easy to set up and manage, ensuring that your money is secure while earning interest. If you're in the market for a new vehicle or simply need financing for an existing one, our auto loans and vehicle financing make it straightforward to get behind the wheel without breaking the bank. When it comes time to buy a home or refinance your existing mortgage, our mortgage loans are available with competitive rates and personalized service. We also provide personal loans and debt consolidation options for those unexpected expenses or if you want to simplify your finances by combining debts into one manageable payment.

Digital & Online Banking

Key Features

One of the standout features of our online banking service is the ability to make person-to-person transfers. Need to send money to a friend or family member? Just log into your account and complete the transfer in seconds no cash or checks required! We also offer e-statements, giving you quick access to your account statements without the clutter of paper. This not only helps you stay organized but also promotes eco-friendly practices. Plus, with electronic signature authorization currently not available, rest assured that all transactions are secure and straightforward. For those who love using mobile payments, we're working on adding this feature soon! In the meantime, you can enjoy the benefits of real-time account management and hassle-free access through our online banking services. At Timberline, we're committed to making your banking experience as smooth as possible. Whether you're at home or out and about, we've got you covered with safe, reliable online banking solutions tailored for today's busy lifestyles.

Financial Strength

Committed Workforce

We also take pride in having 35 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable and committed team. This personal touch makes all the difference when it comes to your banking experience.

Member-Centric Savings

Members' savings are secured through $7,781,115 in share certificates and $11,880,419 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our net income of -$87,054 reflects the challenges we've faced but also highlights our commitment to improving operational efficiency for the future. We are dedicated to making adjustments that allow us to continue offering competitive loan rates and solid financial products for our members.

Reinvesting in Our Community

With $12,298,343 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is significant; with $51,059,213 in total loans and leases and 1,076 used auto loans, we support your financial goals across various sectors.

Solid Financial Health

With a net worth of $16,475,342, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 20.22% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trust Built on Transparency

Total Share Accounts: 17,702, showing a strong and growing member base that trusts us with their finances. We value this trust deeply and work hard every day to deserve it. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Timberline is your trusted partner. Visit us at 1101 Main St Crossett Ar 71635 or call 870-304-3200 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Information

You can explore various financing options with us and see how our competitive rates can work for you. If you're interested in learning more about eligibility or refinancing options, please feel free to reach out at 870-304-3200. Our team is ready to assist you with any questions you may have regarding our loan offerings. For all performance insights and financial data mentioned here, we rely on information from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We encourage you to visit our website at Timberline Federal Credit Union for more details on our services and how we can support your financial journey.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $16,696,093 in used vehicle loans and $7,731,416 in new vehicle loans already helping members get on the road. We provide flexible terms that fit your budget, making it easier for you to drive off in the vehicle you want.

Business Loans

For business owners, our outstanding commercial loans totaling $82,720 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to expand an existing business, our competitive rates and tailored solutions can help you succeed.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, though currently our total in this category is $0. This option helps members manage their finances effectively by providing them access to credit when they need it most.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Currently, we offer Junior Lien 1-4 Family Residential Properties loans totaling $0, which can help you secure your dream home without unnecessary complications. If you're looking to refinance an existing mortgage, we also have options available to make that process smooth and beneficial for you.

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Timberline