Timberland Credit Union Philipsburg PA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Timberland, your trusted financial partner in the heart of Philipsburg, PA! Located at 201 N Front St, our branch has been serving the community since 1973 with a commitment to providing personalized banking solutions. With over 9,300 members and total assets exceeding $88.9 million, we pride ourselves on being a cornerstone of financial stability and support in the region. At Timberland, we understand that each member's financial journey is unique. That's why we offer a range of services tailored to meet your needs, from checking and savings accounts to auto loans and mortgage refinancing. Our goal is to empower you with the resources you need for financial success. Currently, we have issued 5,286 loans and hold more than $16.1 million in deposits, showcasing our strength and reliability as a credit union. Our leadership team is dedicated to fostering an environment where every member feels valued. Under the guidance of CEO Joel Slagan and Board President Mark Lambert, we strive to create a welcoming atmosphere for all. We invite you to reach out with any questions or to learn more about how we can assist you just give us a call at 800-477-3889! Whether you're looking to open an account or explore loan options, our friendly staff is here to help. While members can visit us at our main location, official correspondence should be sent to the same address: 201 N Front St, Philipsburg, PA 16866. Join us today and experience the difference that comes with being part of a community-focused credit union! For more information about our services or to start your membership journey, visit our website at Timberland FCU. We look forward to serving you!

Branch History & Mission

At Timberland, our story began in 1973 when we opened our doors in the heart of Philipsburg, PA. Since then, we have dedicated ourselves to serving our community with a passion for financial empowerment and support. Located at 201 N Front St, our branch has grown alongside its members, fostering relationships built on trust and mutual benefit. Over the years, we have proudly welcomed more than 9,300 members into our family, providing them with the tools and resources they need to achieve their financial goals. Our mission is simple yet powerful: to enhance the financial well-being of our members while nurturing the communities we serve. We believe that everyone deserves access to affordable financial services, which is why we offer a wide range of products from personal checking accounts to auto loans and mortgages. Our commitment goes beyond banking; we actively engage in community outreach initiatives and partnerships that uplift those around us. While members can visit us at 201 N Front St Philipsburg Pa 16866, official correspondence should be sent to 201 N Front St, Philipsburg, PA 16866. Our branch operates Monday through Thursday from 9 AM to 5 PM and on Fridays until 6 PM, ensuring that our team is available when you need us most. Although we do not currently offer drive-thru banking, we are pleased to provide ATM services for convenient cash withdrawals. Timberland remains dedicated to keeping pace with modern banking needs. Our online and mobile banking options allow members to manage their finances anytime, anywhere. We prioritize accessibility by ensuring our services comply with ADA standards so everyone can benefit from what we offer. As part of our ongoing effort to give back, we participate in various community events and programs designed to support local families and businesses. This commitment reflects who we are at Timberland more than just a credit union; we are a partner in your financial journey. Join us today and experience the Timberland difference! Together, let's build a brighter future for you and your community. For any inquiries or assistance, don't hesitate to reach out at (800) 477-3889. Visit our website at Timberland for more information on how to become a member or explore our services further!

Branch Location & Accessibility

Welcome to Timberland, your friendly financial partner located at 201 N Front St in the heart of Philipsburg, PA! Our Philipsburg Office is designed with convenience in mind, making it easy for you to access all your banking needs. Whether you're stopping by for a quick transaction or seeking personalized financial advice, we're here to help. You can reach us easily as we are situated near well-known local landmarks, making our branch a familiar stop for many in the community. Ample parking is available right outside our doors, ensuring that your visit is hassle-free. Plus, our branch is fully accessible with features like ramps and ADA compliance to welcome all members. While you can visit us at 201 N Front St, please note that any official correspondence should be sent to the same address. Our dedicated team is ready to assist you during our lobby hours: Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM. If you have any questions or need assistance, don't hesitate to give us a call at 800-477-3889. For those who prefer banking on-the-go, we offer ATM services right here at our location, allowing you easy access to cash withdrawals and balance checks whenever you need them. While we do not have drive-thru banking at this branch, our team is always available inside to serve you promptly. At Timberland, we pride ourselves on providing a range of services tailored to fit your financial lifestyle be it personal banking options like checking and savings accounts or loans for vehicles and homes. We also offer online and mobile banking services for added convenience. We invite you to stop by and experience the warmth of our community-focused service firsthand. Let Timberland be your go-to credit union; we look forward to welcoming you!

Member Eligibility

At Timberland, we believe that everyone deserves a supportive financial community to call their own. Joining us as a member is not just about banking; it's about becoming part of a family that truly cares for your financial well-being. To become a member of Timberland, you simply need to meet a few eligibility requirements. Generally, individuals who live, work, worship, or attend school in certain areas can join. This means if you're from around Philipsburg, you're likely eligible! You can find all the specific details and updates on our membership criteria by visiting this link. Once you know you're eligible, opening an account with us is easy and straightforward! Just head over to our online application portal at this link or give us a call at 800-477-3889 if you have any questions. We're here to help guide you through every step of the process. With Timberland, you'll enjoy personalized service and access to a range of products designed to help you reach your financial goals. So why wait? Start your journey with us today at 201 N Front St, Philipsburg, PA 16866!

Business Banking & Commercial Services

Merchant Services

In today's fast-paced environment, effective payment solutions are crucial for success. At Timberland, we offer merchant services designed to streamline transactions and improve customer satisfaction. Imagine being able to accept various payment types effortlessly, allowing you to focus on what matters most growing your business. Located conveniently at 201 N Front St Philipsburg Pa 16866 in Philipsburg, PA, our dedicated staff is here to support you every step of the way. Reach out to us at (800) 477-3889 and discover how we can help your business thrive!

Tailored Lending Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no outstanding commercial loans, we're always ready to help you explore financing options tailored for your specific needs. Whether you're looking to purchase new equipment, expand your operations, or manage cash flow, our team can guide you through the process.

Comprehensive List Of Services

Business Banking Services

For local business owners, Timberland offers essential banking services like merchant services and business loans. We recognize the challenges small businesses face and aim to support their growth through accessible financial solutions.

Credit Cards

Our credit cards come with rewards that can enhance your spending experience. Picture earning points on purchases that can be redeemed for travel or cash back it's all part of how we strive to make banking rewarding for you.

Easy Access & Support

At Timberland, we believe in making banking as straightforward as possible. With an ATM available at our branch, you can easily withdraw cash or check balances without hassle. Our friendly staff is here to assist you during lobby hours: Monday through Thursday from 9 AM to 5 PM and Friday until 6 PM. Need assistance outside of these hours? Our online resources and mobile app ensure that help is just a click away. We invite you to explore all that Timberland has to offer. Whether it's opening a new account or applying for a loan, we're ready to guide you every step of the way. For more information about becoming a member or accessing our services, call us at 800-477-3889 or visit us online at timberlandfcu.org. Your financial success starts here!

Loans and Financing Options

When it comes to financing, we have you covered. If you're in the market for a new vehicle, our auto loans provide competitive rates tailored to fit your budget. For those dreaming of homeownership or looking to refinance an existing mortgage, our mortgage loans are crafted with your financial future in mind. Additionally, if you're facing unexpected expenses or want to consolidate debt, our personal loans can help get you back on track.

Personal Banking

Whether you're just starting out or looking for ways to grow your savings, our personal banking options are designed for you. We offer checking and savings accounts that fit various lifestyles and goals. Imagine having easy access to your funds whenever you need them, thanks to our online and mobile banking features. You can manage your accounts on the go, pay bills, and even make person-to-person payments with ease.

Digital & Online Banking

Accessibility Made Easy

With e-statements available, you can easily manage your account statements without the clutter of paper. It's not just about convenience; it's about making sure you have real-time access to important information whenever you need it. Experience the future of banking with Timberland where technology meets personalized service!

Enhanced Security

Your safety is our priority. Our digital services come equipped with robust security measures to protect your information while you bank online. Whether accessing e-statements or using mobile payments, rest assured that your data is secure.

Key Features

Our online banking platform is user-friendly, allowing you to check balances, transfer funds, and pay bills with just a few clicks. If you're on the go, our mobile application makes banking even more accessible. You can handle transactions from your smartphone, ensuring that your finances are always at your fingertips. Need to send money to a friend? Our person-to-person transfer feature lets you do this quickly and securely without any hassle. Plus, enjoy the benefits of electronic signatures with our electronic signature authorization option no more paperwork or waiting in line!

Financial Strength

At Timberland, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our robust financial health with you, ensuring that your trust in us is well placed. With a net worth of $9,156,660, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.30% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $15,239,151 in share certificates and $1,267,222 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,254,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $9,156,660 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $22,610,138 in used auto loans and $58,149,855 in total loans and leases. Our operational efficiency is reflected in our current standing as we maintain a net income of $0, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 24 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at an impressive 19,473, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Timberland is your trusted partner. Visit us at 201 N Front St Philipsburg PA 16866 or call 800-477-3889 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $29,487,138 in used vehicle loans and $10,345,564 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we've got you covered.

Credit Lines

For those looking for additional flexibility in managing expenses or emergencies, our credit lines provide up to $5,000,000 available for use as needed. This option offers peace of mind knowing that funds are accessible when you need them most. If you're considering refinancing any existing loans or exploring eligibility options for our products, our team is here to guide you through the process. You can reach us at 800-477-3889 or visit us at our branch located at 201 N Front St., Philipsburg, PA 16866. Our hours are convenient: Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how Timberland can help you achieve your financial goals today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,240,716, make buying or refinancing simple. We provide straightforward solutions tailored to your situation. Explore our options to find the right fit for your journey toward owning a home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,717,465 in loans helping members manage their finances effectively. These cards can be an excellent way to build credit while enjoying rewards and benefits suited to your lifestyle.

Loan Aggregator

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This commitment to accuracy means users can trust that they are viewing legitimate loan options that reflect current market conditions.

Timberland