TIDEMARK FEDERAL CREDIT UNION

Welcome to Tidemark Federal Credit Union, where our commitment to serving our members and community is at the heart of everything we do. Located conveniently at 2530 N Salisbury Blvd, Salisbury, MD 21801, we have been dedicated to providing quality financial services since our establishment in 1959. With over 21,789 members and $465,829,271 in total assets, we pride ourselves on being a trusted financial partner for individuals and businesses alike. At Tidemark, we understand that every member has unique needs. That's why we offer a wide range of services including personal banking, auto loans, mortgages, credit cards with rewards, and business banking solutions. Whether you're looking to open a checking account or secure a loan for your new car, our knowledgeable team is here to help you every step of the way. While you can visit us at our branch location for all your banking needs, please note that official correspondence should be sent to our mailing address: P.O. Box 8083, Salisbury, MD 21801-2139. Led by our experienced CEO Pamela Fleuette and Board President Toomas Idnurm, our team of 57 employees is dedicated to ensuring that your experience with us is smooth and satisfactory. With a solid net worth of $63,307,247 and a cash reserve of $5,709,815, we are well-equipped to support you financially. We invite you to explore what Tidemark Federal Credit Union can do for you. Feel free to reach out via phone at 302-629-0100 or visit our website at tidemarkfcu.org for more information about our services or to get started on your journey toward financial wellness today!

At Tidemark Federal Credit Union, we are proud of our rich history and commitment to serving the Salisbury community. Established in 1959, our branch has grown alongside its members, evolving from a small credit union into a trusted financial partner for over 21,000 members today. Our location at 2530 N Salisbury Blvd, Salisbury, MD 21801 is more than just an address; it's a hub where community connections flourish and financial dreams are realized. Throughout the years, we have achieved significant milestones that reflect our dedication to helping our members succeed. With total assets exceeding $465 million, Tidemark has positioned itself as a reliable resource for personal banking services including checking and savings accounts, auto loans, mortgages, and business banking solutions. Our team of dedicated professionals works tirelessly to ensure that every member feels valued and supported in their financial journey. Our mission at Tidemark is clear: to provide exceptional financial services while fostering a sense of community and belonging among our members. We believe that by putting our members first, we can empower them to achieve their goals whether that's purchasing a new home or starting a business. We are committed to transparency and accessibility in all our offerings, ensuring that everyone has the tools they need for financial success. While you can visit us at our main branch on Salisbury Blvd, any official correspondence should be sent to our mailing address: P.O. Box 8083, Salisbury, MD 21801-2139. Our lobby hours are conveniently set from 9 am to 5 pm on weekdays to accommodate your schedule. Tidemark Federal Credit Union also embraces modern technology with online banking options and mobile applications that make managing finances easier than ever. While we currently do not offer ATM services or drive-thru banking, we remain dedicated to providing personalized service without compromising on quality. We actively engage with our local community through various outreach efforts and partnerships aimed at enhancing the lives of those we serve. This commitment strengthens our belief that banking is not just about transactions it's about building lasting relationships. Join us today at Tidemark Federal Credit Union and discover how we can help you navigate your financial journey with confidence. Together, let's create a brighter future for you and your family! For more information or assistance, feel free to call us at 302-629-0100 or visit our website at www.tidemarkfcu.org.

At Tidemark, we believe that becoming a member is like joining a close-knit family where support and community come first. If you're looking to be part of something special, it's easy to get started! Membership is open to individuals who live, work, or worship in specific areas, along with their family members. This means whether you're a local resident, an employee at a nearby business, or attend services in the community, you're likely eligible to join us. We pride ourselves on offering our members great benefits and personalized service that you won't find at larger banks. For more details on eligibility criteria, check out our resource page at . Ready to take the next step? Opening your account with us is straightforward. You can begin the process by visiting our online application at https://app.loanspq.com/apply.aspx?lenderref=tidemark021020&list=vlplccst . If you have any questions or need assistance, feel free to reach out to us at (302) 629-0100 during our operating hours from 9 am to 5 pm. We can't wait to welcome you into the Tidemark family!

At Tidemark, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share insights about our financial health to reassure you of our reliability as your trusted credit union. With a net worth of $63,307,247, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1359 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $126,414,031 in share certificates and $127,871,688 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,844, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $63,307,247 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals across various sectors with $1070 in used auto loans and a total of $220,610,827 in loans and leases available. Our operational efficiency is reflected in our net income of $0, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 57 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $85,992. Total Share and Deposit Accounts: 43,538, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Tidemark is your trusted partner. Visit us at 2530 N Salisbury Blvd Salisbury Md 21801 or call 302-629-0100 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

At Tidemark, we understand that financial needs vary from person to person. That's why we offer a diverse range of loan products designed to help our members achieve their goals, whether it's buying a new car, purchasing a home, or managing everyday expenses. Our branch, located at 2530 N Salisbury Blvd, Salisbury, MD 21801, is dedicated to serving our community with personalized solutions. With over 6355 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are particularly popular; looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $28,000,946 in new vehicle loans and $28,000,947 in used vehicle loans already helping members get on the road. Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $8,880,159, which can help you secure your dream home with ease. For business owners looking for funding opportunities, our outstanding commercial loans amounting to $6,972,821 provide the capital needed to grow and expand your business ventures. We also understand the importance of flexibility when it comes to managing finances. That's why we offer unsecured credit card loans with a total of $4,382,187 available for our members. These flexible terms make it easier for you to handle unexpected expenses or consolidate debt effectively. At Tidemark Federal Credit Union, we are committed to making financing accessible and straightforward. Whether you're interested in refinancing options or want to explore eligibility requirements for any of our products, our friendly staff is here to assist you every step of the way. To learn more about our loan offerings or to apply today, give us a call at 302-629-0100 during our lobby hours from 9 AM to 5 PM on weekdays. For more information and online services, visit us at Tidemark Federal Credit Union. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.