Tidemark Credit Union Millsboro DE | Affordable Auto Loans & Mortgage Rates

Introduction

Welcome to Tidemark Federal Credit Union, where your financial well-being is our top priority! Located at 216 S Washington St, Millsboro, DE 19966, we have proudly served our community since 1959. With a strong commitment to helping our members achieve their financial goals, we currently boast a total membership of 21,789 individuals and manage assets amounting to an impressive $465,829,271. At Tidemark, we understand that trust is built through transparency and reliability. That's why we offer a comprehensive range of services tailored to meet your unique needs. From personal banking options like checking and savings accounts to auto loans and mortgages, our team is here to guide you every step of the way. With a total loan portfolio of 6,355 loans and leases and deposits totaling $4,658,457, we are dedicated to fostering a secure environment for your finances. Our leadership team is passionate about enhancing member experiences. Under the guidance of our CEO, Pamela Fleuette, and Board President, Toomas Idnurm, we strive for excellence in all we do. Our friendly staff of 57 employees is eager to assist you with any inquiries or services you may need. While you can reach us by phone at 302-629-0100, feel free to explore more about what Tidemark has to offer by visiting our website at tidemarkfcu.org. We invite you to stop by our branch or give us a call today we're excited to help you on your financial journey!

Branch History & Mission

Join Us

As we look towards the future, we invite you to become part of our growing family at Tidemark Federal Credit Union. Experience the benefits of membership where your financial well-being is our priority. Visit us today or reach out at 302-629-0100 to learn more about how we can assist you on your financial journey. Together, let's build a brighter future for ourselves and our community!

Our Journey

Tidemark was founded on the principle of providing accessible financial services to all members of our community. Over the years, we have expanded our offerings and improved our technology to meet the changing needs of our members. Today, with total assets exceeding $465 million, we are well-equipped to support our members' financial goals through a wide range of services including personal banking, auto loans, mortgages, and business banking. Our branch is more than just a place for transactions; it's a hub for community engagement. We believe in giving back and actively participate in local outreach efforts. From sponsoring youth sports teams to hosting financial literacy workshops, Tidemark is dedicated to making a positive impact in Millsboro and beyond.

Our Mission

Our mission at Tidemark Federal Credit Union is simple yet profound: to empower our members by providing excellent financial products and services while fostering a supportive community environment. We strive to be not only your financial partner but also a resource for education and growth. While members can visit us at 216 S Washington St for all their banking needs, official correspondence should be sent to the same address. Our operating hours are Monday through Friday from 9 AM to 5 PM, making it convenient for you to connect with us. We understand that accessibility is key. That's why we offer ATM availability and drive-thru banking services for your convenience. Whether you prefer face-to-face interactions or digital solutions like online banking and mobile applications, Tidemark is here to serve you.

Branch Location & Accessibility

Welcome to Tidemark Federal Credit Union, your friendly financial partner located at 216 S Washington St in Millsboro, Delaware. Nestled in the heart of Sussex County, our branch is easily accessible and conveniently situated near local landmarks, making it a breeze for you to stop by for all your banking needs. At Tidemark, we understand the importance of convenience. Our location offers ample parking with easy access, including features that comply with ADA standards to ensure everyone can visit us comfortably. Whether you're coming in for a quick deposit or a more detailed discussion about loans or accounts, our team is here to help! Our lobby hours are designed to fit your busy schedule open Monday through Friday from 9 am to 5 pm. You can also take advantage of our drive-thru service for quick transactions without leaving your car. Plus, if you're in need of cash outside of these hours, we have an ATM available on-site for your convenience. While members can visit us at 216 S Washington St, official correspondence should be sent to the same address as our mailing address: P O Box 1630, Millsboro, DE 19966. If you have any questions or need assistance before visiting, don't hesitate to reach out! You can give us a call at 302-629-0100. We look forward to welcoming you into our branch and helping you achieve your financial goals!

Member Eligibility

At Tidemark, we believe that everyone deserves a chance to be part of our welcoming community. Joining us is easy and open to individuals who live, work, worship, or attend school in our area. If you're a family member of an existing member, you're also invited to come aboard! We pride ourselves on providing a supportive environment where you can access a variety of financial services tailored to your needs. By becoming a member at Tidemark, you'll enjoy benefits like competitive rates on loans and savings, personalized service, and the comfort of knowing your financial well-being is our priority. To learn more about the specific eligibility requirements, please visit our detailed guide at . When you're ready to take the next step, opening an account is straightforward just check out the details on how to get started at https://app.loanspq.com/apply.aspx?lenderref=tidemark021020&list=vlplccst . If you have any questions or need assistance, don't hesitate to reach out to us at (302) 629-0100. We can't wait for you to join us at 216 S Washington St Millsboro De 19966!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $26 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $12 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $6,972,821, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer comprehensive merchant services designed to simplify your operations. Imagine processing payments seamlessly while focusing on what you do best running your business. Our tools make it easy for you to accept various payment methods, helping you attract more customers and streamline transactions. Visit us at 216 S Washington St Millsboro De 19966 in Millsboro, DE, or call us at (302) 629-0100 to learn how our business banking and commercial services can help you reach your goals!

Comprehensive List Of Services

Accessing Your Funds

With an ATM located conveniently nearby, you can access your funds whenever you need them. Our basic ATM services allow for easy withdrawals and balance checks at any time. Additionally, our drive-thru service simplifies everyday banking transactions like deposits and withdrawals without leaving your car. At Tidemark, we strive to make banking straightforward and beneficial for all our members. If you're ready to explore what we can do for you, don't hesitate to reach out! You can give us a call at (302) 629-0100 or visit us online at Tidemark Federal Credit Union for more information about our services or how to become a member today!

Business Banking Services

For our business members, we have tailored services that include merchant services and business loans. Whether you're starting a new venture or expanding an existing one, our team is here to support your growth every step of the way.

Credit Cards with Rewards

We also understand the importance of everyday purchases, which is why we offer credit cards with rewards. These cards not only provide a convenient way to make transactions but also allow you to earn points for future rewards turning your spending into savings!

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking services that allow you to manage your finances from anywhere. Check balances, pay bills, and transfer funds with just a few taps on your smartphone or computer. Our digital tools include features like person-to-person payments, making it easy to send money to friends or family without needing cash.

Personal Banking Solutions

Whether you're opening your first checking account or looking to save for future goals, our personal banking options cater to everyone. We offer checking and savings accounts that fit various lifestyles, ensuring you can manage your money easily. If you're considering a new vehicle, our auto loans and vehicle financing options make purchasing your dream car simple and affordable. For those dreaming of homeownership, we provide mortgage loans and refinancing solutions that help you navigate the buying process with confidence. Plus, if you're looking to consolidate debt or cover unexpected expenses, our personal loans offer flexible terms to suit your needs.

Digital & Online Banking

Access Anytime, Anywhere

With our 24/7 online banking services available at https://www.tidemarkfcu.org/ , you can check your account balances, pay bills, and transfer funds from the comfort of your home or while on the go. Whether it's day or night, we've got you covered.

Go Green with E-Statements

Say goodbye to paper clutter! Our e-statements offer an eco-friendly way to keep track of your finances. With just a few clicks, you can view and download your statements anytime you need them.

Secure and Convenient Transactions

We prioritize your security with features like electronic signature authorization, ensuring that all your transactions are safe and sound. Plus, while mobile payments are not currently offered, our robust online banking platform provides everything else you need for effective money management. By choosing Tidemark, you're opting for a banking experience that is accessible, efficient, and tailored to fit your lifestyle. Explore our digital services today and take control of your finances with ease!

User-Friendly Features

Our mobile application makes banking even more convenient. You can easily access all your accounts right from your smartphone. Plus, if you're sending money to a friend or family member, our person-to-person transfer feature allows for quick transactions without any hassle.

Financial Strength

Commitment to Member Growth

With $63,307,247 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our robust lending capacity supports your financial aspirations with $1,070 in used auto loans and $220,610,827 in total loans and leases.

Efficient Operations

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 57 full-time employees and 0 part-time employees who are always ready to assist you with their expertise.

Growing Member Base

Total Share and Deposit Accounts: 43,538, showing a strong and growing member base that trusts us with their finances. This trust is vital as we work together to meet your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Tidemark is your trusted partner. Visit us at 216 S Washington St Millsboro De 19966 or call (302) 629-0100 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Secure Savings Opportunities

Members' savings are secured through $126,414,031 in share certificates and $127,871,688 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,844, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $63,307,247, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,359 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $28,000,946 in new vehicle loans and $28,000,947 in used vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, we make financing straightforward and accessible.

Business Loans

For business owners, our outstanding commercial loans totaling $6,972,821 provide the capital needed to grow and expand. We understand the unique challenges faced by small businesses and are here to support you with tailored financing solutions. At Tidemark, we believe in making borrowing as easy as possible for our members. If you're interested in refinancing options or would like to learn more about eligibility requirements for any of our loan products, please don't hesitate to reach out. You can contact us at (302) 629-0100 during our operating hours from 9 am to 5 pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're committed to transparency and empowering our members with the information they need to make informed decisions. Explore our loan offerings today and take the next step toward achieving your financial goals with Tidemark!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $8,880,159, make buying or refinancing simple. We provide flexible terms and competitive rates to ensure that you can secure the home you've always wanted.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $4,382,187 in loans helping members manage their finances effectively. Our credit cards come with various rewards and benefits designed to fit your lifestyle.

Loan Aggregator

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment ensures that you receive fair and transparent offers every time you search for a loan.

Key Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. You can trust that the options presented to you are accurate and reliable. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means you see the best offers without any hidden agendas. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, LendMesh helps you stay informed about your options, making it easier to find a rate that fits your needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness and reliability of this comparison tool. Ready to find the best rates for your needs? Compare real-time loan offers today at LendMesh. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

TIDEMARK FEDERAL CREDIT UNION