Tidemark Credit Union Lewes DE | Affordable Auto Loans & ATM Access

Introduction

Welcome to Tidemark Federal Credit Union, your trusted partner in financial well-being since 1959. Located at 34686 Old Postal Ln, Lewes, DE 19958, we have proudly served our community for over six decades. With a total membership of 21,789 and assets exceeding $465 million, we are dedicated to providing personalized banking solutions tailored to meet your needs. At Tidemark, we understand that each member has unique financial goals. That's why we offer a variety of services, including checking and savings accounts, auto loans, mortgages, personal loans, and business banking options. Our commitment to helping you achieve your financial aspirations is evident in our total deposits of $4,658,457 and an impressive net worth of $63,307,247. Led by our CEO Pamela Fleuette and Board President Toomas Idnurm, our team of 57 employees is here to assist you every step of the way. We believe in building strong relationships within the community and ensuring that our members feel valued and supported. While members can visit us at our branch location for their banking needs, official correspondence should be sent to the same address: 34686 Old Postal Ln, Lewes, DE 19958-4781. For any inquiries or assistance, feel free to call us at (302) 629-0100 during our lobby hours from 9 AM to 5 PM on weekdays. Join us today at Tidemark Federal Credit Union and discover how we can help you manage your finances effectively. Visit our website at tidemarkfcu.org for more information or apply for an account online! We look forward to welcoming you into our family!

Branch History & Mission

Join Us

As we continue to grow and adapt to the changing landscape of financial services, we invite you to become part of the Tidemark family. Whether you're looking for an auto loan or want to open a savings account, we are here to help every step of the way. Experience firsthand how Tidemark Federal Credit Union can make a difference in your life. Feel free to reach out at 302-629-0100 or visit us online at Tidemark FCU for more information about membership and services. Join us today and take the first step towards achieving your financial goals!

Our Evolution

Tidemark started as a small credit union dedicated to helping individuals and families achieve their financial dreams. From our humble beginnings at 34686 Old Postal Ln, we have expanded our offerings to include a range of services such as personal banking, auto loans, mortgages, and business banking solutions. Our commitment to innovation is evident as we embrace digital advancements like online banking and mobile applications, ensuring that our members can manage their finances conveniently from anywhere. While members can visit us at our branch address in Lewes, official correspondence should be sent to 34686 Old Postal Ln, Lewes, DE 19958-4781. This central location is not only convenient but also surrounded by the vibrant community we serve. We understand the importance of being accessible to our members. That's why we offer ATM availability and drive-thru banking for quick and easy transactions.

Our Mission

At Tidemark, our mission goes beyond just providing financial services; it's about making a positive impact on the lives of our members and the community as a whole. We are committed to empowering individuals through education and support. Our goal is to help you navigate your financial journey with confidence. Our team works diligently to foster partnerships within the community and engage in outreach efforts that uplift those around us. We believe that when our members succeed financially, the entire community thrives.

Branch Location & Accessibility

Welcome to Tidemark Federal Credit Union, conveniently located at 34686 Old Postal Ln in beautiful Lewes, Delaware. Our branch is nestled in Sussex County, just a stone's throw away from popular local spots like the scenic Cape Henlopen State Park and the historic downtown area. Whether you're heading to the beach or enjoying a day out shopping, we're here to meet your banking needs with ease and convenience. At Tidemark, we prioritize accessibility for all our members. Our location features ample parking and is fully compliant with ADA standards, ensuring that everyone can visit us comfortably. If you need assistance, our friendly staff is always ready to help. We're open Monday through Friday from 9 am to 5 pm, making it easy for you to stop by before or after work. With both drive-thru banking and ATM services available, managing your finances has never been simpler. Whether you want to make deposits, withdrawals, or check your balance, we've got you covered with quick and efficient service. For any official correspondence, please note that while you can visit us at our physical location, our mailing address is also 34686 Old Postal Ln, Lewes, DE 19958-4781. Feel free to give us a call at 302-629-0100 if you have any questions or need assistance. We invite you to come in and discover how Tidemark can help you achieve your financial goals!

Member Eligibility

At Tidemark, we believe that everyone deserves a chance to be part of a welcoming community that puts your financial well-being first. If you're looking to join us at our branch located at 34686 Old Postal Ln Lewes De 19958, you'll find that becoming a member is straightforward and inclusive. We welcome anyone who lives, works, worships, or attends school in our local area. This means if you have ties to our community, you can easily become part of our family. Joining brings numerous advantages, from personalized service to competitive rates on loans and savings accounts. Plus, being a member means having access to a range of services designed with you in mind, such as online banking and credit card options with rewards. To kick off your membership journey, simply visit our website for more details on eligibility: . When you're ready to open an account, you can start the process right here: https://app.loanspq.com/apply.aspx?lenderref=tidemark021020&list=vlplccst . If you have any questions or need assistance, feel free to reach out to us at (302) 629-0100. We can't wait to welcome you into the Tidemark family!

Business Banking & Commercial Services

Lending Solutions for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $26 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $12 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $6,972,821, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work

In addition to loans, we offer merchant services designed to streamline your daily operations. Imagine being able to accept payments quickly and securely, whether you're at a storefront or on the go. Our services ensure that you can focus on what matters most growing your business. Visit us at 34686 Old Postal Ln Lewes De 19958 in Lewes, DE, or call us at (302) 629-0100 to learn how we can help your business thrive!

Comprehensive List Of Services

Business Banking Services

For business owners, we offer tailored solutions through our Business Banking services, which include essential Merchant Services & Business Loans. We know how vital it is for businesses to have reliable banking support, and we're here to help you thrive.

Credit Card Rewards

Don't forget about our Credit Cards with Rewards! These cards not only make everyday purchases easier but also reward you for using them. It's a great way to earn benefits while spending on what you already need.

Digital Banking Convenience

In today's fast-paced world, convenience is key. Our Online & Mobile Banking platforms allow you to manage your accounts anytime, anywhere. You can easily check balances, transfer funds, and even pay bills all from the comfort of your home or on-the-go. Our ATM & Cash Withdrawal Services ensure that accessing your money is never a hassle.

In-Person Assistance

If you prefer face-to-face interactions, visit us during our lobby hours from 9 am to 5 pm on weekdays. We also offer basic drive-thru banking for quick transactions like deposits and withdrawals without having to leave your car. At Tidemark, we pride ourselves on being more than just a credit union; we're a community partner dedicated to helping you succeed financially. To learn more about any of these services or to get started today, call us at (302) 629-0100, or visit us online at Tidemark Federal Credit Union. Your financial well-being is our top priority!

Personal Banking Solutions

Our personal banking services make managing your finances easy and convenient. With our Checking & Savings Accounts, you can choose the right account that fits your lifestyle. If you're considering purchasing a new car, our Auto Loans & Vehicle Financing options are designed with competitive rates to help you drive away in your dream vehicle without breaking the bank. For those planning to buy a home or refinance an existing mortgage, our Mortgage Loans & Refinancing services offer flexible terms that suit your financial situation. Plus, if you're looking for extra cash for unexpected expenses or projects, our Personal Loans & Debt Consolidation options can provide the support you need.

Digital & Online Banking

Key Services

Our online banking service is accessible 24/7, allowing you to check balances, transfer funds, and pay bills whenever it suits you. Plus, with the option for electronic signature authorization, signing documents is straightforward and hassle-free no need for printing or mailing! For those who prefer paperless solutions, we provide e-statements that give you a clear view of your transactions without cluttering your mailbox. If you're always on the go, our mobile application makes it easy to manage your accounts right from your smartphone. Need to send money quickly? With our person-to-person transfer feature, you can easily send money to friends and family in just a few taps. Although we currently do not offer mobile payments, rest assured that all our services prioritize your security and privacy. At Tidemark, we believe that managing your finances should be simple and intuitive. Whether you're checking your account balance or reviewing past statements, our user-friendly interface ensures that everything is just a click away. Join us in enjoying the freedom of modern banking with peace of mind!

Financial Strength

Committed Workforce

We also take pride in having 57 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Our operational efficiency is reflected in our net income of $0, which means we are continuously improving to offer competitive loan rates and solid financial products for our members.

Growing Membership Base

Total Share Accounts stand at 43,538, showcasing a strong and growing member base that trusts us with their finances. Our ability to lend is evident with $1,070 in used auto loans currently under management. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Tidemark is your trusted partner. Visit us at 34686 Old Postal Ln Lewes De 19958 or call 302-629-0100 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member-Centric Savings Solutions

Members' savings are secured through $126,414,031 in share certificates and $127,871,688 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,844, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting in Our Community

With $63,307,247 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. This focus on growth allows us to support various lending needs effectively. We have $220,610,827 in total loans and leases available for our members' financial goals.

Solid Financial Foundations

With a net worth of $63,307,247, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1359 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $28,000,946 in new vehicle loans and $28,000,947 in used vehicle loans already helping members get on the road. Whether you're looking for financing for a brand-new model or a reliable used vehicle, we have tailored solutions to fit your budget.

Commercial Loans

For business owners in our community, we recognize that access to capital is vital for growth. That's why we have outstanding commercial loans totaling $6,972,821, designed to help businesses expand and thrive.

Credit Lines and Personal Financing

For those seeking additional flexibility in their finances, we provide total credit lines amounting to $79,086,434. This option can help you manage unexpected expenses or consolidate debt effectively. We also offer flexible terms on unsecured credit card loans, with a total of $4,382,187 in loans available to help you manage your spending and improve your cash flow.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple and accessible. We offer Junior Lien 1-4 Family Residential Properties loans totaling $8,880,159, ensuring that you have support every step of the way on your journey to owning a home.

Refinancing Options

If you're considering refinancing any existing loans or mortgages to take advantage of lower interest rates or better terms, Tidemark has options available for you. Our team can guide you through the refinancing process to ensure it meets your financial needs. At Tidemark Federal Credit Union located at 34686 Old Postal Ln Lewes DE 19958, our friendly staff is here to assist you from 9 AM to 5 PM. To learn more about our loan offerings or start your application today, please call us at 302-629-0100 or visit our website at tidemarkfcu.org. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

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TIDEMARK FEDERAL CREDIT UNION - Lewes, DE