T&i Credit Union Clawson MI | Best Auto Loans & Business Banking

Introduction

Welcome to T & I Credit Union, your trusted financial partner located at 600 N Main St, Clawson, MI 48017. Established in 1955, we have proudly served our community for over six decades, building a solid reputation based on trust and reliability. With a growing membership of 3,896 individuals, we're dedicated to providing exceptional services tailored to meet your financial needs. At T & I Credit Union, we understand that banking is more than just transactions; it's about relationships. Our total assets now stand at an impressive $86,599,299, reflecting our commitment to the financial well-being of our members. We offer a variety of services including personal banking, auto loans, mortgage options, and business banking solutions all designed with you in mind. While members can visit us at our branch address for any inquiries or transactions, official correspondence should be sent to the same location: 600 N Main St, Clawson, MI 48017. With a net worth of $16,338,692 and total deposits reaching $10,945,548, we ensure that your funds are secure and well-managed. Our dedicated team of 16 employees is here to assist you every step of the way. Led by CEO Kathleen Karner and Board President Steven Gottlieb, our leadership is committed to fostering a supportive environment where every member feels valued. Ready to take the next step? Whether you're looking to open an account or need assistance with loans and financing options, we invite you to call us at 248-588-6688 or visit our website at www.ticreditunion.org for more information. Join us today and experience the difference of being part of T & I Credit Union!

Branch History & Mission

Welcome to T & I Credit Union, a pillar of the Clawson community since 1955. With a history that spans over six decades, we have grown from humble beginnings to a vibrant credit union serving nearly 3,900 members. Our commitment to providing exceptional financial services has led us to accumulate total assets of $86,599,299, reflecting our strong position and dedication to our members. Located at 600 N Main St, Clawson, MI 48017, T & I Credit Union is more than just a financial institution; it's a place where community thrives. As you visit our branch, you will find a friendly atmosphere that welcomes everyone. If you need to send official correspondence, feel free to use our mailing address at the same location: 600 N Main St, Clawson, MI 48017. Our mission is simple yet powerful: we strive to empower our members by providing them with affordable financial solutions while actively supporting our local community. We understand that financial health is crucial for personal well-being and growth. That's why we offer a range of services including checking and savings accounts, auto loans, mortgages, personal loans, credit cards with rewards, and business banking options. Over the years, we have embraced technological advancements to make banking more accessible and convenient for our members. We provide online banking services that allow you to manage your finances from the comfort of your home. Whether you prefer using your computer or mobile device, we aim to meet your needs effectively. In addition to our comprehensive financial offerings, we are dedicated to giving back to Clawson through various community outreach programs. We believe in building relationships that extend beyond transactions; it's about fostering trust and support among neighbors. At T & I Credit Union, we also prioritize accessibility and customer service. Our branch features drive-thru banking for easy transactions during your busy day. We're open Monday through Friday from 9 AM to 5 PM, ensuring that you have ample time to meet with our team or take care of your banking needs. Join us today and experience the benefits of being part of T & I Credit Union! Together, we can help you achieve your financial goals while contributing positively to the community we love. For any inquiries or assistance, don't hesitate to call us at 248-588-6688 or visit our website at www.ticreditunion.org. Your journey towards better financial health starts here!

Branch Location & Accessibility

Welcome to the T & I Credit Union, your friendly neighborhood financial partner located at 600 N Main St in Clawson, MI. Nestled in the heart of Oakland County, our branch is easy to find and access. We're just a short drive from popular local landmarks, making it convenient for you to stop by for all your banking needs. At T & I Credit Union, we prioritize accessibility. Our branch features ADA-compliant entrances and ramps, ensuring everyone can visit us with ease. Parking is readily available right outside our doors, so you won't have to worry about finding a spot when you come in. Our lobby is open Monday through Friday from 9 AM to 5 PM, providing ample time for you to manage your personal banking needs. Whether you're looking to open a new checking account, apply for an auto loan, or simply ask questions about our services, our friendly team is here to help. While members can visit us at 600 N Main St, official correspondence should be sent to the same address. Unfortunately, we do not have ATM services at this location; however, we are proud to offer a drive-thru option for simple transactions like deposits and withdrawals. If you have any questions or need assistance before your visit, feel free to call us at 248-588-6688. We look forward to welcoming you into our branch soon!

Member Eligibility

At T&i, we believe that everyone deserves to be part of a supportive community where their financial goals can thrive. Becoming a member is simple and welcoming! If you live, work, or worship in the Clawson area, or if you have family members who are already part of our credit union, you're eligible to join us. This means that whether you're just starting out or looking for ways to manage your finances better, we're here for you with open arms and a range of personalized services. Plus, as a member of T&i, you'll enjoy benefits like lower loan rates and higher savings returns. To get started on your membership journey, simply visit us at our branch located at 600 N Main St Clawson Mi 48017 or give us a call at (248) 588-6688 for more information. You can also check out the detailed eligibility criteria on our website at http://www.ticreditunion.org/membership-application . When you're ready to open an account, follow this link for an easy online application: https://ticreditunion-dn.financial-net.com/web/enrollment/workflow/27b36b4f-8066-4d4a-b19f-f9b2ad436c7e/home/recaptcha . We can't wait to welcome you into the T&i family!

Business Banking & Commercial Services

Business Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. For those outside our member community, we also support the broader business landscape with $0 in non-member commercial loans, providing flexible financing options. With an outstanding commercial loan portfolio of $0, we aim to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine a local café streamlining its payment processes or a retail shop enhancing customer experience at checkout. Our merchant services are designed to make transactions easy and efficient, allowing you to focus on what matters most your customers. We offer solutions that help businesses manage payments seamlessly, whether it's in-store or online. Explore how T&i can be your partner in success at our location: 600 N Main St Clawson Mi 48017, Clawson, MI. Call us today at (248) 588-6688 for more information about how we can assist your business!

Comprehensive List Of Services

Business Banking Services

We don't just cater to individual needs; our services extend to the business community as well. If you're running a small business, our merchant services and business loans can help you thrive in a competitive market. We know how important it is for local businesses to have reliable banking support.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why T&i offers robust online and mobile banking features. You can easily access your accounts from anywhere using our user-friendly app or website. Need to transfer money? Want to pay bills on the go? With just a few taps on your device, everything is at your fingertips.

Credit Options for Everyone

Financial challenges can arise unexpectedly. That's why we provide personal loans and debt consolidation options to help ease financial stress. Whether you need funds for an unexpected expense or want to streamline your payments into one manageable monthly bill, we've got you covered. For those who enjoy shopping rewards, our credit cards with rewards program allows you to earn points on everyday purchases. This means you can enjoy perks while managing your expenses effectively.

Drive-Thru Banking & Cash Withdrawal Services

For those who prefer face-to-face interactions without stepping inside the branch, we provide basic drive-thru banking services. You can handle deposits, withdrawals, and simple transactions efficiently while enjoying the convenience of staying in your car. At T&i, located at 600 N Main St Clawson Mi 48017, we're here for all your financial needs. Whether you're looking for personal assistance or digital solutions, our team is ready to help. Feel free to reach out at (248) 588-6688 if you have any questions or want more information about how we can serve you best. Let's take the next step together visit us today or check out our website at T & I Credit Union for more details!

Personal Banking Solutions

When it comes to personal banking, we offer a variety of options that cater to your lifestyle. Our checking and savings accounts are designed with you in mind, making it easy for you to manage your finances and save for future goals. Imagine having a dedicated space where you can track your spending and watch your savings grow. If you're considering purchasing a new vehicle, our auto loans and vehicle financing options provide competitive rates and flexible terms that fit your budget. We understand that life is busy; that's why we also offer mortgage loans and refinancing services that can help make home ownership or upgrading your living situation more accessible.

Digital & Online Banking

Key Features

Our online banking service is available 24/7, allowing you to check balances, transfer funds, and pay bills whenever it suits you. You can also take advantage of person-to-person transfers, making it simple to send money to friends or family without the hassle of cash or checks. And if you're looking for an eco-friendly way to manage your statements, we offer e-statements that you can view right from your device no more cluttered mailboxes!

Security and Ease of Use

We prioritize your security with features like electronic signature authorization, ensuring that your transactions are safe and secure. Our user-friendly mobile application makes it easy to manage your accounts on the go. Whether you're depositing checks, viewing recent transactions, or setting up alerts for important account activities, everything is just a few taps away. In today's fast-paced world, having access to your finances at your fingertips is essential. That's why our services are designed not only for accessibility but also for peace of mind. With T&i, you can trust that your financial information is protected while enjoying the flexibility of managing your accounts in real-time. Whether you're sitting at home or out and about, T&i's digital banking services ensure you're always in control of your financial journey. Explore all that we offer by visiting https://www.ticreditunion.org/ today!

Financial Strength

Community Commitment

Total Share Accounts stand at 7,288, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, T&i is your trusted partner. Visit us at 600 N Main St Clawson Mi 48017 or call (248) 588-6688 to learn more about how we can help you achieve your financial goals.

Efficient Operations

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 11 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Investment in Growth

With $16,270,367 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $458 in used auto loans and $51,405,032 in total loans and leases.

Member-Centric Savings Solutions

Members' savings are secured through $11,156,849 in share certificates and $11,792,490 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $16,338,692, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,885 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $6,861,551 in used vehicle loans and $2,975,138 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have options that fit your budget.

Credit Lines

For those who need quick access to cash for unexpected expenses, our total credit lines amounting to $7,000,000 provide the flexibility you need. This option allows you to borrow what you need when you need it, without the hassle of applying for a new loan each time.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,502,115, make buying or refinancing simple. We offer competitive rates and flexible terms to ensure that your journey toward owning a home is as smooth as possible.

Refinancing Options

If you're looking to lower your monthly payments or consolidate debt, we offer refinancing options across various loan types. We encourage our members to explore these possibilities; they might be more beneficial than you think! Our branch is conveniently located at 600 N Main St Clawson Mi 48017 in Clawson, MI, and our friendly staff is available by phone at (248) 588-6688 to answer any questions you may have about our loan offerings. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Discover how we can support your financial journey today!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $660,532 in loans helping members manage their finances effectively. Our credit cards come with rewards programs that can benefit you as you spend on everyday purchases.

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T&I CREDIT UNION