Thunderbolt Area Credit Union Millville NJ | Best Auto Loans & Business Banking

Introduction

Welcome to Thunderbolt Area, your trusted partner in financial well-being since 1951. Nestled in the heart of Millville, NJ, at 1601 Cedar St, Millville, NJ 08332, we have proudly served our community with dedication and care. With a robust membership of 3,351 individuals, we are more than just a credit union; we are a family committed to supporting each other's financial journeys. At Thunderbolt Area, we understand that life is full of financial decisions. That's why we offer a wide range of services tailored to meet your needs from personal banking and auto loans to mortgages and business loans. Our total assets stand strong at an impressive $37,846,461, reflecting our stability and reliability. We also hold total deposits of $1,134,679, ensuring that your money is in safe hands. Led by our dedicated CEO, Robert Millard, and Board President, Louis Fisher, our team of six employees is here to help you navigate your financial options with ease. Whether you're looking to open a new account or need assistance with loans big or small we're here for you every step of the way. While members can visit us at our branch location for personal service, official correspondence should be sent to our mailing address: 1601 Cedar Street, Millville, NJ 8332. We invite you to explore what we offer by visiting our website at tbafcu.com. Feel free to give us a call at 856-327-5755 during our operating hours: Monday through Friday from 7:00 AM to 4:30 PM and Saturday from 8:30 AM to 12:00 Noon. Join us at Thunderbolt Area Credit Union where community meets financial empowerment!

Branch History & Mission

Join Us

We invite you to become part of the Thunderbolt Area family! Experience firsthand the benefits of membership that goes beyond transactions. Call us at 856-327-5755 or visit us online at tbafcu.com to learn more about how we can serve you today! Your journey towards financial empowerment starts here!

Our Journey

Located at 1601 Cedar St, Millville, NJ 08332, Thunderbolt Area has always been more than just a place for banking. We have strived to create a welcoming environment where our members feel valued and supported. Over the years, we've expanded our services from basic savings accounts to a full suite of financial products including auto loans, mortgage financing, personal loans, and business banking solutions. As we evolved with technology and member needs, we introduced online and mobile banking options that provide convenient access to your accounts anytime, anywhere. We're proud to offer ADA-compliant services so that all members can enjoy equal access to our resources.

Our Mission

Our mission is simple yet powerful: to empower our members through accessible financial services while actively supporting our community. We believe that by investing in people's lives and local initiatives, we help build a stronger community for everyone. Whether it's through funding educational programs or partnering with local organizations for outreach efforts, Thunderbolt Area is dedicated to making a difference beyond just banking. While members can visit us at our branch address, official correspondence should be sent to 1601 Cedar Street, Millville, NJ 8332 if different. Our team is here during convenient hours Monday through Friday from 7:00 AM to 4:30 PM and Saturday from 8:30 AM to noon ready to assist you with all your financial needs.

Branch Location & Accessibility

Welcome to the Thunderbolt Area branch, your friendly financial partner located at 1601 Cedar St in Millville, NJ. We are dedicated to making banking convenient and accessible for all our members. Our location is easy to find and just a stone's throw away from popular spots in the area, making it simple to stop by during your day. At our branch, you'll find ample parking available, ensuring that your visit is hassle-free. We are proud to be fully accessible, with features like ramps to accommodate all our members. Whether you need to deposit a check or get assistance with your accounts, our team is here to help you every step of the way. We understand that your time is valuable. That's why we offer extended operating hours throughout the week. You can visit us Monday through Friday from 7:00 AM to 4:30 PM and on Saturdays from 8:30 AM until noon. This flexibility allows you to bank when it suits you best. In addition to personal service at the counter, we also have a drive-thru for quick and easy transactions. If you prefer self-service, take advantage of our ATM availability right outside the branch for cash withdrawals and balance checks at your convenience. For any official correspondence, please note that while members can visit us at 1601 Cedar St, official mail should be sent to 1601 Cedar Street, Millville, NJ 08332. Feel free to reach out to us at 856-327-5755 if you have any questions or need assistance before visiting. We look forward to welcoming you soon at Thunderbolt Area!

Member Eligibility

At Thunderbolt Area, we believe that everyone deserves a chance to be part of a welcoming and supportive community. Becoming a member is easy! If you live, work, worship, or attend school in the Millville area, you're likely eligible to join us. We also welcome family members of current members, which makes it even easier to connect with our vibrant community. By joining Thunderbolt Area, you gain access to a variety of financial services tailored to meet your needs, from checking accounts to auto loans and more. For more detailed information about our eligibility criteria, feel free to check out our website at http://tbafcu.com/membership.php. Ready to take the next step? Opening an account is a breeze! Just visit our online account opening page at https://www.realtimehomebanking.com/enroll.aspx?clientid=7289, or give us a call at (856) 327-5755 if you have any questions. We're here to help you every step of the way as you embark on this exciting journey with Thunderbolt Area at 1601 Cedar St Millville Nj 08332.

Business Banking & Commercial Services

Merchant Services for Everyday Transactions

In addition to loans, we offer merchant services that simplify payment processing. With our solutions, you can accept payments easily and securely, allowing you to focus on what you do best running your business. Picture this: your customers enjoying a smooth checkout experience while you manage sales efficiently. Located at 1601 Cedar St Millville Nj 08332, Millville, NJ, we're here to help you navigate the financial landscape of your business journey. Connect with us today at (856) 327-5755 and see how we can assist in fueling your success!

Tailored Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $9 in non-member commercial loans, providing flexible financing solutions. Imagine being able to invest in new equipment, hire additional staff, or even open a new location all made possible through our competitive loan offerings. Each loan we provide is backed by a dedicated team focused on understanding your unique needs and helping you achieve your goals.

Comprehensive List Of Services

Additional Features

In today's fast-paced world, having digital banking features is essential. Our online banking platform allows members to check balances, transfer funds between accounts, and even use person-to-person payment options all designed with your busy lifestyle in mind. We invite you to explore all that Thunderbolt Area has to offer at our branch located at 1601 Cedar St Millville, NJ 08332. If you have questions about any of our services or want to discuss how we can assist you further, please give us a call at 856-327-5755 during our operating hours: Monday through Friday from 7:00 AM to 4:30 PM and Saturday from 8:30 AM to 12:00 Noon. We're here to help you achieve your financial goals! Visit us today or check out our website at tbafcu.com for more information.

Business Banking Services

For entrepreneurs and business owners, we have specialized Business Banking solutions including merchant services and business loans. We know how vital it is for businesses to have reliable support for managing cash flow and growth opportunities.

Convenient Access Options

At Thunderbolt Area, we value your time. That's why we offer easy-to-use ATM & Cash Withdrawal Services, ensuring you can access your money when needed. For quick transactions like deposits or withdrawals, our drive-thru banking service provides added convenience without leaving your car.

Loans and Financing

If you're in the market for a new vehicle, our Auto Loans & Vehicle Financing offer competitive rates that can help get you on the road without breaking the bank. We also provide Mortgage Loans & Refinancing options for those ready to invest in their dream home. Perhaps you need extra cash for a personal project; our Personal Loans & Debt Consolidation services can help streamline your finances. Additionally, our credit cards come with rewards that make everyday purchases even more rewarding.

Personal Banking Solutions

For those looking to manage their daily finances, our Personal Banking options include checking and savings accounts tailored for convenience and flexibility. Imagine having easy access to your funds whenever you need them whether it's making deposits or withdrawing cash. Our online and mobile banking services allow you to handle transactions right from your phone or computer, making it easier than ever to keep track of your finances.

Digital & Online Banking

Key Features

Our online banking service provides a user-friendly experience that lets you check balances, transfer funds, and pay bills with just a few clicks. You can also enjoy the convenience of e-statements, which are available for all members. This means you can access your account statements online without the hassle of paper clutter. For those who enjoy using their smartphones, our mobile application is here to help! With our app, you can manage your accounts on the go and even make person-to-person transfers easily. Need to send money to a friend? No problem! Our person-to-person transfer feature makes it quick and simple.

Security and Accessibility

We take your security seriously. Although we currently do not offer electronic signature authorization, rest assured that your online transactions are protected with advanced security measures. Our goal is to provide peace of mind while you manage your finances. Whether you're paying bills or checking account activity, our services are designed for accessibility and ease of use. Plus, with 24/7 online banking capabilities, you can handle your financial needs whenever it suits you best. With Thunderbolt Area, taking care of your banking has never been easier or more secure. Join us today and explore how our digital solutions can make your life simpler!

Financial Strength

Commitment to Responsible Lending

Our lending capacity supports your financial goals across various sectors with $674 in used auto loans and $10,970,840 in total loans and leases. This shows our dedication to helping you achieve your dreams whether that's purchasing a new vehicle or financing other important purchases.

Dedicated Team Serving You

We also take pride in having 5 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Together, we work tirelessly to provide the best banking experience possible for all our members.

Join Our Growing Community

As part of the Thunderbolt Area community, we have established a strong member base with 6,451 total share accounts. This growth reflects the trust that thousands of members place in us every day. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Thunderbolt Area is your trusted partner. Visit us at 1601 Cedar St Millville Nj 08332 or call (856) 327-5755 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Centric Savings and Growth

Your savings are our priority. We secure members' funds through $3,473,350 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we focus on our members' needs, which is reflected in our commitment to providing excellent service and products tailored for you.

Solid Earnings for Future Investments

Our operational efficiency is highlighted by our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. With $4,529,614 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better.

Strong Net Worth and Capital Foundation

With a net worth of $4,529,614, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,197 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $3,485,148 in used vehicle loans and $1,716,399 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to ensure that you find the perfect financing for your next vehicle.

Credit Lines

For those who need a little extra flexibility in their budgeting, our credit lines are available with a total of $600,000 to help you cover unexpected expenses or consolidate debt. This product provides you with quick access to funds when you need them most. If you're interested in refinancing any existing loans or want more information on eligibility options for our products, feel free to reach out. Our friendly team is ready to assist you! You can contact us at 856-327-5755 or visit us at 1601 Cedar St Millville Nj 08332. Let us help you take the next step toward achieving your financial dreams today! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $2,650,782, ensuring that you have access to affordable home financing. Whether you are purchasing your first home or looking to refinance an existing mortgage, our team is here to guide you through the process.

Unsecured Credit Card Loans

Managing finances can be challenging at times. That's why we also offer flexible terms on unsecured credit card loans, with a total of $206,950 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits designed to make your everyday purchases easier.

Loan Aggregator

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