Thrive Credit Union Muncie IN | Affordable Vehicle Loans & Top Checking

Introduction

At Thrive, located at 4501 S Delaware Dr, Muncie, IN 47302, we believe in empowering our community through strong financial support and personalized service. Established in 1940, Thrive has grown to become a trusted financial partner for 7,774 members, offering them a place where their needs come first. With total assets of $100,690,668 and total deposits amounting to $10,442,704, we are proud to provide a solid foundation for your financial journey. Our commitment goes beyond numbers; it's about the relationships we build and the community we serve. Under the leadership of our CEO, Brett Rinker, and Board President, Brandon Hughes, our dedicated team of 29 employees is here to ensure that you receive the best possible service. Whether you're looking for personal banking solutions like checking accounts or auto loans or seeking business financing options, we've got you covered. While members can visit us at our branch location, official correspondence should be sent to 4501 S Delaware Dr, Muncie, IN 47302-9405. We invite you to explore our wide range of services including online and mobile banking options for your convenience. Ready to take control of your finances? Give us a call at 765-284-1015 or visit our website at Thrive Credit Union today! Your financial well-being is our priority.

Branch History & Mission

Welcome to the inspiring journey of Thrive, located at 4501 S Delaware Dr, Muncie, IN 47302. Since its inception in 1940, Thrive has been dedicated to serving our community with a commitment that transcends traditional banking. With over 7,774 members and total assets amounting to $100690668, we have grown into a trusted financial partner for individuals and families alike. From the very beginning, Thrive was founded on the principle of providing accessible financial services tailored to meet the needs of our members. Over the decades, we have evolved alongside our community, embracing new technologies and innovative solutions while maintaining our core mission: to empower our members through personalized service and support. We believe that everyone deserves access to quality financial resources, and we strive to ensure that all members feel valued and understood. Our branch is not just a place for transactions; it is a hub for community engagement. We pride ourselves on our partnerships with local organizations and initiatives aimed at uplifting those around us. Whether it's sponsoring local events or offering educational workshops on financial literacy, Thrive is deeply committed to making a positive impact in Muncie. You can visit us during our lobby hours from Monday through Friday, 9:00 AM to 4:30 PM. For those who prefer convenience, we also offer drive-thru banking services and ATM access. While members can visit us at 4501 S Delaware Dr, official correspondence should be sent to our mailing address at 4501 S Delaware Dr, Muncie, IN 47302-9405. At Thrive, we are proud of our digital advancements as well. Our online banking platform ensures that managing your finances is easier than ever, whether you're using mobile payments or checking balances from home. We are also committed to ensuring accessibility for all by adhering to ADA compliance standards. As you consider joining us, remember that being part of Thrive means more than just opening an account; it's about becoming part of a community that cares about your financial well-being. We invite you to experience the difference firsthand. Come grow with us together we can achieve great things! For more information or to become a member today, please call us at (765) 284-1015 or visit our website at Thrive Credit Union.

Branch Location & Accessibility

Welcome to Thrive Credit Union, your friendly financial partner located conveniently at 4501 S Delaware Dr in Muncie, IN. Nestled in the heart of Delaware County, our branch is easily accessible and ready to serve you with a variety of banking services. Whether you're just stopping by or need assistance with your financial needs, we are here to help. While members can visit us at our main office address, official correspondence should be sent to our mailing address at 4501 S Delaware Dr, Muncie, IN 47302-9405. This ensures that your important documents reach us without delay. Located near several local landmarks, Thrive is not just a place to bank; it's part of the community fabric. With ample parking available, you won't have trouble finding a spot when you visit. Our facility is designed with accessibility in mind, featuring ADA-compliant ramps and entrances so everyone can enjoy a comfortable experience. Our lobby hours are welcoming too! We're open Monday through Friday from 9:00 AM to 4:30 PM, making it easy for you to stop by before or after work. Plus, if you're in a hurry, take advantage of our drive-thru service for quick deposits and withdrawals without leaving your car. Thrive also offers ATM availability for those who prefer self-service banking options. You can easily access cash or check your balance at any time that suits you. We invite you to come explore everything we offer from personal banking solutions like checking and savings accounts to auto loans and credit cards with rewards. Our dedicated team is here to answer questions and guide you on your financial journey. So why wait? Stop by Thrive Credit Union today or give us a call at 765-284-1015. We look forward to seeing you soon!

Member Eligibility

At Thrive, we believe that everyone deserves a supportive community to turn to for their financial needs. Becoming a member of Thrive is easy and welcoming! If you live, work, or worship in the area, you're likely eligible to join us. We prioritize our community and aim to provide personalized services that cater to your unique financial goals. Whether you're looking for a simple checking account or a loan to help with your next big purchase, being part of our family means you'll have access to competitive rates and exceptional service. To learn more about the specific eligibility criteria, feel free to check out this resource. It's designed to give you all the details you need! Once you're ready to take the next step, opening an account is a breeze just visit this link or call us at (765) 284-1015. Our friendly team is here to assist you every step of the way!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, we offer essential merchant services designed to simplify transactions and enhance customer experiences. Imagine having a payment processing system that makes it easy for your customers to pay whether in-store or online. This means less hassle for you and more convenience for your clients. We invite you to visit us at 4501 S Delaware Dr Muncie In 47302 in Muncie, IN, or call us at (765) 284-1015 to discuss how we can support your business goals. Together, let's build a brighter future for your enterprise!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. Although we currently have no member or non-member commercial loans funded, we're dedicated to exploring opportunities for future partnerships that can help local businesses thrive. Our focus remains on providing flexible financing solutions tailored to your needs.

Comprehensive List Of Services

Business Banking Services

We also support local businesses through our comprehensive business banking services. From merchant services that simplify payment processing to business loans that fuel growth, we are committed to helping entrepreneurs succeed.

Convenient Access

Accessing your accounts has never been easier! With an ATM conveniently located at our branch, you can perform basic transactions like withdrawals and balance checks whenever needed. Plus, our drive-thru banking allows for quick deposits, withdrawals, and other simple transactions without leaving your car.

Credit Cards and Rewards

For those who enjoy shopping, our credit cards with rewards offer benefits that fit your lifestyle. With each purchase, you earn rewards that can be redeemed for exciting perks. This is just one way we strive to add value to our members' lives.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we emphasize digital banking features such as mobile payments and person-to-person transfers. Our platforms ensure that whether you're at home or on the go, managing your finances is just a click away. At Thrive, we aim to meet the diverse financial needs of our community while providing a welcoming atmosphere for all members. If you're ready to take advantage of these services or have any questions about how we can help you achieve your financial goals, don't hesitate to reach out! We invite you to visit us at 4501 S Delaware Dr Muncie In 47302, call us at (765) 284-1015, or explore more about what we offer online at our website. Join us today and experience the difference with Main Office!

Personal Banking Solutions

When it comes to personal banking, we have you covered with various options. Whether you're looking for a reliable checking account or a savings account to grow your money, our personal banking services are designed with you in mind. Imagine having easy access to your funds through our user-friendly online and mobile banking platforms allowing you to manage your finances from anywhere, anytime. Need financing for a new car? Our auto loans and vehicle financing options make purchasing your dream vehicle affordable and straightforward. Or perhaps you're considering buying a home? Our mortgage loans and refinancing solutions can help you secure the right loan for your situation, making home ownership more achievable. If life throws unexpected expenses your way, don't worry! Our personal loans and debt consolidation services provide flexible solutions to help you get back on track.

Digital & Online Banking

Easy Payments Anytime

With our mobile payments feature, making purchases has never been easier. Simply link your accounts through our app and pay directly from your phone at participating merchants. Whether you're grabbing coffee or shopping for groceries, convenience is right at your fingertips. At Thrive, we strive to provide accessible services that fit into your lifestyle. Our user-friendly online banking platform and mobile app empower you to take control of your financial journey with ease and confidence. Join us today and experience the future of banking!

Key Features for Your Convenience

Our online banking platform provides you with the tools to manage your money in real-time. If you're on the go, our mobile application ensures you have full access right from your smartphone. Plus, with features like person-to-person transfers, sending money to friends or family is as simple as sending a text. Security is always a top priority at Thrive. We utilize electronic signature authorization for secure transactions, making it easy and safe to sign documents digitally. You can also opt for e-statements, which provide an eco-friendly way to keep track of your account activity without waiting for paper statements.

Financial Strength

Commitment to Growth

With $10,194,747 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports members' financial goals across various sectors with $24,740 in used auto loans and a total of $61,141,031 in loans and leases available.

Member-Centric Savings

Your savings are secured through $28,094,527 in share certificates and $6,282,485 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $994,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our impressive net income of $702,999 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 26 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Solid Financial Health

With a net worth of $10,897,746, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1082 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trustworthy Partnership

Total Share Accounts: 16,561, show a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $146,403 signifies our commitment to responsible management of resources. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Thrive is your trusted partner. Visit us at 4501 S Delaware Dr Muncie In 47302 or call 765-284-1015 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry, with over $18,668,204 in used vehicle loans and $4,964,403 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or a reliable used car, our flexible terms can make financing easy and affordable.

Credit Lines and Unsecured Loans

For those looking for additional flexibility in managing their finances, we offer total credit lines of $10,000,000. This can help you cover unexpected expenses or make larger purchases without taking out multiple loans. Additionally, we provide flexible terms on unsecured credit card loans with a total of $1,517,336 in loans available to help members manage their finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,042,488, make buying or refinancing simple. We're here to guide you through the process and ensure you find the right fit for your situation.

Refinancing Options

If you're considering refinancing any of your existing loans or mortgages, we have tailored options that could potentially lower your monthly payments or adjust your loan terms to better suit your financial situation. Check our eligibility criteria here to see if refinancing is right for you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you're ready to explore these loan options further or have questions about eligibility and application processes, feel free to contact us at 765-284-1015. We're here to help you take the next step towards achieving your financial dreams!

Loan Aggregator

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