Three Rivers Credit Union Pendleton IN | Top Checking & Auto Loans

Introduction

Welcome to Three Rivers in Pendleton, IN, where we believe in building a strong financial future for our community. Located at 700 Henderson Way, our branch has been serving members since 1935, offering a wide range of financial services tailored to meet your needs. With over 133,000 members and total assets exceeding $2.4 billion, we pride ourselves on being a trusted partner in your financial journey. At Three Rivers, our commitment goes beyond just numbers. We are dedicated to providing exceptional member service while fostering a supportive environment for personal and business growth. Our CEO, Don Cates, alongside our Board President, Brent Spindler, leads a team of 466 employees who are passionate about helping you achieve your financial goals. While members can visit us at 700 Henderson Way, official correspondence should be sent to our mailing address: P.O. Box 2573, Fort Wayne, IN 46801-2573. Whether you're looking for personal banking options like checking and savings accounts or seeking assistance with auto loans and mortgages, we have you covered. With total loans amounting to 69,879 and total deposits reaching $102,828,085, we aim to provide safe and reliable banking solutions. Our net worth stands at an impressive $314,417,410, reflecting our stability and dedication to our members' financial well-being. Ready to take the next step? Call us today at 765-221-3299 or visit our website at Three Rivers FCU to learn more about how we can support you on your financial journey!

Branch History & Mission

Welcome to Three Rivers, a cornerstone of financial service in Pendleton, IN since 1935. From our humble beginnings, we have grown into a trusted financial partner for over 133,463 members, proudly managing total assets of $2,466,250,024. Our branch is located at 700 Henderson Way, Pendleton, IN 46064, conveniently positioned near local landmarks that make us easily accessible for our community. At Three Rivers, our mission goes beyond just providing banking services. We strive to empower our members by offering a range of personal and business banking solutions tailored to their needs. Whether it's checking and savings accounts, auto loans, mortgages, or credit cards with rewards, we aim to support your financial journey every step of the way. We believe in fostering strong relationships within our community and are dedicated to making a positive impact through various outreach programs and partnerships. Since opening our doors in 1935, we've seen significant milestones that reflect our commitment to innovation and member satisfaction. Our digital advancements allow you to manage your finances easily through online banking and mobile applications. We ensure accessibility with features like ADA compliance and are proud to offer both ATM availability and drive-thru banking services for your convenience. While you can visit us at 700 Henderson Way, official correspondence should be directed to P.O. Box 2573, Fort Wayne, IN 46801-2573 if necessary. With operating hours designed to fit your busy schedule Lobby hours from Monday to Friday, 9 AM to 6 PM and Saturday from 9 AM to 1 PM we're here when you need us most. Our commitment extends beyond banking; it's about building a stronger community together. We invite you to join us at Three Rivers and experience the difference of being part of a credit union that truly cares about its members. Together, we can achieve great things! For more information on how you can become a member or open an account today, please visit our website or call us at 765-221-3299. Join the Three Rivers family where your financial goals become our mission!

Branch Location & Accessibility

Accessibility Features

Accessibility is important to us. Our branch complies with ADA standards, featuring ramps and wide doorways to ensure everyone can easily access our services. Whether you're visiting for a quick transaction or need assistance with more complex banking needs, our friendly staff is ready to assist you.

Call to Action

We invite you to visit us at Three Rivers in Pendleton today! If you have any questions or want more information about our services, feel free to give us a call at 765-221-3299. Your journey toward better banking starts here!

Nearby Landmarks and Parking

Our Pendleton branch is just a short drive from local landmarks like Falls Park and the Pendleton Historical Museum. These sites not only enrich our community but also make your visit more enjoyable! We offer ample parking right outside the branch for your convenience, so you won't have to worry about finding a spot.

Operating Hours

We understand your time is valuable. That's why we keep our lobby open from Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 1 PM. For those on the go, our drive-thru service is available during similar hours: Monday through Friday from 8 AM to 6 PM and Saturday from 9 AM to 1 PM. We aim to accommodate your busy schedule!

Services Offered

At Three Rivers in Pendleton, we pride ourselves on offering a range of services tailored just for you. From checking and savings accounts to auto loans and mortgage refinancing, we've got everything covered. Need cash? Enjoy convenient ATM access right at our location! Our drive-thru also makes it simple to complete deposits or withdrawals without leaving your car.

Member Eligibility

Becoming a member of Three Rivers is like stepping into a welcoming community where your financial needs are truly valued. To join us, you simply need to meet a few friendly eligibility criteria. If you live, work, or worship in the areas we serve, or have family members who are already part of our credit union, you're likely eligible to join! This means that whether you're starting your first savings account or looking for personalized loan options, you can benefit from all that we offer. For complete details on eligibility and to ensure you meet the requirements, feel free to check out our website at http://www.3riversfcu.org/about/become-a-member. Opening an account with us is straightforward and designed with your convenience in mind. You can easily start the process online by visiting https://online.3riversfcu.org/authentication?returnurl=quickapply, or if you prefer a more personal touch, don't hesitate to give us a call at (765) 221-3299. We're here to help you every step of the way! Visit us at our branch located at 700 Henderson Way Pendleton In 46064, and let's work together towards achieving your financial goals.

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,578 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $7 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $247,636,003, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine running your daily operations without a hitch. Our merchant services make it easy for you to accept payments, manage transactions, and streamline your cash flow. Whether you're a local shop or a larger enterprise in Pendleton, IN, our team is here to ensure you have the tools you need to thrive. Explore how Three Rivers can be your partner in success. We're located at 700 Henderson Way Pendleton In 46064, ready to assist you on your path to growth. Call us at (765) 221-3299 or visit our website at https://www.3riversfcu.org for more information!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about getting a new car? Our Auto Loans & Vehicle Financing options are designed with competitive rates to help you hit the road without breaking the bank. Whether you're buying a brand-new vehicle or refinancing an existing loan, we have solutions that fit your budget. Picture yourself driving off in your dream car with a manageable monthly payment that aligns with your financial goals.

Business Banking

If you're a business owner, our Business Banking services offer tailored solutions including merchant services and business loans. We understand the unique challenges small businesses face and are here to support your growth with flexible financing options.

Convenient Access

With our commitment to convenience, we also offer Online & Mobile Banking, making it easy for you to manage accounts anytime, anywhere. Plus, our ATM services and basic drive-thru banking ensure that cash withdrawal and simple transactions are handled quickly and efficiently. Whether you need assistance in person or prefer online services, our team is ready to assist you at every turn. For more information about how we can help fulfill your financial needs at Three Rivers in Pendleton, don't hesitate to reach out at 765-221-3299 or visit us online at Three Rivers. Come see how we can support your financial journey today!

Credit Cards with Rewards

Looking for rewards on everyday purchases? Our Credit Cards with Rewards allow you to earn points or cash back just by using your card for regular shopping. Whether it's groceries or gas, these rewards can add up quickly and give you more value from your spending.

Mortgage Loans & Refinancing

Homeownership is an important milestone for many of our members. That's why we offer Mortgage Loans & Refinancing services that simplify the home-buying process. We provide personalized guidance through each step of securing a mortgage or refinancing an existing one, ensuring you get the best deal possible. Imagine finally owning your home, where every payment brings you closer to full ownership!

Personal Banking Solutions

For those looking to manage their everyday expenses and savings, our Personal Banking options include checking and savings accounts that cater to various lifestyles. Imagine having a checking account that helps you track your spending while also earning interest on your savings. With features like online banking and mobile access, managing your finances has never been simpler. You can easily check balances, transfer funds, and even pay bills right from your smartphone.

Personal Loans & Debt Consolidation

For those unexpected expenses or debt management needs, our Personal Loans & Debt Consolidation options can help ease financial stress. Think about consolidating high-interest debts into a single loan with lower payments allowing you to focus on what matters most without the burden of multiple payments each month.

Digital & Online Banking

At Three Rivers, we understand that your time is valuable, and banking should be as convenient as possible. That's why we offer a range of digital and online banking services designed to put you in control of your finances anytime, anywhere. With our secure and user-friendly platform, managing your accounts has never been easier. One of the standout features of our online banking service is the ability to access your accounts 24/7 through our website at https://www.3riversfcu.org. Whether you're checking your balance, transferring funds, or paying bills, everything you need is just a click away. Plus, with electronic signature authorization available, you can sign documents securely from the comfort of your home. We also provide e-statements, allowing you to view your account statements electronically whenever you need them. This not only helps keep your information organized but also promotes a greener approach by reducing paper waste. For those on the go, our mobile application makes banking even more accessible. You can make mobile payments easily and enjoy person-to-person transfers right from your smartphone. Whether you're splitting a dinner bill or sending money to a friend, it's quick and hassle-free. At Three Rivers, we prioritize your security with robust protections for all online transactions. Our goal is to ensure that you feel safe while managing your finances digitally. With these features at your fingertips, you'll have real-time access to your accounts and the flexibility to handle banking tasks whenever it suits you best. Experience the future of banking with us today! Visit https://www.3riversfcu.org to explore all that our digital and online banking services have to offer.

Financial Strength

Commitment to Excellence

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 460 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Together

Total Share and Deposit Accounts: 218,778, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $8,264,787. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Three Rivers is your trusted partner. Visit us at 700 Henderson Way Pendleton In 46064 or call (765) 221-3299 to learn more about how we can help you achieve your financial goals.

Investing Back into You

With $308,579,160 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $17,874 in used auto loans and $1,826,660,229 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Solid Financial Health

With a net worth of $314,417,410, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,307 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Your Savings Matter

Members' savings are secured through $486,474,383 in share certificates and $406,312,036 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $59,074,534, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $270,208,492 in used vehicle loans and $43,516,569 in new vehicle loans already helping members get on the road. Whether you're interested in a reliable used vehicle or a brand-new model, we have options that fit your budget and lifestyle.

Business Loans

For business owners, our outstanding commercial loans totaling $247,636,003 provide the capital needed to grow and expand your business. We understand the challenges faced by entrepreneurs and are committed to offering solutions tailored specifically for them. If you're considering refinancing any existing loans or if you're curious about eligibility options for any of our loan products, don't hesitate to ask! Our team is here to guide you through the process and answer any questions you may have. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. We strive to provide transparent information so that you can make informed decisions about your financial future. Explore our various loan offerings today and see how Three Rivers can help you achieve your financial aspirations!

Credit Lines

Our credit lines amounting to $700,729,591 allow you the flexibility to borrow as needed while only paying interest on what you use. This is an excellent option for those who want quick access to funds without the commitment of a traditional loan.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $192,931,000, make buying or refinancing simple. We offer competitive rates and flexible terms to help you secure the home you've always wanted.

Unsecured Credit Card Loans

We also provide flexible terms on unsecured credit card loans, with a total of $34,174,579 in loans helping members manage their finances effectively. This option can be perfect for those looking to consolidate debt or cover unexpected expenses without putting up collateral.

Loan Aggregator

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Three Rivers