THREE RIVERS FEDERAL CREDIT UNION

Welcome to Three Rivers in Muncie, where we have been dedicated to serving our community since 1935. Located at 6220 W Mcgalliard Rd, Muncie, IN 47304, our branch is committed to providing personalized financial solutions that meet the needs of our 133,463 members. Whether you're looking for a new vehicle loan, a mortgage, or simply want to enhance your savings, we are here to help. At Three Rivers, we take pride in our substantial growth and stability. With total assets exceeding $2.4 billion and total deposits reaching $102,828,085, we offer a safe place for your money while also providing competitive loan options with a total of 69,879 loans and leases issued. Our net worth stands strong at $314,417,410, ensuring that we remain a reliable partner in your financial journey. Our experienced team of 466 employees is led by CEO Don Cates and Board President Brent Spindler, who together ensure that every member receives the attention they deserve. We understand that banking is not just about transactions; it's about building relationships within the community. While members can visit us at our Muncie branch for all their banking needs, official correspondence should be directed to our mailing address: P.O. Box 2573, Fort Wayne, IN 46801-2573. Ready to take the next step towards achieving your financial goals? Visit us online at Three Rivers or give us a call at 765-685-0009. We look forward to welcoming you into the Three Rivers family!

At Three Rivers, we believe that becoming a member is like joining a caring family that's dedicated to your financial well-being. If you're interested in being part of our community, you'll find that eligibility is straightforward and welcoming. Anyone who lives, works, worships, or attends school in the area around 6220 W Mcgalliard Rd Muncie In 47304 can join us. We also embrace those who have family members already with us, making it easy for you to connect and grow together. Membership opens the door to numerous benefits like personalized service and competitive rates on loans and accounts that truly support your financial journey. For more details about who can join, feel free to check out our eligibility criteria at http://www.3riversfcu.org/about/become-a-member . Ready to take the next step? Opening an account at Three Rivers is a breeze! Just visit us online at https://online.3riversfcu.org/authentication?returnurl=quickapply , or give us a call at (765) 685-0009 if you have any questions. We're here to help you every step of the way as you embark on this exciting new chapter with us!

At Three Rivers, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We want you to feel confident in your choice to bank with us, and we are proud to share our financial strength, which underscores our commitment to serving you well. With a net worth of $314,417,410, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,307 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $486,474,383 in share certificates and $406,312,036 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $59,074,534, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our success is also reflected in our $308,579,160 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $17,874 in used auto loans and $1,826,660,229 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Though our recent net income is $0, this figure reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 460 full-time employees and 6 part-time employees who ensure our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $8,264,787. Total Share and Deposit Accounts: 218,778, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Three Rivers is your trusted partner. Visit us at 6220 W Mcgalliard Rd Muncie In 47304 or call (765) 685-0009 to learn more about how we can help you achieve your financial goals.