Three Rivers Credit Union Fort Wayne IN | Affordable Vehicle Loans & Personal Banking

Introduction

Welcome to Three Rivers, your trusted financial partner located at 1615 Northland Blvd, Fort Wayne, IN 46825. Established in 1935, our credit union has grown to serve over 133,463 members with dedication and care. We pride ourselves on being more than just a bank; we are a community-focused institution committed to helping you achieve your financial goals. At Three Rivers, we understand that each member has unique needs. With total assets exceeding $2.466 billion and total deposits of $102,828,085, we have the strength and resources to offer a range of financial products that cater to individuals, families, and businesses alike. Whether you are looking for auto loans where we've funded nearly 70,000 loans or personal banking solutions like checking and savings accounts, our team is here to guide you every step of the way. Under the leadership of CEO Don Cates and Board President Brent Spindler, our dedicated staff of 466 employees works tirelessly to ensure that every interaction is positive and beneficial. We know that trust is built on reliability; that's why we aim for excellence in customer service while maintaining a solid net worth of $314,417,410. For any official correspondence, please send it to our mailing address: PO Box 2573, Fort Wayne, IN 46801-2573. We invite you to explore our wide array of services at Three Rivers' website or call us directly at 260-490-8328 for more information. Join us today and discover how Three Rivers can help you navigate your financial journey!

Branch History & Mission

Three Rivers has a proud history of serving the Fort Wayne community since it first opened its doors in 1935. Over the years, this credit union has grown from a small local organization into a trusted financial institution, currently boasting a total membership of 133,463 and assets exceeding $2.4 billion. Our branch, located at 1615 Northland Blvd, Fort Wayne, IN 46825, stands as a testament to our commitment to providing quality financial services while fostering strong community ties. At Three Rivers, our mission is simple yet impactful: to empower our members through exceptional financial services while actively contributing to the well-being of our community. We believe that by focusing on both individual needs and community support, we can create lasting relationships that benefit everyone involved. Our team works diligently to offer a range of services, including personal banking options like checking and savings accounts, auto loans, mortgage solutions, and more. We are dedicated to keeping pace with the evolving financial landscape. Our branch features modern conveniences such as online banking and mobile payment options, ensuring you can manage your finances easily and securely. We also provide ADA-compliant facilities so that everyone can access our services without barriers. Additionally, our drive-thru service allows for quick transactions without leaving your vehicle. While members can visit us at 1615 Northland Blvd for all their banking needs, official correspondence should be sent to PO Box 2573, Fort Wayne, IN 46801-2573. As part of our outreach efforts, we collaborate with local organizations to support initiatives that uplift our community. Whether it's sponsoring events or providing educational resources on financial literacy, we strive to make a positive impact beyond just banking. As we continue to grow and adapt to meet the needs of our members and community alike, we invite you to join us on this journey. Experience the benefits of being part of Three Rivers by becoming a member today! For more information about membership eligibility or to open an account, please visit our website or call us at 260-490-8328. Together, let's build a brighter future for you and our community!

Branch Location & Accessibility

Convenient Access and Features

Our branch is designed with your convenience in mind. With ample parking available, you can quickly find a spot and step right inside. For those who prefer drive-thru service, we offer efficient drive-thru banking to help you get in and out even faster. Plus, our facility is ADA-compliant, ensuring that everyone can access our services comfortably. While members can visit us at 1615 Northland Blvd, official correspondence should be sent to PO Box 2573, Fort Wayne, IN 46801-2573. This helps us streamline communications while you enjoy all that we offer at our branch.

Operating Hours

We're here when you need us! Our lobby hours are Monday through Friday from 8 AM to 6 PM. On Saturdays, our drive-thru is open from 9 AM to 1 PM. Whether you're looking to open an account or simply have questions about your financial needs, we have flexible hours to accommodate your busy schedule.

Services Offered

At Three Rivers, we provide a range of services tailored just for you. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we're committed to helping you achieve your financial goals. Need cash? Our ATM is available for quick withdrawals and balance checks anytime during business hours. If you have any questions or would like more information about our services, don't hesitate to give us a call at 260-490-8328. We're eager to assist you! We invite you to visit us soon and experience firsthand how Three Rivers can support your financial journey.

Member Eligibility

Becoming a member of Three Rivers is like joining a caring community that values your financial well-being. If you're looking for a friendly place to manage your finances, you'll find that membership is open to anyone who lives, works, or worships in the area. This includes those who are related to current members or are part of specific organizations affiliated with us. The process is straightforward and welcoming just visit our website at http://www.3riversfcu.org/about/become-a-member for all the details you need about eligibility criteria. We believe that everyone deserves access to great financial services, and becoming a member opens the door to personalized banking solutions tailored just for you. Once you've checked your eligibility, opening an account is just as easy! You can start your journey with us by applying online through this link: https://online.3riversfcu.org/authentication?returnurl=quickapply. If you have any questions or need assistance, feel free to call us at (260) 490-8328. We're here to help you every step of the way at our branch located at 1615 Northland Blvd Fort Wayne In 46825!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, we offer merchant services that simplify payment processing. Imagine having a reliable way to accept payments from customers whether they pay with a card, mobile wallet, or online transfer. Our merchant solutions ensure you can focus on what you do best: running your business. Located at 1615 Northland Blvd Fort Wayne In 46825 in Fort Wayne, IN, we're here to help you navigate your financial journey with ease. Connect with us today at (260) 490-8328 and discover how our tailored services can make a difference for your business!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,578 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $7 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $247,636,003, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For our business members, we provide valuable resources such as merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we're here to support your business growth.

Digital Banking

In today's fast-paced world, convenience is key. Our online and mobile banking features allow you to access your accounts anytime, anywhere. You can easily check balances, transfer funds, and pay bills right from your smartphone or computer. Additionally, our ATM and cash withdrawal services make it simple for you to get cash when needed.

Drive-Thru & ATM Services

For those who prefer face-to-face interactions but are short on time, our basic drive-thru banking allows for quick deposits, withdrawals, and simple transactions without leaving your vehicle. With basic ATM access, you can perform essential functions like balance checks and cash withdrawals at any time. At Three Rivers, we strive to make banking not only accessible but also enjoyable. Our friendly staff is always ready to assist you in navigating through any service we offer. If you're interested in learning more about how we can help you achieve your financial goals, please don't hesitate to reach out! You can contact us at (260) 490-8328 or visit us at 1615 Northland Blvd Fort Wayne In 46825. We look forward to welcoming you into the Northland West family!

Personal Banking

Our personal banking services are designed with you in mind. You can open a checking or savings account to help you manage your money effectively. If you're considering purchasing a vehicle, our auto loans and vehicle financing options make it easy for you to drive away in the car you want without breaking the bank. We also offer mortgage loans and refinancing solutions that can help you buy your first home or lower your monthly payments on an existing mortgage. If you're facing unexpected expenses or want to consolidate debt, our personal loans and debt consolidation services provide a simple way to manage your finances better. Plus, with our credit cards with rewards, you can earn benefits on everyday purchases!

Digital & Online Banking

Key Services

Our online banking platform at https://www.3riversfcu.org is available 24/7, ensuring that you have access to your accounts whenever you need it. Need to check your balance or review recent transactions? It's all right at your fingertips. Plus, our mobile application lets you manage your finances on the go. Whether you're commuting or enjoying a coffee break, staying connected to your accounts has never been easier. You can also enjoy the convenience of e-statements. Say goodbye to paper clutter! With e-statements available, you can securely view and download your financial statements online. This feature not only saves trees but also keeps your information safe. For those who love quick payments, our mobile payments feature allows you to make purchases directly from your phone. It's simple and hassle-free! Want to send money to a friend? Our person-to-person transfer option makes it easy to share funds with just a few taps. Security is a top priority for us at Three Rivers. With electronic signature authorization, you can complete transactions confidently knowing that your data is protected. We implement strong security measures so that you can focus on what matters most your financial goals. In summary, whether you're at home or on the move, our digital banking services are designed for ease of use and peace of mind. Join us at Three Rivers today and experience the future of banking!

Financial Strength

Commitment to Operational Excellence

Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 460 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Together

With total share accounts reaching 218,778, we show a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments) amount to $8,264,787, reinforcing our ability to support you financially. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Three Rivers is your trusted partner. Visit us at 1615 Northland Blvd Fort Wayne In 46825 or call (260) 490-8328 to learn more about how we can help you achieve your financial goals.

Investing Back into Our Community

With $308,579,160 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is significant boasting $17,874 in used auto loans and $1,826,660,229 in total loans and leases supporting your financial goals across various sectors.

Member-Centric Savings Options

Members' savings are secured through $486,474,383 in share certificates and $406,312,036 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $59,074,534, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $314,417,410, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,307 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry, with over $270,208,492 in used vehicle loans and $43,516,569 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable used one, our flexible financing options can make it easier for you.

Credit Lines and Unsecured Loans

For those looking for additional financial flexibility, we provide credit lines totaling $700,729,591. This option allows you to borrow as needed without taking out a traditional loan. Additionally, we also offer unsecured credit card loans with a total of $34,174,579 available. These flexible terms help members manage their finances effectively while enjoying the convenience of credit.

Financing Options for Businesses

For business owners seeking growth opportunities, our outstanding commercial loans totaling $247,636,003 provide the capital needed to expand your operations or invest in new projects. We understand the challenges faced by small businesses and are here to support your success. At Three Rivers, we're committed to providing you with the best possible financial solutions tailored to meet your needs. Our team is ready to assist you with any questions regarding eligibility or refinancing options. For more information or to speak with a representative about our loan offerings, please contact us at 260-490-8328. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your journey toward financial stability starts here!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $192,931,000, make buying or refinancing simple. We offer competitive rates and terms that can be tailored to fit your unique situation. If you're considering refinancing your current mortgage, we have options available to help you save on monthly payments.

Loan Aggregator

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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing process ensures that users receive fair and transparent offers tailored to their specific needs. By working only with reputable lenders, LendMesh guarantees that the information you see is current and accurate.

Three Rivers