Three Rivers Credit Union Fort Wayne IN | Affordable Vehicle Loans & Personal Banking

Introduction

Welcome to Three Rivers, your trusted financial partner located at 3750 E Dupont Rd, Fort Wayne, IN 46825. Since our establishment in 1935, we've been dedicated to serving our community with integrity and commitment. With a robust membership of over 133,463 individuals, we are proud to be a part of your financial journey. At Three Rivers, we understand that every dollar matters. That's why we manage total assets amounting to an impressive $2,466,250,024, ensuring that your savings are secure and working for you. Our members benefit from total deposits of $102,828,085, allowing us to offer competitive loans and services tailored to your needs. Our experienced team of 466 employees, led by CEO Don Cates and Board President Brent Spindler, is here to assist you every step of the way. We take pride in our ability to provide personalized service while maintaining a strong financial foundation with a net worth of $314,417,410 and cash reserves of $11,299,335. Whether you're looking for auto loans, personal banking solutions, or business financing options, Three Rivers has got you covered. Plus, we offer convenient online and mobile banking services so you can manage your finances anytime, anywhere. While members can visit us at our branch location for all your banking needs, official correspondence should be sent to our mailing address at PO Box 2573, Fort Wayne, IN 46801-2573. Ready to explore what we can do for you? Don't hesitate to reach out! Call us at 260-490-8328 or visit our website at Three Rivers for more information. Join us today and experience the difference that a member-focused credit union can make in your life!

Branch History & Mission

Commitment to Innovation

As times change, so do we. Our commitment to innovation means that we offer modern banking conveniences such as online and mobile banking capabilities. Members can manage their finances easily from anywhere with features like mobile payments and e-statements. We also maintain compliance with ADA standards to ensure accessibility for all.

Community Engagement

Our shared service center allows us to extend our reach even further by partnering with other credit unions to provide essential services. Whether it's making deposits or withdrawals through basic shared transactions or accessing ATMs conveniently located within the area our focus remains on ensuring that every member has access to what they need.

Join Us

We invite you to become part of the Three Rivers family! Experience firsthand how we're dedicated not just to your financial success but also to the well-being of our community. For more information about membership eligibility or to open an account today, please visit our website or call us at 260-490-8328. Join us as we continue this journey together!

Our Mission

At Three Rivers, our mission is simple yet powerful: to empower our members through exceptional financial services while fostering community support and engagement. We believe that when our members thrive, so does the entire community. This belief drives us to provide a wide range of personal banking services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. In addition to offering competitive financial products, we are deeply committed to giving back to our community. Through various outreach programs and partnerships with local organizations, we strive to make a positive impact on the lives of those we serve.

Branch Location & Accessibility

Welcome to the Three Rivers branch at 3750 E Dupont Rd, located in the heart of Fort Wayne, IN. Our convenient location makes it easy for you to access all your banking needs. We're situated near local landmarks like the beautiful Dupont Hospital and close to various shopping centers, ensuring that running errands and visiting us fits seamlessly into your day. At this branch, we prioritize accessibility for all our members. You'll find ample parking available, as well as ADA-compliant features such as ramps to ensure everyone can enjoy our services comfortably. Plus, if you prefer a quick visit, we offer a drive-thru service for deposits and withdrawals from 8 AM to 6 PM on weekdays and from 9 AM to 1 PM on Saturdays. Our lobby hours are designed to accommodate your busy schedule. We're open Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 1 PM. Whether you need assistance with personal banking, auto loans, or business services, our friendly team is here to help. Additionally, we have an ATM available for cash withdrawals and balance checks whenever you need them. For those who are part of partner credit unions, we also provide shared branch transactions for your convenience. While members can visit us at our physical address for all banking transactions, please note that official correspondence should be directed to our mailing address at PO Box 2573, Fort Wayne, IN 46801-2573. Feel free to call us at 260-490-8328 if you have any questions or need further assistance. We look forward to serving you at Three Rivers!

Member Eligibility

Becoming a member of Three Rivers is like stepping into a friendly community where your financial needs are genuinely cared for. If you're looking to join us, you'll be pleased to know that eligibility is open to individuals who live, work, worship, or attend school in Allen County. Whether you're a long-time resident or new to the area, we welcome you with open arms! Not only do our members gain access to a range of financial products and services tailored just for them, but they also enjoy the perks of being part of a cooperative that puts people first. To explore the specific eligibility criteria in detail, feel free to visit our website at http://www.3riversfcu.org/about/become-a-member . Once you know you're eligible, opening an account is a breeze! Simply head over to our online application at https://online.3riversfcu.org/authentication?returnurl=quickapply , and you'll be on your way to enjoying all the benefits we have to offer. If you have any questions or need assistance along the way, don't hesitate to reach out by calling us at (260) 490-8328. We can't wait to welcome you into the Three Rivers family!

Business Banking & Commercial Services

Merchant Services

Our merchant services go beyond traditional banking. Picture this: you run a busy retail shop, and every second counts during peak hours. With our streamlined payment processing solutions, you can accept payments quickly and securely, giving you more time to focus on serving your customers. Whether you're looking for point-of-sale systems or online payment options, we provide tools that help your business thrive. Located conveniently at 3750 E Dupont Rd Fort Wayne In 46825, Fort Wayne, IN 46825, our team is here to help you navigate all your banking needs. Reach out at (260) 490-8328 to learn more about how we can support your business's success!

Comprehensive List Of Services

ATM & Drive-Thru Services

Need cash on the go? Our ATM services allow for quick withdrawals and balance checks without any hassle. We also feature a drive-thru service for basic transactions like deposits and withdrawals. This means you can complete simple banking tasks without leaving your car!

Business Banking Services

For small business owners, we have specialized services that cater directly to your needs. Our business banking solutions, including merchant services and business loans, are designed to help you grow and manage your operations effectively.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we proudly offer robust online and mobile banking features. With just a few clicks or taps, you can manage your accounts, make transfers, pay bills, and even access person-to-person payment options right from your smartphone or computer. Our secure platform ensures that your information is safe while providing easy access anytime, anywhere.

Personal Banking Solutions

Our personal banking services are designed with you in mind. Whether you're looking to open a checking or savings account, our accounts offer flexibility and convenience for managing your daily finances. For those considering a new vehicle, our auto loans and vehicle financing options provide competitive rates to help you get on the road without breaking the bank. If you're ready to invest in your dream home, explore our mortgage loans and refinancing options that can tailor to your specific financial situation. In addition, we offer personal loans and debt consolidation services aimed at helping you regain control over your finances. And don't forget about our credit cards with rewards, which allow you to earn points for everyday purchases.

Shared Branching Opportunities

If you're part of another credit union but need access to additional resources, take advantage of our shared branch transactions. You can conduct deposits and withdrawals at our location as if it were your own credit union. At Three Rivers in Fort Wayne, IN, we prioritize making banking easy and accessible for all our members. Our commitment goes beyond just providing services; it's about building lasting relationships based on trust and support. If you have questions or want to learn more about how we can assist you on your financial journey, don't hesitate to reach out! Call us at 260-490-8328 or visit us online at Three Rivers. We look forward to serving you!

Digital & Online Banking

Key Features

One of the standout features is our electronic signature authorization. This means you can complete transactions and sign documents online without needing to visit a branch. It's fast, secure, and incredibly convenient! Additionally, we provide e-statements, allowing you to receive and review your bank statements electronically. This not only helps the environment but also keeps your financial records organized and easily accessible. For those who prefer using their smartphones, our mobile application is a must-have. With it, you can enjoy mobile payments that let you make purchases right from your phone, along with person-to-person transfers that make sending money to friends or family a breeze. You'll never have to worry about carrying cash again!

Security & Accessibility

Security is always a top priority at Three Rivers. Our online services are protected with robust security measures to keep your information safe while giving you peace of mind. In today's fast-paced world, having real-time access to your accounts is essential. Our digital banking services allow you to stay updated on your finances without any hassle. Enjoy the freedom and flexibility that comes with managing your money digitally all while knowing you're backed by a trusted partner in Three Rivers. Whether you're looking to make a quick payment or manage your entire portfolio from the comfort of home, we've got you covered! Visit us today at https://www.3riversfcu.org and experience the ease of banking with us.

Financial Strength

Committed Workforce

We also take pride in having 460 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members.

Growing Together

Total Share Accounts: 218,778, show a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $8,264,787 further illustrate our commitment to supporting your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Three Rivers is your trusted partner. Visit us at 3750 E Dupont Rd Fort Wayne In 46825 or call (260) 490-8328 to learn more about how we can help you achieve your financial goals.

Investing in Our Members

With $308,579,160 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident with $17,874 in used auto loans and $1,826,660,229 in total loans and leases; this capacity supports our members' financial goals across various sectors.

Member-Centric Savings Options

Members' savings are secured through $486,474,383 in share certificates and $406,312,036 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $59,074,534, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $314,417,410, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,307 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $270,208,492 in used vehicle loans and $43,516,569 in new vehicle loans already helping members get on the road. Whether you're looking for a reliable used vehicle or financing for a brand-new model, our friendly team is ready to assist you.

Business Financing

For business owners, our outstanding commercial loans totaling $247,636,003 provide the capital needed to grow and expand. We understand that every business is different; thus, our team will work closely with you to tailor a financing solution that meets your specific needs. At Three Rivers, we believe in empowering our members through accessible financial products and exceptional service. If you're interested in any of these loan offerings or would like more information about refinancing options, don't hesitate to reach out to us at (260) 490-8328 or visit us at our branch located at 3750 E Dupont Rd Fort Wayne In 46825 in Fort Wayne, IN. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're here to help you navigate your financial journey!

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $192,931,000, make buying or refinancing simple. We also offer refinancing solutions to help you lower your monthly payments or access cash from your home's equity. Our knowledgeable staff can guide you through eligibility options to make the process smooth and straightforward.

Unsecured Credit Card Loans

Managing finances can be tricky, but we're here to help. We offer flexible terms on unsecured credit card loans, with a total of $34,174,579 in loans helping members manage their finances effectively. Whether it's for emergencies or everyday expenses, our credit cards provide convenience with features designed to fit your lifestyle.

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THREE RIVERS FEDERAL CREDIT UNION